SBI PO GD PI EXPERIENCE OF A MEMBER

Lucknow LHO

Members -12
SBI officials -2
Language - Hindi/English
Details - 5 minutes given before each to note down the points
Total time duration - 15 minutes each (but the candidates didn't realize how soon it passed)

GD - Started with a 10 second pause. In between also some pauses. This is the best time to speak. GD was peaceful. 1-2 people tried to speak too much, trying to dominate. Some went off topic. But in the end, this girl gave a conclusion and everyone agreed. Officials said, discussion was good.

5 minute break was given in between.

GE - 8 points were given. You needed to agree on 1,2,3 and 8th. Started with people describing all 8 points at the same time. As expected, the officials had to interrupt. The group reached consensus on 2nd, 3rd and 8th point. Many times it became a fish market. People were trying to prove themselves right. This girl tried to bring the group back to agreement whenever she could.

Interview - 5 panel members (1 female). All cordial and friendly. Total time 12-13 minutes. For working candidates, it went a bit longer. Questions asked -

How are you?
Why gap of 4 years?
What is reverse repo rate?
Profit and loss account, ledger, etc. and some other commerce terms (BCOM student)
Why SBI? How will you handle the work pressure?
What is GDP (she got confused and told the numbers)
Fixed assets
World boxing championship  (asked to many people)

Overall - good experience. Very good hospitality by SBI. Lunch was provided.

https://t.me/interview_lib

SBI PO Chandigarh Interview Highlights:

1. Introduction
2. Cricket-related hobby: Pitch size, bat weight, IPL
3. Metaverse
4. Blockchain
5. Virtual banking
6. Central Bank Digital Currency (CBDC)
7. Graduation details: B.Sc. Non-Medical, exponential function (e^x), geometric progression (GP), Escape Velocity, Combinations (nC0, nC1, ...)
8. Neo bank
9. Name of the Finance Minister
10. Name of a Private Bank
11. Criteria for a DSIB Bank in India
12. Three names of Foreign Banks
13. Payment Banks
14. Profit generation in banks

https://t.me/interview_lib

USES OF AI IN BANKING 🏦

1. Fraud Detection and Prevention: AI analyzes vast amounts of transaction data to identify and prevent fraudulent activities in real-time, improving security and reducing losses.

2. Streamlined Customer Service: Chatbots and virtual assistants powered by AI provide 24/7 customer support, answer questions, and resolve basic issues efficiently, freeing up human staff for more complex matters.

3. Personalized Banking: AI personalizes customer experiences by analyzing data to recommend financial products, tailor marketing campaigns, and offer targeted services that meet individual needs.

4. Loan Processing and Risk Management: AI automates loan applications, analyzes creditworthiness, and assesses risks more accurately and efficiently, improving loan approval times and reducing bad debt.

5. Back-Office Automation: AI automates repetitive tasks like document processing, data entry, and reconciliation, freeing up staff for more strategic roles and enhancing operational efficiency.

https://t.me/interview_lib

PFRDA Grade A Phase 2 Result Out

✅NICL AO 2025 INTERVIEW CALL LETTER OUT

https://ibpsonline.ibps.in/niclaomay25/intcla_nov25/login.php?appid=92348dc3bcf2fe1d83de7d4b7c94cbfc

SBI PO 2025 IMPORTANT GE TOPICS

• ABSTRACT TOPICS

Work-Life Balance is a Myth
Women are better multi-taskers- agree or disagree?
Can failures teach you important lessons in life?
Hard Work Vs Smart Work
Change is the only constant
Happiness vs. Success

• SOCIAL ISSUES

Social Media: A boon or a bane for the society.
Will Beti Bachao Beti Padhao abolish the orthodox mindset?
Views on Climate Change
Crime against women
Increasing youth suicides
Substance abuse in India

• ECONOMY AND BUSINESS

Is 'Start-up India' Boosting Entrepreneurship
Ways in which Technology is impacting the Banking sector
How is the falling rupee impacting the Indian economy?
The impact of the Make in India Campaign
Government schemes

• CURRENT

Chat GPT - Pros and cons
Implementation of 6G
E-rupee / digital currency
Union budget
Will Al replace or assist humans
Cyber security a concern
Electric vehicles - future of transport
Online education, work from home: Have we arrived in the virtual world
Media needs to be more responsible
Financial inclusion - A reality check

Source :- https://t.me/interview_lib

Q. What kind of questions one can expect from the interviewer if father is in business

A. Following points must be prepared :-
Annual turnover
It's capital
Type of business
Whether MSME?
Major clients
Why don't you join this business?
Who would look after it when your father steps down?
How would you handle it in a pandemic-like situation?
GST number?
It's major competitors
Other questions related to the type of business

https://t.me/interview_lib

NIACL AO Interview Experience

Why NIACL?
1. Largest general insurer in India
2. Only profit making public sector general insurer
3. Foreign posting prospects
4. Immense learning opportunities like working of power plants/chemical factories, construction of mega projects like dams/refineries, parts and working of aircrafts/helicopters/huge marine vessels, implementation of govt schemes like Ayushman Bharat (Ministry of Health), Pravasi Bharatiya(MEA), NRLM (MoRD), integrations with web aggregators and auto companies like policybazar/Maruti/Hero/MG etc.

https://t.me/interview_lib

Principal of general insurance

Why to join niacl

Why we hire you

Will work outside state

If any branch given to only you will you handle

Graduation importance in insurance

Insurance products kon se hai

TP act and info

Niacl history, all
Details , workers branch

Irdai kya hai  kaam kya hai

PG kyun nhi kiya

And other questions were of agriculture background

https://t.me/interview_lib

Most asked interview questions 01

What is bank and its functions?
How does it earn money?
What are the different Assets and liabilities of a bank?
Explain NII, NIM
Types of bank accounts
Current account vs savings account
Dormant account
FD vs RD
How many nominees can be added in a account (recect banking laws amendments)
Casa Ratio

Different tax slabs
Old vs new tax system
What is a Standard deduction?
Why no tax till 12 lakhs, but 5% and 10% slabs?
What is tax rebate
What are the Different tax saving options available?

https://t.me/interview_lib

NPS Grade B 2025 Interview Experience

(For PFRDA Grade A interview)