Need Another Asset? Just Swap It 💱

🪙 Sometimes the asset you hold isn’t the one you need for your next move.

With EVAA Swap, you can exchange supported assets directly inside EVAA instead of moving funds to another platform first.

⚡️ Choose your pair, enter the amount, confirm the swap — and continue with your next action in EVAA.

😇 Open EVAA Swap and make your next move

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While you slow down, your capital can stay active 💵

🛫Holding is passive, DeFi gives capital a job.

On EVAA, supported assets can earn yield from borrowing demand, serve as collateral, and give you access to liquidity without selling what you hold.

👛Your wallet shows what you own. EVAA turns it into a position.

😇 Put your assets to work on EVAA

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One position, more ways to use it 😈

Selling an asset gives you liquidity, but also closes that position.

📎Borrowing works differently. On EVAA, you can use supported assets as collateral and access liquidity against them while keeping the original position in place. That opens up strategies that simply holding cannot.

One example is leveraged liquid staking ⬇️

Stake GRAM on Tonstakers → receive tsTON → supply tsTON as collateral → borrow GRAM → stake it again.

Your tsTON continues to represent the staking position, while the borrowed $GRAM lets you increase the amount participating in staking.

⚡️So the value of borrowing isn’t just getting access to more funds. It’s turning an existing position into a more flexible and capital-efficient one.

😇 Explore borrowing on EVAA

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There’s a market behind every APY 📈

📥 When you supply on EVAA, your assets enter a lending pool that borrowers can access.

📈 Borrowers pay interest for that liquidity, and supply rates adjust as demand and pool utilization change.

🛍 So the APY you see isn’t a fixed reward attached to an asset. It reflects what’s actually happening inside the lending market.

😇 Explore EVAA markets

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Borrowing fee update on EVAA 🔄

EVAA is updating origination fees for GRAM and USDT borrowing across all pools.

The update will take effect today after 20:00 CET.

The fee will apply to new borrow transactions:

💎 GRAM — 0.1%
💎 USDT — 0.2%

This is a one-time fee charged when the borrow is originated and is separate from the ongoing borrow rate.

Origination fees for all other assets remain at 0%.

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Summer ended with Gram Wallet going live ✨

🏳️ On the final day of August, Telegram started rolling out Gram Wallet — its native self-custodial wallet.

⚡️ September now begins with something the TON ecosystem has been moving toward for a long time: native access reaching Telegram-scale distribution.

🔵 It’s live for a select group today, with access set to expand gradually across Telegram’s 1B+ user base over the next few weeks.

😇 But access is only the first step. What matters next is what users can actually do with their assets — earn yield, access liquidity, and explore onchain strategies through EVAA.

Telegram is expanding the entry point. EVAA is building what comes next.

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Staked doesn’t have to mean locked out of DeFi 🔓

🥂 A staked position earns you staking yield, liquid staking lets that same position do more.

✨ With Tonstakers, staking $GRAM gives you tsTON, which represents your staking position while remaining usable across DeFi.

⚡️ On EVAA, tsTON can be supplied and used as collateral, opening access to borrowing and broader onchain strategies without giving up the staking position behind it.

🔄 That utility can go a step further with looping: supply tsTON, borrow $GRAM, stake it again, and build a leveraged liquid staking position.

😇 Explore tsTON looping on EVAA

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Slow Sunday, active markets ⚡️

✨ Things might feel quieter today, but DeFi keeps moving.

📊Liquidity shifts, borrowing demand changes, and rates adjust as the market evolves.

📱 A quick Sunday check is enough to see where your EVAA position stands before the new week begins.

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The best DeFi mode is the one you don’t have to manage 📊

⚡️ E-Mode on EVAA works automatically.

⚡️ When your active borrows stay within a supported correlated asset group and the position needs more borrowing capacity, EVAA can apply E-Mode without any manual switching.

🍀 That means eligible collateral can unlock more borrowing power and make the position more capital-efficient.

More efficiency when it matters, without another setting to manage.

📚 Explore E-Mode on EVAA Gitbook

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The best interface is the one that fits the moment 🙈

💻 EVAA is available through both the Web App and Telegram Mini App, so interacting with the protocol isn’t tied to one environment.

✨ Use the web when you want a dedicated workspace. Open EVAA in Telegram when you want to check a position, supply, borrow, or manage liquidity directly from the messenger.

Choose how you use EVAA:

💻 EVAA Web | 📱EVAA Mini App

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Borrowing on EVAA doesn’t come with a fixed due date⏳

🗓 There’s no preset 30-day, 6-month, or 12-month term.

🐷 Your borrow can remain open while interest continues to accrue at the current market rate, so repayment isn’t tied to a maturity date on the calendar.

📈 The longer you keep the liquidity, the more interest accumulates — and you choose when to repay based on the position you’re managing.

😇 Explore borrowing on EVAA

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Same capital, different goals 🧭

🤔 There’s no single “right” way to use an asset on EVAA, it depends on what you want the position to achieve.

👀 One user wants to earn from lending demand, another wants liquidity without selling the position. A third keeps staking exposure through tsTON while using it as collateral on EVAA

😇 That’s the point of EVAA: we gives your capital more than one way to be used

⚡️ Build your position on EVAA

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One number sits between supply and borrow: utilization 📊

💪 Utilization shows how much of the liquidity supplied to a market is currently being used by borrowers.

Math is simple:
If $100K is supplied and $70K is borrowed, utilization is 70%.

But that ratio also tells you something about the state of the market.

🪙 As more liquidity gets borrowed, utilization rises. On EVAA, utilization feeds directly into the interest-rate model, so changes in demand are reflected in both borrowing costs and supplier returns.

That makes utilization one of the clearest signals of how actively a lending market is being used.

😇 Explore EVAA markets

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You don’t have to sell an asset to access the liquidity you need 🫴

💎 On EVAA, you can supply supported assets as collateral and borrow against their value, giving you access to liquidity without selling what you hold.

↗️ Your collateral remains supplied and can continue earning yield while you use the borrowed funds.

⚡️ Position can become the foundation for new opportunities.

😇 Unlock liquidity without selling on EVAA

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