Assume:
The real risk-free rate of return is 3%.
The expected inflation premium is 5%. The market-determined interest rate of a security is 12%. The sum of the default risk premium, liquidity premium, and maturity premium for the security is closest to:
The real risk-free rate of return is 3%.
The expected inflation premium is 5%. The market-determined interest rate of a security is 12%. The sum of the default risk premium, liquidity premium, and maturity premium for the security is closest to:
Anonymous Quiz
38%
4%
50%
8%
13%
10%
2🔥10
Annuity:
A young professional in Tashkent purchases a new Chevrolet Onix using a bank loan:
Loan Amount: $15,000 Term: 4 Years (repaid in equal monthly installments) Stated Annual Rate: 12% (compounded monthly) The monthly payment is closest to:
A young professional in Tashkent purchases a new Chevrolet Onix using a bank loan:
Loan Amount: $15,000 Term: 4 Years (repaid in equal monthly installments) Stated Annual Rate: 12% (compounded monthly) The monthly payment is closest to:
Anonymous Quiz
33%
312.50$
38%
395$
30%
462.50$
WBG Pioneers tashabbusi doirasida Jahon banki guruhi bakalavr talabalari uchun amaliyot dasturiga arizalar qabul qilmoqda 👇
AI Platform Product Intern
Application Security Testing Intern
Country Operations Intern
Cross Portfolio Gender Intern
Data Collection Intern
Digital and AI Intern
Environment and Climate Intern
Financial Sector Intern
Governance Intern
HR Intern
Infrastructure MCA Region Intern
Land Degradation Intern
Operations Intern
Outcomes Intern
Python and AI Application Developer Intern
RDNA5 Publication and Technical Assistance Administrative Support Intern
Real Estate and Facility Management Intern
Technology Intern
Ijtimoiy tarmoqlarimiz
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AI Platform Product Intern
Application Security Testing Intern
Country Operations Intern
Cross Portfolio Gender Intern
Data Collection Intern
Digital and AI Intern
Environment and Climate Intern
Financial Sector Intern
Governance Intern
HR Intern
Infrastructure MCA Region Intern
Land Degradation Intern
Operations Intern
Outcomes Intern
Python and AI Application Developer Intern
RDNA5 Publication and Technical Assistance Administrative Support Intern
Real Estate and Facility Management Intern
Technology Intern
Ijtimoiy tarmoqlarimiz
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👍1
"Our customers are happy to know that their money is in safe hands"
Tanzaniyada islomiy banklarga boshqa din vakillari ham qiziqish bildirmoqda. Bunga undaydigan majburiyat yoki yangi e'lon qilingan qonun yo'q — shunchaki, ular aqlli va samarali yechim sifatida ko‘rishmoqda.
O‘ta yuqori foizlar va an’anaviy bank tizimidagi noqulayliklar odamlarni hozir islomiy banklardan foydalanishga undayapti. Islomiy banklar esa foiz olmaydi. Foyda va zararlar bo‘linadi. Adolatli, shaffof, amaliy.
Qiziq tomoni? Bu faqat din haqida emas. Bu axloqiy, oqilona moliya tanlovi. Odamlar har tomonlama adolatli tizimlarni afzal ko‘rmoqda — hatto bu an’anaviy banklarga qarshi bo‘lsa ham.
Ba’zan bu “alternative” chet eldan kelgan narsa emas. U eng oqilona pulni boshqarish usuli bo‘lishi mumkin.
📌 To‘liqroq: https://www.aa.com.tr/en/africa/tanzania-s-islamic-banks-draw-non-muslim-customers/2556368?utm_source=chatgpt.com
@fineconim
Tanzaniyada islomiy banklarga boshqa din vakillari ham qiziqish bildirmoqda. Bunga undaydigan majburiyat yoki yangi e'lon qilingan qonun yo'q — shunchaki, ular aqlli va samarali yechim sifatida ko‘rishmoqda.
