CrossFi News
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Cross Finance is a next generation digital ecosystem offering cutting-edge payment solutions.

Cross Finance Сommunity: https://t.me/crossfiofficial

Find us: https://taplink.cc/crossfinance
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❤️CrossFi Community grows all around the world!

The CrossFi community attracts the strongest individuals who live above limits and are 💯in control!

We are thrilled that so many people share the mission for an inclusive and decentralized future of finance!

🌍 We value every single one of you!

Where are you from? Are there many CrossFiers around you?⬇️
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⚡️CrossFi ecosystem: strong infrastructure, new opportunities

1️⃣ The power of technologies and community united

💎The CrossFi Chain is a cutting-edge L1 blockchain infrastructure ready for scaling

💎The CrossFi Foundation gives incentives for validators, developers, ambassadors, and regular users for sustainable growth of the ecosystem


2️⃣ A decentralized alternative to traditional financial instruments

💎CrossFi App offers a non-custodial Web 3 banking experience that allows to store, buy, sell, exchange digital assets, and pay with crypto for daily purchases


3️⃣ New opportunities for financial inclusion and growth

💎CrossFi xAPP offers DeFi products like yield farming or liquid staking derivatives

💎xAsset allows you to earn even more on minting, trading, and swapping synthetic tokens tied to real-world assets


➡️ Choose what suits you most and learn more about the CrossFi ecosystem https://crossfi.org/blog/crossfi-ecosystem/
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🚫Your crypto assets are at risk if you rely on SMS-based verification

🔹What happened:

The second largest mobile operator in the US, T-Mobile, paid $33 million to settle the SIM swap lawsuit that mentions the 1,500 BTC and 60,000 BCH crypto theft, reported the law firm behind the case

🔹What is SIM swap scam:

Fraudsters attack the mobile network employees to trick them into giving them control over the victim’s SIM card

🔹Why it matters:

⚡️Your crypto assets can be stolen if you have an SMS-based verification
⚡️Even if you are extra vigilant, the mobile operator can fail to secure your SIM card

🔹How to stay safe:

Use decentralized wallets and exchanges that do not rely on single-point failure technologies
CrossFi is secure by design because it is 100% decentralized – Even if scammers trick the S&P 100 company, your crypto stays yours!

➡️https://crossfi.org/security/

🚫Your friends still use SMS-based verification?
🔗Share to spread awareness
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🚨 xApp Temporarily Offline: Upgrading for Mainnet Glory!

🔹 What’s Happening?

xApp is undergoing essential maintenance and final testing to ensure a flawless transition to MAINNET. Services will resume on Monday with turbocharged features and enhanced security.

🔹 Why It Matters

Mainnet Ready: Say goodbye to testnet—hello to real-world DeFi power!
Security First: We’re stress-testing every line of code to protect your assets.
Big Upgrades: Smoother swaps, faster bridging, and juicier rewards await.

Your Assets Are Safe

All funds and LP positions remain 100% secure during this downtime. No action is needed—just sit tight!

💎 We Appreciate Your Patience
This short pause ensures xApp returns stronger, faster, and ready to redefine DeFi. Stay tuned for Monday’s launch details!

➡️ Follow our channels for real-time updates: 🔗 Twitter | Telegram
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How to pave your crypto way🚀

Top 3 traditional ways to earn on crypto💰


1️⃣Trading is basically buying cheap and selling high

🟠Why it works: Crypto is a very volatile market that presents a constant stream of opportunities for traders
🟠Pros: profits can be as high as your luck and knowledge allow
🟠Cons: high risk, a need to wait for good market conditions


2️⃣Play-to-Earn is like working but the salary comes for gaming

🟠Why it works: Blockchain companies create decentralized in-game economies that reward gamers
🟠Pros: usually requires close to zero investment
🟠Cons: the time-reward ratio might be relatively low


3️⃣Staking is like a deposit in the bank but you do not lose control over your money

🟠Why it works: Locked funds are used to support blockchain operations like validating transactions
🟠Pros: You lock funds and get daily returns. You can withdraw at any moment
🟠Cons: absence of adrenaline rush as the profits come as expected


Send your money to work for you today and join the future with CrossFi💎

➡️ https://crossfi.org/mpx/
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⚡️CrossFi Foundation Grants: Let’s Build Together

💡Got a project idea for the CrossFi Chain? Apply for a grant from the XFI Foundation - get funded, mentored, and connected.

💎Builders are the future.

