CCP Q. Drawing Power is computed based on the latest stock statements, which should not be older than 6 months.
Anonymous Poll
95%
TRUE
5%
FALSE
Forwarded from Bank Promotions all Banks ️
Garnishee Order vs Attachment Order Explained | All Bank Promotions 2026
https://youtu.be/5TLLePScz6M
https://youtu.be/5TLLePScz6M
YouTube
Garnishee Order vs Attachment Order Explained | All Bank Promotions 2026
In this class, we clearly explain the difference between Garnishee Order and Attachment Order in simple, easy-to-understand language 🧠✨ and this session helps you understand court orders, recovery process, and banker’s role without legal confusion 📚⚖️
🔍…
🔍…
CCP Q. Tier II capital instruments are considered gone-concern capital.
Anonymous Poll
78%
TRUE
22%
FALSE
TIRM Q. Mutual funds mobilize investor savings to invest in equity and debt securities on their behalf.
Anonymous Poll
84%
TRUE
16%
FALSE
Forwarded from Bank Promotions all Banks ️
🚨 Promotion Special
🏦 All Bank Promotions
🆔 e-KYC & Aadhaar
📜 RBI Rules + Practical Cases
🔗 https://youtu.be/KFVFuFp4G-Y
🏦 All Bank Promotions
🆔 e-KYC & Aadhaar
📜 RBI Rules + Practical Cases
🔗 https://youtu.be/KFVFuFp4G-Y
YouTube
All Bank Promotions | e-KYC & Aadhaar | RBI Rules, Limits & Practical Cases
All Bank Promotions | e-KYC & Aadhaar | RBI Rules, Limits & Practical Cases
This class is fully focused on Bank Promotions Exam preparation 📈 and explains e-KYC and Aadhaar in very simple, exam-oriented language 👌
🔐 What is KYC and why it is important in…
This class is fully focused on Bank Promotions Exam preparation 📈 and explains e-KYC and Aadhaar in very simple, exam-oriented language 👌
🔐 What is KYC and why it is important in…
ITF Q. In any trade transaction, movement of goods is always handled by banks.
Anonymous Poll
40%
TRUE
60%
FALSE
KYC/AML Q. The FATF blacklist includes countries that require enhanced due diligence measures and countermeasures.
Anonymous Poll
100%
TRUE
0%
FALSE
Forwarded from Jaiib 2025 all papers ️
📢 JAIIB AFM English LIVE NOW
📘 Bill Books – Full Clarity
📊 Trial Balance – Concept + Questions
🔗 Attend Class 👉 https://youtu.be/q1Dz7xvGppo
📘 Bill Books – Full Clarity
📊 Trial Balance – Concept + Questions
🔗 Attend Class 👉 https://youtu.be/q1Dz7xvGppo
YouTube
JAIIB AFM English | Bill Books, Trial Balance & Core Accounting Concepts Explained
JAIIB AFM English | Bill Books, Trial Balance & Core Accounting Concepts Explained
In this JAIIB AFM English class 🏦, we explain Bill Books 🧾 and Trial Balance ⚖️ in a very simple and clear way. This session is specially designed for bankers preparing for…
In this JAIIB AFM English class 🏦, we explain Bill Books 🧾 and Trial Balance ⚖️ in a very simple and clear way. This session is specially designed for bankers preparing for…
TIRM Q. BRICS was initially formed by Brazil, Russia, India, and China before South Africa joined.
Anonymous Poll
89%
TRUE
11%
FALSE
ITF Q. In any trade transaction, movement of goods is always handled by banks.
Anonymous Poll
39%
TRUE
61%
FALSE
Forwarded from Bank Promotions all Banks ️
🚨 Promotion Exam Alert!
📘 APY + ⚖️ Banker’s Right of Set-Off
💡 High-Scoring Concepts | Real Banking Examples
🔗 https://youtu.be/FIcV9dt8h-4
📘 APY + ⚖️ Banker’s Right of Set-Off
💡 High-Scoring Concepts | Real Banking Examples
🔗 https://youtu.be/FIcV9dt8h-4
YouTube
All Bank Promotions Exam | Atal Pension Yojana (APY) & Banker’s Right of Set-Off
All Bank Promotions Exam | Atal Pension Yojana (APY) & Banker’s Right of Set-Off
This All Bank Promotions Class is exclusively designed for internal bank promotion exams (Clerical to Officer, Scale I to Scale II/III) 📈📚. The session focuses on practical…
This All Bank Promotions Class is exclusively designed for internal bank promotion exams (Clerical to Officer, Scale I to Scale II/III) 📈📚. The session focuses on practical…
ITF Q. A Commercial Invoice can be issued by either the buyer or the seller depending on contract terms.
