​​✳️In October, the Robinhood mobile app launched in the US states of Rhode Island, Tennessee and Arkansas.

In September, residents of the states of Alaska and Oklahoma also gained access to trade on the platform.

Earlier, the head of the startup, Beich Bhatt, said that Robinhood is planning to go public in the medium or long term.

At the time of adding support for Ethereum Classic (ETC), the application was already available in 19 states.

With Robinhood, you can learn to invest in the stock market as you build out your portfolio. The service is free of charge. It is available for US residents only.

​​🕵‍♀🕵‍♂In France, fraudsters stole about € 31 million of savings from bank accounts. The criminals promised the victims income from investments in cryptocurrency. It is known that at least 700 people were affected by the actions of fraudsters.

The attackers placed their phone number on 200 phishing sites. After talking to criminals, investors transferred money to their accounts.

According to analysts of the Coinhouse Stock Exchange, fraudsters began their activities in Belgium. There they managed to steal € 100 million.

​​🕌🌆Citizens of Dubai will be able to pay for government utilities, school fees, purchases and so on with a cryptocurrency called emCash in the nearest future.

It will become a reality thanks to a partnership between Pundi X, ebooc Fintech & Loyalty Labs and emcredit, Dubai’s Credit Bureau.

A new platform will be based on Pundi X POS (point of sale) technology. The stablecoin will be equivalent to UAE dirham.

emCash was launched by emcredit, a government entity under the Dubai Department of Economic Development.

The technology is still in beta version and will need to be approved by the regulators this year.

🗣Pundi X co-founder and CEO Zac Cheah:

Bringing blockchain-based payments technology into the government sphere is a major development for the technology. But to be able to bring it to one of the great cities of the world and the most advanced economy in the Middle East makes today a historic moment for the real-world application of a technology that has promised so much potential until now.

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U.S. tech giant IBM has officially launched its blockchain-based food tracking network, Food Trust, after 18 months of testing, the company revealed in a press-release Monday, October 8.

In the same announcement, the corporation revealed that another major food retailer Carrefour is joining their ecosystem. The France-based company that operates more than 12 thousands stores in 33 countries will first test blockchain on their own stores. As IBM’s press release reports, by 2022 Carrefour is planning to expand blockchain to all of its brands around the world.

IBM Food Trust was first announced back in 2016 as a blockchain solution that would connect different parties in the food industry. During the trial period, which started August 2017, the company partnered with Nestle SA, Dole Food Co., Driscoll’s Inc., Golden State Foods, Kroger Co., McCormick and Co., McLane Co., Tyson Foods Inc. and Unilever NV.

​​If you want to use Bitcoin as a method of payment, this strategy is more rational and convenient than doing lots of on-chain tx's:

1. Spend with your credit card with no debt on it.

2. When your credit card bill comes, sell just enough bitcoin to pay the bill.

🗣Jimmy Song, bitcoin educator, developer.

​​🏛🏙CEO of the Securities and Commodity Authority of the United Arab Emirates has stated that companies will be able to launch ICOs to raise capital next year.

Relevant regulations will be approved in the first half of 2019.

ESCA is developing the necessary legal and regulatory framework in cooperation with international advisors. The regulator also works with the Abu Dhabi and Dubai stock exchanges to launch ICO trading platforms.

The plans to regulate the ICO sphere in this Middle Eastern country were first approved in September. As the representatives of the regulator stated then, after studying the best practices of foreign countries, it was decided to equate ICO tokens to the category of securities.

​​😎📟An anonymous hacker GeoCold announced that on October 13 he plans to conduct a 51% public attack on the Einsteinium cryptocurrency EMC2.

He wants to show how easy it can be to control altcoins. The whole process he will describe on Twitch, where he is going to demonstrate how such attacks can be prevented.

📲https://m.twitch.tv/geocold/profile

He also added that if he receives donations in the amount of $ 300 - $ 500, this will be enough to buy a sufficient amount of hashrate to attack the Vertcoin network.

It should be noted that EMC2 itself is a fairly easy victim to attack 51%. This year, Altcoin, which works on the algorithm Proof-of-Work, lost about 97% of its value, and as a rule this is accompanied by an outflow of miners and a decrease in the hashrate. At the same time, the economic benefit from attacks on such coins is likely to be extremely low, and judging by the fact that GeoCold has not yet confirmed the intention to make double spending, he will incur financial costs in renting capacity.

​​🗣Famous crypto enthusiast, Bitcoin Cash promoter and CEO of Bitcoin.com Roger Ver revealed his intentions to launch his own cryptocurrency exchange.

Bitcoin Cash ranks fourth in terms of capitalization in the CoinMarketCap rating and is traded on most popular exchanges. Nevertheless, the coin cannot boast of great popularity, and now Roger Ver plans to launch his own platform, where Bitcoin Cash will become the main currency.

Also he added that the exchange will be launched on Bitcoin.com, so that it will have tens of thousands of new users every day.

