KYC/AML Q. Money mules are often unaware of the illicit purpose behind their involvement in transactions.
Anonymous Poll
91%
TRUE
9%
FALSE
DRA Q. NBFCs often provide EMI-based repayment plans for retail loans.
Anonymous Poll
95%
TRUE
5%
FALSE
Forwarded from Bank Promotions all Banks ️
⏰ Don’t Miss This Live Session!
📚 Promotion-Focused Banking Concepts
🏦 Applicable for Clerical, Officer & Scale V
🎯 High-Probability Exam Topics
🔗 Join Here: https://youtube.com/live/5v3UHKbqflE
📚 Promotion-Focused Banking Concepts
🏦 Applicable for Clerical, Officer & Scale V
🎯 High-Probability Exam Topics
🔗 Join Here: https://youtube.com/live/5v3UHKbqflE
YouTube
Bank Promotions Live #17 | Clerical to Scale V | Most Important Concepts for Promotion Exams
Bank Promotions Live #17 | Clerical to Scale V | Most Important Concepts for Promotion Exams
🚀 This Bank Promotions Live Class #17 is specially designed for bankers preparing for promotion exams from Clerical to Scale V. The session focuses on most important…
🚀 This Bank Promotions Live Class #17 is specially designed for bankers preparing for promotion exams from Clerical to Scale V. The session focuses on most important…
CCP Q. The traditional method of working capital assessment is suitable for very small units only.
Anonymous Poll
70%
TRUE
30%
FALSE
TIRM Q. Loan disbursement must be delayed until the NBFC completes internal audits.
Anonymous Poll
59%
TRUE
41%
FALSE
GDP Growth & Projections – India (Latest)
🇮🇳 India remains the fastest-growing major economy globally.
📈 Real GDP growth (FY 2025–26) estimated at 7.2%–7.6%.
🔮 FY 2026–27 growth expected to moderate to 6.7%–6.9% due to base effects and global slowdown.
Key Growth Drivers 🚀
🏠 Strong domestic demand supported by rising incomes and stable consumption.
🏗️ High government capital expenditure on infrastructure acting as a growth multiplier.
🏭 Manufacturing revival aided by PLI schemes.
💻 Services sector strength (IT, finance, tourism, transport) as the largest GDP contributor.
🏦 Improved banking health with lower NPAs supporting private investment revival.
Economic Structure Highlights 🧩
🔧 Services dominate GDP contribution.
🌾 Agriculture remains critical for employment and rural stability.
🏗️ Industry shows gradual recovery.
Global Position 🌍
📊 India’s growth far exceeds advanced economies (<2% growth).
🌐 Major contributor to incremental global GDP growth.
Key Risks ⚠️
🌍 Geopolitical tensions and trade disruptions.
🛢️ Crude oil and commodity price volatility.
🌦️ Climate risks impacting agriculture.
Policy Angle 🏛️
✅ High growth supports fiscal consolidation and employment generation.
🎯 Sustainability depends on inflation staying within RBI target of 4% ±2%.
🇮🇳 India remains the fastest-growing major economy globally.
📈 Real GDP growth (FY 2025–26) estimated at 7.2%–7.6%.
🔮 FY 2026–27 growth expected to moderate to 6.7%–6.9% due to base effects and global slowdown.
Key Growth Drivers 🚀
🏠 Strong domestic demand supported by rising incomes and stable consumption.
🏗️ High government capital expenditure on infrastructure acting as a growth multiplier.
🏭 Manufacturing revival aided by PLI schemes.
💻 Services sector strength (IT, finance, tourism, transport) as the largest GDP contributor.
🏦 Improved banking health with lower NPAs supporting private investment revival.
Economic Structure Highlights 🧩
🔧 Services dominate GDP contribution.
🌾 Agriculture remains critical for employment and rural stability.
🏗️ Industry shows gradual recovery.
Global Position 🌍
📊 India’s growth far exceeds advanced economies (<2% growth).
🌐 Major contributor to incremental global GDP growth.
Key Risks ⚠️
🌍 Geopolitical tensions and trade disruptions.
🛢️ Crude oil and commodity price volatility.
🌦️ Climate risks impacting agriculture.
Policy Angle 🏛️
✅ High growth supports fiscal consolidation and employment generation.
🎯 Sustainability depends on inflation staying within RBI target of 4% ±2%.
Forwarded from IIBF CERTIFICATION 2025 DAILY UPDATES
⏰ Reminder: CCP Live Session Starts at 11:30 AM
📚 IIBF Certified Credit Professional
💡 Core Concepts | Practical Approach
🔗 Join Here: https://youtube.com/live/OdskyRox8r4
📚 IIBF Certified Credit Professional
💡 Core Concepts | Practical Approach
🔗 Join Here: https://youtube.com/live/OdskyRox8r4
YouTube
IIBF Certified Credit Professional Live | Key Concepts Explained with Practical Examples
IIBF Certified Credit Professional Live | Key Concepts Explained with Practical Examples
🚀 This live class is specially designed for bankers and finance professionals preparing for the IIBF Certified Credit Professional (CCP) certification. The session focuses…
🚀 This live class is specially designed for bankers and finance professionals preparing for the IIBF Certified Credit Professional (CCP) certification. The session focuses…
ITF Q. WTO members must follow national treatment after goods enter their market.
