SBI PO Psychometric test - Complete details

What is it?
Psychometric test is simply a personality test. It aims to know who you are.. example whether you make a lot of friends or not, whether you do multitasking or just a single task at a time, etc.

Is there any passing criteria?
No. It's jusy a formality. You just need to appear. There will be no right or wrong answers.

How to prepare?
Keep your documents ready, reach the venue on time, and read this post once again. That's it. No need for anything else.

How to attempt?
Questions will be like -

"I am a friendly and outgoing person."

Strongly disgree ○ ○ ○ ○ ○ strongly agree

The options will mean strongly disagree, disagree, neutral, agree, strongly agree.
Pick whatever fits you. Choose neutral only if you can't decide. Otherwise be honest. Don't try to act smart and choose options which sound better, like "a PO must be an outgoing person, so I will tick strongly agree, even if I am an introvert."
They will catch you.

Read the instructions very very carefully.

Keep an open mind while attempting. Some questions will be repeated in different words. Like

Q. 1) I like to work alone.
Q. 20) I like to work as a team.

Now, if you tick agree in both, it would sound like you are confused. So you have to be careful here. Don't contradict yourself. If a rough sheet is provided, you can note down some answers also. (Although that is not needed).

Finally, be calm. Don't think about it much.
Keep preparing for interview/GD.

What clothes to wear?
Wear what you would wear in a written test. No need for formals.

Final tips -
This test might be a golden opportunity to socialise with other candidates. You never know, you might see your neighbour in GD also. So don't miss this chance.

Hope all your doubts are resolved now ❤️

https://t.me/interview_lib

RBI has opened up a new avenue for borrowers by allowing loans against silver, in addition to gold.

This means individuals can now pledge silver jewellery or coins to avail loans from banks and non-banking finance companies (NBFCs).

The new regulations will take effect on April 1, 2026.

Who can extend loans against silver?

Commercial Banks (including SFBs and RRBs), Urban and Rural Co-operative Bank, NBFCs and Housing Finance Companies

What jewellery or coins can be pledged?

Gold jewelry - up to a maximum of 1 kg
Silver jewelry - up to a maximum of 10 kg
Gold coins - up to 50 grams
Silver coins - up to 500 grams

How much loan will you get? (Loan-to-value ratio)

The RBI has also fixed the maximum limit of loan-to-value (LTV).

Up to 85% on loans up to Rs 2.5 lakh
Up to 80% on loans from Rs 2.5 to Rs 5 lakh
Up to 75% on loans above Rs 5 lakh

This means that if you have silver worth Rs 1 lakh, you can get a maximum loan of up to Rs 85,000 on it

(Source : Aparchit)

BIO DATA Form
for SBI PO Interview Candidates..

SBI PO GD PI EXPERIENCE OF A MEMBER

Lucknow LHO

Members -12
SBI officials -2
Language - Hindi/English
Details - 5 minutes given before each to note down the points
Total time duration - 15 minutes each (but the candidates didn't realize how soon it passed)

GD - Started with a 10 second pause. In between also some pauses. This is the best time to speak. GD was peaceful. 1-2 people tried to speak too much, trying to dominate. Some went off topic. But in the end, this girl gave a conclusion and everyone agreed. Officials said, discussion was good.

5 minute break was given in between.

GE - 8 points were given. You needed to agree on 1,2,3 and 8th. Started with people describing all 8 points at the same time. As expected, the officials had to interrupt. The group reached consensus on 2nd, 3rd and 8th point. Many times it became a fish market. People were trying to prove themselves right. This girl tried to bring the group back to agreement whenever she could.

Interview - 5 panel members (1 female). All cordial and friendly. Total time 12-13 minutes. For working candidates, it went a bit longer. Questions asked -

How are you?
Why gap of 4 years?
What is reverse repo rate?
Profit and loss account, ledger, etc. and some other commerce terms (BCOM student)
Why SBI? How will you handle the work pressure?
What is GDP (she got confused and told the numbers)
Fixed assets
World boxing championship  (asked to many people)

Overall - good experience. Very good hospitality by SBI. Lunch was provided.

https://t.me/interview_lib

SBI PO Chandigarh Interview Highlights:

1. Introduction
2. Cricket-related hobby: Pitch size, bat weight, IPL
3. Metaverse
4. Blockchain
5. Virtual banking
6. Central Bank Digital Currency (CBDC)
7. Graduation details: B.Sc. Non-Medical, exponential function (e^x), geometric progression (GP), Escape Velocity, Combinations (nC0, nC1, ...)
8. Neo bank
9. Name of the Finance Minister
10. Name of a Private Bank
11. Criteria for a DSIB Bank in India
12. Three names of Foreign Banks
13. Payment Banks
14. Profit generation in banks

https://t.me/interview_lib

USES OF AI IN BANKING 🏦

1. Fraud Detection and Prevention: AI analyzes vast amounts of transaction data to identify and prevent fraudulent activities in real-time, improving security and reducing losses.

2. Streamlined Customer Service: Chatbots and virtual assistants powered by AI provide 24/7 customer support, answer questions, and resolve basic issues efficiently, freeing up human staff for more complex matters.

3. Personalized Banking: AI personalizes customer experiences by analyzing data to recommend financial products, tailor marketing campaigns, and offer targeted services that meet individual needs.

4. Loan Processing and Risk Management: AI automates loan applications, analyzes creditworthiness, and assesses risks more accurately and efficiently, improving loan approval times and reducing bad debt.

5. Back-Office Automation: AI automates repetitive tasks like document processing, data entry, and reconciliation, freeing up staff for more strategic roles and enhancing operational efficiency.

https://t.me/interview_lib

PFRDA Grade A Phase 2 Result Out

✅NICL AO 2025 INTERVIEW CALL LETTER OUT

https://ibpsonline.ibps.in/niclaomay25/intcla_nov25/login.php?appid=92348dc3bcf2fe1d83de7d4b7c94cbfc

SBI PO 2025 IMPORTANT GE TOPICS

• ABSTRACT TOPICS

Work-Life Balance is a Myth
Women are better multi-taskers- agree or disagree?
Can failures teach you important lessons in life?
Hard Work Vs Smart Work
Change is the only constant
Happiness vs. Success

• SOCIAL ISSUES

Social Media: A boon or a bane for the society.
Will Beti Bachao Beti Padhao abolish the orthodox mindset?
Views on Climate Change
Crime against women
Increasing youth suicides
Substance abuse in India

• ECONOMY AND BUSINESS

Is 'Start-up India' Boosting Entrepreneurship
Ways in which Technology is impacting the Banking sector
How is the falling rupee impacting the Indian economy?
The impact of the Make in India Campaign
Government schemes

• CURRENT

Chat GPT - Pros and cons
Implementation of 6G
E-rupee / digital currency
Union budget
Will Al replace or assist humans
Cyber security a concern
Electric vehicles - future of transport
Online education, work from home: Have we arrived in the virtual world
Media needs to be more responsible
Financial inclusion - A reality check

Source :- https://t.me/interview_lib

Q. What kind of questions one can expect from the interviewer if father is in business

A. Following points must be prepared :-
Annual turnover
It's capital
Type of business
Whether MSME?
Major clients
Why don't you join this business?
Who would look after it when your father steps down?
How would you handle it in a pandemic-like situation?
GST number?
It's major competitors
Other questions related to the type of business

https://t.me/interview_lib