🎯✅ PMJJBY Part 2 – One Video, Full Clarity
✔️ ₹2 lakh death benefit
✔️ Low-cost social security scheme
✔️ Exam-ready explanation
▶️ https://youtube.com/shorts/hBy9qADMGn4
✔️ ₹2 lakh death benefit
✔️ Low-cost social security scheme
✔️ Exam-ready explanation
▶️ https://youtube.com/shorts/hBy9qADMGn4
YouTube
PMJJBY detail in hindi part 2
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🟢 RBI Liquidity Operations & Market Impact – Short Note
Reserve Bank of India actively managed liquidity to balance rupee stability and banking system liquidity amid global volatility.
🔹 FX Buy–Sell Swaps
RBI conducted USD 2 billion+ FX buy–sell swaps
📌 Purpose: Offset rupee liquidity absorbed due to spot dollar sales
💡 Acts as a non-interest rate liquidity tool.
🔹 Spot Dollar Intervention
RBI sold dollars in the spot market to check sharp rupee depreciation.
⚠️ Impact: Rupee liquidity absorption from the banking system.
🔹 Liquidity Impact
Banking system liquidity had moved into deficit (~₹6,000 crore)
🔄 FX swaps re-injected rupee liquidity, preventing funding stress.
🏦 Reduced banks’ dependence on MSF.
🔹 Market Effects
📉 Dollar forward premiums softened, lowering hedging cost for importers
📊 Short-term money market rates aligned closer to repo rate.
🧘 Maintained orderly market conditions without changing policy rates.
🔹 Policy Significance
🧰 Reflects RBI’s multi-tool liquidity framework (FX swaps + LAF)
🎯 Ensures currency management without disturbing credit flow.
❌ RBI does not target a fixed exchange rate, only market stability.
🔔 Key Limits / Rates to Remember
MSF Rate: Repo Rate + 25 bp
Liquidity deficit observed: ~₹6,000 crore
FX swap size: USD 2 billion+
📝 Exam Focus
Spot dollar sale = ❌ Rupee liquidity
FX buy–sell swap = ✅ Rupee liquidity
FX swaps = Liquidity management tool, not a rate tool
Reserve Bank of India actively managed liquidity to balance rupee stability and banking system liquidity amid global volatility.
🔹 FX Buy–Sell Swaps
RBI conducted USD 2 billion+ FX buy–sell swaps
📌 Purpose: Offset rupee liquidity absorbed due to spot dollar sales
💡 Acts as a non-interest rate liquidity tool.
🔹 Spot Dollar Intervention
RBI sold dollars in the spot market to check sharp rupee depreciation.
⚠️ Impact: Rupee liquidity absorption from the banking system.
🔹 Liquidity Impact
Banking system liquidity had moved into deficit (~₹6,000 crore)
🔄 FX swaps re-injected rupee liquidity, preventing funding stress.
🏦 Reduced banks’ dependence on MSF.
🔹 Market Effects
📉 Dollar forward premiums softened, lowering hedging cost for importers
📊 Short-term money market rates aligned closer to repo rate.
🧘 Maintained orderly market conditions without changing policy rates.
🔹 Policy Significance
🧰 Reflects RBI’s multi-tool liquidity framework (FX swaps + LAF)
🎯 Ensures currency management without disturbing credit flow.
❌ RBI does not target a fixed exchange rate, only market stability.
🔔 Key Limits / Rates to Remember
MSF Rate: Repo Rate + 25 bp
Liquidity deficit observed: ~₹6,000 crore
FX swap size: USD 2 billion+
📝 Exam Focus
Spot dollar sale = ❌ Rupee liquidity
FX buy–sell swap = ✅ Rupee liquidity
FX swaps = Liquidity management tool, not a rate tool
CCP Q. The credit acquisition strategy can be organic or inorganic based on asset sourcing methods.
Anonymous Poll
76%
TRUE
24%
FALSE
KYC/AML Q. Correspondent banks are not required to assess AML systems of respondent banks under FATF rules.
Anonymous Poll
44%
TRUE
56%
FALSE
💼🏦 Hypothecation vs Pledge – Exam Trap Alert
Banker ke liye must-know charge concept
🎬 Full Concept Video: https://youtube.com/shorts/HM3erjC3a2s
#JAIIBExam #Hypothecation
Banker ke liye must-know charge concept
🎬 Full Concept Video: https://youtube.com/shorts/HM3erjC3a2s
#JAIIBExam #Hypothecation
YouTube
Hypothecation charge promotions and jaiib 2026 #learningsessions
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ITF Q. Under WTO, disputes are handled by the Dispute Settlement Body (DSB).
Anonymous Poll
92%
TRUE
8%
FALSE
TIRM Q. The BRICS New Development Bank is intended to fund infrastructure and sustainable development projects.
