Commerce Optional (UPSC-IAS)
2.55K subscribers
881 photos
2 videos
261 files
849 links
Best Channel for Commerce Optional student of UPSC( IAS) 2025 and 2026
Benefits
1. Daily Commerce optional updates
2. Current affairs related with Commerce optional
3. Summary notes
4. Value added notes
For test series Contact at @csgurukul
Download Telegram
Features of Venture Capital investments
High Risk
Lack of Liquidity
Long term horizon
Equity participation and capital gains
Venture capital investments are made in innovative projects
Suppliers of venture capital participate in the management of the company
@commerceoptional
Daily Answer Writing Practice- DAY -11 Organisation Theory of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-11/
Daily Answer Writing Practice- DAY -12 Organisation Theory of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-12/
Daily Answer Writing Practice- DAY -13 Organisation Theory of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-13/
Daily Answer Writing Practice- DAY -14 Organisation Theory of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-14/
Daily Answer Writing Practice- DAY -15 Organisation Theory of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-15/
Daily Answer Writing Practice- DAY -16 Organisation Theory of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-16/
Daily Answer Writing Practice- DAY -17 Organisation Theory of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-17/
Daily Answer Writing Practice- DAY -18 Organisation Theory of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-18/
Daily Answer Writing Practice- DAY -19 Organisation Theory of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-19/
Daily Answer Writing Practice- DAY -20 Organisation Theory of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-20/
Daily Answer Writing Practice- DAY -21 Organisation Theory of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-21/
Daily Answer Writing Practice- DAY -22 Organisation Theory of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-22/
Daily Answer Writing Practice- DAY -23 Organisation Theory of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-23/
Daily Answer Writing Practice- DAY -24 Organisation Theory of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-24/
Daily Answer Writing Practice- DAY -25 Organisation Theory of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-25/
Daily Answer Writing Practice- DAY -26 Organisation Theory of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-26/
Daily Answer Writing Practice- DAY -27 Organisation Theory of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-27/
Daily Answer Writing Practice- DAY -28 Organisation Theory of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-28/
Daily Answer Writing Practice- DAY -29 Organisation Theory of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-29/
Daily Answer Writing Practice- DAY -30 Organisation Theory of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-30/
Forwarded from Civil Service Gurukul
Role of Reserve Bank of India in Money market
https://www.civilservicegurukul.com/role-of-reserve-bank-of-india-in-money-market/

RBI is the most important constituent of the money market. The money market comes within the direct purview of the Reserve Bank of India regulations. The Read More ... (https://www.civilservicegurukul.com/role-of-reserve-bank-of-india-in-money-market/)
The post Role of Reserve Bank of India in Money market (https://www.civilservicegurukul.com/role-of-reserve-bank-of-india-in-money-market/) appeared first on Civil Service Gurukul (https://www.civilservicegurukul.com/).
UPSC Interview questions for COMMERCE/CA/MBA

1. How will you use your knowledge of C.A/MBA etc. in civil services?
2. What do you mean by tax heavens?
3. Why don’t all countries together take action against them?
4. Name some tax heavens.
5. Difference between Double entry system and double accounting system?
6. Tell me any 3 major economic problems of India?
7. The current slowdown of Indian Economy?
8. What are different policy interventions by govt. to ease the slowdown ?

For more discussion on interview questions.

Join soon @interview16
Also Join @commerceoptional
Causes of poor Industrial Relations:-
(i) Master-Servant relationship :- IR is adversely affected when there exists
master-servant relations instead of human relations
(ii)Absence of good wages:- When the workers are not provided with good
wages they engaged on the destruction of an industry rather than development.
(iii)Unfavorable working condition:-Inadequate facilities and unfavorable
work environment reduces the working rate of employees.
(iv)Job insecurity: - As the job service I the only sources of income of the
employees, that’s why they always feels insecure and could not give the best
of them in the job
(v)Interference of political parties:- Political leaders interfere with the personal
affair of worker or management only for their own interest. This affects good
labor-management relations
(vi)Corruption and Nepotism:- Because of corruption and nepotism IR is
affected
(vii) Disregards towards industrial law:-Very few of the industries properly
follow the labor code and labor related acts, so it is one of the major reasons
of poor IR.
(viii)Loopholes in disciplinary action:- Partiality in the disciplinary action also
results in poor IR.
Join 🔜 @commerceoptional
Books and Sources for References - Commerce Optional | Civil Service Gurukul
https://www.civilservicegurukul.com/books-for-references/


Join 🔜 @commerceoptional

For Guidance Program
Contact @CAdhananjay
Daily Answer Writing Practice- DAY -79 Financial Market & Financial Institutions of Paper 1 of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-79/
Daily Answer Writing Practice- DAY -80 Financial Market & Financial Institutions of Paper 1 of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-80/
Daily Answer Writing Practice- DAY -81 Financial Market & Financial Institutions of Paper 1 of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-81/
Daily Answer Writing Practice- DAY -82 Financial Market & Financial Institutions of Paper 1 of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-82/
Daily Answer Writing Practice- DAY -83 Financial Market & Financial Institutions of Paper 1 of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-83/
Daily Answer Writing Practice- DAY -84 Financial Market & Financial Institutions of Paper 1 of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-84/
Daily Answer Writing Practice- DAY -85 Financial Market & Financial Institutions of Paper 1 of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-85/
Daily Answer Writing Practice- DAY -86 Financial Market & Financial Institutions of Paper 1 of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-86/
Daily Answer Writing Practice- DAY -87 Financial Market & Financial Institutions of Paper 1 of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-87/
Daily Answer Writing Practice- DAY -88 Financial Market & Financial Institutions of Paper 1 of UPSC Commerce Optional https://www.civilservicegurukul.com/daily-answer-writing-practice-for-commerce-optional-upsc-mains-day-88/
Forwarded from Giggals
Pls review let me know where did mistake and what can add value to my ans
Forwarded from Deleted Account
U should have to add
Credit on sales point.
When sales manager wants more credit period to increase sales target.At the same time finance manager wants less credit period for management of working capital.

