IIBF CERTIFICATION 2025 DAILY UPDATES
4.42K subscribers
281 photos
7 videos
46 files
1.43K links
KYC/AML, Debt Recovery Agent, Prevention of Cyber Crime and Fraud Management, MSME, Digital Banking, certified Credit Professional.
Download Telegram
RBI Liquidity Injection via Open Market Operations (OMO) – Key Update

🏦 Reserve Bank of India announced β‚Ή1 trillion (β‚Ή1,00,000 crore) liquidity infusion through Open Market Operations (OMO).

πŸ“… Conducted in two tranches of β‚Ή500 billion each during late Jan–early Feb 2026, advanced from the earlier schedule.

🎯 Objective
πŸ’§ Inject durable liquidity into the banking system
πŸ“‰ Control rising government bond yields
πŸ”„ Strengthen transmission of recent repo rate cuts
βš–οΈ Maintain orderly money market conditions

πŸ’° Liquidity Impact
Direct increase in system liquidity
Supports repo, VRRR, and forex swap operations
πŸ“Š Cumulative OMO purchases in the year exceed β‚Ή5.5 trillion

🏦
Impact on Bank
βœ…
Higher lendable resources
πŸ“‰ Lower cost of funds
πŸš€ Positive push to credit growth
(Retail, MSME, Infrastructure)

πŸ“ˆ Bond Market Effect
🧲 RBI demand supports G-Sec prices
πŸ“‰ Moderation in long-term yields
πŸ›οΈ Smooth execution of government borrowing programme


πŸ“š Exam Pointer
πŸ”§ OMO = Quantitative Monetary Policy Tool
βž• OMO Purchase β†’ Liquidity Injection
βž–
OMO Sale β†’ Liquidity Absorption
ITF Q. Payment gateway charges are deducted before remittance reaches the exporter in e-commerce trade.
Anonymous Poll
75%
TRUE
25%
FALSE
CCP Q. Revaluation reserves under Tier II capital are considered at a 45% discount.
Anonymous Poll
81%
TRUE
19%
FALSE
ITF Q. The primary aim of GATT was to reduce tariffs and other trade barriers.
Anonymous Poll
94%
TRUE
6%
FALSE
CCP Q. In syndication, the syndicator may or may not be a lender.
Anonymous Poll
73%
TRUE
27%
FALSE
Macroeconomic & Policy Reforms – Latest Banking Updates (India, 2026)

πŸ›οΈ High-Level Committee on Banking (Viksit Bharat)
β€’ Union Budget 2026-27 proposed a High-Level Committee to review the entire banking ecosystem
β€’ Focus areas: structure of banks, efficiency, financial inclusion, risk management, consumer protection, and future readiness
β€’ Objective: align banking reforms with Viksit Bharat 2047 vision

🌍 Proposed Increase in Foreign Investment in PSBs
β€’ Government considering raising FDI limit in Public Sector Banks from 20% to 49%
β€’ Aim: strengthen capital base of PSBs and support long-term credit growth
β€’ Decision subject to RBI approval and policy safeguards
β€’ Existing private bank FDI cap remains up to 74% (with conditions)

πŸ’° Capital Market & Investment Reforms
β€’ Simplification of Foreign Exchange Management (Non-Debt Instruments) Rules to improve ease of foreign investment
β€’ Expansion of market-making and derivative instruments to deepen corporate bond markets
β€’ Incentives for large municipal bond issuances above β‚Ή1,000 crore to fund urban infrastructure
β€’ Enhanced participation limits for Persons Resident Outside India (PROI) in equity markets

πŸ“Š Macroeconomic Stability Backing Reforms
β€’ Strong GDP growth outlook supporting banking sector expansion
β€’ Emphasis on fiscal discipline, inflation control, and investment-led growth
β€’ Banking reforms positioned as enablers of sustainable credit flow to productive sectors

🎯 Core Policy Objectives
β€’ πŸ’Ό Capital strengthening of banks
β€’ 🏦 Improved efficiency and governance
β€’ 🌱 Financial inclusion with systemic stability
β€’ 🌐 Greater global integration of Indian banking and financial markets
ITF Q. In cross-border trade, differences in laws and business practices can increase overall risk.
Anonymous Poll
100%
TRUE
0%
FALSE
TIRM Q. Banks maintain an SGL account for holding government securities electronically.
Anonymous Poll
100%
TRUE
0%
FALSE
πŸ”” Promotion ΰ€€ΰ₯ˆΰ€―ΰ€Ύΰ€°ΰ₯€ ΰ€•ΰ€Ύ Signal πŸ””
πŸ”₯ ALL Bank Promotions Live #21
πŸ“Œ Scale I to Scale V – Must-Know Concepts
🧠 Shortcut Tricks | MCQ Logic | Examiner’s View
πŸ”— Live Class Link: https://youtube.com/live/7YlPEDMFAjs
KYC/AML Q. The layering stage in money laundering seeks to directly place illicit funds into legitimate investments.
Anonymous Poll
74%
TRUE
26%
FALSE
CCP Q. Drawing Power is computed based on the latest stock statements, which should not be older than 6 months.
Anonymous Poll
95%
TRUE
5%
FALSE
CCP Q. Tier II capital instruments are considered gone-concern capital.
Anonymous Poll
79%
TRUE
21%
FALSE
TIRM Q. Mutual funds mobilize investor savings to invest in equity and debt securities on their behalf.
Anonymous Poll
84%
TRUE
16%
FALSE
ITF Q. In any trade transaction, movement of goods is always handled by banks.
Anonymous Poll
40%
TRUE
60%
FALSE
KYC/AML Q. The FATF blacklist includes countries that require enhanced due diligence measures and countermeasures.
Anonymous Poll
100%
TRUE
0%
FALSE