DRA Q. NBFCs in the Base Layer can never be upgraded to Middle Layer regardless of asset size.
Anonymous Poll
61%
TRUE
39%
FALSE
RBI Liquidity and Monetary Measures – Short Note (Latest India Update)
🏦 Massive Liquidity Infusion
RBI injected over ₹1.9 lakh crore into the banking system to ease liquidity stress and support credit flow.
🔧 Key Liquidity Tools Used
🔁 Variable Rate Repo (VRR): ~₹25,000 crore for short-term liquidity.
📊 Open Market Operations (OMO): ~₹1 lakh crore through government securities purchase.
💱 USD/INR Forex Swap: USD 10 billion buy–sell swap to inject rupee liquidity and manage forex volatility.
🎯 Primary Objectives
Maintain stability in money market rates.
Ensure smooth monetary policy transmission.
Counter liquidity tightening due to tax outflows and forex operations.
Promote uninterrupted bank credit growth.
📌 Liquidity Target
RBI aims to keep surplus liquidity at 0.6%–1.0% of NDTL (Net Demand and Time Liabilities).
📈 Impact on Banks & Markets
Lower short-term interest rates.
Improved lending capacity of banks.
Enhanced market confidence during global uncertainty.
📚 Exam-Focused Points
VRR, OMO, Forex Swap = Quantitative Monetary Tools.
NDTL-based liquidity corridor = key concept under Liquidity Adjustment Facility (LAF).
Frequently tested in JAIIB, CAIIB, IIBF exams.
🏦 Massive Liquidity Infusion
RBI injected over ₹1.9 lakh crore into the banking system to ease liquidity stress and support credit flow.
🔧 Key Liquidity Tools Used
🔁 Variable Rate Repo (VRR): ~₹25,000 crore for short-term liquidity.
📊 Open Market Operations (OMO): ~₹1 lakh crore through government securities purchase.
💱 USD/INR Forex Swap: USD 10 billion buy–sell swap to inject rupee liquidity and manage forex volatility.
🎯 Primary Objectives
Maintain stability in money market rates.
Ensure smooth monetary policy transmission.
Counter liquidity tightening due to tax outflows and forex operations.
Promote uninterrupted bank credit growth.
📌 Liquidity Target
RBI aims to keep surplus liquidity at 0.6%–1.0% of NDTL (Net Demand and Time Liabilities).
📈 Impact on Banks & Markets
Lower short-term interest rates.
Improved lending capacity of banks.
Enhanced market confidence during global uncertainty.
📚 Exam-Focused Points
VRR, OMO, Forex Swap = Quantitative Monetary Tools.
NDTL-based liquidity corridor = key concept under Liquidity Adjustment Facility (LAF).
Frequently tested in JAIIB, CAIIB, IIBF exams.
ITF Q. In Documentary Collections, banks take ownership of the goods until payment is made.
Anonymous Poll
71%
TRUE
29%
FALSE
CCP Q. Green finance includes concessional lending, micro/macro prudential regulations, and establishment of green banks.
Anonymous Poll
69%
TRUE
31%
FALSE
❤1
🚨 Promotion Exam Power Session
📚 All Banks | All Scales (Clerk to Scale V)
📌 Class #15 – High-Weightage Concepts
⏰ Don’t Miss | Limited-Time Coverage
🔗 Class Link: https://youtube.com/live/Ux87aKuKmwo
📚 All Banks | All Scales (Clerk to Scale V)
📌 Class #15 – High-Weightage Concepts
⏰ Don’t Miss | Limited-Time Coverage
🔗 Class Link: https://youtube.com/live/Ux87aKuKmwo
YouTube
All Bank Promotions all scales | Clerical to Scale 5 | Class #15 | Most Important Concepts
All Bank Promotions all scales | Clerical to Scale 5 | Class #15 | Most Important Concepts
This video provides a complete, exam-oriented guide for bank promotion aspirants aiming for clerical to officer scale promotions. The session explains promotion exams…
This video provides a complete, exam-oriented guide for bank promotion aspirants aiming for clerical to officer scale promotions. The session explains promotion exams…
CCP Q. A well-documented credit policy helps ensure compliance with both regulatory standards and internal risk profiles.
Anonymous Poll
95%
TRUE
5%
FALSE
TIRM Q. State Development Loans (SDLs) are issued by the central government.
Anonymous Poll
47%
TRUE
53%
FALSE
Forwarded from Bank Promotions all Banks ️
🚀 SERIOUS ABOUT PROMOTION?
