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🏦 Weekly Business & Economy Highlights (Nov 1st week, 2025)

Banking & Finance 💰
SBI Reaches Historic Milestone
The State Bank of India (SBI) has become the first Indian bank to cross $100 billion in market capitalization, marking a significant achievement for the country's banking sector. In related news, SBI is divesting a 6% stake in SBI Funds Management through an IPO and has launched 'SBI-STAR' to recognize employee talents.

Digital Financial Services
SBI executed its first gold trade on the India International Bullion Exchange, while IPPB and EPFO have partnered to deliver doorstep digital life certificates, making government services more accessible to citizens.

Payment Systems 📱
UPI Sets New Record
India's Unified Payments Interface (UPI) hit a record ₹27.28 lakh crore in transactions during October, showcasing the country's rapid digital payment adoption.

GST Collections Surge
GST collections rose 4.6% to over ₹1.95 lakh crore in October 2025, indicating healthy economic activity.

Pharma & Technology 💊
Mounjaro Tops Sales Charts
Eli Lilly's Mounjaro became India's top-selling drug in October 2025, reflecting growing demand for innovative treatments.

AI Commerce Integration
OpenAI and PayPal announced a partnership to enable instant ChatGPT commerce capabilities, bridging AI and digital payments.

Infrastructure & Investment 🏗️
Steel Capacity Expansion
India is targeting 300 million tonnes of steel capacity by 2030, supporting industrial growth and infrastructure development.

Investor Empowerment
IEPFA and SEBI hosted Niveshak Shivir in Amritsar to empower investors with knowledge and resources.

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📰 The Hindu Editorial Vocab 📘

🔹Pusillanimous (adjective)
• Meaning: Lacking courage; cowardly; timid
• Synonym: Craven, timorous
• Antonym: Courageous, bold
• Example: The general criticized the pusillanimous retreat, arguing that his troops should have held their ground.

🔹Recalcitrant (adjective)
• Meaning: Stubbornly resistant to authority or control; uncooperative
• Synonym: Obstinate, defiant
• Antonym: Compliant, obedient
• Example: The recalcitrant student refused to follow classroom rules despite repeated warnings.

🔹Vicissitude (noun)
• Meaning: A change of circumstances, especially one that is unwelcome or unpleasant; alternation between opposite things
• Synonym: Fluctuation, variation
• Antonym: Stability, constancy
• Example: She weathered the vicissitudes of her career with grace, accepting both promotions and setbacks philosophically.

🔹Pellucid (adjective)
• Meaning: Transparently clear; easy to understand; lucid
• Synonym: Crystal-clear, lucid
• Antonym: Murky, opaque
• Example: The professor's pellucid explanation made even the most complex theories accessible to beginners.

🔹Acrimony (noun)
• Meaning: Bitterness or harshness in speech, manner, or temper
• Synonym: Animosity, rancor
• Antonym: Goodwill, harmony
• Example: The divorce proceedings were marked by acrimony, with both parties hurling accusations at each other.

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🇮🇳 India Joins QUAD Partners for Exercise Malabar 2025

“Exercise Malabar 2025, the 28th edition of the multilateral naval exercise, was held at Guam with participation from the QUAD nations — India, the United States, Japan, and Australia. The Indian Navy was represented by INS Sahyadri.”