Should You Use DCA Strategy? 🤔

DCA stands for dollar-cost averaging — a strategy where you invest a fixed amount into an asset at regular intervals, regardless of price. It’s simple, consistent, and designed to smooth out volatility over time ↗️

The benefit of DCA is that it removes emotion from the process. You don’t have to guess tops or bottoms. You don’t need to watch charts all day. It’s useful for people who want exposure to crypto but don’t want to trade actively.

😨 But be careful. In crypto, most assets don't survive long. DCA works best with assets that have long-term strength like Bitcoin. Applying it to low-quality tokens can lead to long-term losses. DCA only works if what you're buying survives.

If you're curious how DCA would’ve worked on different assets, there’s a tool for that. You can plug use it to track how theoretical DCA strats would've performed over time. It helps you backtest ideas instead of relying on guesswork.

🧮 For example, investing just $100 monthly into Bitcoin starting 8 years ago would’ve turned into $67,086 today, with $57,486 in pure profit.

In my opinion, if you believe crypto will succeed long-term, you must DCA into BTC with at least some amount of your income, otherwise, why are you here? 🟠

#FAQ

There was an attempt of violent kidnapping that targeted the daughter of a crypto company CEO and her child in central Paris 🇫🇷

Three hooded men in masks tried to force her into a van, but were unsuccessful.

👮 Kidnappings of this kind, targeting relatives of crypto figures, are becoming more common and often result in ransom demands.

⚠️ Once again I urge you to remain anonymous if you are associated with crypto or are wealthy, the risk/profit ratio of flexing your wealth is very bad.

Trump says the stock market is "gonna go a lot higher" 🔼

Crypto prices soar:

🤑 Ethereum $2,700 (↑2.9%)

🤑 Solana: $180 (↑6.7%)

Why Fixed Yield Matters in Crypto — and How to Earn It 🐷

In traditional finance, fixed income is standard. In crypto, it's a luxury. Most yields here are variable — they fluctuate wildly, sometimes doubling or halving within days. This volatility makes it challenging to plan or rely on consistent returns 😱

🤑 However, protocols like Pendle and Spectra have introduced fixed yield products, allowing users to lock in predictable returns on-chain. This innovation brings a level of stability previously uncommon in the crypto space.

Pendle and similar protocols enable users to split yield-bearing assets into two components:

🟢Principal Token (PT): Represents the principal amount of the asset. Holding PT until maturity allows you to redeem the full underlying asset, effectively locking in a fixed yield.

⏺Yield Token (YT): Represents the right to receive the yield generated by the asset until maturity. YT's value fluctuates based on market expectations of future yield.

This separation allows for more flexible and strategic investment approaches. For instance, if you anticipate a decrease in yield rates, holding PT can secure your returns because the yield is fixed.

Conversely, if you expect yields to rise, YT offers a way to capitalize on that increase. People often buy YTs not just to bet on high yields — but to leverage farm airdrop points 💸

#FAQ

Best Fixed Yield Rates Right Now — Where to Park Your Crypto 💰

In the previous post, I broke down how fixed yield in DeFi works and why PT tokens are a safer, more predictable way to earn in good passive income. Now let’s look at where you can actually put that knowledge to use 🔍

Here’s a list of top fixed APRs available right now for major assets and your stables — real yield, locked in until expiry 👇

🤑 USD: RLP PT on Spectra — 18.82% fixed APR

🤑 SOL: fragSOL PT on Rate-x — 17.8% fixed APR

🤑 ETH: ysETH PT on Spectra — 15.75% fixed APR

🤑 BTC: hemiBTC PT on Spectra — 5.68% fixed APR

Save for later 📌

Some market observations 👀

I think this rally is not like the ones we saw last year

📈 The first big leg up was in February 2024, the second in November. Both times, funding rates spiked — leverage chased price, and the rallies overheated fast.

This time is different

BTC is pushing above $104K, and funding is still cool. No froth, no aggressive longs, retail investors are absent.

🔍 Looks like a spot-driven rally. Real demand, mostly by institutions like Strategy, and ETF inflows.

That’s a much stronger foundation — and it leaves room for leverage to come in later and push the price even further. I'm bullish 🐂

Another Binance Wallet IDO drops tomorrow — this time it’s Alaya AI (AGT) 🔸

Participation will require Alpha Points, and the minimum threshold will be revealed just before the sale. If you've been farming, make sure to check your eligibility tomorrow.

⏰ The subscription window is narrow: May 16 from 7AM to 9AM UTC.

If you're eligible, it’s worth showing up. These Binance Wallet sales have been consistently profitable 💰

Big money is coming back 🐳

📈 FTX will begin its second round of distributions on May 30 — over $5 billion will be released to creditors across BitGo and Kraken. Some classes are getting as much as 72% or even 120% of their claims. That’s real liquidity heading back into the market.