Bitcoin Q&A: How to encourage adoption

https://www.youtube.com/watch?v=EbQShf-Zdug

🗣Andreas M. Antonopoulos, Bitcoin, open blockchains, security. entrepreneur, coder, atheist, pacifist, pilot. Author of: Mastering Bitcoin, The Internet of Money, Mastering Ethereum.
‏

​​​​​​​​​​CRYPTOCARZ IS THE WORLD'S FIRST BLOCKCHAIN-ENABLED VR RACING EXPERIENCE

CRYPTOCARZ IS A MULTIPLAYER, VIRTUAL REALITY (VR)-ENABLED RACING EXPERIENCE, DEVELOPED USING THE ETHEREUM BLOCKCHAIN.

To play, users will have to load the car assets into the game from an Ethereum wallet, where they are stored as an ERC721 token. The ERC721 token has paved the way for a new class of digital assets called non-fungible tokens (NFTs). These allow users to own, customise and maintain control in the
same way as in the physical world.

Blockchain Studios contends that this new asset class opens up new opportunities for user engagement and ownership. We believe that the first wave of innovation will come from gaming. CryptoCarz is the first platform to bring together blockchain, VR and gaming technologies. By giving gamers new options to visualise, own, adapt and race their own car, we think a new era in gaming has arrived.

WE BELIEVE GAMING IT WILL BE TRANSFORMED BY THE RISE – AND INTEGRATION – OF THREE TECHNOLOGIES: BLOCKCHAIN, E-SPORTS AND VR.

Each of them, independently, represents a paradigm shift for game development and consumption. Their attributes will make technology more individual, inclusive and immersive. The combination of these technologies will give rise to new scenarios, where gamers can own, modify, trade and play in an unprecedented way

THE CONCEPT

Cars, gaming and cryptocurrency are shared passions at Blockchain Studios, so combining them was a natural choice when we started working on CryptoCarz. We see strong synergies between the cryptocurrency community and gamers and we believe there is a market for a game that blends racing, cryptocurrency and blockchain technology. CryptoCarz is a multiplayer, fully immersive, VR-enabled racing experience, powered by the Ethereum blockchain. To race in the game, a user will have to demonstrate ownership of a car that is modelled and stored as an ERC721 Ethereum token in the gamer’s private wallet. The car will then be loaded into the game via integration with MetaMask and other proprietary tools

The game will initially offer 20 car models representative of the top cryptocurrencies. Each model will have a maximum of 650 units, hard-coded and numerically defined in the smart contract.No further cars in these models will be produced in the future.

Links:
Telegram Group: https://t.me/cryptocarz
Website: www.cryptocarz.io
Whitepaper: https://www.cryptocarz.io/docs/CryptoCarz_WP.pdf
One pager: https://www.cryptocarz.io/docs/CryptoCarz_1P.pdf
Twitter: https://twitter.com/cryptocarz
Medium blog: https://medium.com/@cryptocarz

​​🗯Filipe Castro, Swiss startup UTRUST’s Chief Information Officer and co-founder:In three years, you will be able to pay online with cryptocurrencies at major vendors. This will come offline in another five years. I am a strong believer that in the future, in ten years, you will have state–issued cryptocurrencies from major economies.

🏆UTRUST aims to be "the first cryptocurrency payment solution to offer instant transactions, buyer protection, and crypto-to-cash settlements." In other words “PayPal of Crypto”.

🌐The startup intends to ease crypto acceptance on assisting global retailers. The company has developed a special set of tools that will increase purchasing power within the platform. The first serious step was already taken by signing a partnership with Germany’s biggest e-commerce solution provider Gambio.de that assists 25,000 online stores.

💥UTRUST, which was funded with $21.3 million in 2017, promises that customers will have access to a proprietary digital wallet which allows zero fee transactions, 1 percent merchant fees and user-friendly interface.

​​🔹Japanese GMO Internet Group plans to launch stablecoin GJY equal to Japanese yen in 2019.

🌐As developers believe, such alternative currency can solve hyperinflation afflicting many developing countries, while it has potential to transcend national currencies in developed countries and be a global standard for the innovative financial infrastructure. The coin will be developed through its international division Z.com.

💸The latest GMO Internet financial report showed that the crypto business had $2.3 million in operating profit for the second quarter of this fiscal year. The total for the group was $57.4 million.

🗣As per company’s official statement:GMO Internet positions the cryptocurrency business as its strategic business sector and is already engaged in cryptocurrency exchange business and cryptocurrency mining business. Starting with the launch of the new “Yen-pegged currency”.

​​🏛Government of Venezuela came up with a new plan how to overcome Trump’s recent decision to ban US residents from providing software for El Petro promotion.

As per official bill:
All transactions committed by citizens of the United States and related to the financing, purchase or sale of digital currency issued by the government or on behalf of the government of Venezuela are prohibited from the moment this order enters into force.

Also, the regulators stated that from November 1, Venezuelans will pay for the issuance of foreign passports in national cryptocurrency, that will cost two El Petro, equivalent to $ 115.

