Personal financial report in one click!

From now on, you can access and download the complete history of every transaction you've ever made on 8lends. Filter your transactions by date, type, or currency, then download the full report in either PDF or Excel format.

Here's what you'll find inside 👇

🔘 Every transaction, including the date, amount, and blockchain transaction hash

🔘 A breakdown of transaction types, including investments, interest payments, and bonus payouts. You'll have a ready-to-use report that you can use when filing your tax return.

🔘 Conversion of every transaction from USDC into EUR, CHF, JPY, KRW, CNY, or CZK. All conversions are based on the historical exchange rate on the date of each transaction.

This is a ready-to-use document that you can hand over to your accountant or submit directly to the tax office.

🤩 Here's where to find it: My Investments → Filter → Download Report

Leave a reaction under this post so we know we're moving in the right direction!

16 months of 8lends! 🤩

Every third day of the month already feels like a red-letter day, right? Let's take a look at what we've achieved together in June 🤩

From June 1 to July 3:

🔘 Raised this month: $1,650,604
🔘 Total investors: 2196
🔘 Funded loans: $15,777,254
🔘 Loans repaid: $6,058,142

It's great to see our numbers keep growing because it means the businesses we fund are scaling without a problem, while you keep investing and receiving stable payouts.

🤩 Thank you for being part of it! That's why we run giveaways and challenges from time to time, so you can join in and receive more payouts from us!

🏆 For example, we're currently running our FIFA World Cup challenge. So, if you've been following it closely, you can place a bet with us and win some extra USDC.

If you're feeling thankful too, you can leave us a review on Google.

We'll share the monthly PDF report with you on Monday. Until then, have a great weekend!

🤩 Monthly report: June

As promised, we're sharing our June report in PDF format.

It takes time to put each one together, and a lot of work goes into it.

🤩 So if you like this new format, show us with your reactions under this post!

Imagine you've signed a contract, but the payment won't arrive for another 90 days.

At the same time, your business needs to start producing right away, so you don't miss the opportunity.

In this situation, most CEOs turn to banks for a loan.

❗️ The problem is that banks take their time. Reviewing and approving a loan application can easily take 60–90 days. On top of that, they'll usually require collateral worth 150–200% of the loan amount.

So what's the point of taking out a loan if your payment from the signed contract will arrive around the same time? And even after all that, the bank can still reject your application.

Big banks now approve fewer than 30% of small business loan applications under $250K — meaning more than 7 in 10 small business owners walk away rejected (Source).

🚩 This is where 8lends comes in.

We don't lend to businesses that don't know what they're doing. We work with experienced businesses that don't want to deal with banks.

✅ We audit the business, evaluate the collateral, and move much faster than traditional lenders.

That's why SMEs choose 8lends.

🏆 GUESS THE WINNER OF THE FIFA WORLD CUP 2026 SEMIFINALS & WIN $500!

We're opening bets on the semifinals:

🔘 2 winners × 500 USDC
🔘 Predictions are accepted from July 9 to July 13

🤩 One person can place a bet on only one team. So choose your winner carefully. You can't pick two or even four teams. Pick the one winner you're confident about.

We'll announce the winners of the quarterfinal stage on July 13.

Good luck, everyone!

✅ Waiting for 4 months might be exactly what you need.

Some investors may think: the shorter the loan term, the less I earn. But that's not true, especially today.

🤩 On 8lends, you earn 20% APR on loans with terms of 4–12 months. You know exactly where your money goes, which borrower is using it to grow their business, and when you'll receive your principal back.

At the same time, the world is changing fast. A lot can happen in just nine months. These days, things change almost every month, which is why short-term loans can be even more attractive than long-term ones.

💎 Short-term loans give you flexibility. You get your principal back sooner, and once you do, you can decide whether to reinvest it in the same business or reevaluate the market and invest in a different one.

On top of that, while your money is working for you, it's out of your reach. You won't open another trade, chase the next narrative, get scammed, or make emotional decisions.

While your money is locked up, you have time to step back, analyze the market, and make decisions with a clear head.

So, short-term loans give you both flexibility and returns.

THEY PREDICTED THE QUARTERFINAL WINNERS AND WON $250!

🏆 The winners are:

1. @defynrae with a bet on Argentina: https://x.com/defynrae/status/2074305488389595648
2. @kiararyz_ with a bet on Spain: https://x.com/kiararyz_/status/2074142856923734032
3. @KJushudrun with a bet on France: https://x.com/KJushudrun/status/2074210256176247008
4. @benalicia99 with a bet on England: https://x.com/benalicia99/status/2074564979718607063

How we chose the winners: One winner for each national team that advanced. Hardly anyone bet on England, so @benalicia99 won even though the post didn't get much attention.