Anonymous Poll
89%
TRUE
11%
FALSE
Forwarded from Bank Promotions all Banks ️
🧾👩👦 Guardian vs Minor Account – Rights & Restrictions
▶️ Video Link: [Watch Session]
⚖️ Natural vs legal guardian
⚖️ Who can sign? Who can withdraw?
https://youtube.com/shorts/C7YofIhRX9k
#LearningSessions
▶️ Video Link: [Watch Session]
⚖️ Natural vs legal guardian
⚖️ Who can sign? Who can withdraw?
https://youtube.com/shorts/C7YofIhRX9k
#LearningSessions
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Minor accounts in bank all latest rules #learningsessions
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⏰ Reminder: CCP Live Session Starts at 11:30 AM
📚 IIBF Certified Credit Professional
💡 Core Concepts | Practical Approach
🔗 Join Here: https://youtube.com/live/OdskyRox8r4
📚 IIBF Certified Credit Professional
💡 Core Concepts | Practical Approach
🔗 Join Here: https://youtube.com/live/OdskyRox8r4
YouTube
IIBF Certified Credit Professional Live | Key Concepts Explained with Practical Examples
IIBF Certified Credit Professional Live | Key Concepts Explained with Practical Examples
🚀 This live class is specially designed for bankers and finance professionals preparing for the IIBF Certified Credit Professional (CCP) certification. The session focuses…
🚀 This live class is specially designed for bankers and finance professionals preparing for the IIBF Certified Credit Professional (CCP) certification. The session focuses…
CCP Q. Appraisal formats help ensure that no aspect of credit quality is overlooked during evaluation.
Anonymous Poll
92%
TRUE
8%
FALSE
DRA Q. NBFCs in the Base Layer can never be upgraded to Middle Layer regardless of asset size.
Anonymous Poll
61%
TRUE
39%
FALSE
RBI Liquidity and Monetary Measures – Short Note (Latest India Update)
🏦 Massive Liquidity Infusion
RBI injected over ₹1.9 lakh crore into the banking system to ease liquidity stress and support credit flow.
🔧 Key Liquidity Tools Used
🔁 Variable Rate Repo (VRR): ~₹25,000 crore for short-term liquidity.
📊 Open Market Operations (OMO): ~₹1 lakh crore through government securities purchase.
💱 USD/INR Forex Swap: USD 10 billion buy–sell swap to inject rupee liquidity and manage forex volatility.
🎯 Primary Objectives
Maintain stability in money market rates.
Ensure smooth monetary policy transmission.
Counter liquidity tightening due to tax outflows and forex operations.
Promote uninterrupted bank credit growth.
📌 Liquidity Target
RBI aims to keep surplus liquidity at 0.6%–1.0% of NDTL (Net Demand and Time Liabilities).
📈 Impact on Banks & Markets
Lower short-term interest rates.
Improved lending capacity of banks.
Enhanced market confidence during global uncertainty.
📚 Exam-Focused Points
VRR, OMO, Forex Swap = Quantitative Monetary Tools.
NDTL-based liquidity corridor = key concept under Liquidity Adjustment Facility (LAF).
Frequently tested in JAIIB, CAIIB, IIBF exams.
🏦 Massive Liquidity Infusion
RBI injected over ₹1.9 lakh crore into the banking system to ease liquidity stress and support credit flow.
🔧 Key Liquidity Tools Used
🔁 Variable Rate Repo (VRR): ~₹25,000 crore for short-term liquidity.
📊 Open Market Operations (OMO): ~₹1 lakh crore through government securities purchase.
💱 USD/INR Forex Swap: USD 10 billion buy–sell swap to inject rupee liquidity and manage forex volatility.
🎯 Primary Objectives
Maintain stability in money market rates.
Ensure smooth monetary policy transmission.
Counter liquidity tightening due to tax outflows and forex operations.
Promote uninterrupted bank credit growth.
📌 Liquidity Target
RBI aims to keep surplus liquidity at 0.6%–1.0% of NDTL (Net Demand and Time Liabilities).
📈 Impact on Banks & Markets
Lower short-term interest rates.
Improved lending capacity of banks.
Enhanced market confidence during global uncertainty.
📚 Exam-Focused Points
VRR, OMO, Forex Swap = Quantitative Monetary Tools.
NDTL-based liquidity corridor = key concept under Liquidity Adjustment Facility (LAF).
Frequently tested in JAIIB, CAIIB, IIBF exams.
ITF Q. In Documentary Collections, banks take ownership of the goods until payment is made.
Anonymous Poll
71%
TRUE
29%
FALSE
CCP Q. Green finance includes concessional lending, micro/macro prudential regulations, and establishment of green banks.
