IIBF CERTIFICATION 2025 DAILY UPDATES
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KYC/AML, Debt Recovery Agent, Prevention of Cyber Crime and Fraud Management, MSME, Digital Banking, certified Credit Professional.
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ITF Q. Payment gateway charges are deducted before remittance reaches the exporter in e-commerce trade.
Anonymous Poll
75%
TRUE
25%
FALSE
CCP Q. Revaluation reserves under Tier II capital are considered at a 45% discount.
Anonymous Poll
81%
TRUE
19%
FALSE
ITF Q. The primary aim of GATT was to reduce tariffs and other trade barriers.
Anonymous Poll
94%
TRUE
6%
FALSE
CCP Q. In syndication, the syndicator may or may not be a lender.
Anonymous Poll
73%
TRUE
27%
FALSE
Macroeconomic & Policy Reforms – Latest Banking Updates (India, 2026)

🏛️ High-Level Committee on Banking (Viksit Bharat)
• Union Budget 2026-27 proposed a High-Level Committee to review the entire banking ecosystem
• Focus areas: structure of banks, efficiency, financial inclusion, risk management, consumer protection, and future readiness
• Objective: align banking reforms with Viksit Bharat 2047 vision

🌍 Proposed Increase in Foreign Investment in PSBs
• Government considering raising FDI limit in Public Sector Banks from 20% to 49%
• Aim: strengthen capital base of PSBs and support long-term credit growth
• Decision subject to RBI approval and policy safeguards
• Existing private bank FDI cap remains up to 74% (with conditions)

💰 Capital Market & Investment Reforms
• Simplification of Foreign Exchange Management (Non-Debt Instruments) Rules to improve ease of foreign investment
• Expansion of market-making and derivative instruments to deepen corporate bond markets
• Incentives for large municipal bond issuances above ₹1,000 crore to fund urban infrastructure
• Enhanced participation limits for Persons Resident Outside India (PROI) in equity markets

📊 Macroeconomic Stability Backing Reforms
• Strong GDP growth outlook supporting banking sector expansion
• Emphasis on fiscal discipline, inflation control, and investment-led growth
• Banking reforms positioned as enablers of sustainable credit flow to productive sectors

🎯 Core Policy Objectives
💼 Capital strengthening of banks
🏦 Improved efficiency and governance
🌱 Financial inclusion with systemic stability
🌐 Greater global integration of Indian banking and financial markets
ITF Q. In cross-border trade, differences in laws and business practices can increase overall risk.
Anonymous Poll
100%
TRUE
0%
FALSE
TIRM Q. Banks maintain an SGL account for holding government securities electronically.
Anonymous Poll
100%
TRUE
0%
FALSE
🔔 Promotion तैयारी का Signal 🔔
🔥 ALL Bank Promotions Live #21
📌 Scale I to Scale V – Must-Know Concepts
🧠 Shortcut Tricks | MCQ Logic | Examiner’s View
🔗 Live Class Link: https://youtube.com/live/7YlPEDMFAjs
KYC/AML Q. The layering stage in money laundering seeks to directly place illicit funds into legitimate investments.
Anonymous Poll
74%
TRUE
26%
FALSE
CCP Q. Drawing Power is computed based on the latest stock statements, which should not be older than 6 months.
Anonymous Poll
95%
TRUE
5%
FALSE
CCP Q. Tier II capital instruments are considered gone-concern capital.
Anonymous Poll
79%
TRUE
21%
FALSE
TIRM Q. Mutual funds mobilize investor savings to invest in equity and debt securities on their behalf.
Anonymous Poll
84%
TRUE
16%
FALSE
ITF Q. In any trade transaction, movement of goods is always handled by banks.
Anonymous Poll
40%
TRUE
60%
FALSE
KYC/AML Q. The FATF blacklist includes countries that require enhanced due diligence measures and countermeasures.
Anonymous Poll
100%
TRUE
0%
FALSE
TIRM Q. BRICS was initially formed by Brazil, Russia, India, and China before South Africa joined.
Anonymous Poll
89%
TRUE
11%
FALSE
ITF Q. In any trade transaction, movement of goods is always handled by banks.
Anonymous Poll
39%
TRUE
61%
FALSE