ITF Q. WTO members must follow national treatment after goods enter their market.
Anonymous Poll
88%
TRUE
13%
FALSE
KYC/AML Q. The Council of Europe was one of the earliest bodies to recognize the banking systems preventive role in money laundering.
Anonymous Poll
100%
TRUE
0%
FALSE
Forwarded from Bank Promotions all Banks ️
🎯✅ PMJJBY Part 2 – One Video, Full Clarity
✔️ ₹2 lakh death benefit
✔️ Low-cost social security scheme
✔️ Exam-ready explanation
▶️ https://youtube.com/shorts/hBy9qADMGn4
✔️ ₹2 lakh death benefit
✔️ Low-cost social security scheme
✔️ Exam-ready explanation
▶️ https://youtube.com/shorts/hBy9qADMGn4
YouTube
PMJJBY detail in hindi part 2
Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.
KYC/AML Q. KYC failures typically result only in small fines and seldom affect the reputation of banks.
Anonymous Poll
73%
TRUE
27%
FALSE
DRA Q. NBFCs can accept demand deposits like regular commercial banks.
Anonymous Poll
50%
TRUE
50%
FALSE
Operational & Services Updates – Indian Banking (Short Note)
🏦 Branch & Service Model Changes
Shift to lite / digital-first branches
Focus on CASA deposits & cross-selling
Centralised back-office, minimal cash handling
💸 Charges & Fees Rationalisation
Revision in ATM, savings account & service charges
Free ATM limits:
🏧 5 transactions/month at own-bank ATMs
🏧 3 (metro) / 5 (non-metro) at other-bank ATMs
Charge beyond limit: ₹21 + GST per transaction
💳 Credit Card & Payment Updates
Changes in reward points, lounge access & co-branded cards
Stricter rules for EMI conversion & Minimum Amount Due
Enhanced fraud monitoring in cards & UPI
📱 Digital Banking Authorisation
Mandatory approval for:
Internet banking
Mobile banking
USSD & API-based services
Requirements:
🔐 Strong cybersecurity
📋 Board-approved digital policy
🔍 Regular IT & IS audits
🌾 Rural & Agri Banking Integration
Digital linkage of:
Land records
Aadhaar authentication
Faster processing of KCC, crop loans & MSME credit
Reduced branch visits for farmers
📞 Customer Service & Grievance Redressal
Centralised complaint handling
⏱️ Time-bound resolution with complaint reference number
Escalation through Internal Ombudsman framework
⚙️ Operational Efficiency
Use of:
🤖 Robotic Process Automation (RPA)
🤖 AI-based transaction monitoring
Lower operating cost & improved Turnaround Time (TAT)
🎯 Exam & Practical Focus Areas
ATM limits & charges
Digital banking approvals
Customer service norms
Cost optimisation & digital transformation
🏦 Branch & Service Model Changes
Shift to lite / digital-first branches
Focus on CASA deposits & cross-selling
Centralised back-office, minimal cash handling
💸 Charges & Fees Rationalisation
Revision in ATM, savings account & service charges
Free ATM limits:
🏧 5 transactions/month at own-bank ATMs
🏧 3 (metro) / 5 (non-metro) at other-bank ATMs
Charge beyond limit: ₹21 + GST per transaction
💳 Credit Card & Payment Updates
Changes in reward points, lounge access & co-branded cards
Stricter rules for EMI conversion & Minimum Amount Due
Enhanced fraud monitoring in cards & UPI
📱 Digital Banking Authorisation
Mandatory approval for:
Internet banking
Mobile banking
USSD & API-based services
Requirements:
🔐 Strong cybersecurity
📋 Board-approved digital policy
🔍 Regular IT & IS audits
🌾 Rural & Agri Banking Integration
Digital linkage of:
Land records
Aadhaar authentication
Faster processing of KCC, crop loans & MSME credit
Reduced branch visits for farmers
📞 Customer Service & Grievance Redressal
Centralised complaint handling
⏱️ Time-bound resolution with complaint reference number
Escalation through Internal Ombudsman framework
⚙️ Operational Efficiency
Use of:
🤖 Robotic Process Automation (RPA)
🤖 AI-based transaction monitoring
Lower operating cost & improved Turnaround Time (TAT)
🎯 Exam & Practical Focus Areas
ATM limits & charges
Digital banking approvals
Customer service norms
Cost optimisation & digital transformation
👍1
CCP Q. Foreign banks in India can include interest-free head office funds in CET1 capital under specific conditions.
Anonymous Poll
65%
TRUE
35%
FALSE
TIRM Q. Debentures are always secured by mortgage over company assets.
