Finally, DFlow is back, and we're hopeful for our airdrop rewards!

Remember participating in the DFlow event in May 2024?

It's been a while, and many have moved on. But now it's time to check in.

Here's what you need to do:

1. Visit the DFlow website ( check the comment section )

2. Download the app.

3. Login with your registered email.

4. If you registered before May 28th, migrate your account.

5. Click on "Rewards" to check your XP allocation.

If your XP allocation shows 0, like mine did, fill out this Google form: ( check the comment section )

It's about time!

- Step 1: Use DBK Chain
Download Rabby Wallet (https://rabby.io) extension version
Open "Rabby Wallet" > Ecology > Bridge To DBK Chain
Deposit ETH from Ethereum to the DBK Chain
- Step 2: Mint "DBK Genesis NFT"
Go to Rabby Wallet > Ecology > Mint "DBK Genesis NFT"
- Step 3: Follow DBK Chain's Twitter
https://x.com/dbkchain

If you want to earn at least $2 daily, try out the new Telegram mini game — PiggyPiggy Game 🐽

Become an employee, invite people, and participate in the 100% token airdrop.

Use my referral link to get started: http://t.me/PiggyPiggyofficialbot/game?startapp=share_1019882264

It's back , please give the project time .

I wasn't given even one $PIXIF.

Let's not allow disappointments, emotions, and unprofessional interactions to close doors for future opportunities.

The whole process of the initial token rewards was opaque, and they didn't treat us well.

After following the developments with careful observation, here are my personal takes:

1. When you believe a project has made mistakes in how they distributed rewards and you've expressed your concerns, please give them time to make adjustments before taking further action.

2. Project owners should communicate all decisions to the community as early as possible.

3. As airdrop hunters, we must understand that there are no guarantees in crypto.

4. Diversify your airdrop strategies across different areas: Testnet Airdrops, Mainnet Airdrops, Node Running (which is easy and often very profitable), and Telegram App Mining.

5. If you haven't built a project before, don't try to capitalize on a project owner's mistake to gain undue popularity and influence. Remember, there will always be a day of reckoning. Stop deceiving your followers. Before making a post, observe and understand the situation first. I understand you want to be seen as an authority and a people's person. I've been there before you, so please stay calm.

6. If you're a project owner, don't exploit airdrop hunters to build your social media accounts and earn monetization. Leadership and influence are not about making money or becoming popular, but about showing integrity and honesty.

7. If you're new to crypto, understand that it is not a quick money-making scheme. Try to learn first, join a good educational community, and get a mentor.

May the Lord bless our efforts and renew our strength.

Good luck, family.

🚨 Your mobile phone + Telegram = Crypto machine! 🚨

BTC and ETH mining is dead 💀

Now it's the era of mobile mining! 📱💥

How we will become rich very soon 👇🧵

🔍 How to find a good project for farming on your mobile phone?

Try using http://tapps.center 💰 I found this mining app interesting.

🔥 Join now: https://t.me/Privaca_bot/privaca?startapp=1279273625

Complete missions, invite your friends, and unlock powerful tools to boost your mining game. Let’s level up and watch those earnings soar! 🚀📈

#TON #Partnership #CryptoBoost

Introducing Swisstronik + Submit Email for Update

Raised $6.5M in private seed round.
​
Introduction

Swisstronik is a cosmos L1 cost effective KYC supported blockchain which brings together TradFi and DeFi while remaining decentralized.

Submit Email
Visit: https:// swisstronik. com/ (removed space auto delete)😕
Input Email and DONE!

$OGC Tokenomics

✅ Total supply : 1billion

✅ Distribution : 100% to community

✅ *Liquidity*

burning for inactivity
part of burned tokens returned to mining pool, another part was gone for Market Makers and pre-launch pools

📌 Mining Ratio 1 : 1

📌 No vesting

📌 Daily claim and partner apps rewards released instantly after one pass KYC

📌 Team rewards unlock immediately your members pass KYC

NB: KYC will be done on listing exchanges.

