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YCombinator leadership shows no reservation for race based provincialism… as long as it is not native born Americans
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MICROSOFT EMPLOYEES LEAKED THEIR AI SPEND
An internal comp spreadsheet now has a column for “AI $ usage per month.”
Median: $300 a month.
Top entry: $28,000.
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An internal comp spreadsheet now has a column for “AI $ usage per month.”
Median: $300 a month.
Top entry: $28,000.
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BREAKING: U.S. new home sales crashed 10.5% in July, falling to the lowest level since January.
The median new home price also dropped to $393,800, its lowest level in 4 years.
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The median new home price also dropped to $393,800, its lowest level in 4 years.
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US housing demand has collapsed.
US new home sales fell -10.5% MoM in July, to 607,000 units, the lowest in 6 months and far worse than the -1.4% decline expected.
Excluding January 2026, this is the lowest level since November 2022.
New home sales have now fallen in 3 of the last 4 months and are down -6.3% YoY.
The Midwest was hit hardest, with sales plunging -42.7% MoM, to 43,000, the lowest level since 2012.
At the same time, sales in the South, the nation's biggest homebuying region, accounting for more than 60% of the total, fell -13.0% to 383,000, the 2nd-lowest level since January.
This comes as the 30Y mortgage rate hit 6.81%, its highest since August 2025, weighing on homebuyer demand.
The housing market is historically unaffordable right now.
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US new home sales fell -10.5% MoM in July, to 607,000 units, the lowest in 6 months and far worse than the -1.4% decline expected.
Excluding January 2026, this is the lowest level since November 2022.
New home sales have now fallen in 3 of the last 4 months and are down -6.3% YoY.
The Midwest was hit hardest, with sales plunging -42.7% MoM, to 43,000, the lowest level since 2012.
At the same time, sales in the South, the nation's biggest homebuying region, accounting for more than 60% of the total, fell -13.0% to 383,000, the 2nd-lowest level since January.
This comes as the 30Y mortgage rate hit 6.81%, its highest since August 2025, weighing on homebuyer demand.
The housing market is historically unaffordable right now.
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5Y high yield 4.393%, WI 4.391%, tail 0.2bps.
Another subpar 5Y auction, this is the 15th auction in a row that failed to Stop Through
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Another subpar 5Y auction, this is the 15th auction in a row that failed to Stop Through
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US consumer confidence is declining:
The Conference Board Consumer Confidence Index fell -0.8 points in August, to 89.4, its lowest since January.
This also marks its 2nd-lowest level since April 2025.
This comes as the Expectations Index dropped -5.8 points, to 68.2, its lowest since January.
The decline reflects growing pessimism about future job and income prospects, as well as less optimism about future business conditions.
This report also highlights elevated gasoline prices, broader cost-of-living pressures, and a slowdown in hiring as key factors weighing on American households this month.
Meanwhile, the Present Situation Index rose +6.8 points, to 121.2, its highest since May, after 3 consecutive monthly declines, somewhat offsetting the overall decline in the Consumer Confidence Index.
Americans are worried about the economy.
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The Conference Board Consumer Confidence Index fell -0.8 points in August, to 89.4, its lowest since January.
This also marks its 2nd-lowest level since April 2025.
This comes as the Expectations Index dropped -5.8 points, to 68.2, its lowest since January.
The decline reflects growing pessimism about future job and income prospects, as well as less optimism about future business conditions.
This report also highlights elevated gasoline prices, broader cost-of-living pressures, and a slowdown in hiring as key factors weighing on American households this month.
Meanwhile, the Present Situation Index rose +6.8 points, to 121.2, its highest since May, after 3 consecutive monthly declines, somewhat offsetting the overall decline in the Consumer Confidence Index.
Americans are worried about the economy.
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In an online world full of photoshop, filters, plastic surgery my beautiful wife stands out the most to me even after having multiple kids. She doesn’t have the same insecurities as 90% of girls on this app posting selfies. Pure unedited love and beauty
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Bad news: Fable nuked my entire dev machine
Claude decided to test a sandbox it was building by running
The sandbox didn't work.
It's all gone
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Claude decided to test a sandbox it was building by running
rm -rf on my home directoryThe sandbox didn't work.
It's all gone
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Google secretly tracked 250 million persons' locations. $62 million settlement. The lawyers got $18.6m in fees, the named plaintiffs got $5k, and the $42m remainder was given to leftist/activist nonprofits. tedfrank objected with AGIowa support. Affirmed, per Judge Clifton
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