Anonymous Poll
68%
TRUE
32%
FALSE
⏳ Class Reminder – Starting Soon
📚 IIBF KYC AML 2026 Exam MCQs
📝 Important Questions + Detailed Explanations
🔔 Live Link: https://youtube.com/live/Kq7niOO3174
📚 IIBF KYC AML 2026 Exam MCQs
📝 Important Questions + Detailed Explanations
🔔 Live Link: https://youtube.com/live/Kq7niOO3174
YouTube
IIBF KYC AML 2026 Exam MCQs | Important Questions with Detailed Answers
IIBF KYC AML 2026 Exam MCQs | Important Questions with Detailed Answers
🔐 This class is exclusively for the IIBF KYC AML Certification Exam. The session is fully exam-oriented and focuses on important MCQs repeatedly asked in the KYC AML exam, discussed…
🔐 This class is exclusively for the IIBF KYC AML Certification Exam. The session is fully exam-oriented and focuses on important MCQs repeatedly asked in the KYC AML exam, discussed…
CCP Q. In multiple banking, each bank holds security independently and performs its own credit assessment.
Anonymous Poll
77%
TRUE
23%
FALSE
COMPLIANCE Q. Informal financial systems are characterized by low transaction costs and high regulatory oversight.
Anonymous Poll
82%
TRUE
18%
FALSE
Forwarded from Bank Promotions all Banks ️
🔔 Basel III Pillar 2 Explained | Latest BCBS Updates
🎥 In-depth video covering ICAAP, SREP, supervisory review process, and emerging risks
👉 Watch full video : https://youtube.com/shorts/SDKDz6vMkvE
#BaselIII #Pillar2 #BCBS #LearningSessions
🎥 In-depth video covering ICAAP, SREP, supervisory review process, and emerging risks
👉 Watch full video : https://youtube.com/shorts/SDKDz6vMkvE
#BaselIII #Pillar2 #BCBS #LearningSessions
YouTube
Pillar 2 Basel 3 latest updates BCBS #learningsessions
Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.
Forwarded from Bank Promotions all Banks ️
Garnishee Order vs Attachment Order Explained | All Bank Promotions 2026
https://youtu.be/5TLLePScz6M
https://youtu.be/5TLLePScz6M
YouTube
Garnishee Order vs Attachment Order Explained | All Bank Promotions 2026
In this class, we clearly explain the difference between Garnishee Order and Attachment Order in simple, easy-to-understand language 🧠✨ and this session helps you understand court orders, recovery process, and banker’s role without legal confusion 📚⚖️
🔍…
🔍…
❤1
Forwarded from IIBF CERTIFICATION 2025 DAILY UPDATES
RBI Liquidity Injection via Open Market Operations (OMO) – Key Update
🏦 Reserve Bank of India announced ₹1 trillion (₹1,00,000 crore) liquidity infusion through Open Market Operations (OMO).
📅 Conducted in two tranches of ₹500 billion each during late Jan–early Feb 2026, advanced from the earlier schedule.
🎯 Objective
💧 Inject durable liquidity into the banking system
📉 Control rising government bond yields
🔄 Strengthen transmission of recent repo rate cuts
⚖️ Maintain orderly money market conditions
💰 Liquidity Impact
Direct increase in system liquidity
Supports repo, VRRR, and forex swap operations
📊 Cumulative OMO purchases in the year exceed ₹5.5 trillion
🏦 Impact on Bank
✅ Higher lendable resources
📉 Lower cost of funds
🚀 Positive push to credit growth (Retail, MSME, Infrastructure)
📈 Bond Market Effect
🧲 RBI demand supports G-Sec prices
📉 Moderation in long-term yields
🏛️ Smooth execution of government borrowing programme
📚 Exam Pointer
🔧 OMO = Quantitative Monetary Policy Tool
➕ OMO Purchase → Liquidity Injection
➖ OMO Sale → Liquidity Absorption
🏦 Reserve Bank of India announced ₹1 trillion (₹1,00,000 crore) liquidity infusion through Open Market Operations (OMO).
📅 Conducted in two tranches of ₹500 billion each during late Jan–early Feb 2026, advanced from the earlier schedule.
🎯 Objective
💧 Inject durable liquidity into the banking system
📉 Control rising government bond yields
🔄 Strengthen transmission of recent repo rate cuts
⚖️ Maintain orderly money market conditions
💰 Liquidity Impact
Direct increase in system liquidity
Supports repo, VRRR, and forex swap operations
📊 Cumulative OMO purchases in the year exceed ₹5.5 trillion
🏦 Impact on Bank
✅ Higher lendable resources
📉 Lower cost of funds
🚀 Positive push to credit growth (Retail, MSME, Infrastructure)
📈 Bond Market Effect
🧲 RBI demand supports G-Sec prices
📉 Moderation in long-term yields
🏛️ Smooth execution of government borrowing programme
📚 Exam Pointer
🔧 OMO = Quantitative Monetary Policy Tool
➕ OMO Purchase → Liquidity Injection
➖ OMO Sale → Liquidity Absorption
Forwarded from Jaiib 2025 all papers ️
📢 JAIIB AFM English LIVE NOW
📘 Bill Books – Full Clarity
📊 Trial Balance – Concept + Questions
🔗 Attend Class 👉 https://youtu.be/q1Dz7xvGppo
📘 Bill Books – Full Clarity
📊 Trial Balance – Concept + Questions
🔗 Attend Class 👉 https://youtu.be/q1Dz7xvGppo
YouTube
JAIIB AFM English | Bill Books, Trial Balance & Core Accounting Concepts Explained
JAIIB AFM English | Bill Books, Trial Balance & Core Accounting Concepts Explained
In this JAIIB AFM English class 🏦, we explain Bill Books 🧾 and Trial Balance ⚖️ in a very simple and clear way. This session is specially designed for bankers preparing for…
In this JAIIB AFM English class 🏦, we explain Bill Books 🧾 and Trial Balance ⚖️ in a very simple and clear way. This session is specially designed for bankers preparing for…
ITF Q. Payment gateway charges are deducted before remittance reaches the exporter in e-commerce trade.
