Morning Alert..
*GST rate rationalisation likely to drive growth in life and health policies*
Amid muted insurance penetration, the rationalisation of goods and services tax (GST) rates is expected to boost sales of life and health insurance among price-sensitive customer segments by making policies more affordable. According to the Insurance Regulatory and Development Authority of India’s annual report, insurance penetration in India stood at 3.7 per cent in 2023-24 (FY24), down from 4 per cent a year earlier. Non-life insurance penetration remained flat at 1 per cent, while life insurance penetration increased slightly to 3 per cent from 2.8 per cent. Growth in health insurance has been constrained by affordability concerns amid high medical inflation. Industry experts noted that the successful implementation of a zero per cent GST would also depend on the treatment of input tax credit (ITC) for insurers. A Group of Ministers has recommended completely removing the 18 per cent GST currently charged on insurance. Currently, insurers can claim ITC on costs for reinsurance, commissions, third-party administrator services, and other operational expenses. If insurance is exempted from GST, ITC will no longer be available, potentially increasing costs for insurers. Industry sources estimate that insurers offset 8–10 per cent of premium costs through ITC.
*Global market action*
Dow Jones – Down by 0.09% or 42.57 points
FTSE – Up by 0.13% or 12.20 points
CAC – Up by 0.39% or 31.40 points
DAX – Up by 0.29% or 69.75 points
Gift Nifty – Up by 0.27% or 68.00 points
*FII/DII activities*
FII – Sold 1622.52Cr worth of shares
DII – Sold 329.25Cr worth of shares.
*Major Indian Indices PE*
Nifty 50 – 21.8x
Nifty Bank – 15x
*Stocks with high delivery percentage*
Karur Vysya Bank Ltd – 88.5%
Vinati Organics Ltd – 86.2%
UBL – 82.1%
ZF Commercial Vehicles Control Systems India Ltd – 80.6%
Gland Pharma Ltd – 79.8%
*Primary market activities*
IPOs opening today
Globtier Infotech Ltd (BSE SME) – Issue size 31.05Cr
NIS Management Ltd (BSE SME) – Issue size 60.01Cr
Listing today
Studio LSD Ltd (NSE SME) – Subscribed 2.35x
*Commodities updates*
Gold – Rs 100391/10gm, Silver – Rs 116234/barrel, Copper – Rs 880.65/kg, Brcrude – Rs 5426/barrel.
*Corporate News*
NTPC to mark nuclear power entry with 2,800 Mw project next month.
Sebi approval for LIC as IDBI Bank public shareholder after divestment.
*GST rate rationalisation likely to drive growth in life and health policies*
Amid muted insurance penetration, the rationalisation of goods and services tax (GST) rates is expected to boost sales of life and health insurance among price-sensitive customer segments by making policies more affordable. According to the Insurance Regulatory and Development Authority of India’s annual report, insurance penetration in India stood at 3.7 per cent in 2023-24 (FY24), down from 4 per cent a year earlier. Non-life insurance penetration remained flat at 1 per cent, while life insurance penetration increased slightly to 3 per cent from 2.8 per cent. Growth in health insurance has been constrained by affordability concerns amid high medical inflation. Industry experts noted that the successful implementation of a zero per cent GST would also depend on the treatment of input tax credit (ITC) for insurers. A Group of Ministers has recommended completely removing the 18 per cent GST currently charged on insurance. Currently, insurers can claim ITC on costs for reinsurance, commissions, third-party administrator services, and other operational expenses. If insurance is exempted from GST, ITC will no longer be available, potentially increasing costs for insurers. Industry sources estimate that insurers offset 8–10 per cent of premium costs through ITC.
*Global market action*
Dow Jones – Down by 0.09% or 42.57 points
FTSE – Up by 0.13% or 12.20 points
CAC – Up by 0.39% or 31.40 points
DAX – Up by 0.29% or 69.75 points
Gift Nifty – Up by 0.27% or 68.00 points
*FII/DII activities*
FII – Sold 1622.52Cr worth of shares
DII – Sold 329.25Cr worth of shares.