Go and register with the Bitget , do kyc

DOGS Principles🐶
Do you like to wait? Neither do we. Here are the key things about the upcoming $DOGS listing:
🦴No locks or vesting
🤑Community owns most tokens
🏴‍☠️No investors
😵No new supply. Ever.
😎Telegram-native utility
❤️TON Blockchain
Stay hungry, stay tuned🦴

STOP Farming Overhyped Airdrops!

I've discovered a hidden gem that rewards users with generous airdrops. Act fast, time is running out 🧵👇

Introducing ANT-TonAi ($ANT).

It’s the first of its kind and truly unique. Join now, register, and start tapping in immediately:

https://t.me/anttonecosystem_bot/Anttonaibot/?startapp=1019882264

Don't dull yourself here .

Be seriously serious with the Catizen

Join here and be mining it now :

https://t.me/catizenbot/gameapp?startapp=r_1312_1209017

🔥 Kamala Harris scheduled to address Bitcoin conference '24

🚀 Your Mobile Phone + Telegram = Crypto Machine! 📲💸

💀 BTC and ETH mining is dead. It's the era of **mobile mining**! 💥

How we will become rich very soon 👇🧵

💡 How to find a good project for farming on your mobile phone?

🌟 Try using Tapps Center http://tapps.center 💰

I found this Mining App interesting. Join our partner mining app and you are still early! 🚀

👉 Join Now https://t.me/Privaca_bot/privaca?startapp=1279273625

- Complete missions, invite your friends, and unlock powerful tools to boost your mining game.

Let’s level up and watch those earnings soar! 📈✨

#TON #Partnership #CryptoBoost

🚨 What's Next for $Core DAO? 🚨

25 July 🎯 $CORE New Announcement 🚀

Hey, Openex Network has once again postponed the $OEX claiming and TGE date. 😒

❌ First $OEX claim date was in April
❌ Second $OEX claim date was today, 25 July 🎯
🎯 The new postponed date is 25 September

Tag, share, and comment ✍️ on what you think about the $OEX delay.

#OEXCommunity #OEX #OpenEx #Listing #Bitcoin #EthereumETFs #SidraFamily

#Catizen and #HamsterKombat follow in the footsteps of Notcoin 😺🐹
☑️ Catizen and HamsterKombat launched their Pre-Market on several exchanges. #Notcoin began the same way, its Pre-Market started on Bybit ~2 months before the listing
☑️ Notcoin promised listing till the end of April but was forced to postpone the launch date.
As a result, the $NOT trading started on May 16. $CATI and $HMSTR should be launched by the end of July, but most people think that their TGE also will be postponed
☑️ I hope that Cat and Hamster will not disappoint the Community and distribute large airdrops of more than a billion, as $NOT did 🤑
Copied.

I know you might feel too lazy to go through this post, but it could change your life forever. If you keep wandering from one post to another looking for that 100x, take a moment to sit down and read this. Trust me, it's worth it.

If you want to make more money, you need to understand the language of money.

Here are 21 money terms everyone should know:

1. Net Worth

Your net worth is the total value of all your assets and debts.

You can have a net worth that’s:

- Negative
- 0
- Positive

The goal is to build a positive net worth by:

- Saving
- Investing
- Paying off debt

Net worth = Assets - Liabilities

2. Income

The amount of money you make.

Income can come from your:

- Job
- Side hustle
- Rental property
- Stock market portfolio

The average millionaire has 7 streams of income.

Start building yours today.

3. Asset

Anything that has a positive value toward your net worth.

Assets can come in many different shapes and sizes:

- Gold
- Cash
- Patents
- Real estate
- Investments

There are 2 types of assets:

- Depreciating
- Appreciating

Build appreciating assets.

4. Appreciating Asset

Appreciating assets increase in value over time.

Examples include:

- Real estate
- Collectables
- Precious metals
- Stock market investments

Invest in appreciating assets for long-term growth.

5. Depreciating Asset

Depreciating assets decrease in value over time.

Examples include:

- Most cars
- Clothing
- Electronic equipment

Most of the depreciation happens in the first year of buying the asset.

6. Liability

Liabilities are debts you owe & count AGAINST your net worth.