Apply now ➡️ https://xfi.foundation
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How much to lose in the bank in 2025?⚡️


Your assets placed in the banks in 2025 are at huge risk, here is why:

🚫140 M people just in the US will be victims of credit card fraud

🚫Your funds can be frozen at any time for any activity they find suspicious and there is no set timeline to unfreeze it, according to Investopedia

🚫At least 20 banks including Bank of America, Citigroup Global Markets, Allianz Life, and Savers Bank, are mentioned in the data breach reports on the US government website in just 1 month

Not prepared to lose your assets?

The solution is decentralization!🔥

💎 Regain full control over your assets with Cross Fi Web3 banking❤️


➡️Trust no one: check the details https://crossfi.org/security/
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💎 CrossFi ecosystem in details

Up to 1 million operations per second, unlimited scalability, and cross-chain interoperability: how is it possible? Let’s dive into the details


CrossFi dApps are built on the 2-modular ecosystem:
⚡️Cosmos and EVM⚡️ – where each has specific functionality but both work as a single organism


⚡️Cosmos is built on Tendermint core and Cosmos SDK and is responsible for consensus, block verification, and emission

⚡️EVM is built on Ethermint and Evmos and is responsible for interoperability and integration of smart contracts


❤️ MPX is the CrossFi Chain native coin that serves as a governance coin and a computing power for XFI mining

❤️ XFi is the native coin that serves as a utility coin for decentralized services

Check all the details to see the whole picture ➡️ crossfi.org
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🚀Are you ready to look into the future with CrossFi?

Crossfiers are not dreaming about the future – we are building the future of decentralized finance. 2025 Roadmap is packed with 5 technological innovations and “Crossing The Chasm” moments:

1️⃣Community building
Global Hackathon

2️⃣Public trading
XFI listing on Tier-1 exchanges

3️⃣Rewarding loyalty
CrossFi Card Loyalty program and Premium cards

4️⃣Launching new products
Public launch of new protocols like xAssets, PhoLend, xApp

5️⃣Building bridges with cross-chain Interoperability
Integrating external and native protocols in CrossFi App

➡️ Share with other Crossfiers!
➡️ Ignite the moment and fasten your seatbelts!
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⚡️ xApp Is Back: Live on Mainnet & Better Than Ever!

Dear Community,
The wait is over! xApp services are now fully restored following rigorous technical upgrades, stress testing, and final audits.

🚀Welcome to the mainnet era - where DeFi meets enterprise-grade reliability.


🔹 What’s New:

Mainnet Activation: All services now operate on the CrossFi mainnet. Testnet limitations are history!

Enhanced Security: Upgraded smart contracts with 3rd-party audits to protect your assets and delegations.

Cross-Chain Swaps: Faster, cheaper bridging between EVM and Cosmos chains.

In-app Rewards: Streamlined payouts for staking, swaps, and liquidity provision..


🔹 Next Steps:

➡️ Visit the updated https://xapp.ms/,
log in with MetaMask or Wallet Connect

➡️ Explore the xAPP docs.

Thank you for your patience and partnership. Together, we’re building a decentralized future that’s resilient, inclusive, and unstoppable.

Let’s make mainnet magic happen!
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💥 DeCon Upgrade: The Era of True Decentralization Begins!
Three Steps to Stability, Equity, and Power
⚡️

🔹 What’s Changing?

10% Validator Cap: No single validator can control >10% of total staked MPX. Fairness enforced.
Those validators who had more than 10% will have their stake redistributed automatically. ⚖️

Burn MPX Anywhere: Burn tokens from ANY Cosmos address—unlocking DeFi innovation and supply control.

5% Minimum Commission: End commission wars. Validators compete on quality, not fees.


🔹 Why This Matters

💎Decentralization: Prevent "whale dominance" and strengthen network resilience.

💎DeFi Freedom: Build derivatives, loans, and cross-chain tools with universal burn rights.

💎Fair Play: Validators now operate on a level field with guaranteed minimum earnings.


🚀 Phase 1: Your Voice Shapes CrossFi

1️⃣ Explore the update information
2️⃣ Vote Now: Share your stance (For/Against/Abstain) via voting portal.
3️⃣ Deadline: April 18, 2025 5:22 PM (Dubai time).

🚀 Phase 2: On-chain governance → Chain upgrade → New era begins!

🔧 Technical Prep for Validators

🟢Review upgrade guidelines for node compatibility.
🟢Join AMAs/webinars to clarify doubts.

🌐 Join the Revolution

➡️ Vote now: https://xfiscan.com/proposals/6

❤️“Decentralization isn’t a feature—it’s our foundation.”
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❤️Do you know how many XFI coins are left for mining?