*Major Indian Indices PE*
Nifty 50 – 21.8x
Nifty Bank – 15x
*Stocks with high delivery percentage*
Karur Vysya Bank Ltd – 88.5%
Vinati Organics Ltd – 86.2%
UBL – 82.1%
ZF Commercial Vehicles Control Systems India Ltd – 80.6%
Gland Pharma Ltd – 79.8%
*Primary market activities*
IPOs opening today
Globtier Infotech Ltd (BSE SME) – Issue size 31.05Cr
NIS Management Ltd (BSE SME) – Issue size 60.01Cr
Listing today
Studio LSD Ltd (NSE SME) – Subscribed 2.35x
*Commodities updates*
Gold – Rs 100391/10gm, Silver – Rs 116234/barrel, Copper – Rs 880.65/kg, Brcrude – Rs 5426/barrel.
*Corporate News*
NTPC to mark nuclear power entry with 2,800 Mw project next month.
Sebi approval for LIC as IDBI Bank public shareholder after divestment.
Morning Buzzer
Currently In 5 % In Next 4 coming in 20 % Upper circuit
Highway infra ( HIL ) CMP 95 / 97
Test Resistance 120 / 130 Sl 89
Upper circuit Candidate
Currently In 5 % In Next 4 coming in 20 % Upper circuit
Highway infra ( HIL ) CMP 95 / 97
Test Resistance 120 / 130 Sl 89
Upper circuit Candidate
Equity99
Morning Buzzer Currently In 5 % In Next 4 coming in 20 % Upper circuit Highway infra ( HIL ) CMP 95 / 97 Test Resistance 120 / 130 Sl 89 Upper circuit Candidate
Only 2.65L Seller @ Lower Any Time Open Lower Circuit 🚀🚀🚀🚀
Equity99
Morning Buzzer Currently In 5 % In Next 4 coming in 20 % Upper circuit Highway infra ( HIL ) CMP 95 / 97 Test Resistance 120 / 130 Sl 89 Upper circuit Candidate
Lower Circuit Open Ready To Break 100🚀🚀🚀💥💥💥💥
Equity99
Morning Buzzer Currently In 5 % In Next 4 coming in 20 % Upper circuit Highway infra ( HIL ) CMP 95 / 97 Test Resistance 120 / 130 Sl 89 Upper circuit Candidate
Hit High 98 Ready To Hit upper circuit 104🚀🚀🚀🚀
Board Meeting For Bonus Consideration
Huge Moment Expected
20 % Upper circuit Candidate 🚀🚀🚀🚀🚀
Available @ discount rate
Average Fundamental Stock
Univastu India CMP 275 / 280
Test Resistance 300 / 350 fast sl 225
Long term 500 / 700
Huge Moment Expected
20 % Upper circuit Candidate 🚀🚀🚀🚀🚀
Available @ discount rate
Average Fundamental Stock
Univastu India CMP 275 / 280
Test Resistance 300 / 350 fast sl 225
Long term 500 / 700
Defence Story Again Play
Aartech SOLONIC CMP 61
Very low Price
Q1 results Good
Very Soon Circuit Limit change 10 % in Next week
Test Resistance 100 / 120 Short Term/ long sl 52
Coming days View Strong Potential View
Aartech SOLONIC CMP 61
Very low Price
Q1 results Good
Very Soon Circuit Limit change 10 % in Next week
Test Resistance 100 / 120 Short Term/ long sl 52
Coming days View Strong Potential View
Equity99
https://hdfcsky.com/news/aartech-solonics-stock-gained-more-than-4-percent-today
Very Near To Hit Upper circuit 🚀🚀🚀🚀🚀
Equity99
Very Near To Hit Upper circuit 🚀🚀🚀🚀🚀
Strong Q1 business update by AARTECH SOLONICS. Expect strong numbers in Q1 after this update......
