💵 UP TO 10% APR: Binance pays a bonus for holding USDe
Binance's 3rd Community Appreciation Campaign adds a bonus rate on USDe until November 30.
📋 How it works
1️⃣ Get USDe on Spot, via Buy Crypto, or deposit it
2️⃣ Hold at least 0.01 USDe for 24 hours in Spot, Funding or Margin
3️⃣ Base APR (now 5.25%, paid weekly) + 4.75% bonus
4️⃣ Bonus paid once, within 14 business days after the end
💶 Bonus on up to 100,000 USDe; borrowed USDe excluded
⏰ Ends Nov 30, 23:59 UTC
📍 Binance.com accounts only, not for US users
🛡️ USDe is a synthetic dollar, not backed by cash, and rates can change. Official domain only; never send funds to anyone.
🔗 https://www.binance.com/en/support/announcement/detail/e6f82532912f48a6a554a72c57482ea0
⚠️ Just a suggestion, not financial advice.
💰 @money
Binance's 3rd Community Appreciation Campaign adds a bonus rate on USDe until November 30.
📋 How it works
1️⃣ Get USDe on Spot, via Buy Crypto, or deposit it
2️⃣ Hold at least 0.01 USDe for 24 hours in Spot, Funding or Margin
3️⃣ Base APR (now 5.25%, paid weekly) + 4.75% bonus
4️⃣ Bonus paid once, within 14 business days after the end
💶 Bonus on up to 100,000 USDe; borrowed USDe excluded
⏰ Ends Nov 30, 23:59 UTC
📍 Binance.com accounts only, not for US users
🛡️ USDe is a synthetic dollar, not backed by cash, and rates can change. Official domain only; never send funds to anyone.
🔗 https://www.binance.com/en/support/announcement/detail/e6f82532912f48a6a554a72c57482ea0
⚠️ Just a suggestion, not financial advice.
💰 @money
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📚 MONEY 101: Crypto & Investing Tax Basics
Tax rules differ by country, but these habits save beginners headaches everywhere 👇
🧾 1. Gains are usually taxable
In many countries, selling at a profit, swapping one coin for another, or spending crypto can count as a taxable event, not just cashing out to your bank.
⏳ 2. Holding period can matter
Some places tax short-term gains more heavily than long-term ones. Know your local rule before you sell.
📉 3. Losses can count too
Many tax systems let you offset gains with realized losses. Record them, don't hide them.
🗂️ 4. Keep records from day one
Save the date, amount, price and fees of every buy, sell and transfer. Exchanges can close or delete history.
👩💼 5. Ask a local pro
When the numbers get big, a tax adviser costs less than a penalty.
⚠️ Just a suggestion, not financial advice.
💰 @money
Tax rules differ by country, but these habits save beginners headaches everywhere 👇
🧾 1. Gains are usually taxable
In many countries, selling at a profit, swapping one coin for another, or spending crypto can count as a taxable event, not just cashing out to your bank.
⏳ 2. Holding period can matter
Some places tax short-term gains more heavily than long-term ones. Know your local rule before you sell.
📉 3. Losses can count too
Many tax systems let you offset gains with realized losses. Record them, don't hide them.
🗂️ 4. Keep records from day one
Save the date, amount, price and fees of every buy, sell and transfer. Exchanges can close or delete history.
👩💼 5. Ask a local pro
When the numbers get big, a tax adviser costs less than a penalty.
⚠️ Just a suggestion, not financial advice.