O‘ta yuqori foizlar va an’anaviy bank tizimidagi noqulayliklar odamlarni hozir islomiy banklardan foydalanishga undayapti. Islomiy banklar esa foiz olmaydi. Foyda va zararlar bo‘linadi. Adolatli, shaffof, amaliy.
Qiziq tomoni? Bu faqat din haqida emas. Bu axloqiy, oqilona moliya tanlovi. Odamlar har tomonlama adolatli tizimlarni afzal ko‘rmoqda — hatto bu an’anaviy banklarga qarshi bo‘lsa ham.
Ba’zan bu “alternative” chet eldan kelgan narsa emas. U eng oqilona pulni boshqarish usuli bo‘lishi mumkin.
📌 To‘liqroq: https://www.aa.com.tr/en/africa/tanzania-s-islamic-banks-draw-non-muslim-customers/2556368?utm_source=chatgpt.com
@fineconim
Anadolu Agency
Tanzania’s Islamic banks draw non-Muslim customers
High-interest rates causing social inequalities force customers in Christian dominated country to deposit money in Islamic banking outlets
👍9
Statistical measures of asset return:
As a portfolio manager you would like to calculate the compound rate of return on an investment. Which of the following mean returns will you most likely use?
As a portfolio manager you would like to calculate the compound rate of return on an investment. Which of the following mean returns will you most likely use?
Anonymous Quiz
50%
Geometric mean
26%
Harmonic mean
24%
Arithmetic mean
👍5🔥4
PwC is hiring Audit & Assurance Interns in Tashkent to support financial statement audits, compliance reviews, and risk assessment. Ideal for students or fresh graduates eager to learn, gain hands-on experience, and build a strong professional career.
Apply here:
https://jobs-cee.pwc.com/ce/en/job/PWCECE671137WDEXTERNALENCE/Intern-Trainee?utm_source=linkedin&utm_medium=phenom-feeds
Telegram | Linkedin | YouTube
Apply here:
https://jobs-cee.pwc.com/ce/en/job/PWCECE671137WDEXTERNALENCE/Intern-Trainee?utm_source=linkedin&utm_medium=phenom-feeds
Telegram | Linkedin | YouTube
🔥2❤1
FinEcon
PwC is hiring Audit & Assurance Interns in Tashkent to support financial statement audits, compliance reviews, and risk assessment. Ideal for students or fresh graduates eager to learn, gain hands-on experience, and build a strong professional career. Apply…
Biz PwC kompaniyasida nomzodlarni intervyu bosqichida qatnashadigan va hozirda Menedjer lavozimida ishlaydigan Nursultan Ristibayev, CFA bilan intervyu olganmiz.
Agar avval ko'rmagan bo'lsangiz, hozir ayni vaqti.
Havola 👇
https://youtu.be/ftQruk-Oq9w?si=EF7ekKztvctOI2LF
Ijtimoiy tarmoqlarimiz
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Agar avval ko'rmagan bo'lsangiz, hozir ayni vaqti.
Havola 👇
https://youtu.be/ftQruk-Oq9w?si=EF7ekKztvctOI2LF
Ijtimoiy tarmoqlarimiz
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👍6
You want to estimate the Value at Risk (VaR) of a portfolio. You decide to use a method that requires specifying a probability distribution for each risk factor and generating RANDOM VALUES based on those distributions. Which method are you using?
Anonymous Quiz
31%
Historical Simulation
14%
Bootstrapping
55%
Monte Carlo Simulation
💡 Zakotingiz haqiqatan to‘g‘ri qo‘lga yetyaptimi, hech o‘ylab ko‘rganmisiz?
Zakot — faqat diniy majburiyat emas. Bu axloqiy va samarali yordam vositasi. Lekin uni boshqarish har doim oson emas: kimga berish, qancha berish, natijasini kuzatish…
Mana shu yerda Zakotim.uz yordamga keladi. Platforma sizni bosqichma-bosqich yo‘l-yo‘riq bilan boshqaradi, tasdiqlangan foydalanuvchilarni ko‘rsatadi va xayringiz haqiqiy natija beradi. Taxmin yoki stresslarsiz.