So conflict will be arised due to blockage of fund related with credit policy.
For more practice Join @commerceoptional
👆 suggestions for improving good answer writing skill
DEFINITION OF FINANCIAL MANAGEMENT
Financial management is an integral part of overall management. It is concerned with the
duties of the financial managers in the business firm.
The term financial management has been defined by Solomon, “It is concerned with
the efficient use of an important economic resource namely, capital funds”.
The most popular and acceptable definition of financial management as given by S.C.
Kuchal is that “Financial Management deals with procurement of funds and their effective
utilization in the business”.

Join 🔜 @civilservicegurukul
also Join @commerceoptional
SCOPE OF FINANCIAL MANAGEMENT
Financial management is one of the important parts of overall management, which is directly
related with various functional departments like personnel, marketing and production.
Financial management covers wide area with multidimensional approaches. The following
are the important scope of financial management.

1. Financial Management and Economics
Economic concepts like micro and macroeconomics are directly applied with the
financial management approaches. Investment decisions, micro and macro
environmental factors are closely associated with the functions of financial manager.
Financial management also uses the economic equations like money value discount
factor, economic order quantity etc. Financial economics is one of the emerging
area, which provides immense opportunities to finance, and economical areas.


2. Financial Management and Accounting
Accounting records includes the financial information of the business concern.
Hence, we can easily understand the relationship between the financial management
and accounting. In the olden periods, both financial management and accounting
are treated as a same discipline and then it has been merged as Management
Accounting because this part is very much helpful to finance manager to take
decisions. But nowaday’s financial management and accounting discipline are
separate and interrelated.

3. Financial Management or Mathematics
Modern approaches of the financial management applied large number of
mathematical and statistical tools and techniques. They are also called as
econometrics. Economic order quantity, discount factor, time value of money,
present value of money, cost of capital, capital structure theories, dividend theories,
ratio analysis and working capital analysis are used as mathematical and statistical
tools and techniques in the field of financial management.

4. Financial Management and Production Management
Production management is the operational part of the business concern, which
helps to multiple the money into profit. Profit of the concern depends upon the
production performance. Production performance needs finance, because
production department requires raw material, machinery, wages, operating expenses
etc. These expenditures are decided and estimated by the financial department
and the finance manager allocates the appropriate finance to production department.
The financial manager must be aware of the operational process and finance
required for each process of production activities.

Join 🔜 @civilservicegurukul
also Join @commerceoptional
OBJECTIVES OF FINANCIAL MANAGEMENT
Effective procurement and efficient use of finance lead to proper utilization of the finance
by the business concern. It is the essential part of the financial manager. Hence, the financial
manager must determine the basic objectives of the financial management. Objectives of
Financial Management may be broadly divided into two parts such as:
1. Profit maximization
2. Wealth maximization.

Join 🔜 @civilservicegurukul
also Join @commerceoptional
The International Labour Organization (ILO)
The International Labour Organization (ILO) is a United Nations agency whose mandate is to advance social justice and promote decent work by setting international labour standards.
The unique tripartite structure of the ILO gives an equal voice to workers, employers and governments to ensure that the views of the social partners are closely reflected in labour standards and in shaping policies and programmes.
@commerceoptional
The main aims of the ILO are to promote rights at work, encourage decent employment opportunities, enhance social protection and strengthen dialogue on work-related issues.
The ILO in India
India is a founding member of the ILO and has been a permanent member of the ILO Governing Body since 1922. The ILO Office in
India was established in 1928 and is, at present, composed of two teams: The Decent Work Team (DWT) provides technical support
to India and other south Asian countries and the Country Office (CO) is responsible for ILO activities in India.
Current areas of work of ILO
The ILO’s work in India is carried out within the framework of the Decent
Work Country Programme (DWCP). India’s first DWCP covered the period
2007-12 and achieved satisfactory results, especially with regard to
promoting livelihoods, eliminating child labour, reducing the vulnerability
of bonded labourers, empowering women and informal economy workers,
and developing employment generation agendas.
In response to the fast changing socio-economic environment in India
(notably with its emergence as a middle-income country) and in line with
the country’s 12th Five Year Plan, the DWCP for 2013-2017 has set the
following four priorities:
• Promotion of international labour standards and fundamental principles and rights at work.
• Promotion of policies for job-rich and inclusive growth, especially for women, youth and disadvantaged groups.
• Building a national social protection floor and strengthening workplace compliance.
• Enhancing labour administration, tripartism and social dialogue at national and state levels.
Current affairs on Paper 2 of Commerce Optional @commerceoptional