💰 @money
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🇺🇸 BREAKING: TRUMP threatens to "IMMEDIATELY DOUBLE" tariffs on Mexico unless it stops migrant caravans
🔹 Comes after a caravan of about 1,500 migrants left Tapachula in southern Mexico on Tuesday
🔹 Hits as Nasdaq 100 futures already trade 1% lower
💰 @money
🔹 Comes after a caravan of about 1,500 migrants left Tapachula in southern Mexico on Tuesday
🔹 Hits as Nasdaq 100 futures already trade 1% lower
💰 @money
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🚨 BREAKING: Nvidia CEO Jensen Huang resigns effective immediately, and TRUMP says Apple's Tim Cook should replace him
🔹 CFO Colette Kress named interim CEO; Huang also leaves the board
🔹 $NVDA fell as much as 13%, market cap slipping under $4 trillion for the first time since July 2025
💰 @money
🔹 CFO Colette Kress named interim CEO; Huang also leaves the board
🔹 $NVDA fell as much as 13%, market cap slipping under $4 trillion for the first time since July 2025
💰 @money
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🚨 BREAKING: Strike hits southern Iran — oil jumps 3%
🔹 Iran's IRNA says Sirik in Hormozgan was hit by "enemy" fire, calling the attack military in nature
🔹 Brent settles +3.3% at $95.82, up $3.06; WTI up ~2.4%
💰 @money
🔹 Iran's IRNA says Sirik in Hormozgan was hit by "enemy" fire, calling the attack military in nature
🔹 Brent settles +3.3% at $95.82, up $3.06; WTI up ~2.4%
💰 @money
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🚨 JUST IN: US DOJ moves to seize over $1.2 BILLION in crypto stolen from Binance by North Korean hackers
🔹 Court approved seizing or freezing funds from the record $6B+ Oct 29 hack
🔹 FBI also took down "FaceStealer", a ~$400M North Korean deepfake theft scheme
💰 @money
🔹 Court approved seizing or freezing funds from the record $6B+ Oct 29 hack
🔹 FBI also took down "FaceStealer", a ~$400M North Korean deepfake theft scheme
💰 @money
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🎁 UP TO $100 IN BTC: Kraken Black Friday Bonus
Enroll in the app's Rewards Hub, deposit fiat, then buy crypto.
✅ Deposit $1,000+ fiat, trade $1,000 = $10 BTC
✅ Trade $10,000 total = $100 BTC max
✅ Instant Buy only; BTC locked until Jan 1
🚫 Not for UK, CA, AU, JP, HK, NY, FL. Ends Dec 1, 14:00 UTC.
🛡️ Official site only; never send funds to anyone.
🔗 https://blog.kraken.com/product/promotions/black-friday-deposit-trade-bonus
💰 @money
Enroll in the app's Rewards Hub, deposit fiat, then buy crypto.
✅ Deposit $1,000+ fiat, trade $1,000 = $10 BTC
✅ Trade $10,000 total = $100 BTC max
✅ Instant Buy only; BTC locked until Jan 1
🚫 Not for UK, CA, AU, JP, HK, NY, FL. Ends Dec 1, 14:00 UTC.
🛡️ Official site only; never send funds to anyone.
🔗 https://blog.kraken.com/product/promotions/black-friday-deposit-trade-bonus
💰 @money
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🎁 UP TO HK$400 CASH: HashKey Exchange New User Rewards
Hong Kong's licensed exchange pays new users in HKD cash for simple spot tasks this month.
📋 How it works
1️⃣ Finish KYC during November: HK$50
2️⃣ First crypto deposit of HK$100+: HK$50
3️⃣ Spot trades totalling HK$2,000+: HK$100
4️⃣ Hold HK$10,000+ for 7 days in a row (after 1–3): HK$100
💶 Extra HK$100 only for Professional Investor status; claim each reward in the Reward Center
⏰ Ends Nov 30, 23:59 (UTC+8)
📍 New users only; not for Mainland China, US and other restricted regions
🛡️ Crypto prices can fall. Use the official domain only; never send funds to anyone.
🔗 https://support.hashkey.com/hc/en-gb/articles/41042884801305-HashKey-Exchange-November-New-User-Rewards
💰 @money
Hong Kong's licensed exchange pays new users in HKD cash for simple spot tasks this month.