O‘ylab ko‘ring: bugungi kunda axloq, shaffoflik va samaradorlik moliya va hayotning har sohasida muhim. Shu vositalar yordamida zakot berish endi nafaqat majburiyat, balki aqlli, ongli va haqiqiy o‘zgarish keltiruvchi tanlovga aylanadi.
📌 Batafsil: https://zakotim.uz/
@fineconim
Zakot — faqat diniy majburiyat emas. Bu axloqiy va samarali yordam vositasi. Lekin uni boshqarish har doim oson emas: kimga berish, qancha berish, natijasini kuzatish…
Mana shu yerda Zakotim.uz yordamga keladi. Platforma sizni bosqichma-bosqich yo‘l-yo‘riq bilan boshqaradi, tasdiqlangan foydalanuvchilarni ko‘rsatadi va xayringiz haqiqiy natija beradi. Taxmin yoki stresslarsiz.
O‘ylab ko‘ring: bugungi kunda axloq, shaffoflik va samaradorlik moliya va hayotning har sohasida muhim. Shu vositalar yordamida zakot berish endi nafaqat majburiyat, balki aqlli, ongli va haqiqiy o‘zgarish keltiruvchi tanlovga aylanadi.
📌 Batafsil: https://zakotim.uz/
@fineconim
👍8❤1
We are launching the third season of the "30-day Study Challenge with FinEcon".
In the previous seasons, more than 100 participants studied together every day. Yet only few demonstrated the discipline and consistency to study 30 days successfully.
The rules are below:
- Study for at least one hour every day.
- Track your time with a digital clock.
- Share a screenshot showing your study hours
- Write a brief note on what you studied and the daily hashtag (ex. #day3 Financial Accounting: Suspense accounts).
- You can study any subject of your choice.
Join us here:
https://t.me/+lSu_zZdfWNaM3NDUy
The link will remain active for 48 hours.
The challenge begins on 28 January.
Thanks.
@fineconim
In the previous seasons, more than 100 participants studied together every day. Yet only few demonstrated the discipline and consistency to study 30 days successfully.
The rules are below:
- Study for at least one hour every day.
- Track your time with a digital clock.
- Share a screenshot showing your study hours
- Write a brief note on what you studied and the daily hashtag (ex. #day3 Financial Accounting: Suspense accounts).
- You can study any subject of your choice.
Join us here:
https://t.me/+lSu_zZdfWNaM3NDUy
The link will remain active for 48 hours.
The challenge begins on 28 January.
Thanks.
@fineconim
🔥5❤2
🌍 Global News | Big Four & Hiring Trends
So‘nggi paytlarda Big Four — Deloitte, EY, KPMG va PwC — Buyuk Britaniyada graduate va intern qabulini qisqartirmoqda.
Buning asosiy sababi oddiy:
ko‘plab entry-level vazifalarni endi AI tezroq va arzonroq bajarib bermoqda. Hujjatlar, oddiy tahlillar, repetitiv ishlar — bular asta-sekin avtomatlashtirilmoqda.
UK’da kuzatilayotgan holat:
graduate hiring kamaymoqda,
entry-level ish e’lonlari sezilarli qisqardi,
kompaniyalar samaradorlik va texnologiyaga ko‘proq tayanmoqda.
🇺🇿 Xo‘sh, bu O‘zbekiston uchun nimani anglatadi?
Hozircha bizda vaziyat boshqacha.
Toshkentda Big Four ofislari hali o‘sish bosqichida, va ish jarayonlari ko‘proq inson mehnatiga tayanadi. Shu sababli intern va junior rollar hozircha yo‘qolib ketgani yo‘q.
