Borrowing fee update on EVAA 🔄

EVAA is updating origination fees for GRAM and USDT borrowing across all pools.

The update will take effect today after 20:00 CET.

The fee will apply to new borrow transactions:

💎 GRAM — 0.1%
💎 USDT — 0.2%

This is a one-time fee charged when the borrow is originated and is separate from the ongoing borrow rate.

Origination fees for all other assets remain at 0%.

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Summer ended with Gram Wallet going live ✨

🏳️ On the final day of August, Telegram started rolling out Gram Wallet — its native self-custodial wallet.

⚡️ September now begins with something the TON ecosystem has been moving toward for a long time: native access reaching Telegram-scale distribution.

🔵 It’s live for a select group today, with access set to expand gradually across Telegram’s 1B+ user base over the next few weeks.

😇 But access is only the first step. What matters next is what users can actually do with their assets — earn yield, access liquidity, and explore onchain strategies through EVAA.

Telegram is expanding the entry point. EVAA is building what comes next.

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Staked doesn’t have to mean locked out of DeFi 🔓

🥂 A staked position earns you staking yield, liquid staking lets that same position do more.

✨ With Tonstakers, staking $GRAM gives you tsTON, which represents your staking position while remaining usable across DeFi.

⚡️ On EVAA, tsTON can be supplied and used as collateral, opening access to borrowing and broader onchain strategies without giving up the staking position behind it.

🔄 That utility can go a step further with looping: supply tsTON, borrow $GRAM, stake it again, and build a leveraged liquid staking position.

😇 Explore tsTON looping on EVAA

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Slow Sunday, active markets ⚡️

✨ Things might feel quieter today, but DeFi keeps moving.

📊Liquidity shifts, borrowing demand changes, and rates adjust as the market evolves.

📱 A quick Sunday check is enough to see where your EVAA position stands before the new week begins.

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The best DeFi mode is the one you don’t have to manage 📊

⚡️ E-Mode on EVAA works automatically.

⚡️ When your active borrows stay within a supported correlated asset group and the position needs more borrowing capacity, EVAA can apply E-Mode without any manual switching.

🍀 That means eligible collateral can unlock more borrowing power and make the position more capital-efficient.

More efficiency when it matters, without another setting to manage.

📚 Explore E-Mode on EVAA Gitbook

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The best interface is the one that fits the moment 🙈

💻 EVAA is available through both the Web App and Telegram Mini App, so interacting with the protocol isn’t tied to one environment.

✨ Use the web when you want a dedicated workspace. Open EVAA in Telegram when you want to check a position, supply, borrow, or manage liquidity directly from the messenger.

Choose how you use EVAA:

💻 EVAA Web | 📱EVAA Mini App

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Borrowing on EVAA doesn’t come with a fixed due date⏳

🗓 There’s no preset 30-day, 6-month, or 12-month term.

🐷 Your borrow can remain open while interest continues to accrue at the current market rate, so repayment isn’t tied to a maturity date on the calendar.

📈 The longer you keep the liquidity, the more interest accumulates — and you choose when to repay based on the position you’re managing.

😇 Explore borrowing on EVAA

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Same capital, different goals 🧭

🤔 There’s no single “right” way to use an asset on EVAA, it depends on what you want the position to achieve.

👀 One user wants to earn from lending demand, another wants liquidity without selling the position. A third keeps staking exposure through tsTON while using it as collateral on EVAA

😇 That’s the point of EVAA: we gives your capital more than one way to be used

⚡️ Build your position on EVAA

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One number sits between supply and borrow: utilization 📊

💪 Utilization shows how much of the liquidity supplied to a market is currently being used by borrowers.

Math is simple:
If $100K is supplied and $70K is borrowed, utilization is 70%.

But that ratio also tells you something about the state of the market.

🪙 As more liquidity gets borrowed, utilization rises. On EVAA, utilization feeds directly into the interest-rate model, so changes in demand are reflected in both borrowing costs and supplier returns.

That makes utilization one of the clearest signals of how actively a lending market is being used.

😇 Explore EVAA markets

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You don’t have to sell an asset to access the liquidity you need 🫴

💎 On EVAA, you can supply supported assets as collateral and borrow against their value, giving you access to liquidity without selling what you hold.

↗️ Your collateral remains supplied and can continue earning yield while you use the borrowed funds.

⚡️ Position can become the foundation for new opportunities.

😇 Unlock liquidity without selling on EVAA

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Your next DeFi move is one swap away 🛫

👛The asset you hold today might not be the one you need for your next DeFi strategy.

💱 With EVAA Swap, you can exchange supported tokens directly on TON without leaving the EVAA App.

🪙 Whether you're exploring new supply opportunities or preparing to use a different asset as collateral, you can swap into the asset you need and move straight to your next onchain action.

😇 Make your next move on EVAA

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