Anonymous Poll
88%
TRUE
13%
FALSE
KYC/AML Q. The Council of Europe was one of the earliest bodies to recognize the banking systems preventive role in money laundering.
Anonymous Poll
100%
TRUE
0%
FALSE
Forwarded from Bank Promotions all Banks ️
🎯✅ PMJJBY Part 2 – One Video, Full Clarity
✔️ ₹2 lakh death benefit
✔️ Low-cost social security scheme
✔️ Exam-ready explanation
▶️ https://youtube.com/shorts/hBy9qADMGn4
✔️ ₹2 lakh death benefit
✔️ Low-cost social security scheme
✔️ Exam-ready explanation
▶️ https://youtube.com/shorts/hBy9qADMGn4
YouTube
PMJJBY detail in hindi part 2
Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.
KYC/AML Q. KYC failures typically result only in small fines and seldom affect the reputation of banks.
Anonymous Poll
73%
TRUE
27%
FALSE
DRA Q. NBFCs can accept demand deposits like regular commercial banks.
Anonymous Poll
50%
TRUE
50%
FALSE
Operational & Services Updates – Indian Banking (Short Note)
🏦 Branch & Service Model Changes
Shift to lite / digital-first branches
Focus on CASA deposits & cross-selling
Centralised back-office, minimal cash handling
💸 Charges & Fees Rationalisation
Revision in ATM, savings account & service charges
Free ATM limits:
🏧 5 transactions/month at own-bank ATMs
🏧 3 (metro) / 5 (non-metro) at other-bank ATMs
Charge beyond limit: ₹21 + GST per transaction
💳 Credit Card & Payment Updates
Changes in reward points, lounge access & co-branded cards
Stricter rules for EMI conversion & Minimum Amount Due
Enhanced fraud monitoring in cards & UPI
📱 Digital Banking Authorisation
Mandatory approval for:
Internet banking
Mobile banking
USSD & API-based services
Requirements:
🔐 Strong cybersecurity
📋 Board-approved digital policy
🔍 Regular IT & IS audits
🌾 Rural & Agri Banking Integration
Digital linkage of:
Land records
Aadhaar authentication
Faster processing of KCC, crop loans & MSME credit
Reduced branch visits for farmers
📞 Customer Service & Grievance Redressal
Centralised complaint handling
⏱️ Time-bound resolution with complaint reference number
Escalation through Internal Ombudsman framework
⚙️ Operational Efficiency
Use of:
🤖 Robotic Process Automation (RPA)
🤖 AI-based transaction monitoring
Lower operating cost & improved Turnaround Time (TAT)
🎯 Exam & Practical Focus Areas
ATM limits & charges
Digital banking approvals
Customer service norms
Cost optimisation & digital transformation
🏦 Branch & Service Model Changes
Shift to lite / digital-first branches
Focus on CASA deposits & cross-selling
Centralised back-office, minimal cash handling
💸 Charges & Fees Rationalisation
Revision in ATM, savings account & service charges
Free ATM limits:
🏧 5 transactions/month at own-bank ATMs
🏧 3 (metro) / 5 (non-metro) at other-bank ATMs
Charge beyond limit: ₹21 + GST per transaction
💳 Credit Card & Payment Updates
Changes in reward points, lounge access & co-branded cards
Stricter rules for EMI conversion & Minimum Amount Due
Enhanced fraud monitoring in cards & UPI
📱 Digital Banking Authorisation
Mandatory approval for:
Internet banking
Mobile banking
USSD & API-based services
Requirements:
🔐 Strong cybersecurity
📋 Board-approved digital policy
🔍 Regular IT & IS audits
🌾 Rural & Agri Banking Integration
Digital linkage of:
Land records
Aadhaar authentication
Faster processing of KCC, crop loans & MSME credit
Reduced branch visits for farmers
📞 Customer Service & Grievance Redressal
Centralised complaint handling
⏱️ Time-bound resolution with complaint reference number
Escalation through Internal Ombudsman framework
⚙️ Operational Efficiency
Use of:
🤖 Robotic Process Automation (RPA)
🤖 AI-based transaction monitoring
Lower operating cost & improved Turnaround Time (TAT)
🎯 Exam & Practical Focus Areas
ATM limits & charges
Digital banking approvals
Customer service norms
Cost optimisation & digital transformation
👍1
CCP Q. Foreign banks in India can include interest-free head office funds in CET1 capital under specific conditions.
Anonymous Poll
65%
TRUE
35%
FALSE
TIRM Q. Debentures are always secured by mortgage over company assets.