During Q1, Aartech successfully executed a key international project involving its Bus Transfer System for Jawa Power in Indonesia. Also secured a strategic order from Qatar, expanding its footprint in the Middle East.
In Domestic market, Aartech continues to reinforce its
market leadership with fresh orders, including a notable project for SCADA-enabled Control and Relay Panels from Chhattisgarh Power.
During Q1, Company delivered customized rugged tool cases to the Indian Air Force and Indian Navy.
During Q1, Aartech successfully executed a key international project involving its Bus Transfer System for Jawa Power in Indonesia. Also secured a strategic order from Qatar, expanding its footprint in the Middle East.
In Domestic market, Aartech continues to reinforce its
market leadership with fresh orders, including a notable project for SCADA-enabled Control and Relay Panels from Chhattisgarh Power.
During Q1, Company delivered customized rugged tool cases to the Indian Air Force and Indian Navy.
Equity99
Board Meeting For Bonus Consideration Huge Moment Expected 20 % Upper circuit Candidate 🚀🚀🚀🚀🚀 Available @ discount rate Average Fundamental Stock Univastu India CMP 275 / 280 Test Resistance 300 / 350 fast sl 225 Long term 500 / 700
🚀🚀 UNIVASTU INDIA 🚀🚀
This star performer stock discussed again near 265 levels, showed amazing jump high in the sky and has touched 300 levels today. 🏌♂
We see strong potential further upside in the same company. 🚀🚀🚀
This star performer stock discussed again near 265 levels, showed amazing jump high in the sky and has touched 300 levels today. 🏌♂
We see strong potential further upside in the same company. 🚀🚀🚀
Morning Alert..
*RBI won't be found wanting if 50% US tariff hurts growth: Governor*
The Reserve Bank of India (RBI) could step in with policy measures if the 50 per cent US tariff — due to take effect from Wednesday — affects domestic economic growth, Governor Sanjay Malhotra signalled on Monday. He also said the RBI intends to implement Basel-III norms for commercial banks’ market, credit, and operational risks from April 2027. Draft guidelines on credit risk and expected credit loss will be issued shortly, he added. Malhotra, responding to a question regarding the impact of US tariffs, at the Ficci-IBA annual banking conclave, said: “We have provided ample liquidity to the banking sector and whatever else is required to support the growth of the economy, including those sectors which are impacted more. If it so happens, we will not be found wanting in our job.” In his speech, Malhotra stressed that the RBI had not “lost sight of growth” while anchoring inflation amid uncertainties, citing past examples: During the Covid period, when growth slowed, and more recently when inflation was benign, the monetary policy committee responded by cutting interest rates. “We will continue to conduct monetary policy with the primary objective of price stability, keeping in view the objective of growth,” he said. The six-member rate-setting panel reduced the policy repo rate by 100 basis points between February and June. The rate was left unchanged at 5.5 per cent in the August policy review.
*Global market action*
Dow Jones – Down by 0.09% or 40.29 points
FTSE – Up by 0.13% or 12.20 points
CAC – Down by 1.61% or 126.65 points
DAX – Down by 0.37% or 89.97 points
Gift Nifty – Down by 0.34% or 86.00 points
*FII/DII activities*
FII – Sold 2466.24Cr worth of shares
DII – Bought 3176.69Cr worth of shares.
*Major Indian Indices PE*
Nifty 50 – 21.9x
Nifty Bank – 15x
*Stocks with high delivery percentage*
Sundaram Fasteners Ltd – 94.1%
Tata Communications Ltd – 91.3%
TTK Prestige Ltd – 89.2%
Aster DM Healthcare Ltd – 88.5%
Five-Star Business Finance Ltd – 84.5%
*Primary market activities*
IPOs opening today
Anlon healthcare Ltd (Main board) – Issue size 121.03Cr
Vikran Engineering Ltd (Main board) – Issue size 772Cr
Current Infraprojects Ltd (NSE SME) – Issue size 41.80Cr
Sattva Engineering Construction Ltd (NSE SME) – Issue size 35.38Cr
Listing today
Shreeji shipping Global Ltd (Main board) – Subscribed 58.08x
Gem Aromatics Ltd (Main board) – Subscribed 30.45x
LGT Business Connextions Ltd (BSE SME) – Subscribed 1.25x
Vikram Solar Ltd (Main board) – Subscribed 56.42x
Patel Retail Ltd (Main board) – Subscribed 95.69x
*Commodities updates*
Gold – Rs 100601/10gm, Silver – Rs 115862/kg, Brcrude – Rs 5426/barrel, Copper – Rs 883/kg.