To enhance scarcity and drive the price up, XFI is deflationary by design

🔹Limited supply cap – XFI 378 M
🔹Emission rate decreases every 4 years
🔹Transaction fees are burnt

For example in the first 4 years, the supply will be over 126 M XFI with 5 XFI per block, while in the last period, only 25 M XFI will be minted with 1 coin per block.

🚀Supply drops. Value goes up. Are you in?

➡️Learn more about how deflation will work https://crossfi.org/xfi/
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⚡️How will CrossFi change how money transfers work?

🔹Is it possible to seamlessly transfer money without losing control over your assets?

🔹Is it possible to just connect Metamask wallet and spend crypto directly?

🔹Is it possible to forget about borders and send transfers all over the world at a flat fee?

🔹Is it possible to have transfer confirmation right away without delays or cancellations?

Yes, all is possible with
CrossFi
💳 Card!

Are you also waiting for a non-custodial way to transfer money?

In the meantime, send XFI without any borders and сheck the hash of your transaction in real-time in the Blockchain Explorer
➡️ https://crossfi.org/crossfi-card/
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What are the Top 3 Crossfiers fears?👇

🔹Possible investment losses (25%) and significant volatility (23%) go hand in hand as the top worries among CrossFi survey respondents

🔹1/5 of respondents share that they worry about safety and security

🔹Interestingly, negative perceptions or lack of government oversight worries less than 5%

What aspects of cryptocurrency usage do you worry about most? Do you agree with statistics?

➡️ Read the full report of the CrossFi research with over 7000 respondents https://crossfi.org/blog/report/crypto-market-research-report-part-2/
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💎 Exploring Decentralised Capital Markets – Moderated by Phillip Alexeev (CrossFi)

🔗Join Phillip Alexeev, Chief Growth Officer at CrossFi, as he moderates an insightful exploration into how decentralised technologies are transforming capital markets - creating transparent, resilient, and globally accessible financial systems.

➡️ Read the full DLNews research here:
https://www.dlnews.com/research/internal/decentralised-capital-markets-building-the-rails-for-the-next-financial-system/

Share your thoughts and join our community discussion! 🌐
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⚡️Introducing XFI Native Staking: A New Era for CrossFi🔥

In the innovative blockchain ecosystem of CrossFi, the role of XFI coin has traditionally been pivotal as a primary reward distributed to network validators with every block. However, XFI has not been utilized for staking until now.

Validator Priority:

Historically, validators' priority was determined through the MPX token, which remained the only traditional token for both native and delegated staking.

New Direction:

CrossFi is dedicated to continuously evolving its ecosystem and increasing the value of the CrossFi L1 blockchain for its users. This commitment has led to the creation of the XFI Native Staking Protocol, opening new avenues for utilizing the XFI token.

💎What is the XFI Native Staking Protocol?

It is an innovative mechanism which enables XFI holders to earn passive income. The protocol operates on an APR (Annual Percentage Rate) model, requiring manual claiming of rewards without auto-reinvestment.

❤️XFI Native Staking Protocol effectively combines XFI’s liquidity and yield potential with strengthened ecosystem stability and decentralization.

With the launch of the XFI Native Staking Protocol, CrossFi opens new horizons for its users, allowing more active participation in the ecosystem and better management of their assets. The shift towards employing XFI for staking is a significant milestone in the project's development, poised to enhance its overall functionality.

➡️Set your alerts. Details coming soon!🚀
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❤️Decentralized future with CrossFi is exciting – so much is ahead of us! Share your opinion – what are you most looking forward to in 2025?
Anonymous Poll
21%
💎xAssets
26%
💎xSWAP
17%
💎PhoLend
31%
💎xApp
27%
💎xStake
16%
💎Global Hackathon
23%
💎Native staking Protocol
74%
💎CrossFi App
❤‍🔥27🏆13👏82
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💰Ready for some❤️ MPX staking but lacks a crystal clear tutorial?

No more reading and wearisome instructions!

➡️All you need is in the video https://www.youtube.com/watch?v=XkynH87so5o&list=PLHDsrzrfdnbZjfD5J4aprIyMQaHYKNcsh
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🛡Security First: Your Funds, Your Control

At CrossFi, we don’t touch your funds. Our non-custodial payment tech means YOU stay in control — no lockups, no access by third parties.

True financial freedom starts here.

➡️Learn how our non-custodial system works → https://crossfi.org
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