Anonymous Poll
77%
TRUE
23%
FALSE
KYC/AML Q. The UK regulation of 2017 expanded AML requirements to crypto-related businesses.
Anonymous Poll
100%
TRUE
0%
FALSE
Forwarded from Bank Promotions all Banks ️
🚨 Promotion Special
🏦 All Bank Promotions
🆔 e-KYC & Aadhaar
📜 RBI Rules + Practical Cases
🔗 https://youtu.be/KFVFuFp4G-Y
🏦 All Bank Promotions
🆔 e-KYC & Aadhaar
📜 RBI Rules + Practical Cases
🔗 https://youtu.be/KFVFuFp4G-Y
YouTube
All Bank Promotions | e-KYC & Aadhaar | RBI Rules, Limits & Practical Cases
All Bank Promotions | e-KYC & Aadhaar | RBI Rules, Limits & Practical Cases
This class is fully focused on Bank Promotions Exam preparation 📈 and explains e-KYC and Aadhaar in very simple, exam-oriented language 👌
🔐 What is KYC and why it is important in…
This class is fully focused on Bank Promotions Exam preparation 📈 and explains e-KYC and Aadhaar in very simple, exam-oriented language 👌
🔐 What is KYC and why it is important in…
KYC/AML Q. UK law requires regulated entities to conduct written AML risk assessments under 2017 regulations.
Anonymous Poll
83%
TRUE
17%
FALSE
CCP Q. Employee and director loans are typically excluded from credit policy considerations.
Anonymous Poll
57%
TRUE
43%
FALSE
📌 Monetary Policy Update in India (2025–Feb 2026)
🔹 Policy Shift
RBI moved from tight monetary policy (inflation control phase) to a calibrated easing approach in 2025 to support economic growth.
🔹 Current Policy Stance
🧭 Stance: Neutral (data-dependent approach).
RBI ready to act based on inflation and growth trends.
🔹 Key Policy Rate
💰 Repo Rate: 5.25% (Feb 2026)
Indicates moderate borrowing cost to balance liquidity and inflation.
🔹 Policy Corridor
📉 Standing Deposit Facility (SDF): Repo – 0.25%
📈 Marginal Standing Facility (MSF): Repo + 0.25%
↔️ Corridor maintained at 50 basis points for liquidity stability.
🔹 Inflation Target Framework
🎯 RBI continues Flexible Inflation Targeting (FIT).
Target CPI Inflation: 4%
Tolerance Band: 2% to 6% (±2%)
🔹 Rate Movement During 2025
RBI implemented gradual 25 bps rate cuts to:
📊 Boost credit demand.
🏭 Support MSMEs and industry.
🏠 Encourage housing and consumption.
🔹 Liquidity Management Tools Used
🔄 Open Market Operations (OMO).
💵 Variable repo/reverse repo auctions.
⚙️ Fine-tuning to maintain adequate banking system liquidity.
🔹 Impact on Banking Sector
📉 Lending rates linked to external benchmarks declined.
📈 Credit growth improved in retail, infrastructure, and priority sectors.
💼 Borrowing became cheaper → improved investment sentiment.
🔹 RBI’s Strategy
⚖️ Balance between growth support and inflation control.
Avoid aggressive cuts to prevent:
Asset bubbles.
Currency volatility.
Financial instability.
🔹 Overall Policy Signal
🔁 Transition from inflation-fighting phase to growth-support phase while maintaining macroeconomic stability.
⭐ Exam-Focused Takeaways
Repo Rate: 5.25%
Inflation Target: 4% ±2%
Stance: Neutral
Policy Trend: Gradual easing with controlled liquidity support
🔹 Policy Shift
RBI moved from tight monetary policy (inflation control phase) to a calibrated easing approach in 2025 to support economic growth.
🔹 Current Policy Stance
🧭 Stance: Neutral (data-dependent approach).
RBI ready to act based on inflation and growth trends.
🔹 Key Policy Rate
💰 Repo Rate: 5.25% (Feb 2026)
Indicates moderate borrowing cost to balance liquidity and inflation.
🔹 Policy Corridor
📉 Standing Deposit Facility (SDF): Repo – 0.25%
📈 Marginal Standing Facility (MSF): Repo + 0.25%
↔️ Corridor maintained at 50 basis points for liquidity stability.
🔹 Inflation Target Framework
🎯 RBI continues Flexible Inflation Targeting (FIT).
Target CPI Inflation: 4%
Tolerance Band: 2% to 6% (±2%)
🔹 Rate Movement During 2025
RBI implemented gradual 25 bps rate cuts to:
📊 Boost credit demand.
🏭 Support MSMEs and industry.
🏠 Encourage housing and consumption.