Lekin bir narsani unutmaslik kerak:
global trendlar ertami-kechmi bizga ham yetib keladi.
💡 Asosiy fikr
Bu yangilik moliya yoki audit kasblari tugayapti degani emas.
Bu shuni ko‘rsatadiki, faqat “qo‘lda bajariladigan” ishlar yetarli bo‘lmay qolmoqda.
Bugun nima qadrlanyapti?
AI bilan to‘g‘ri ishlay olishni,
fikrlash va tahlil qilish qobiliyatini,
yangi texnologiyalarga tez moslasha olishni.
Qisqasi kompaniyalar:
Ishchilarni AI bilan almashtirmaydi.
AI’dan foydalana olmaydigan ishchilarni almashtiradi.
Batafsil: https://www.scottishfinancialnews.com/articles/big-four-slash-graduate-jobs-as-ai-takes-over-entry-level-tasks?utm_source=chatgpt.com
@fineconim
So‘nggi paytlarda Big Four — Deloitte, EY, KPMG va PwC — Buyuk Britaniyada graduate va intern qabulini qisqartirmoqda.
Buning asosiy sababi oddiy:
ko‘plab entry-level vazifalarni endi AI tezroq va arzonroq bajarib bermoqda. Hujjatlar, oddiy tahlillar, repetitiv ishlar — bular asta-sekin avtomatlashtirilmoqda.
UK’da kuzatilayotgan holat:
graduate hiring kamaymoqda,
entry-level ish e’lonlari sezilarli qisqardi,
kompaniyalar samaradorlik va texnologiyaga ko‘proq tayanmoqda.
🇺🇿 Xo‘sh, bu O‘zbekiston uchun nimani anglatadi?
Hozircha bizda vaziyat boshqacha.
Toshkentda Big Four ofislari hali o‘sish bosqichida, va ish jarayonlari ko‘proq inson mehnatiga tayanadi. Shu sababli intern va junior rollar hozircha yo‘qolib ketgani yo‘q.
Lekin bir narsani unutmaslik kerak:
global trendlar ertami-kechmi bizga ham yetib keladi.
💡 Asosiy fikr
Bu yangilik moliya yoki audit kasblari tugayapti degani emas.
Bu shuni ko‘rsatadiki, faqat “qo‘lda bajariladigan” ishlar yetarli bo‘lmay qolmoqda.
Bugun nima qadrlanyapti?
AI bilan to‘g‘ri ishlay olishni,
fikrlash va tahlil qilish qobiliyatini,
yangi texnologiyalarga tez moslasha olishni.
Qisqasi kompaniyalar:
Ishchilarni AI bilan almashtirmaydi.
AI’dan foydalana olmaydigan ishchilarni almashtiradi.
Batafsil: https://www.scottishfinancialnews.com/articles/big-four-slash-graduate-jobs-as-ai-takes-over-entry-level-tasks?utm_source=chatgpt.com
@fineconim
Scottish Financial News
Big Four slash graduate jobs as AI takes over entry-level tasks
(Credit: Thapana Studio - adobe.stock.com) The Big Four accountancy firms – Deloitte, EY, KPMG, and PwC – have significantly reduced job opportunities for new graduates and school leavers, while simultaneously cutting existing roles, as the integration of…
👍13🔥2
🆕 Episode 21!
Guest: Ergash Radjapov — Finance Manager at Amazon Japan.
From the fast-paced world of startups like OYO and Paidy to the structured environment of Amazon, he shares the honest truth about building a career in Tokyo.
We cover the culture shocks, the necessity of tech skills, and why "discipline" is your biggest asset.
(The conversation is in Uzbek)
Watch the full episode: FinEcon YouTube
Guest: Ergash Radjapov — Finance Manager at Amazon Japan.
From the fast-paced world of startups like OYO and Paidy to the structured environment of Amazon, he shares the honest truth about building a career in Tokyo.
We cover the culture shocks, the necessity of tech skills, and why "discipline" is your biggest asset.
