SBI PO 2025 IMPORTANT GE TOPICS
• ABSTRACT TOPICS
Work-Life Balance is a Myth
Women are better multi-taskers- agree or disagree?
Can failures teach you important lessons in life?
Hard Work Vs Smart Work
Change is the only constant
Happiness vs. Success
• SOCIAL ISSUES
Social Media: A boon or a bane for the society.
Will Beti Bachao Beti Padhao abolish the orthodox mindset?
Views on Climate Change
Crime against women
Increasing youth suicides
Substance abuse in India
• ECONOMY AND BUSINESS
Is 'Start-up India' Boosting Entrepreneurship
Ways in which Technology is impacting the Banking sector
How is the falling rupee impacting the Indian economy?
The impact of the Make in India Campaign
Government schemes
• CURRENT
Chat GPT - Pros and cons
Implementation of 6G
E-rupee / digital currency
Union budget
Will Al replace or assist humans
Cyber security a concern
Electric vehicles - future of transport
Online education, work from home: Have we arrived in the virtual world
Media needs to be more responsible
Financial inclusion - A reality check
Source :- https://t.me/interview_lib
• ABSTRACT TOPICS
Work-Life Balance is a Myth
Women are better multi-taskers- agree or disagree?
Can failures teach you important lessons in life?
Hard Work Vs Smart Work
Change is the only constant
Happiness vs. Success
• SOCIAL ISSUES
Social Media: A boon or a bane for the society.
Will Beti Bachao Beti Padhao abolish the orthodox mindset?
Views on Climate Change
Crime against women
Increasing youth suicides
Substance abuse in India
• ECONOMY AND BUSINESS
Is 'Start-up India' Boosting Entrepreneurship
Ways in which Technology is impacting the Banking sector
How is the falling rupee impacting the Indian economy?
The impact of the Make in India Campaign
Government schemes
• CURRENT
Chat GPT - Pros and cons
Implementation of 6G
E-rupee / digital currency
Union budget
Will Al replace or assist humans
Cyber security a concern
Electric vehicles - future of transport
Online education, work from home: Have we arrived in the virtual world
Media needs to be more responsible
Financial inclusion - A reality check
Source :- https://t.me/interview_lib
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Q. What kind of questions one can expect from the interviewer if father is in business
A. Following points must be prepared :-
Annual turnover
It's capital
Type of business
Whether MSME?
Major clients
Why don't you join this business?
Who would look after it when your father steps down?
How would you handle it in a pandemic-like situation?
GST number?
It's major competitors
Other questions related to the type of business
https://t.me/interview_lib
A. Following points must be prepared :-
Annual turnover
It's capital
Type of business
Whether MSME?
Major clients
Why don't you join this business?
Who would look after it when your father steps down?
How would you handle it in a pandemic-like situation?
GST number?
It's major competitors
Other questions related to the type of business
https://t.me/interview_lib
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NIACL AO Interview Experience
Why NIACL?
1. Largest general insurer in India
2. Only profit making public sector general insurer
3. Foreign posting prospects
4. Immense learning opportunities like working of power plants/chemical factories, construction of mega projects like dams/refineries, parts and working of aircrafts/helicopters/huge marine vessels, implementation of govt schemes like Ayushman Bharat (Ministry of Health), Pravasi Bharatiya(MEA), NRLM (MoRD), integrations with web aggregators and auto companies like policybazar/Maruti/Hero/MG etc.
https://t.me/interview_lib
Why NIACL?
1. Largest general insurer in India
2. Only profit making public sector general insurer
3. Foreign posting prospects
4. Immense learning opportunities like working of power plants/chemical factories, construction of mega projects like dams/refineries, parts and working of aircrafts/helicopters/huge marine vessels, implementation of govt schemes like Ayushman Bharat (Ministry of Health), Pravasi Bharatiya(MEA), NRLM (MoRD), integrations with web aggregators and auto companies like policybazar/Maruti/Hero/MG etc.
https://t.me/interview_lib
❤3
Principal of general insurance
Why to join niacl
Why we hire you
Will work outside state
If any branch given to only you will you handle
Graduation importance in insurance
Insurance products kon se hai
TP act and info
Niacl history, all
Details , workers branch
Irdai kya hai kaam kya hai
PG kyun nhi kiya
And other questions were of agriculture background
https://t.me/interview_lib
Why to join niacl
Why we hire you
Will work outside state
If any branch given to only you will you handle
Graduation importance in insurance
Insurance products kon se hai
TP act and info
Niacl history, all
Details , workers branch
Irdai kya hai kaam kya hai
PG kyun nhi kiya
And other questions were of agriculture background
https://t.me/interview_lib
❤4
Most asked interview questions 01
What is bank and its functions?
How does it earn money?
What are the different Assets and liabilities of a bank?
Explain NII, NIM
Types of bank accounts
Current account vs savings account
Dormant account
FD vs RD
How many nominees can be added in a account (recect banking laws amendments)
Casa Ratio
Different tax slabs
Old vs new tax system
What is a Standard deduction?
Why no tax till 12 lakhs, but 5% and 10% slabs?
What is tax rebate
What are the Different tax saving options available?
https://t.me/interview_lib
What is bank and its functions?
How does it earn money?
What are the different Assets and liabilities of a bank?
Explain NII, NIM
Types of bank accounts
Current account vs savings account
Dormant account
FD vs RD
How many nominees can be added in a account (recect banking laws amendments)
Casa Ratio
Different tax slabs
Old vs new tax system
What is a Standard deduction?