This is a massive bullish unlock. Unlike 2022, when users were panic-selling, now many are ready to redeploy. I expect to see flows into majors, especially Bitcoin and ETH 😮

Meanwhile, BTC is coiling just below resistance. The chart shows massive sell walls in the $104k–105k zone. If bulls can punch through, the path to $111k opens up, clearing the way to a new all-time high 📈

That's the feeling when even scammers feel sorry for you because you're holding ETH instead of BTC this cycle 🤣

5 books written by legendary investors 📚

If you want to understand how legends think, read what they actually wrote. These books aren’t about motivation. They’re frameworks that shaped how capital moves and how risk is managed 👇

🔖 Principles by Ray Dalio — A mix of life and investing philosophy from the founder of Bridgewater. Clear rules for decision-making, understanding cycles, and staying rational under pressure.

🔖One Up on Wall Street by Peter Lynch — How the manager of the best-performing mutual fund in history found winning stocks by observing real-life trends early — and why simplicity often beats overthinking.

🔖 Margin of Safety by Seth Klarman — A rare and highly respected book on value investing and risk management. Out of print and cult-level among professional investors — for good reason.

🔖 Poor Charlie’s Almanack by Charles Munger — A collection of talks and wisdom from Warren Buffett’s longtime partner. Less about specific trades, more about mental models, judgment, and avoiding stupidity.

🔖 A Man for All Markets by Edward Thorp — The memoir of the mathematician who beat blackjack and then built one of the first market-neutral hedge funds. Shows how probability, edge, and discipline apply across domains.

Save this post for later 📌

America’s credit score is no longer Aaa — it’s now Aa1, according to Moody’s. That was the final triple-A rating the U.S. held among the big three agencies ⬇️

The reason? Exploding debt and soaring interest payments, with no credible plan to fix either.

Moody’s cited the U.S. government's persistent failure to control its growing debt and rising interest payments. The agency warned that federal deficits are expected to rise to nearly 9% of GDP by 2035 📊

This isn’t just symbolic. Lower ratings mean higher borrowing costs for the government — and eventually for everyone else too 💸

Cathie Wood, CEO of ARK Invest, says Bitcoin is on track to hit $1.5 million by 2030. Her forecast is based on rising institutional adoption and Bitcoin’s role as a hedge against monetary instability 🤑

ARK believes even modest allocation from institutions could send BTC parabolic — and with growing distrust in fiat systems, Wood sees Bitcoin evolving into a core part of global portfolios 🐷

🗯 What do you think? Is she too bullish — or not bullish enough?

Blum co-founder Vladimir Smerkis was arrested for fraud in Russia 🚨

Official Blum channel reported that Smerkis resigned as CMO and is no longer involved in project development or as a co-founder 😮

Remember tap-to-earn games? Yeah...

Why most traders lose — even with a perfect strategy 🤔

Here’s something few want to hear: even if you handed someone a strategy with 100% historical accuracy, most would still lose money.

🤷‍♀️ Because trading isn't about the setup. It's about the execution. And execution is psychology.

Most people don’t approach markets like professionals. They treat them like a lottery, "a way out of the matrix". They want one big win, after which they can quit 🎰

The truth is simple: trading success starts with winning a fight against yourself. Against your instincts. Against your need to be right. Against fear, greed, boredom, and ego.

😔 Most people who’ve spent time learning this game already know what they need to do. But they don’t do it. Not because they lack knowledge — but because they lose to their own emotions.

Most people are too arrogant, dishonest, impatient, and greedy. This is why trading has the lowest success rate of any profession 📊

BTC is pushing above $107k 🤑

This marks the highest weekly candle close in history. Bitcoin is just 2% away from a new all-time high 🧪

We're in for a wild ride

Japan’s Bond Market Just Sent a Warning Shot 😱

Japan’s 40-year bond yield just hit 3.46% — its highest level in over two decades 📈

This might sound like a niche number, but it’s not. It’s the signal of a system cracking. Prime Minister Ishiba himself called the situation “worse than Greece.”

📉 Japan’s GDP is shrinking again, and debt service costs are exploding. The country’s had rates pinned near zero for over two decades, ever since its 1990s crash. The goal was to suppress volatility, kickstart growth, and keep the system running.

It worked — until it didn’t

👨‍🏫 You can only suppress market forces for so long. Eventually, pressure builds up. Now, yields are breaking out because the market doesn’t believe the central bank can keep control much longer.

And when long-dated yields spike like this, it’s a sign of fear. Not of growth, but of credit risk — default, inflation, or currency collapse 💴

Meanwhile, U.S. yields are rising too. The bond market is telling a global story: sovereign debt loads are becoming unmanageable, and the cost of money is rising everywhere 💸

Bybit users can now trade global stocks and commodities as part of its Gold & FX expansion 💰

This is great news and I hope other crypto exchanges will follow Bybit's lead and expand their list of supported assets.

If you don't have a Bybit account yet for some reason, then don't waste your time and register here to get bonuses 🐷

The U.S. Senate just gave the green light to the GENIUS Act — a bill that could finally bring stablecoins under US law 💲

🗳 Key Democrats flipped their votes, and the bill passed a crucial procedural hurdle. It now heads to a full Senate vote, likely in the next day or two.

If it passes, it goes to the House. Then to Trump's desk (I'm pretty sure there will be no problem with House and Trump)

🤔 What’s the big deal? It would create a legal framework for issuing stablecoins in the US. That’s the final piece Wall Street has been waiting for.

The crypto industry knows it. Coinbase and others threw serious weight behind the bill this week. Even added in-app alerts telling users to contact their senators 📞

Very bullish if everything goes right