*Corporate News*
L&T looks to build on defence and data centre foundation in India.
Paytm winds up RMG business, to invest in Paytm Money and Paytm Services.
BoM plans ₹2,000 crore equity issue; govt stake to fall below 75%.
*RBI won't be found wanting if 50% US tariff hurts growth: Governor*
The Reserve Bank of India (RBI) could step in with policy measures if the 50 per cent US tariff — due to take effect from Wednesday — affects domestic economic growth, Governor Sanjay Malhotra signalled on Monday. He also said the RBI intends to implement Basel-III norms for commercial banks’ market, credit, and operational risks from April 2027. Draft guidelines on credit risk and expected credit loss will be issued shortly, he added. Malhotra, responding to a question regarding the impact of US tariffs, at the Ficci-IBA annual banking conclave, said: “We have provided ample liquidity to the banking sector and whatever else is required to support the growth of the economy, including those sectors which are impacted more. If it so happens, we will not be found wanting in our job.” In his speech, Malhotra stressed that the RBI had not “lost sight of growth” while anchoring inflation amid uncertainties, citing past examples: During the Covid period, when growth slowed, and more recently when inflation was benign, the monetary policy committee responded by cutting interest rates. “We will continue to conduct monetary policy with the primary objective of price stability, keeping in view the objective of growth,” he said. The six-member rate-setting panel reduced the policy repo rate by 100 basis points between February and June. The rate was left unchanged at 5.5 per cent in the August policy review.
*Global market action*
Dow Jones – Down by 0.09% or 40.29 points
FTSE – Up by 0.13% or 12.20 points
CAC – Down by 1.61% or 126.65 points
DAX – Down by 0.37% or 89.97 points
Gift Nifty – Down by 0.34% or 86.00 points
*FII/DII activities*
FII – Sold 2466.24Cr worth of shares
DII – Bought 3176.69Cr worth of shares.
*Major Indian Indices PE*
Nifty 50 – 21.9x
Nifty Bank – 15x
*Stocks with high delivery percentage*
Sundaram Fasteners Ltd – 94.1%
Tata Communications Ltd – 91.3%
TTK Prestige Ltd – 89.2%
Aster DM Healthcare Ltd – 88.5%
Five-Star Business Finance Ltd – 84.5%
*Primary market activities*
IPOs opening today
Anlon healthcare Ltd (Main board) – Issue size 121.03Cr
Vikran Engineering Ltd (Main board) – Issue size 772Cr
Current Infraprojects Ltd (NSE SME) – Issue size 41.80Cr
Sattva Engineering Construction Ltd (NSE SME) – Issue size 35.38Cr
Listing today
Shreeji shipping Global Ltd (Main board) – Subscribed 58.08x
Gem Aromatics Ltd (Main board) – Subscribed 30.45x
LGT Business Connextions Ltd (BSE SME) – Subscribed 1.25x
Vikram Solar Ltd (Main board) – Subscribed 56.42x
Patel Retail Ltd (Main board) – Subscribed 95.69x
*Commodities updates*
Gold – Rs 100601/10gm, Silver – Rs 115862/kg, Brcrude – Rs 5426/barrel, Copper – Rs 883/kg.
*Corporate News*
L&T looks to build on defence and data centre foundation in India.
Paytm winds up RMG business, to invest in Paytm Money and Paytm Services.
BoM plans ₹2,000 crore equity issue; govt stake to fall below 75%.