Why no tax till 12 lakhs, but 5% and 10% slabs?
What is tax rebate
What are the Different tax saving options available?
https://t.me/interview_lib
❤5
Most Asked Interview Questions 02
Explain No frills account, BSBDA, PMJDY (PMJJBY, PMSBY)
What is Ombudsman? How can we approach it?
What are the types of risks in banking?
Liquidity risk vs credit risk
Biggest risks for banks
Need of KYC
KYC recent guidelines
Brown label ATMs
Onsite vs offsite ATMs
Total seats in Bihar elections
Major contenders and seats
Your support?
Major promises by parties
Major challenges in Bihar
How has ChatGPT impacted School education?
Effect of ChatGPT on Google
Should india develop its own AI tools?
Why isn't India able to develop one?
Future of AI
AI in banking - positive and negative
https://t.me/interview_lib
Explain No frills account, BSBDA, PMJDY (PMJJBY, PMSBY)
What is Ombudsman? How can we approach it?
What are the types of risks in banking?
Liquidity risk vs credit risk
Biggest risks for banks
Need of KYC
KYC recent guidelines
Brown label ATMs
Onsite vs offsite ATMs
Total seats in Bihar elections
Major contenders and seats
Your support?
Major promises by parties
Major challenges in Bihar
How has ChatGPT impacted School education?
Effect of ChatGPT on Google
Should india develop its own AI tools?
Why isn't India able to develop one?
Future of AI
AI in banking - positive and negative
https://t.me/interview_lib
🙏6❤5👍1
Corporate NPS Rule Change
(PFRDA interview)
1. Mutual Agreement for Fund and Scheme Selection
• Employers and employees must jointly decide the pension fund and investment scheme under the Corporate NPS model.
• The employer must conduct an annual review of the selected fund’s long-term performance before switching.
2. More Choice for Employees
• Employees can make voluntary contributions to other NPS schemes under the Multiple Scheme Framework, even if their employer contributes to a fixed corporate plan.
• Employees should have the ability to choose the risk level or investment option that suits their profile.
3. Compliance and Operational Requirements
• Corporates must coordinate with Points of Presence (PoPs) for NPS-related processes.
• They must ensure that Central Recordkeeping Agencies (CRAs) are informed of the mutually agreed investment decisions.
4. Optional Full Employee Autonomy
• Employers may choose to give employees complete authority to select their pension fund or investment scheme without requiring a mutual agreement.
https://t.me/interview_lib
(PFRDA interview)
1. Mutual Agreement for Fund and Scheme Selection
• Employers and employees must jointly decide the pension fund and investment scheme under the Corporate NPS model.
• The employer must conduct an annual review of the selected fund’s long-term performance before switching.
2. More Choice for Employees
• Employees can make voluntary contributions to other NPS schemes under the Multiple Scheme Framework, even if their employer contributes to a fixed corporate plan.
• Employees should have the ability to choose the risk level or investment option that suits their profile.
3. Compliance and Operational Requirements
• Corporates must coordinate with Points of Presence (PoPs) for NPS-related processes.
• They must ensure that Central Recordkeeping Agencies (CRAs) are informed of the mutually agreed investment decisions.
4. Optional Full Employee Autonomy
• Employers may choose to give employees complete authority to select their pension fund or investment scheme without requiring a mutual agreement.
https://t.me/interview_lib
❤5
Most Asked Interview Questions 03
Difference between NRE vs NRO account
Types of accounts under NRE?
Tenure of Fixed deposit in FCNR
What is LIBOR, MIBOR
Explain Nostro vs Vostro account
Difference between Demat account and trading account
Which Broker has the maximum demat accounts
Difference between Debit vs credit card
What is CIBIL score
Explain Credit rating agencies
India's rising debt - reasons and solutions
Visa vs Mastercard vs rupay
Rupay is acceptable in how many countries?
Products of NPCI
UPI, UPI lite, upi123, etc (per transaction limit)
BHIM vs UPI
NEFT vs RTGS
IFSC va swift code
Image/Motif on ₹500/2000 note
Bill of exchange vs cheque
Drawer vs drawer vs payee
Order vs blank cheque
Post dates and pre dated cheque
Types of crossing on cheques
What is Endorsement of cheque
Do we need cheques in the age of internet banking?
How would the US tariffs affect India?
Our major imports and exports to India (trade surplus or deficit?)
World Cup - Men and women
https://t.me/interview_lib
Difference between NRE vs NRO account
Types of accounts under NRE?
Tenure of Fixed deposit in FCNR
What is LIBOR, MIBOR
Explain Nostro vs Vostro account
Difference between Demat account and trading account
Which Broker has the maximum demat accounts
Difference between Debit vs credit card
What is CIBIL score
Explain Credit rating agencies
India's rising debt - reasons and solutions
Visa vs Mastercard vs rupay
Rupay is acceptable in how many countries?
Products of NPCI
UPI, UPI lite, upi123, etc (per transaction limit)
BHIM vs UPI
NEFT vs RTGS
IFSC va swift code
Image/Motif on ₹500/2000 note
Bill of exchange vs cheque
Drawer vs drawer vs payee
Order vs blank cheque
Post dates and pre dated cheque
Types of crossing on cheques
What is Endorsement of cheque
Do we need cheques in the age of internet banking?
How would the US tariffs affect India?
Our major imports and exports to India (trade surplus or deficit?)
World Cup - Men and women
https://t.me/interview_lib
❤4