Anonymous Poll
69%
TRUE
31%
FALSE
❤1
🚨 Promotion Exam Power Session
📚 All Banks | All Scales (Clerk to Scale V)
📌 Class #15 – High-Weightage Concepts
⏰ Don’t Miss | Limited-Time Coverage
🔗 Class Link: https://youtube.com/live/Ux87aKuKmwo
📚 All Banks | All Scales (Clerk to Scale V)
📌 Class #15 – High-Weightage Concepts
⏰ Don’t Miss | Limited-Time Coverage
🔗 Class Link: https://youtube.com/live/Ux87aKuKmwo
YouTube
All Bank Promotions all scales | Clerical to Scale 5 | Class #15 | Most Important Concepts
All Bank Promotions all scales | Clerical to Scale 5 | Class #15 | Most Important Concepts
This video provides a complete, exam-oriented guide for bank promotion aspirants aiming for clerical to officer scale promotions. The session explains promotion exams…
This video provides a complete, exam-oriented guide for bank promotion aspirants aiming for clerical to officer scale promotions. The session explains promotion exams…
CCP Q. A well-documented credit policy helps ensure compliance with both regulatory standards and internal risk profiles.
Anonymous Poll
95%
TRUE
5%
FALSE
TIRM Q. State Development Loans (SDLs) are issued by the central government.
Anonymous Poll
47%
TRUE
53%
FALSE
Forwarded from Bank Promotions all Banks ️
🚀 SERIOUS ABOUT PROMOTION?
🏦 Bank Promotions Live #16
📚 Clerical to Scale V Journey
🎯 Exam-Focused Strategy Session
🔗 Class Link: https://youtube.com/live/GnYE2e6lMso
🏦 Bank Promotions Live #16
📚 Clerical to Scale V Journey
🎯 Exam-Focused Strategy Session
🔗 Class Link: https://youtube.com/live/GnYE2e6lMso
YouTube
Bank Promotions Live #16 | Clerical to Scale 5 | Most Important Concepts for Promotion Exams
Bank Promotions Live #16 | Clerical to Scale 5 | Most Important Concepts for Promotion Exams
🔥 This live class is specially designed for Bank Promotion Exams covering Clerical to Scale 5 in one complete session.
📈 Learn the most important and frequently…
🔥 This live class is specially designed for Bank Promotion Exams covering Clerical to Scale 5 in one complete session.
📈 Learn the most important and frequently…
RBI Liquidity Injection via Open Market Operations (OMO) – Key Update
🏦 Reserve Bank of India announced ₹1 trillion (₹1,00,000 crore) liquidity infusion through Open Market Operations (OMO).
📅 Conducted in two tranches of ₹500 billion each during late Jan–early Feb 2026, advanced from the earlier schedule.
🎯 Objective
💧 Inject durable liquidity into the banking system
📉 Control rising government bond yields
🔄 Strengthen transmission of recent repo rate cuts
⚖️ Maintain orderly money market conditions
💰 Liquidity Impact
Direct increase in system liquidity
Supports repo, VRRR, and forex swap operations
📊 Cumulative OMO purchases in the year exceed ₹5.5 trillion
🏦 Impact on Bank
✅ Higher lendable resources
📉 Lower cost of funds
🚀 Positive push to credit growth (Retail, MSME, Infrastructure)
📈 Bond Market Effect
🧲 RBI demand supports G-Sec prices
📉 Moderation in long-term yields
🏛️ Smooth execution of government borrowing programme
📚 Exam Pointer
🔧 OMO = Quantitative Monetary Policy Tool
➕ OMO Purchase → Liquidity Injection
➖ OMO Sale → Liquidity Absorption
🏦 Reserve Bank of India announced ₹1 trillion (₹1,00,000 crore) liquidity infusion through Open Market Operations (OMO).
📅 Conducted in two tranches of ₹500 billion each during late Jan–early Feb 2026, advanced from the earlier schedule.
🎯 Objective
💧 Inject durable liquidity into the banking system
📉 Control rising government bond yields
🔄 Strengthen transmission of recent repo rate cuts
⚖️ Maintain orderly money market conditions
💰 Liquidity Impact
Direct increase in system liquidity
Supports repo, VRRR, and forex swap operations
📊 Cumulative OMO purchases in the year exceed ₹5.5 trillion
🏦 Impact on Bank
✅ Higher lendable resources
📉 Lower cost of funds
🚀 Positive push to credit growth (Retail, MSME, Infrastructure)
📈 Bond Market Effect
🧲 RBI demand supports G-Sec prices
📉 Moderation in long-term yields
🏛️ Smooth execution of government borrowing programme
📚 Exam Pointer
🔧 OMO = Quantitative Monetary Policy Tool
➕ OMO Purchase → Liquidity Injection
➖ OMO Sale → Liquidity Absorption
KYC/AML Q. Money mules are often unaware of the illicit purpose behind their involvement in transactions.
Anonymous Poll
91%
TRUE
9%
FALSE
DRA Q. NBFCs often provide EMI-based repayment plans for retail loans.
Anonymous Poll
95%
TRUE
5%
FALSE