Crypto Penetration blog ๐Ÿ”ฉ
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My name is @Ilya_ii. I research the penetration of cryptocurrencies in the life of different countries.
RU channel link @crypto_penetration
Created in collaboration with Ton Whales - crypto regulation database https://cryptopenetration.com/
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โ“Who is Satoshi Nakamoto?

๐ŸŽฅ Authors of the HBO movie have recognized developer and member of the Bitcoin Foundation Peter Todd as the creator of Bitcoin. Other popular versions are Nick Szabo, Hal Finney, and Len Sassaman. Of course, this is most likely not true, also because Peter Todd is alive, and we haven't had any signs of activity from the real Satoshi since 2011. And he's pretty much 100% dead.

๐Ÿ’ธ Given the intense scrutiny of even small early BTC holdings by researchers, special forces, and criminals, the real Satoshi Nakamoto would have been uncovered long ago if he was alive. Or at least would sell some Bitcoin - there is little doubt about that.
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๐Ÿ”ฉ Major wallet has integrated TON

๐Ÿ‘› Ledger Live - the online wallet dedicated to Ledger - added TON and NOT. The hardware version integrated TON back at the end of last year.

โœˆ๏ธ By the way, this happened just in time for Pavel Durov's birthday. The Telegram founder turned 40 years old on 10 October. Congratulations!
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๐Ÿ‡ธ๐Ÿ‡จ One of the major crypto offshores has introduced new regulations

๐Ÿ“… On September 1st, the VASP Act came into force in the Seychelles, which is a very popular offshore zone for crypto operations. The Seychelles were for a long time a super-simple jurisdiction to set up a company for crypto operations without unnecessary restrictions. These were mostly offshore exchanges, including cases of scam projects.

๐Ÿ›‚ Now the regulatory regime of the island nation has moved closer to the Caymans and the British Virgin Islands. All cryptocurrency companies operating in the Seychelles are required to register as VASPs by December 31 this year.

๐Ÿ—’ It has also become mandatory for crypto companies to have a physical presence on the island. Among other things, companies must now:
- have a physical office,
- employ a minimum of two managers
- not engage in mining activities; mixers are also prohibited from operating

โœ… The new law is likely to have a positive impact on crypto entities operating in the country as their activity will become more transparent. The adoption of legislation for crypto business worldwide is inevitable.
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VPN & mobile service for TON

โœˆ๏ธ The TON ecosystem continues to develop more and more opportunities for users. One of them is the ability to pay for eSIM and VPN in crypto.

๐Ÿ“ฒ @Mobile is a new service, where you can pay for eSIM with TON, USDT and BTC in your Telegram Wallet.

๐Ÿ” The Mobile VPN service maintains your privacy on the internet and Telegram. If you travel or need tools for international communication, you need an eSIM.

๐Ÿ˜Ž You can try it already today!
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๐Ÿ‡น๐Ÿ‡ท Tรผrkiye postpones crypto tax

โ˜‚๏ธ Recently, Tรผrkiye's Vice President Cevdet Yฤฑlmaz has officially declared the postponement of crypto tax. The reason for this decision is the collapse of the country's stock market. In the summer, the government planned to introduce a tax on profits from transactions with shares and cryptocurrencies but, after the fall in the stock market, the plans were changed.

โคด๏ธ Also this year, Tรผrkiye legislated licensing rules for crypto exchanges and other VASPs. They can be considered quite lenient - previously there were fears about a possible ban for foreign exchanges. However, these exchanges will be able to continue operations after registration. The adoption of crypto regulation was one of the FATF conditions to remove Tรผrkiye from the gray list. Now, Turkish residents and companies operating there will be less closely examined by banks.