(The conversation is in Uzbek)
Watch the full episode: FinEcon YouTube
YouTube
EPS.21 - STARTAP vs KORPORATSIYA: Yaponiyada Ishlash va Moliya | Ergash Radjapov | FinEconPodcast
FinEcon Podcast'ning 21-soniga xush kelibsiz! Bu safar bizning mehmonimiz Ergash Radjapov, Amazon Japan kompaniyasida Moliya Menejeri (Finance Manager).
Uning Yaponiyadagi karyera yo'li haqiqiy "masterclass" desa bo'ladi. Ular o'z faoliyatlarini kontrakt…
Uning Yaponiyadagi karyera yo'li haqiqiy "masterclass" desa bo'ladi. Ular o'z faoliyatlarini kontrakt…
🔥7👍3
"Boston Consulting Group" tomonidan keys intervyularga tayyorlanish uchun tavsiya etiladigan materiallar.
• Harvard Business School Management Consulting Club, Case interview Guide
• Columbia Business School, CaseBook 2007
• Yale University, Case Book 2013
Ijtimoiy tarmoqlarimiz
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• Harvard Business School Management Consulting Club, Case interview Guide
• Columbia Business School, CaseBook 2007
• Yale University, Case Book 2013
Ijtimoiy tarmoqlarimiz
Telegram | LinkedIn | YouTube
❤11🔥3
🇺🇿 Jasur Jumaev va Uzum — O‘zbekistonning birinchi tech unicorni
Uzum — O‘zbekistonning eng yirik digital ekotizimlaridan biri. Uning asoschisi va CEOsi — Jasur Jumaev — 2022‑yilda kompaniyani Tashkentda e‑commerce platforma sifatida ishga tushirdi.
Unicorn — bu $1 milliarddan ortiq qiymatga ega startap degan atama, va Uzum shu marraga birinchi bo‘lib erishdi.
Qanday qilib?
2024 — Uzum ~ $114 millon sarmoya olib, unicorn maqomiga ega bo‘ldi.
2025 — yangi ~$65.5 millon sarmoya evaziga uning qiymati taxminan $1.5 milliardga ko‘tarildi, ya’ni unicornlikdan yana bir bosqichga o‘sdi.
Foydalanuvchilar va xizmatlar
📍 Uzum hozirda:
• 17+ million oylik faol foydalanuvchi bor — bu O‘zbekiston kattalar aholisining yarmidan ko‘piga to‘g‘ri keladi.
• 16 000+ sotuvchi bilan ishlaydi.
• Uzum Bank Visa kartasi va fintech xizmatlari ham kengaymoqda.
Bu xizmatlar orqali Uzum raqamli moliya, onlayn savdo va yetkazib berishni birlashtirib, texnologik ekotizimni milliy bozorga moslashtirdi.
Nega bu sizga qiziq?
✔️ Bu startap o‘zbekistonlik yosh liderlarning global maydonda raqobat qilishi mumkinligini ko‘rsatadi.
✔️ Uzum yaratgan xizmatlar — ecommerce, fintech va logistics — kelajakdagi karyera yo‘nalishlaridan biri.
✔️ Bu misol startup / biznes / moliya trendlarini kuzatish uchun real signaldir.
Uzumning o‘sishi ko‘rsatadiki, milliy texnologik yechimlar ham global sarmoyadorlar diqqatini tortadi.
Manba: https://www.uzdaily.uz/en/uzum-reaches-us15-billion-valuation-and-serves-over-20-million-users-in-uzbekistan/?utm_source=chatgpt.com
@fineconim
Uzum — O‘zbekistonning eng yirik digital ekotizimlaridan biri. Uning asoschisi va CEOsi — Jasur Jumaev — 2022‑yilda kompaniyani Tashkentda e‑commerce platforma sifatida ishga tushirdi.