Liabilities include:

- Car debt
- Mortgage
- Student loans

Not all liabilities are bad.

But make it a priority to pay off debts with high-interest rates.

7. Compound Interest

It can work for you or against you.

For you:

- Investing

You start earning interest on the money you’ve saved and the interest you earn.

Against you:

- Any type of debt

Unpaid debt can spiral out of control because of compound interest.

8. Simple Interest

Simple interest is not as good as compound interest.

Compound interest:

- Your initial savings & interest earn money

Simple interest:

- ONLY your initial savings earn money
- Any interest earned does not earn money

Compound is better than simple interest.

9. Budget

Budgets help you figure out how & where your money is going.

To create a budget, track every cent:

- How you made it
- How you spend it

Then categorize your spending as:

- Needs
- Wants
- Wishes

Spend on your needs and save/invest the rest.

10. Fixed Expenses

Fixed expenses will probably fall into your “needs” budgeting category.

They are often non-negotiable expenses.

Examples include:

- Rent
- Utilities
- Internet bill
- Health insurance

Plan to make space in your budget for fixed expenses.

11. Variable Expense

Variable expenses often fall into your “wants” or “wishes” category.

They often change from month to month.

Examples include:

- Vacation
- Dining out
- Gas money

If you don’t need it, then save it and invest it.

12. ROI

ROI is the return on your investment.

It measures how profitable an investment is.

Net return / cost of investment

However, time is not taken into account.

An investment with a 50% ROI over 15 years may not be as good as an investment with a 20% ROI in 1 year.

13. Dollar Cost Averaging (aka DCA)

DCA is investing a set dollar amount or Naira on a regular and recurring basis.

It’s automatic, like investing in your 401k every paycheck.

DCA helps you become a disciplined investor by removing your emotion from the picture.

14. Index Fund

Index funds track a market index and are either ETFs or mutual funds.

Market indices include:

- S&P 500
- Russell 2000
- Dow Jones IA

Index funds:

- Are low cost
- Give you diversification
- Won’t outperform markets

15. Fiduciary

If you’re ready to hire an investment professional, look for a fiduciary.

Fiduciaries are required by law to do what is in your best interest.

They put your interests ahead of their own - even if it doesn’t benefit them financially.

16. Asset Allocation

Asset allocation is when you diversify your money by investing in different asset classes.

Asset classes include:

- Cash
- Stocks
- Bonds
- Real estate
- Commodities
-Crypto or stablecoins

The riskier the asset allocation, the higher the reward (and possible loss)

17. Asset Location

Asset location is a tax alpha strategy that minimizes taxes by holding certain assets in certain accounts.

Take advantage of different accounts:

- Taxable
- Pre-Tax
- After-Tax

Example: You may want to hold higher growth assets in tax-advantaged accounts.

18. Risk Tolerance

You choose the amount of risk in your portfolio.

Ask yourself:

- How much upside do I want?
- How much value am I willing to lose in a recession?
- Can I sleep at night with a 20% portfolio drop? 50%?

Know yourself so you don’t sell when others are fearful.

19. Expense Ratio (EP)

This is often a hidden fee.

An EP is the fee you pay to invest in a fund.

A low EP is often less than 0.10%.

Don't let the "small" fee fool you.

A fund with a higher EP could cost you $100,000's over decades of investing.

20. Tax-Advantaged Accounts

Accounts with tax benefits.

Pre-Tax - (aka traditional) your contributions are deducted/not taxed, but your withdrawals are taxed (in most cases)

After Tax - (aka Roth) your contributions are taxed, but your withdrawals are tax-free (in most cases).

21. Gross vs. Net Income

You have to know the difference.

Gross - 100% of the money you make BEFORE you take out expenses, taxes, etc.

Net - The money that’s remaining AFTER you take out taxes, expenses, etc.

The number that matters?

Your net income = your take-home pay.

Thanks for reading!

If you found this thread helpful:

1. Join the Coderstech Academy this morning at 8am for the live training session on this and for more insights about personal finance

link : https://t.me/MyBinanceA

2. Share , tag others and comment ' YES " on the post so it can help more people 👇