🔹 Liquidity Management Tools Used
🔄 Open Market Operations (OMO).
💵 Variable repo/reverse repo auctions.
⚙️ Fine-tuning to maintain adequate banking system liquidity.
🔹 Impact on Banking Sector
📉 Lending rates linked to external benchmarks declined.
📈 Credit growth improved in retail, infrastructure, and priority sectors.
💼 Borrowing became cheaper → improved investment sentiment.
🔹 RBI’s Strategy
⚖️ Balance between growth support and inflation control.
Avoid aggressive cuts to prevent:
Asset bubbles.
Currency volatility.
Financial instability.
🔹 Overall Policy Signal
🔁 Transition from inflation-fighting phase to growth-support phase while maintaining macroeconomic stability.
⭐ Exam-Focused Takeaways
Repo Rate: 5.25%
Inflation Target: 4% ±2%
Stance: Neutral
Policy Trend: Gradual easing with controlled liquidity support
❤1
CCP Q. WTO members must follow national treatment after goods enter their market.
Anonymous Poll
88%
TRUE
12%
FALSE
TIRM Q. Shares must always be issued in physical certificate form to be valid.
Anonymous Poll
42%
TRUE
58%
FALSE
Risk-Based Deposit Insurance Premium (Effective 1 April 2026 – India)
Regulator: Reserve Bank of India through Deposit Insurance and Credit Guarantee Corporation (DICGC)
🔔 Major Reform in Deposit Insurance System
From 1 April 2026, India shifts from a flat premium system to a Risk-Based Premium (RBP) system for deposit insurance.
💰 Deposit Insurance Coverage (No Change)
✔ Coverage limit remains ₹5,00,000 per depositor per bank
✔ Covers principal + interest
✔ Applicable to commercial banks, RRBs and eligible cooperative banks
⚖️ What Changes?
Earlier ➝ All banks paid the same premium rate
Now ➝ Premium depends on the risk profile of each bank
📊 Risk Parameters Considered
• Capital Adequacy Ratio (CRAR)
• Gross & Net NPA levels
• Profitability (ROA)
• Liquidity position
• Leverage ratio
• Compliance track record
🏦 Impact on Banks
✅ Strong & well-managed banks
• May get premium reduction up to ~33%
• Additional vintage incentive up to ~25%
• Lower cost burden & better profitability
⚠️ High-risk banks
• Higher insurance premium
• Pressure to improve asset quality & capital strength
• Stronger supervisory oversight
🛡️ Objective of the Reform
• Strengthen financial stability
• Encourage prudent risk management
• Discourage excessive risk-taking
• Protect Deposit Insurance Fund
📅 Effective Date
➡ Applicable from 1 April 2026
🎯 Exam-Focused Highlights
• Coverage limit: ₹5 lakh
• Earlier system: Flat premium
• New system: Risk-based premium
• Regulator: RBI / DICGC
• Objective: Stability + Risk discipline
Regulator: Reserve Bank of India through Deposit Insurance and Credit Guarantee Corporation (DICGC)
🔔 Major Reform in Deposit Insurance System
From 1 April 2026, India shifts from a flat premium system to a Risk-Based Premium (RBP) system for deposit insurance.
💰 Deposit Insurance Coverage (No Change)
✔ Coverage limit remains ₹5,00,000 per depositor per bank
✔ Covers principal + interest
✔ Applicable to commercial banks, RRBs and eligible cooperative banks
⚖️ What Changes?
Earlier ➝ All banks paid the same premium rate
Now ➝ Premium depends on the risk profile of each bank
📊 Risk Parameters Considered
• Capital Adequacy Ratio (CRAR)
• Gross & Net NPA levels
• Profitability (ROA)
• Liquidity position
• Leverage ratio
• Compliance track record
🏦 Impact on Banks
✅ Strong & well-managed banks
• May get premium reduction up to ~33%
• Additional vintage incentive up to ~25%
• Lower cost burden & better profitability
⚠️ High-risk banks
• Higher insurance premium
• Pressure to improve asset quality & capital strength
• Stronger supervisory oversight
🛡️ Objective of the Reform
• Strengthen financial stability
• Encourage prudent risk management
• Discourage excessive risk-taking
• Protect Deposit Insurance Fund
📅 Effective Date
➡ Applicable from 1 April 2026
🎯 Exam-Focused Highlights
• Coverage limit: ₹5 lakh
• Earlier system: Flat premium
• New system: Risk-based premium
• Regulator: RBI / DICGC
• Objective: Stability + Risk discipline
CCP Q. Inventory holding period can be broken down into raw material, WIP, and finished goods periods.
Anonymous Poll
88%
TRUE
13%
FALSE