Unicorn — bu $1 milliarddan ortiq qiymatga ega startap degan atama, va Uzum shu marraga birinchi bo‘lib erishdi.
Qanday qilib?
2024 — Uzum ~ $114 millon sarmoya olib, unicorn maqomiga ega bo‘ldi.
2025 — yangi ~$65.5 millon sarmoya evaziga uning qiymati taxminan $1.5 milliardga ko‘tarildi, ya’ni unicornlikdan yana bir bosqichga o‘sdi.
Foydalanuvchilar va xizmatlar
📍 Uzum hozirda:
• 17+ million oylik faol foydalanuvchi bor — bu O‘zbekiston kattalar aholisining yarmidan ko‘piga to‘g‘ri keladi.
• 16 000+ sotuvchi bilan ishlaydi.
• Uzum Bank Visa kartasi va fintech xizmatlari ham kengaymoqda.
Bu xizmatlar orqali Uzum raqamli moliya, onlayn savdo va yetkazib berishni birlashtirib, texnologik ekotizimni milliy bozorga moslashtirdi.
Nega bu sizga qiziq?
✔️ Bu startap o‘zbekistonlik yosh liderlarning global maydonda raqobat qilishi mumkinligini ko‘rsatadi.
✔️ Uzum yaratgan xizmatlar — ecommerce, fintech va logistics — kelajakdagi karyera yo‘nalishlaridan biri.
✔️ Bu misol startup / biznes / moliya trendlarini kuzatish uchun real signaldir.
Uzumning o‘sishi ko‘rsatadiki, milliy texnologik yechimlar ham global sarmoyadorlar diqqatini tortadi.
Manba: https://www.uzdaily.uz/en/uzum-reaches-us15-billion-valuation-and-serves-over-20-million-users-in-uzbekistan/?utm_source=chatgpt.com
@fineconim
UzDaily.uz
Uzum Reaches US$1.5 Billion Valuation and Serves Over 20 Million Users in Uzbekistan
In 2025, Uzum reaffirmed its position as the largest platform for shopping, delivery, and financial services in Uzbekistan, steadily expanding its geographic reach, infrastructure, and team.
❤6
Corporate bond indenture contains these two covenants:
1. The borrower will pay interest semiannually and principal at maturity
2. The borrower will not incur additional debt if its debt-to-capital ratio is more than 40% What types of covenants are these?
1. The borrower will pay interest semiannually and principal at maturity
2. The borrower will not incur additional debt if its debt-to-capital ratio is more than 40% What types of covenants are these?
Anonymous Quiz
23%
Covenant 1 is negative, and Covenant 2 is affirmative
65%
Covenant 1 is affirmative, and Covenant 2 is negative
12%
Both are affirmative covenants
"A transaction where a hedge fund enters into a repo by taking a short position in a security with a view that its price will decline relative to the price of another security held" is best described as:
Anonymous Quiz
17%
Triparty repo
66%
Reverse repo
17%
Financing the ownership of a security
2008 moliyaviy inqirozi: Islomiy va An'anaviy Banklar
2007–2008 yillarda dunyo moliya bozorini qamrab olgan inqirozda ko‘plab an’anaviy banklar katta zarar ko‘rdi: "sub‑prime" ipoteka qarzlari, murakkab moliyaviy instrumentlar va yuqori "leverage" tufayli likvidlik bosimi oshdi.
Biroq Islomiy banklar shu davrda boshqacha yo‘l tutdi. Ularning biznes modeli ba’zi ko‘rsatkichlarni an’anaviy banklarga nisbatan barqarorroq qildi.
Islomiy banklar (masalan, Dubai Islomiy Banki):
• Foizga asoslangan qarz va derivativlarga deyarli ta’sir qilmaydi;
• Risk‑sharing va aktivga bog‘liq mahsulotlar tufayli profitabiliti va likvidlik pasayishi kichikroq bo‘ldi;
• Real aktivlar va riskni bo‘lishish mexanizmlari ularni spekulyativ yo‘nalishlarda zarar ko‘rmaslikka yordam berdi;
An'anaviy banklar:
Sub‑prime ipotekalar, derivativlar va yuqori leverage ularni katta yo‘qotishlarga olib keldi.