🏦 Bank Promotions Live #16
📚 Clerical to Scale V Journey
🎯 Exam-Focused Strategy Session
🔗 Class Link: https://youtube.com/live/GnYE2e6lMso
🏦 Bank Promotions Live #16
📚 Clerical to Scale V Journey
🎯 Exam-Focused Strategy Session
🔗 Class Link: https://youtube.com/live/GnYE2e6lMso
YouTube
Bank Promotions Live #16 | Clerical to Scale 5 | Most Important Concepts for Promotion Exams
Bank Promotions Live #16 | Clerical to Scale 5 | Most Important Concepts for Promotion Exams
🔥 This live class is specially designed for Bank Promotion Exams covering Clerical to Scale 5 in one complete session.
📈 Learn the most important and frequently…
🔥 This live class is specially designed for Bank Promotion Exams covering Clerical to Scale 5 in one complete session.
📈 Learn the most important and frequently…
RBI Liquidity Injection via Open Market Operations (OMO) – Key Update
🏦 Reserve Bank of India announced ₹1 trillion (₹1,00,000 crore) liquidity infusion through Open Market Operations (OMO).
📅 Conducted in two tranches of ₹500 billion each during late Jan–early Feb 2026, advanced from the earlier schedule.
🎯 Objective
💧 Inject durable liquidity into the banking system
📉 Control rising government bond yields
🔄 Strengthen transmission of recent repo rate cuts
⚖️ Maintain orderly money market conditions
💰 Liquidity Impact
Direct increase in system liquidity
Supports repo, VRRR, and forex swap operations
📊 Cumulative OMO purchases in the year exceed ₹5.5 trillion
🏦 Impact on Bank
✅ Higher lendable resources
📉 Lower cost of funds
🚀 Positive push to credit growth (Retail, MSME, Infrastructure)
📈 Bond Market Effect
🧲 RBI demand supports G-Sec prices
📉 Moderation in long-term yields
🏛️ Smooth execution of government borrowing programme
📚 Exam Pointer
🔧 OMO = Quantitative Monetary Policy Tool
➕ OMO Purchase → Liquidity Injection
➖ OMO Sale → Liquidity Absorption
🏦 Reserve Bank of India announced ₹1 trillion (₹1,00,000 crore) liquidity infusion through Open Market Operations (OMO).
📅 Conducted in two tranches of ₹500 billion each during late Jan–early Feb 2026, advanced from the earlier schedule.
🎯 Objective
💧 Inject durable liquidity into the banking system
📉 Control rising government bond yields
🔄 Strengthen transmission of recent repo rate cuts
⚖️ Maintain orderly money market conditions
💰 Liquidity Impact
Direct increase in system liquidity
Supports repo, VRRR, and forex swap operations
📊 Cumulative OMO purchases in the year exceed ₹5.5 trillion
🏦 Impact on Bank
✅ Higher lendable resources
📉 Lower cost of funds
🚀 Positive push to credit growth (Retail, MSME, Infrastructure)
📈 Bond Market Effect
🧲 RBI demand supports G-Sec prices
📉 Moderation in long-term yields
🏛️ Smooth execution of government borrowing programme
📚 Exam Pointer
🔧 OMO = Quantitative Monetary Policy Tool
➕ OMO Purchase → Liquidity Injection
➖ OMO Sale → Liquidity Absorption
KYC/AML Q. Money mules are often unaware of the illicit purpose behind their involvement in transactions.
Anonymous Poll
91%
TRUE
9%
FALSE
DRA Q. NBFCs often provide EMI-based repayment plans for retail loans.
Anonymous Poll
95%
TRUE
5%
FALSE
Forwarded from Bank Promotions all Banks ️
⏰ Don’t Miss This Live Session!
📚 Promotion-Focused Banking Concepts
🏦 Applicable for Clerical, Officer & Scale V
🎯 High-Probability Exam Topics
🔗 Join Here: https://youtube.com/live/5v3UHKbqflE
📚 Promotion-Focused Banking Concepts
🏦 Applicable for Clerical, Officer & Scale V
🎯 High-Probability Exam Topics
🔗 Join Here: https://youtube.com/live/5v3UHKbqflE
YouTube
Bank Promotions Live #17 | Clerical to Scale V | Most Important Concepts for Promotion Exams
Bank Promotions Live #17 | Clerical to Scale V | Most Important Concepts for Promotion Exams
🚀 This Bank Promotions Live Class #17 is specially designed for bankers preparing for promotion exams from Clerical to Scale V. The session focuses on most important…
🚀 This Bank Promotions Live Class #17 is specially designed for bankers preparing for promotion exams from Clerical to Scale V. The session focuses on most important…
CCP Q. The traditional method of working capital assessment is suitable for very small units only.
Anonymous Poll
70%
TRUE
30%
FALSE
TIRM Q. Loan disbursement must be delayed until the NBFC completes internal audits.
Anonymous Poll
59%
TRUE
41%
FALSE
GDP Growth & Projections – India (Latest)
🇮🇳 India remains the fastest-growing major economy globally.