​​I officially predict a financial crisis some time between now and 2021.

Not because I have any special knowledge or even actually think that, but so that I can have a ~25% (or whatever) chance of later being publicly acclaimed as "a guru who predicted the last financial crisis".

🗣Vitalik Buterin, Ethereum co-founder.

💦 ZERO CARBON - TACKLING CLIMATE CHANGE USING BLOCKCHAIN

The Zero Carbon Project is tackling climate change using the blockchain and international carbon credits.
Renewable energy has responded well to the climate change challenge, with impressive cost reductions achieved. However, we are concerned that renewables remain too expensive and so the impact on carbon emissions is slow.

Innovative solution
The Zero Carbon Project has 2 parts:
1. deliver energy at a lower price than existing renewable and fossil fuel energy contracts; and
2. to entice people to use the Zero Carbon Project, provide a blockchain-driven incentive scheme to reward consumers for engaging with the Zero Carbon Project and encourage consumer action.
The first part of our solution consists of a competitive ‘Zero Carbon Market’ which provides consumers access to cheaper energy contracts where the carbon emissions have been offset by international carbon credits.
Secondly, our blockchain economy is based on Energis tokens that have been designed to capture the future value that customers receive form our Market. This is enabled using the distributed ledger, Ethereum smart contracts and crypto exchanges.
Energis tokens are underpinned by concrete value as energy suppliers must use them to pay their transaction fees for using our Market. Therefore, as our consumer base grows, the demand for Energis tokens increases, constrained by a fixed supply.
We intend that up to 70% of the transaction fees received by the Zero Carbon Project will be ‘recycled’ and provided to consumers as rewards for engaging with the Zero Carbon Project. Energy suppliers and consumers (“Customers”) can sell Energis tokens to other customers, including energy suppliers who purchase them to pay transaction fees. This is the Energis economic cycle.

Progress achieved to date
We have been actively building the Zero Carbon Market over the last year. This includes building the Project team, completing the systems, designing the Energis smart contracts and registering energy suppliers in the UK. Our UK Market is now complete and ready for launch in October 2018. This will be followed by a global roll out in 2019.

Track-record of innovation and execution
The Zero Carbon Project is a subsidiary of Beond www.beondgroup.com which is an award-winning energy and carbon consultancy based in London. Beond is a team of 30 energy market professionals who are passionate about helping clients achieve their ambitions and also about tackling global climate change, through the application of new technologies. Our core values are integrity, innovation and quality.
Beond services over 600 energy consumers in UK including Knight Frank, Capita, The Salvation Army and Salford County Council, and has received eight awards over the last three years covering innovation, green business and consultancy services.

Website: https://www.zerocarbonproject.com/
Telegram Group: https://t.me/ZeroCarbonProject

​​💠The operator of the hacked cryptocurrency exchange Zaif Tech Bureau Corp. signed a business transfer agreement with investment company Fisco. As part of the transaction, Fisco will pay compensation to customers of the platform.

It is known that the company will reimburse the owners of the missing Monacoin coins 60% of the funds in the cryptocurrency and 40% in the Japanese yen at the rate of $ 1.28.
According to Fisco, withdrawals will be available soon.

Representatives of Tech Bureau also said that the company will cease operations as an operator and will apply to the Financial Services Agency of Japan (FSA) for cancellation of the license. After the hacking of Zaif, in which hackers stole $ 60 million, the Japanese regulator imposed administrative sanctions on the exchange and the Tech Bureau.

As part of the initial deal with the Tech Bureau, Fisco has expressed its willingness to provide 5 billion yen ($ 44.5 million). In the course of further negotiations, the parties agreed to fully transfer the business to the management of Fisco. The official date of the transaction - November 22.

​​🔊⏱Livecoin Exchange has suspended the withdrawal of funds, due to critical problems with servers.

Starting from October 8, Livecoin users complained about problems with access to the platform. Then the exchange team reported on Twitter that there were problems with hosting and the developers were working on solving the problem.

Due to problems with the mail server, some clients of the exchange received a notification that their funds were withdrawn from extraneous accounts.

The next day a message appeared on the Livecoin site:

We had critical problems with several servers, including email and stored encrypted data, such as PIN codes, settings for white lists of IP-addresses, Google 2FA, API keys and checking when changing IP at login. They were not compromised, but were lost without the possibility of recovery. We also inform you that your passwords are not lost.

For now Livecoin temporarily works in a limited mode so that platform clients “can restore their additional protection measures”. The exchange also suspended the deposit and withdrawal of funds for seven days.

​​📲Pundi X has presented the XPhone, the blockchain-based smartphone.

The transfer of information during a call is performed using the "integrated data exchange of private and public keys. The transmitted data can not be intercepted.

XPhone works on the Function X blockchain. The Function X operating system is based on Android 9.0, and is therefore compatible with Android applications.

Each device in the Function X ecosystem will act as a node with its own address and private key.

Raincheck-Global loyalty & rewards points exchange aggregator on 🚀 Stellar

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