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Different ways of accepting payments and withdrawimg funds in flutter apps
I have thought about this a lot and it seems like there is quite a lot of different ways to make in app payments in apps, but also sending funds between users and withdrawing funds as a user opens up a wide variety of solutions.I am working on an app idea that will implement payments and withdrawels, however, I don't have the business logic set in stone yet and am just researching different solutions and best practices for in app payment solutions.So in short, my app users will have wallets in the app which they can add funds to or withdraw funds from, but can also use the wallet to send funds between each other or earn funds in app.Adding funds to their wallet can either be implemented with a service like stripe, or a local payment gateway provider in my country, or via something like Google pay or even paypal.On the one hand, users should be able to add funds to their wallet and then use their wallet funds to make in app payments, however, they should also be able to withdraw funds from their wallets into their bank accounts. A small portion of their payment transactions (+- 2% transaction fee) will go to the app developer (me), so I should also be able to withdraw those funds, and a small fee is taken by the payment provider e.g. stripe takes I think 2% etc.This opens up a whole range of possibilities and uncertainties.I can implement stripe, so anyone in the world can make in app payments with their credit or visa cards, and the barrier to entry is relatively small for non technical users, however, some users and myself wont be able to withdraw those funds because stripe is not available to withdraw or link with my bank yet for my country. So in that case, I can accept payments, however cannot yet withdraw them. Something like paypal is pretty cool for me to accept payments, since it is already linked to my bank account and I can easily withdraw funds, but not all users are familiar with how to create a paypal account etc. so the barrier to entry is big.The way I see this is that there are 2 seperate parts, payments and withdrawels.I can use just about any service to receive payments from users, however I need to use a service which will allow me to payout or withdraw in my country. At the same time, users will also be withdrawing, so it should be easy for them as well to withdraw funds. Using a local payment gateway provider to make and receive payments could work, but then I am limiting my audience only to my own country.I want to write my app using flutter. Is there a guide on what is the best practices when implementing payments and withdrawals, or do you guys know of any useful tools and resources I can have a look at while doing research on the topic. My Google searches mostly ends up in ads of payment providers, however Im looking for guidance or articles on the topic.I have created a few apps with flutter but am pretty new with in app purchases and withdrawels.Sorry for the long post, would love to get some advice or discuss further.Thanks in advance.

February 28, 2021 at 04:29PM by janpan
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r/FlutterDev on Reddit: Different ways of accepting payments and withdrawimg funds in flutter apps

Posted by u/janpan - 24 votes and 9 comments

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