Xulosa
2008 misoli shuni ko‘rsatadi: bankning biznes modeli va risk yondashuvi uning inqirozlarga chidamliligida katta rol o‘ynaydi.
• Hech qaysi model “mutlaqo xavfsiz” emas
• Lekin risk‑sharing va aktivlarga asoslangan tizimlar bozor stressi oldida barqarorroq bo‘lishi mumkin
Moliyaviy tizimlarni tushunish nafaqat karyera tanlash, balki krizislarni oldindan anglashga ham yordam beradi.
Manbalar:
•https://www.imf.org/en/news/articles/2015/09/28/04/53/sores100410a
•https://www.imf.org/external/pubs/ft/fandd/2010/12/hasan.htm
•https://documents1.worldbank.org/curated/en/898871513144724493/pdf122039-WP-P159471-12-12-2017-11-42-45-MobilizingIslamicFinanceforInfrastructurePPPsFINAL.pdf
Ijtimoiy tarmoqlarimiz
Telegram | LinkedIn | YouTube
2007–2008 yillarda dunyo moliya bozorini qamrab olgan inqirozda ko‘plab an’anaviy banklar katta zarar ko‘rdi: "sub‑prime" ipoteka qarzlari, murakkab moliyaviy instrumentlar va yuqori "leverage" tufayli likvidlik bosimi oshdi.
Biroq Islomiy banklar shu davrda boshqacha yo‘l tutdi. Ularning biznes modeli ba’zi ko‘rsatkichlarni an’anaviy banklarga nisbatan barqarorroq qildi.
Islomiy banklar (masalan, Dubai Islomiy Banki):
• Foizga asoslangan qarz va derivativlarga deyarli ta’sir qilmaydi;
• Risk‑sharing va aktivga bog‘liq mahsulotlar tufayli profitabiliti va likvidlik pasayishi kichikroq bo‘ldi;
• Real aktivlar va riskni bo‘lishish mexanizmlari ularni spekulyativ yo‘nalishlarda zarar ko‘rmaslikka yordam berdi;
An'anaviy banklar:
Sub‑prime ipotekalar, derivativlar va yuqori leverage ularni katta yo‘qotishlarga olib keldi.
Xulosa
2008 misoli shuni ko‘rsatadi: bankning biznes modeli va risk yondashuvi uning inqirozlarga chidamliligida katta rol o‘ynaydi.
• Hech qaysi model “mutlaqo xavfsiz” emas
• Lekin risk‑sharing va aktivlarga asoslangan tizimlar bozor stressi oldida barqarorroq bo‘lishi mumkin
Moliyaviy tizimlarni tushunish nafaqat karyera tanlash, balki krizislarni oldindan anglashga ham yordam beradi.
Manbalar:
•https://www.imf.org/en/news/articles/2015/09/28/04/53/sores100410a
•https://www.imf.org/external/pubs/ft/fandd/2010/12/hasan.htm
•https://documents1.worldbank.org/curated/en/898871513144724493/pdf122039-WP-P159471-12-12-2017-11-42-45-MobilizingIslamicFinanceforInfrastructurePPPsFINAL.pdf
Ijtimoiy tarmoqlarimiz
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IMF
IMF Survey: Islamic Banks: More Resilient to Crisis?
A new IMF study compared the performance of Islamic banks and conventional banks during the recent financial crisis, and finds that Islamic banks, on average, showed stronger resilience during the global financial crisis.
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Moliya va iqtisodiyot bo'yicha hamjamiyat tashkil etyapmiz.