๐Ÿ’ธ Nevertheless, it's too early to be happy about this decision. Tรผrkiye is a very unpredictable country, both is the exchange rate of the national currency and in the government's attitude to cryptocurrencies. The introduction of the crypto tax is possible next year.
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Would you like to be a tax resident of Turkey and hold your crypto on local exchanges?
Anonymous Poll
72%
Yeah, there's no tax there now.
28%
No, because they may introduce a tax at any time in the future.
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๐Ÿ”บ Bitcoin > $65,000

๐Ÿ“ˆ Since the middle of last week, the crypto market finally went up. Bitcoin pushed back from the $60,000 level and even broke the $67,000 mark today. US Bitcoin ETFs demonstrate good numbers, with inflows of $253 mln last Friday and $555 mln this Monday. Currently these are maximum inflows for October.

๐Ÿ“Š Nevertheless, I believe the sideways move will continue. The upward movement is happening as part of the global financial market reaction to China's stimulus program. But until the next Fed rate decision and the US presidential election, it is unlikely to expect a strong continuation of crypto market growth.
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๐Ÿ” Uptober is here!

๐Ÿ“ˆBitcoin continues to respond positively to the ECB rate cut and other monetary stimuli. This comes on the back of a rising stock market in the US.

โ›ฒ๏ธ BTC's price has risen from $62,000 to $69,000 this week. An extremely large amount of liquidity has gone to the US Bitcoin ETF ($2.12 billion for the week).
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๐Ÿ”ƒ Crypto regulation on emerging markets in 2024

๐ŸŒ The two most populous continentsโ€”Asia (59.5%) and Africa (18.93%)โ€”still have relatively weak procedures for regulating cryptocurrency transactions. A number of Asian countries (Vietnam, Sri Lanka, Iraq, Saudi Arabia, etc.) and half of African countries do not regulate crypto in any way. In North African countries, Pakistan and Bangladesh, cryptocurrency circulation is simply prohibited.

๐Ÿ˜ But there are several landmark emerging markets making notable progress in 2024:
๐Ÿ‡ฎ๐Ÿ‡ฉ Indonesia
๐Ÿ‡น๐Ÿ‡ญ Thailand
๐Ÿ‡ฟ๐Ÿ‡ฆ South Africa
๐Ÿ‡น๐Ÿ‡ท Turkiye
๐Ÿ‡น๐Ÿ‡ผ Taiwan
๐Ÿ‡ณ๐Ÿ‡ฌ Nigeria

๐ŸŒป Even where there is a conservative approach to regulation, there are big moves with licensing and legalization of crypto: including VASPs, ETFs and taxation. Get more crypto regulation insights in this article.
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๐Ÿ‡ฎ๐Ÿ‡ณ India prepares (another) crypto ban?

๐Ÿ“ Indian regulators were to publish a discussion paper on crypto policy in September. The document has not been published yet. However, according to the Hindustan Times, the government may ban Bitcoin, USDT and other cryptocurrencies.

โŒ Instead, the Reserve Bank of India (RBI) and other regulators want to develop a national digital currency - a CBDC. The purpose of the ban is to address possible risks connected with crypto, such as avoiding taxes, money laundering and others.
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๐Ÿ—บ Can emerging countries become the crypto leaders of tomorrow?

๐Ÿ•‰ Global GDP distribution is slowly changing, with a decreasing share for G7 countries - as you can see from PWC forecast - The World in 2050 and a growing share for BRICS, E7 and other emerging markets. Also most of emerging countries from PWC forecast (Indonesia, India, Vietnam, Nigeria, Philippines, Brazil, Turkiye, Mexico) are called by Chainalysis in its Global Crypto Adoption Index 2024. This is an important point in understanding which countries will be leading crypto markets in the future. We can divide large emerging economies into 3 groups according to their crypto regulations:

๐Ÿ‡น๐Ÿ‡ท ๐Ÿ‡ง๐Ÿ‡ท๐Ÿ‡ฒ๐Ÿ‡ฝ ๐Ÿ‡ฟ๐Ÿ‡ฆ Countries that already have high adoption of crypto and good regulation: Brazil, Mexico, South Africa and Tรผrkiye. Moreover, these are some of the easiest jurisdictions to set up VASP activities in the world. In Brazil, VASPs donโ€™t need any license and SA has already registered about 200 entities, giving them official approval for crypto business.