Mai board Ipo🚀🚀🚀🚀🚀
Vikran Engineering is a fast-growing EPC company with operations in power transmission, water supply, and railway infrastructure, successfully delivering high-value projects across 22 Indian states.
The company’s focus on operational excellence, innovative turnkey solutions, and expansion across value-added EPC segments underpins robust future growth potential.
The company’s revenue has grown at a 33% CAGR (FY21–FY24), reaching approximately ₹786 crore in FY24; it boasts industry-leading margins (EBITDA 17%, PAT 9.5%) and robust return ratios (ROE 35%, ROCE 46%).
Renowned investors such as Ashish Kacholia, Mukul Agrawal, Negen Undiscovered Value Fund, and India Inflection Opportunity Fund collectively invested around ₹85 crore in Vikran’s pre-IPO round, reflecting strong institutional trust and market confidence in the company’s prospects.
The IPO opens on August 26, 2025, and closes on August 29, 2025; it is a ₹772 crore bookbuilding issue with a price band of ₹92–₹97 per share, listing on BSE and NSE, and comprises both fresh shares and an offer for sale.
Vikran Engineering is a fast-growing EPC company with operations in power transmission, water supply, and railway infrastructure, successfully delivering high-value projects across 22 Indian states.
The company’s focus on operational excellence, innovative turnkey solutions, and expansion across value-added EPC segments underpins robust future growth potential.
The company’s revenue has grown at a 33% CAGR (FY21–FY24), reaching approximately ₹786 crore in FY24; it boasts industry-leading margins (EBITDA 17%, PAT 9.5%) and robust return ratios (ROE 35%, ROCE 46%).
Renowned investors such as Ashish Kacholia, Mukul Agrawal, Negen Undiscovered Value Fund, and India Inflection Opportunity Fund collectively invested around ₹85 crore in Vikran’s pre-IPO round, reflecting strong institutional trust and market confidence in the company’s prospects.
The IPO opens on August 26, 2025, and closes on August 29, 2025; it is a ₹772 crore bookbuilding issue with a price band of ₹92–₹97 per share, listing on BSE and NSE, and comprises both fresh shares and an offer for sale.
Arc Insulation specializes
In advanced Glass Fiber Reinforced Polymer (GFRP) composite products, offering durable, corrosion-resistant, and high-performance solutions for construction, infrastructure, and industrial sectors.
The company has shown consistent revenue growth with ₹33.15 crore in FY25, profit after tax rising to ₹8.57 crore, and strong operating margins of 38.22% reflecting operational efficiency.
Arc Insulation boasts impressive return ratios with RoNW and ROE at 45.47% and ROCE at 49.84%, signaling excellent capital utilization and profitability.
The company benefits from economies of scale, an established presence in domestic and international markets, and a strong focus on product quality and innovation.
The IPO is a fresh issue of ₹41.19 crore, open in August 2025, with shares priced between ₹309-₹325; listing is expected on August 29, 2025.
Funds raised from the IPO are aimed at expanding manufacturing capacity, acquiring new office premises, repaying debt, and augmenting working capital for growth.
In advanced Glass Fiber Reinforced Polymer (GFRP) composite products, offering durable, corrosion-resistant, and high-performance solutions for construction, infrastructure, and industrial sectors.
The company has shown consistent revenue growth with ₹33.15 crore in FY25, profit after tax rising to ₹8.57 crore, and strong operating margins of 38.22% reflecting operational efficiency.
Arc Insulation boasts impressive return ratios with RoNW and ROE at 45.47% and ROCE at 49.84%, signaling excellent capital utilization and profitability.
The company benefits from economies of scale, an established presence in domestic and international markets, and a strong focus on product quality and innovation.
The IPO is a fresh issue of ₹41.19 crore, open in August 2025, with shares priced between ₹309-₹325; listing is expected on August 29, 2025.
Funds raised from the IPO are aimed at expanding manufacturing capacity, acquiring new office premises, repaying debt, and augmenting working capital for growth.