Congrats! We'll contact the winners later from our X account.

And don't forget: we're also accepting bets on the semifinals until the end of this day!

🏆 How are you enjoying the FIFA World Cup so far? Are you happy with how your national team is doing?

🤩 Crypto lending is now in open beta!

We're finally beta-testing a crypto lending feature on our platform, so you can borrow stablecoins against your crypto without having to sell anything.

This feature is great if:

🔘 You don't want to sell your crypto but need money for a business expense. Instead of selling, you use your BTC as collateral, get a loan, and repay it later.

🔘 You need money now for medical bills, car repairs, or an unexpected expense during a bear market. Selling your crypto during a dip would be painful, so borrowing lets you access funds immediately.

🔘 You don't want to reduce your crypto position, but want to buy more during a bull market. Instead of selling, you can borrow stablecoins, buy more crypto, and repay the loan later after taking profits.

🔘 You know money is coming soon, but you need cash for a few weeks before it arrives. Borrowing against your crypto fits this situation perfectly.

🔘 You spotted a great trading opportunity. Just be careful not to borrow too much. Trading is always a risky business.

We hope the beta testing goes well, and we'll let you know once the feature is fully released.

If you've already tried it and have any feedback, send our support team a DM: @daniel_8lends @ceviz1389

This will automatically translate all our posts into your language!

And we'd love your help to make it happen.

🤩 To unlock it, we need to level up our Telegram channel to Level 3. This will help us break the language barrier and make our content accessible to everyone, no matter where you're from.

The more boosts you share, the better, but even one would help us a lot!

🤩 https://t.me/boost/eightlends

💲 PUT YOUR USDC TO WORK AND EARN YIELD!

Our new feature lets you generate yield on your profits. If you've earned interest from investing in real businesses on 8lends or made profits from successful trades, you can multiply those funds by lending them to other people:

🔘 Yield is variable and demand-driven — the more people borrow, the higher your yield.
🔘 Every loan is overcollateralized: borrowers lock up more BTC value than they borrow in USDC.
🔘 If the collateral value drops too low, the position is liquidated automatically (you get your money back first).
🔘 Everything runs through open smart contracts on Base, so you can verify every transaction.

⚖️ Protocol fee: 0%

We've already opened the BTC/USDC pool.

*We're still beta-testing the feature, so it's not available to everyone yet. But in a couple of days, we'll open crypto lending to all of you!

Come and see if you're one of the chosen ones 🤩

app.8lends.io/en

THEY PREDICTED THE SEMIFINAL WINNERS AND WON $500!

🏆 The winners are:

🥇 @Johnmighty__ with a bet on Spain: https://x.com/Johnmighty__/status/2075591035237933408
🥇 @nobisblue with a bet on Argentina: https://x.com/nobisblue/status/2076977768995151883

Congrats to the winners! We'll contact each of them later from our X account.

❗️ We're currently accepting bets on the Grand Final until July 18!

Let's enjoy the final days of this amazing World Cup together!

✨ Who protects your investments?

Whenever a business takes out a loan through 8lends, it secures that loan with collateral (equipment, vehicles, property, etc.).

🤩 But who holds it? Who verifies it? Who sells it in case of default? There's only one answer to all these questions: the collateral agent.

At 8lends, this role is handled by Maclear AG, our parent company. It holds all collateral on behalf of investors. Maclear is a member of SRO PolyReg and is authorized to act as a financial intermediary under the AMLA. It:

🔘 verifies the collateral before a deal appears on the platform
🔘 holds legal title to the collateral on behalf of investors
🔘 acts as the collection agent if the borrower defaults
🔘 sells the collateral and returns the recovered funds to investors

Without a collateral agent, the collateral itself wouldn't be nearly as valuable.

🇨🇭 On top of that, Switzerland has one of the strictest jurisdictions in the world, and Maclear AG has more experience in this field than 8lends.

So, your investments aren't backed by promises. They're backed by real collateral held by an experienced, regulated, and audited collateral agent.

🏆 Today is the Grand Final!

The FIFA World Cup is coming to an end, and we hope you're enjoying it just as much as our team is!

🤩 To celebrate the occasion, we're extending the time to place your bet until July 19! The only rule is that your prediction must be posted before the match kicks off.

So, if you have a favorite in today's match, you can support them by taking part in our FIFA World Cup Giveaway.

Share that winning moment with your team!