๐Ÿ‡ฎ๐Ÿ‡ณ๐Ÿ‡ต๐Ÿ‡ญ๐Ÿ‡ฎ๐Ÿ‡ฉ๐Ÿ‡ณ๐Ÿ‡ฌ India, Philippines and Indonesia already have crypto regulations, although they are tough for crypto business. Besides that, these are large and growing economies with high demand for virtual assets. Nigeria is migrating into this group with its adoption of new licensing procedures for crypto entities and releasing Binance executive, Tigran Gambaryan this week.

๐Ÿ‡ป๐Ÿ‡ณ๐Ÿ‡จ๐Ÿ‡ณ๐Ÿ‡ญ๐Ÿ‡ฐ Vietnam has no crypto regulations right now, but plans to regulate in 2026. China has a formal crypto ban. However, SAR Hong Kong is a world leader in cryptocurrency regulation and has launched a Bitcoin ETF second only to US offerings.

โœˆ๏ธ The lion's share of users of Telegram and the TON ecosystem are located in these countries. And if we look ahead a few years, the share of these countries in global GDP and in the crypto market will increase significantly - as the importance of TON ecosystem may also grow.
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๐Ÿ‡บ๐Ÿ‡ธ Investigation against Tether

๐Ÿ’ธ The US Treasury department is investigating Tether and may impose sanctions on the company. The investigation is related to the possible use of USDT in drug trafficking and financing of terrorism.

๐Ÿง Previously, partnership with Tether was important achievement for TON ecosystem development. However, I think that according to size of Tether's operations with US dollars, US regulators won't do much damage to the company. It's only investigation for now.
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๐Ÿ‡ฆ๐Ÿ‡ฒ Armenia will ban cash operations with crypto

๐Ÿ› This October, the Armenian parliament is discussing the first crypto bill in its history. As part of the country's aspirations to join the European Union, legislation in the field of finance is being harmonized. Currently, crypto exchange with cash is very developed in Armenia.

๐Ÿ’ฌ The Government and the Central Bank promise to end this practice, introduce VASP licensing, and monitor cryptocurrency transactions. Exchange for cash will be prohibited. However, all these changes are planned only from 2026.
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โž• Record inflow in Bitcoin ETFs

๐Ÿ“ˆ Last week US Bitcoin ETFs had a significant inflow of liquidity - $997.6 million, according to Farside Investors. This is the second week in a row with a positive gain. The total for those 2 weeks is more than $3.1 billion, which almost replicates the record-breaking March 2024 BTC ETF inflows when the number of investments exceeded $4 billion in 2 weeks.

๐Ÿ—ณ Among the reasons are the easing of monetary policy by global central banks and Trump's possible victory in the U.S. presidential election on November 5. In their program, Republicans promise to soften crypto regulation in the United States and even create a strategic Bitcoin reserve.

๐ŸŽฒ Finally, immediately after the election, a new meeting of the Fed will be held, at which the regulator may reduce the rate by another 0.25%.
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๐Ÿ”บ$71,000 for 1 BTC

๐ŸธThe growth factors I wrote about yesterday continue to pull bitcoin's price upward. Amount of inflows into US Bitcoin ETF - $479.4 million just for 1 day.
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๐Ÿ“Š Bitcoin repeats ATH

๐Ÿ”ข Today, BTC's price reached $73,500, almost repeating its ATH on March 2024 ($73,700). US Bitcoin ETFs received $870 mln of inflows this Tuesday, for a total of more than $4 bln for three weeks. This repeats Marchโ€™s inflows and probably means that BTC's price can reach a new ATH this week.

๐Ÿฆฅ However, altcoins donโ€™t demonstrate high performance: Ethereum $2,650 and TON $5,06. Investors prioritize BTC now.
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๐ŸŽ New Stablecoin on TON

๐Ÿ’ธ While the crypto community celebrates Bitcoin's 16th anniversary, we have really hot news from Tether. Paolo Ardoino says that the company will launch its new AED-backed stablecoin in the UAE soon.

โœˆ๏ธ And it will be available on TON. Which means more opportunities for fiat on/off ramps in Telegram!
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