📈 Real GDP growth (FY 2025–26) estimated at 7.2%–7.6%.
🔮 FY 2026–27 growth expected to moderate to 6.7%–6.9% due to base effects and global slowdown.
Key Growth Drivers 🚀
🏠 Strong domestic demand supported by rising incomes and stable consumption.
🏗️ High government capital expenditure on infrastructure acting as a growth multiplier.
🏭 Manufacturing revival aided by PLI schemes.
💻 Services sector strength (IT, finance, tourism, transport) as the largest GDP contributor.
🏦 Improved banking health with lower NPAs supporting private investment revival.
Economic Structure Highlights 🧩
🔧 Services dominate GDP contribution.
🌾 Agriculture remains critical for employment and rural stability.
🏗️ Industry shows gradual recovery.
Global Position 🌍
📊 India’s growth far exceeds advanced economies (<2% growth).
🌐 Major contributor to incremental global GDP growth.
Key Risks ⚠️
🌍 Geopolitical tensions and trade disruptions.
🛢️ Crude oil and commodity price volatility.
🌦️ Climate risks impacting agriculture.
Policy Angle 🏛️
✅ High growth supports fiscal consolidation and employment generation.
🎯 Sustainability depends on inflation staying within RBI target of 4% ±2%.
🇮🇳 India remains the fastest-growing major economy globally.
📈 Real GDP growth (FY 2025–26) estimated at 7.2%–7.6%.
🔮 FY 2026–27 growth expected to moderate to 6.7%–6.9% due to base effects and global slowdown.
Key Growth Drivers 🚀
🏠 Strong domestic demand supported by rising incomes and stable consumption.
🏗️ High government capital expenditure on infrastructure acting as a growth multiplier.
🏭 Manufacturing revival aided by PLI schemes.
💻 Services sector strength (IT, finance, tourism, transport) as the largest GDP contributor.
🏦 Improved banking health with lower NPAs supporting private investment revival.
Economic Structure Highlights 🧩
🔧 Services dominate GDP contribution.
🌾 Agriculture remains critical for employment and rural stability.
🏗️ Industry shows gradual recovery.
Global Position 🌍
📊 India’s growth far exceeds advanced economies (<2% growth).
🌐 Major contributor to incremental global GDP growth.
Key Risks ⚠️
🌍 Geopolitical tensions and trade disruptions.
🛢️ Crude oil and commodity price volatility.
🌦️ Climate risks impacting agriculture.
Policy Angle 🏛️
✅ High growth supports fiscal consolidation and employment generation.
🎯 Sustainability depends on inflation staying within RBI target of 4% ±2%.
Forwarded from IIBF CERTIFICATION 2025 DAILY UPDATES
⏰ Reminder: CCP Live Session Starts at 11:30 AM
📚 IIBF Certified Credit Professional
💡 Core Concepts | Practical Approach
🔗 Join Here: https://youtube.com/live/OdskyRox8r4
📚 IIBF Certified Credit Professional
💡 Core Concepts | Practical Approach
🔗 Join Here: https://youtube.com/live/OdskyRox8r4
YouTube
IIBF Certified Credit Professional Live | Key Concepts Explained with Practical Examples
IIBF Certified Credit Professional Live | Key Concepts Explained with Practical Examples
🚀 This live class is specially designed for bankers and finance professionals preparing for the IIBF Certified Credit Professional (CCP) certification. The session focuses…
🚀 This live class is specially designed for bankers and finance professionals preparing for the IIBF Certified Credit Professional (CCP) certification. The session focuses…
ITF Q. WTO members must follow national treatment after goods enter their market.
Anonymous Poll
88%
TRUE
13%
FALSE
KYC/AML Q. The Council of Europe was one of the earliest bodies to recognize the banking systems preventive role in money laundering.
Anonymous Poll
100%
TRUE
0%
FALSE
Forwarded from Bank Promotions all Banks ️
🎯✅ PMJJBY Part 2 – One Video, Full Clarity
✔️ ₹2 lakh death benefit
✔️ Low-cost social security scheme
✔️ Exam-ready explanation
▶️ https://youtube.com/shorts/hBy9qADMGn4
✔️ ₹2 lakh death benefit
✔️ Low-cost social security scheme
✔️ Exam-ready explanation
▶️ https://youtube.com/shorts/hBy9qADMGn4
YouTube
PMJJBY detail in hindi part 2
Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.
KYC/AML Q. KYC failures typically result only in small fines and seldom affect the reputation of banks.
Anonymous Poll
73%
TRUE
27%
FALSE
DRA Q. NBFCs can accept demand deposits like regular commercial banks.
Anonymous Poll
50%
TRUE
50%
FALSE