Q. What kind of questions one can expect from the interviewer if father is in business

A. Following points must be prepared :-
Annual turnover
It's capital
Type of business
Whether MSME?
Major clients
Why don't you join this business?
Who would look after it when your father steps down?
How would you handle it in a pandemic-like situation?
GST number?
It's major competitors
Other questions related to the type of business

https://t.me/interview_lib

NIACL AO Interview Experience

Why NIACL?
1. Largest general insurer in India
2. Only profit making public sector general insurer
3. Foreign posting prospects
4. Immense learning opportunities like working of power plants/chemical factories, construction of mega projects like dams/refineries, parts and working of aircrafts/helicopters/huge marine vessels, implementation of govt schemes like Ayushman Bharat (Ministry of Health), Pravasi Bharatiya(MEA), NRLM (MoRD), integrations with web aggregators and auto companies like policybazar/Maruti/Hero/MG etc.

https://t.me/interview_lib

Principal of general insurance

Why to join niacl

Why we hire you

Will work outside state

If any branch given to only you will you handle

Graduation importance in insurance

Insurance products kon se hai

TP act and info

Niacl history, all
Details , workers branch

Irdai kya hai  kaam kya hai

PG kyun nhi kiya

And other questions were of agriculture background

https://t.me/interview_lib

Most asked interview questions 01

What is bank and its functions?
How does it earn money?
What are the different Assets and liabilities of a bank?
Explain NII, NIM
Types of bank accounts
Current account vs savings account
Dormant account
FD vs RD
How many nominees can be added in a account (recect banking laws amendments)
Casa Ratio

Different tax slabs
Old vs new tax system
What is a Standard deduction?
Why no tax till 12 lakhs, but 5% and 10% slabs?
What is tax rebate
What are the Different tax saving options available?

https://t.me/interview_lib

NPS Grade B 2025 Interview Experience

(For PFRDA Grade A interview)

Most Asked Interview Questions 02

Explain No frills account, BSBDA, PMJDY (PMJJBY, PMSBY)
What is Ombudsman? How can we approach it?
What are the types of risks in banking?
Liquidity risk vs credit risk
Biggest risks for banks
Need of KYC
KYC recent guidelines
Brown label ATMs
Onsite vs offsite ATMs

Total seats in Bihar elections
Major contenders and seats
Your support?
Major promises by parties
Major challenges in Bihar

How has ChatGPT impacted School education?
Effect of ChatGPT on Google
Should india develop its own AI tools?
Why isn't India able to develop one?
Future of AI
AI in banking - positive and negative

https://t.me/interview_lib

Corporate NPS Rule Change
(PFRDA interview)

1. Mutual Agreement for Fund and Scheme Selection
• Employers and employees must jointly decide the pension fund and investment scheme under the Corporate NPS model.
• The employer must conduct an annual review of the selected fund’s long-term performance before switching.

2. More Choice for Employees
• Employees can make voluntary contributions to other NPS schemes under the Multiple Scheme Framework, even if their employer contributes to a fixed corporate plan.
• Employees should have the ability to choose the risk level or investment option that suits their profile.

3. Compliance and Operational Requirements
• Corporates must coordinate with Points of Presence (PoPs) for NPS-related processes.
• They must ensure that Central Recordkeeping Agencies (CRAs) are informed of the mutually agreed investment decisions.

4. Optional Full Employee Autonomy
• Employers may choose to give employees complete authority to select their pension fund or investment scheme without requiring a mutual agreement.

https://t.me/interview_lib

PayU gets RBI nod to operate as payment aggregator

Most Asked Interview Questions 03

Difference between NRE vs NRO account
Types of accounts under NRE?
Tenure of Fixed deposit in FCNR
What is LIBOR, MIBOR
Explain Nostro vs Vostro account
Difference between Demat account and trading account
Which Broker has the maximum demat accounts

Difference between Debit vs credit card
What is CIBIL score
Explain Credit rating agencies
India's rising debt - reasons and solutions
Visa vs Mastercard vs rupay
Rupay is acceptable in how many countries?
Products of NPCI
UPI, UPI lite, upi123, etc (per transaction limit)
BHIM vs UPI
NEFT vs RTGS
IFSC va swift code
Image/Motif on ₹500/2000 note

Bill of exchange vs cheque
Drawer vs drawer vs payee
Order vs blank cheque
Post dates and pre dated cheque
Types of crossing on cheques
What is Endorsement of cheque
Do we need cheques in the age of internet banking?

How would the US tariffs affect India?
Our major imports and exports to India (trade surplus or deficit?)
World Cup - Men and women

https://t.me/interview_lib

NIACL AO Interview Experience

Interview date - 21 Jan 2025
Venue - delhi
Panel member - 4 ( 1 mam , 3 sir )
Wished the panel member they offered me seat
M beth hi rhi thi bole apne physics m bsc kia h I said yes sir
Insurance m ku aana chahte ho
What qualities do you have ki we hire u
It's a pan India job u don't have prblm in travelling
Hobby puche I said travelling is my hobby so I will have no issue in posting
Principal of insurance btao - utmost good faith detail explain kro
About insurance intermediaries
Ek leader m kya qualities expect krte ho
Apni speciality btao
Newton's k sare laws ekdm detail m btao
Defence ku ni join kia ? Insurance m ku aa gye
Abhi koi result waiting h
Ibps po m hua to jaoge
Insurance ku prefer krna chahte ho banking ki jgh
Kam bht jyada h officer level p kr paoge
About ur family 
Agr officer ban gye to apne bhai ko sath rkhoge ya nh
Gap year h 3 year ka kya kya kia isme
Kitne calm or patient ho
About motor insurance
Insurance ombudsman
Aisa lga hi nh interview chal ra h nrml bat chit
Panel ne samne se Hindi m bt krni shuru ki
Intro nh hua
I am satisfied now hope fr best

https://t.me/interview_lib

All the best for SBI PO Psychometric Test
Don't be nervous. You can't fail in this. Just be honest while answering the questions

Good luck 🤞

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