Anonymous Poll
67%
TRUE
33%
FALSE
⏳ Class Reminder – Starting Soon
📚 IIBF KYC AML 2026 Exam MCQs
📝 Important Questions + Detailed Explanations
🔔 Live Link: https://youtube.com/live/Kq7niOO3174
📚 IIBF KYC AML 2026 Exam MCQs
📝 Important Questions + Detailed Explanations
🔔 Live Link: https://youtube.com/live/Kq7niOO3174
YouTube
IIBF KYC AML 2026 Exam MCQs | Important Questions with Detailed Answers
IIBF KYC AML 2026 Exam MCQs | Important Questions with Detailed Answers
🔐 This class is exclusively for the IIBF KYC AML Certification Exam. The session is fully exam-oriented and focuses on important MCQs repeatedly asked in the KYC AML exam, discussed…
🔐 This class is exclusively for the IIBF KYC AML Certification Exam. The session is fully exam-oriented and focuses on important MCQs repeatedly asked in the KYC AML exam, discussed…
CCP Q. In multiple banking, each bank holds security independently and performs its own credit assessment.
Anonymous Poll
77%
TRUE
23%
FALSE
COMPLIANCE Q. Informal financial systems are characterized by low transaction costs and high regulatory oversight.
Anonymous Poll
82%
TRUE
18%
FALSE
Forwarded from Bank Promotions all Banks ️
🔔 Basel III Pillar 2 Explained | Latest BCBS Updates
🎥 In-depth video covering ICAAP, SREP, supervisory review process, and emerging risks
👉 Watch full video : https://youtube.com/shorts/SDKDz6vMkvE
#BaselIII #Pillar2 #BCBS #LearningSessions
🎥 In-depth video covering ICAAP, SREP, supervisory review process, and emerging risks
👉 Watch full video : https://youtube.com/shorts/SDKDz6vMkvE
#BaselIII #Pillar2 #BCBS #LearningSessions
YouTube
Pillar 2 Basel 3 latest updates BCBS #learningsessions
Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.
Forwarded from Bank Promotions all Banks ️
Garnishee Order vs Attachment Order Explained | All Bank Promotions 2026
https://youtu.be/5TLLePScz6M
https://youtu.be/5TLLePScz6M
YouTube
Garnishee Order vs Attachment Order Explained | All Bank Promotions 2026
In this class, we clearly explain the difference between Garnishee Order and Attachment Order in simple, easy-to-understand language 🧠✨ and this session helps you understand court orders, recovery process, and banker’s role without legal confusion 📚⚖️
🔍…
🔍…
❤1
Forwarded from IIBF CERTIFICATION 2025 DAILY UPDATES
RBI Liquidity Injection via Open Market Operations (OMO) – Key Update
🏦 Reserve Bank of India announced ₹1 trillion (₹1,00,000 crore) liquidity infusion through Open Market Operations (OMO).
📅 Conducted in two tranches of ₹500 billion each during late Jan–early Feb 2026, advanced from the earlier schedule.
🎯 Objective
💧 Inject durable liquidity into the banking system
📉 Control rising government bond yields
🔄 Strengthen transmission of recent repo rate cuts
⚖️ Maintain orderly money market conditions
💰 Liquidity Impact
Direct increase in system liquidity
Supports repo, VRRR, and forex swap operations
📊 Cumulative OMO purchases in the year exceed ₹5.5 trillion
🏦 Impact on Bank
✅ Higher lendable resources
📉 Lower cost of funds
🚀 Positive push to credit growth (Retail, MSME, Infrastructure)
📈 Bond Market Effect
🧲 RBI demand supports G-Sec prices
📉 Moderation in long-term yields
🏛️ Smooth execution of government borrowing programme
📚 Exam Pointer
🔧 OMO = Quantitative Monetary Policy Tool
➕ OMO Purchase → Liquidity Injection
➖ OMO Sale → Liquidity Absorption
🏦 Reserve Bank of India announced ₹1 trillion (₹1,00,000 crore) liquidity infusion through Open Market Operations (OMO).
📅 Conducted in two tranches of ₹500 billion each during late Jan–early Feb 2026, advanced from the earlier schedule.
🎯 Objective
💧 Inject durable liquidity into the banking system
📉 Control rising government bond yields
🔄 Strengthen transmission of recent repo rate cuts
⚖️ Maintain orderly money market conditions
💰 Liquidity Impact
Direct increase in system liquidity
Supports repo, VRRR, and forex swap operations
📊 Cumulative OMO purchases in the year exceed ₹5.5 trillion
🏦 Impact on Bank
✅ Higher lendable resources
📉 Lower cost of funds
🚀 Positive push to credit growth (Retail, MSME, Infrastructure)
📈 Bond Market Effect
🧲 RBI demand supports G-Sec prices
📉 Moderation in long-term yields
🏛️ Smooth execution of government borrowing programme
📚 Exam Pointer
🔧 OMO = Quantitative Monetary Policy Tool
➕ OMO Purchase → Liquidity Injection
➖ OMO Sale → Liquidity Absorption