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▪️Difference between banks and NBFCs :

NBFCs business activities are akin to that of banks as they can lend & make investments
NBFCs cannot accept demand deposits
They cannot issue cheques as they do not form part of the payment & settlement system.
Deposit insurance facility of Deposit Insurance and Credit Guarantee Corporation is not available to depositors of NBFCs, unlike in case of banks
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▪️Difference between banks and NBFCs :

NBFCs business activities are akin to that of banks as they can lend & make investments
NBFCs cannot accept demand deposits
They cannot issue cheques as they do not form part of the payment & settlement system.
Deposit insurance facility of Deposit Insurance and Credit Guarantee Corporation is not available to depositors of NBFCs, unlike in case of banks
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Geographical Indication In News:

▪️Products : Categories -States/UTs

Kashmir Saffron : Agriculture - Jammu & Kashmir
Manipuri Black Rice : Food Stuff - Manipur
Kandhamal Haladi : Agricultural - Odisha
Rasagola : Food Stuff - Odisha
Kodaikanal Malai Poondu : Agricultural - Tamil Nadu
Pawndum : Handicraft - Mizoram
Ngotekherh : Handicraft - Mizoram
Hmaram : Handicraft - Mizoram
Palani Panchamirtham : Food Stuff - Tamil Nadu
Tawlhlohpuan : Handicraft - Mizoram
Mizo Puanchei : Handicraft - Mizoram
Gulbarga Tur Dal : Agricultural - Karnataka
Tirur Betel Leaf (Tirur Vettila) : Agricultural - Kerala
Khola Chilli : Agricultural -Goa
Idu Mishmi Textiles : Handicraft - Arunachal
Pradesh
Dindigul Locks : Manufactured -Tamil Nadu
Kandangi Saree : Handicraft - Tamil Nadu
Srivilliputtur Palkova : Food Stuff - Tamil Nadu
Kaji Nemu : Agricultural - Assam
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The only man who doesn't make mistake in Prelims mocks is the one who never attempts any questions.
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📣 FDI is prohibited in the following sectors

🚫Lottery Business including Government/private lottery, online lotteries, etc.

🚫Gambling and Betting including casinos etc.

🚫Chit funds

🚫Nidhi company

🚫Trading in Transferable Development Rights (TDRs)

🚫Real Estate Business or Construction of Farm Houses (Real estate business does not include development of townships, construction of residential /commercial premises, roads or bridges )

🚫Manufacturing of cigars, cheroots, cigarillos and cigarettes, of tobacco or of tobacco substitutes

🚫Activities/sectors not open to private sector investment e.g. Atomic Energy and Railway operations (other than permitted activities)
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Forwarded from UPSC CSE 2023 UPSC Prelims 2023 2024
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General Studies Monthly Current Affairs Magazine-June 2022 Current Affairs Magazine pdf
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Anthropology Monthly Current Affairs Magazine- June 2022 Anthropology Magazine Pdf
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General Studies Monthly Current Affairs Magazine-June 2022 Current Affairs Magazine pdf
Anthropology Monthly Current Affairs Magazine- June 2022 Anthropology Magazine Pdf
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Don’t mix bad words with bad mood.

WE will have many opportunities to change a mood, but WE will never get the opportunity to replace the words WE spoke.

Good Morning Friends!
Have a beautiful day!
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Calcutta Madrassa, the Asiatic Society of Bengal, the Sanskrit College in Banaras and the Fort William College at Calcutta were established under the influence of which of the following ideologies?
Anonymous Quiz
14%
Jacobinism
45%
Orientalism
25%
Utilitarianism
17%
Anglicisation
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Nations bordering Baltic Sea @SecureIAS

Trick: Baltic Nations ne FR(Foreign rights) SELL krke apni GDP bdhyai.

F: Finland
R: Russia

S: Sweden
E: Estonia
L: Latvia
L: Lithuania

G: Germany
D: Denmark
P: Poland

@SecureIAS
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5th NATIONAL FAMILY HEALTH SURVEY

- The Total Fertility Rate, an average number of children per woman, has further declined from 2.2 to 2.0 at the national level between National Family Hualth Survey (NFHS) 4 and 5.

- There are only five States in India which are above replacement level of fertility of 2.1 - Bihar (2.98), Meghalaya (2.91), Uttar Pradesh (2.35), Jharkhand (2.20) Manipur (2.17).

- The Institutional births have increased from 79% to 89% in India and in rural areas around 87% births are delivered in institutions and the same is 94% in urban areas.

- The level of stuanting among children under five years has marginally declined from 38% to 36% in the country in 4 years.

- The prevalence of women having a bank or savings account that they use has increased from 53% to 79%.

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@civilservicesguidance
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Category wise IAS last Rank:
General-77
EWS-320
OBC-333
SC-502
ST-547

Credit Ajay Mathur

@civilservicesguidancers
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Money and success don’t change people; they merely amplify what is already there.
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There may be times when we are powerless to prevent injustice, but there must never be a time when we fail to protest.
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