Anonymous Poll
75%
TRUE
25%
FALSE
CCP Q. Revaluation reserves under Tier II capital are considered at a 45% discount.
Anonymous Poll
81%
TRUE
19%
FALSE
Forwarded from Bank Promotions all Banks ️
Garnishee Order vs Attachment Order Explained | All Bank Promotions 2026
https://youtu.be/5TLLePScz6M
https://youtu.be/5TLLePScz6M
YouTube
Garnishee Order vs Attachment Order Explained | All Bank Promotions 2026
In this class, we clearly explain the difference between Garnishee Order and Attachment Order in simple, easy-to-understand language 🧠✨ and this session helps you understand court orders, recovery process, and banker’s role without legal confusion 📚⚖️
🔍…
🔍…
ITF Q. The primary aim of GATT was to reduce tariffs and other trade barriers.
Anonymous Poll
94%
TRUE
6%
FALSE
Macroeconomic & Policy Reforms – Latest Banking Updates (India, 2026)
🏛️ High-Level Committee on Banking (Viksit Bharat)
• Union Budget 2026-27 proposed a High-Level Committee to review the entire banking ecosystem
• Focus areas: structure of banks, efficiency, financial inclusion, risk management, consumer protection, and future readiness
• Objective: align banking reforms with Viksit Bharat 2047 vision
🌍 Proposed Increase in Foreign Investment in PSBs
• Government considering raising FDI limit in Public Sector Banks from 20% to 49%
• Aim: strengthen capital base of PSBs and support long-term credit growth
• Decision subject to RBI approval and policy safeguards
• Existing private bank FDI cap remains up to 74% (with conditions)
💰 Capital Market & Investment Reforms
• Simplification of Foreign Exchange Management (Non-Debt Instruments) Rules to improve ease of foreign investment
• Expansion of market-making and derivative instruments to deepen corporate bond markets
• Incentives for large municipal bond issuances above ₹1,000 crore to fund urban infrastructure
• Enhanced participation limits for Persons Resident Outside India (PROI) in equity markets
📊 Macroeconomic Stability Backing Reforms
• Strong GDP growth outlook supporting banking sector expansion
• Emphasis on fiscal discipline, inflation control, and investment-led growth
• Banking reforms positioned as enablers of sustainable credit flow to productive sectors
🎯 Core Policy Objectives
• 💼 Capital strengthening of banks
• 🏦 Improved efficiency and governance
• 🌱 Financial inclusion with systemic stability
• 🌐 Greater global integration of Indian banking and financial markets
🏛️ High-Level Committee on Banking (Viksit Bharat)
• Union Budget 2026-27 proposed a High-Level Committee to review the entire banking ecosystem
• Focus areas: structure of banks, efficiency, financial inclusion, risk management, consumer protection, and future readiness
• Objective: align banking reforms with Viksit Bharat 2047 vision
🌍 Proposed Increase in Foreign Investment in PSBs
• Government considering raising FDI limit in Public Sector Banks from 20% to 49%
• Aim: strengthen capital base of PSBs and support long-term credit growth
• Decision subject to RBI approval and policy safeguards
• Existing private bank FDI cap remains up to 74% (with conditions)
💰 Capital Market & Investment Reforms
• Simplification of Foreign Exchange Management (Non-Debt Instruments) Rules to improve ease of foreign investment
• Expansion of market-making and derivative instruments to deepen corporate bond markets
• Incentives for large municipal bond issuances above ₹1,000 crore to fund urban infrastructure
• Enhanced participation limits for Persons Resident Outside India (PROI) in equity markets
📊 Macroeconomic Stability Backing Reforms
• Strong GDP growth outlook supporting banking sector expansion
• Emphasis on fiscal discipline, inflation control, and investment-led growth
• Banking reforms positioned as enablers of sustainable credit flow to productive sectors
🎯 Core Policy Objectives
• 💼 Capital strengthening of banks
• 🏦 Improved efficiency and governance
• 🌱 Financial inclusion with systemic stability
• 🌐 Greater global integration of Indian banking and financial markets