Kimlar uchun:
- Moliya, Iqtisod va "Consulting" sohasi bo'yicha tahsil oluvchilar yoki ishchi xodimlar
- Xalqaro sertifikatlarga (ACCA, CFA va hkz.) tayyorlanayotganlar
- Umuman sohaga qiziquvchilar
Maqsad:
- Netvorking
- Tajriba almashish
- Resurslar ulashish
- Bilim olish
Guruh linki: https://t.me/+SjNR4ZjBWXE0ZDUy
Iltimos guruhga qo'shilgach, qisqacha o'zingizni tanishtiring.
Ijtimoiy tarmoqlarimiz
Telegram | LinkedIn | YouTube
Kimlar uchun:
- Moliya, Iqtisod va "Consulting" sohasi bo'yicha tahsil oluvchilar yoki ishchi xodimlar
- Xalqaro sertifikatlarga (ACCA, CFA va hkz.) tayyorlanayotganlar
- Umuman sohaga qiziquvchilar
Maqsad:
- Netvorking
- Tajriba almashish
- Resurslar ulashish
- Bilim olish
Guruh linki: https://t.me/+SjNR4ZjBWXE0ZDUy
Iltimos guruhga qo'shilgach, qisqacha o'zingizni tanishtiring.
Ijtimoiy tarmoqlarimiz
Telegram | LinkedIn | YouTube
❤3
"Anthropic"’ kompaniyasi $30 milliard investitsiya jalb qildi.
Anthropic (claude.ai) $380 mlrd baholash asosida Series G raundida $30 mlrd miqdorida investitsiya jalb qildi.
Ushbu raund Microsoft va NVIDIA kompaniyalar tomonidan qo‘llab-quvvatlanmoqda.
Hozircha, bu xususiy kompaniyalar tarixdagi OpenAI dan keyin ($40 millard), ikkinchi o'rindagi eng yirik investitsiya miqdori bo'ldi.
"Anthropic"ni eng e’tiborli jihati bu baholashning qanchalik tez o'sayotganidir:
• 2024 yilni boshi - $16 mlrd
• 2025 mart — $61.5 mlrd
• 2025 sentabr — $183 mlrd
• 2026 fevral — $380 mlrd
Sizningcha bitta kompaniyaga $30 mlrdning investitsiya qilinishi o'zini oqlaydimi?
Ijtimoiy tarmoqlarimiz
Telegram | LinkedIn | YouTube
Anthropic (claude.ai) $380 mlrd baholash asosida Series G raundida $30 mlrd miqdorida investitsiya jalb qildi.
Ushbu raund Microsoft va NVIDIA kompaniyalar tomonidan qo‘llab-quvvatlanmoqda.
Hozircha, bu xususiy kompaniyalar tarixdagi OpenAI dan keyin ($40 millard), ikkinchi o'rindagi eng yirik investitsiya miqdori bo'ldi.
"Anthropic"ni eng e’tiborli jihati bu baholashning qanchalik tez o'sayotganidir:
• 2024 yilni boshi - $16 mlrd
• 2025 mart — $61.5 mlrd
• 2025 sentabr — $183 mlrd
• 2026 fevral — $380 mlrd
Sizningcha bitta kompaniyaga $30 mlrdning investitsiya qilinishi o'zini oqlaydimi?
Ijtimoiy tarmoqlarimiz
Telegram | LinkedIn | YouTube
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FinEcon
Moliya va iqtisodiyot bo'yicha hamjamiyat tashkil etyapmiz. Kimlar uchun: - Moliya, Iqtisod va "Consulting" sohasi bo'yicha tahsil oluvchilar yoki ishchi xodimlar - Xalqaro sertifikatlarga (ACCA, CFA va hkz.) tayyorlanayotganlar - Umuman sohaga qiziquvchilar…
Hamjamiyatimizdagi a'zolar soni 200 dan oshdi!
Siz hali qo'shilmagan bo'lsangiz, albatta sizni ham kutamiz.
Siz hali qo'shilmagan bo'lsangiz, albatta sizni ham kutamiz.
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