📋 How it works
1️⃣ Finish KYC during November: HK$50
2️⃣ First crypto deposit of HK$100+: HK$50
3️⃣ Spot trades totalling HK$2,000+: HK$100
4️⃣ Hold HK$10,000+ for 7 days in a row (after 1–3): HK$100
💶 Extra HK$100 only for Professional Investor status; claim each reward in the Reward Center
⏰ Ends Nov 30, 23:59 (UTC+8)
📍 New users only; not for Mainland China, US and other restricted regions
🛡️ Crypto prices can fall. Use the official domain only; never send funds to anyone.
🔗 https://support.hashkey.com/hc/en-gb/articles/41042884801305-HashKey-Exchange-November-New-User-Rewards
💰 @money
📚 MONEY 101: The Hidden Fees Eating Your Returns
A 1% fee sounds tiny. Over decades, it really isn't 👇
💸 1. Fees compound too
$10,000 growing 7% a year becomes about $76,000 in 30 years. Lose 1% a year to fees and it ends near $57,000, roughly a quarter less.
📊 2. Check the expense ratio
Funds charge a yearly fee. Broad index funds often cost under 0.2%; many active funds charge 1% or more.
🔄 3. Watch spreads & trading fees
"Zero commission" apps can still earn on the gap between buy and sell prices. Frequent trading multiplies every small cost.
🌍 4. Count the extras
Currency conversion, card top-ups, withdrawal and network fees add up. Compare the total cost, not the headline rate.
🧾 5. Do a yearly fee check
List every account and what it charges. Cutting 0.5% a year in costs is money you keep, with no extra risk taken.
⚠️ Just a suggestion, not financial advice.
💰 @money
A 1% fee sounds tiny. Over decades, it really isn't 👇
💸 1. Fees compound too
$10,000 growing 7% a year becomes about $76,000 in 30 years. Lose 1% a year to fees and it ends near $57,000, roughly a quarter less.
📊 2. Check the expense ratio
Funds charge a yearly fee. Broad index funds often cost under 0.2%; many active funds charge 1% or more.
🔄 3. Watch spreads & trading fees
"Zero commission" apps can still earn on the gap between buy and sell prices. Frequent trading multiplies every small cost.
🌍 4. Count the extras
Currency conversion, card top-ups, withdrawal and network fees add up. Compare the total cost, not the headline rate.
🧾 5. Do a yearly fee check
List every account and what it charges. Cutting 0.5% a year in costs is money you keep, with no extra risk taken.
⚠️ Just a suggestion, not financial advice.
💰 @money
❤1
📉 BREAKING: Bitcoin slides to $68,000, its lowest level since August
🔹 $1.64B liquidated as hot inflation data lifts Fed rate hike odds to 88%
🔹 BTC ETFs log a 6th straight day of outflows; tech sinks after Nvidia CEO exit
💰 @money
🔹 $1.64B liquidated as hot inflation data lifts Fed rate hike odds to 88%
🔹 BTC ETFs log a 6th straight day of outflows; tech sinks after Nvidia CEO exit
💰 @money
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🇺🇸 JUST IN: Treasury Secretary Bessent fires back at Iran: "F the Iranian leadership. I'm not going to be cowered."
🔹 He was moved from his D.C. home to a military base over Iran-linked threats, per WSJ
🔹 Comes as reports say Iran hit a US military site in the Gulf, first in two months
💰 @money
🔹 He was moved from his D.C. home to a military base over Iran-linked threats, per WSJ
🔹 Comes as reports say Iran hit a US military site in the Gulf, first in two months
💰 @money
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🏠 BREAKING: US home sales CRASH to the lowest level since 2010
🔹 Existing home sales fell 5.5% in October to a 3.75M annual pace
🔹 Mortgage rates above 7% keep buyers out as supply keeps climbing
💰 @money
🔹 Existing home sales fell 5.5% in October to a 3.75M annual pace
🔹 Mortgage rates above 7% keep buyers out as supply keeps climbing
💰 @money
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