The current user experience around transaction confirmation is highly tedious. How can Web 3.0 become a consumer go-to when it seemingly dislikes its own consumer base? https://medium.com/cardstack/making-web-3-0-usable-part-1-e4351003a478#00ef

The key to ensuring smooth online transactions is creating an easy checkout process. Web 3.0 has yet to reach this stage. Read on to learn what may be the solution to this: https://medium.com/cardstack/making-web-3-0-usable-part-1-e4351003a478#1181

Varying tokens, fluctuating exchange rates, and floating currencies make transactions on Web 3.0 unclear. Tokens displayed without revealing their worth or corresponding exchange rates cause transactions on Web 3.0 to be quite a challenge. https://medium.com/cardstack/making-web-3-0-usable-part-1-e4351003a478#6ddc

One way to remedy the uncertainty surrounding exchange rates on a blockchain is to establish a foundation where conversion to a local currency occurs. https://medium.com/cardstack/making-web-3-0-usable-part-1-e4351003a478#6d75

Most dApps assume users already have the knowledge to set up their wallets and obtain tokens.

Unfortunately, many users are not familiar with these steps. Moreover, if users need specialized tokens, they will need to navigate decentralized exchanges. https://medium.com/cardstack/making-web-3-0-usable-part-1-e4351003a478#8659

Some fiat-to-crypto gateways are developing ways to streamline and clarify the onboarding process.

Here are some examples. Read more here: https://medium.com/cardstack/making-web-3-0-usable-part-1-e4351003a478#9c6c

After users set up their wallets and learn the ins and outs of floating currencies, they still have to switch between dual networks when they want to process a transaction.

This process is yet another challenge for them. https://medium.com/cardstack/making-web-3-0-usable-part-1-e4351003a478#76d6

Tools like WalletConnect 2.0 use an open protocol that establishes pairings between two apps and devices by way of a relay server that simplifies navigating cross-chain instances. https://t.co/WKgh0X54cV

Navigating between the two layers of the blockchain takes a lot of time. Deposits and withdrawals between the two networks can take a lengthy period considerably. https://medium.com/cardstack/making-web-3-0-usable-part-1-e4351003a478#eb95

Some dApps are developing protocols designed to quicken and simplify transfers between different chains.

Projects like these operate by requiring users to pay a small fee for an expedited bridging process between layer 1 and layer 2. https://medium.com/cardstack/making-web-3-0-usable-part-1-e4351003a478#de0f

SPEND is Cardstack's neutral pricing unit designed for Card Pay. Products priced in SPEND is settled using stablecoins like DAI, to allow exchanges to happen in decentralized ways on Layer 2 networks.

Learn more about SPEND here: https://medium.com/cardstack/introducing-spend-d76372368d0

There are currently too many dApps designed for individual functions; there are dApps for buying tokens, trading ETH, minting NFTs, bridging tokens, and so on. https://medium.com/cardstack/making-web-3-0-usable-part-1-e4351003a478#244c

Here's the progress update the Cardstack team has made in these recent weeks:

Beta Program: We have rolled out features and bug fixes to our beta program participants that will become features in the Card Pay dApp and the Card Wallet mobile app.

App Stability: Once the feature completeness is improved, we will start a public beta where users can download the wallet directly from TestFlight and request test tokens to exercise the full life cycle of token suppliers, prepaid card issuers, and merchants and consumers.

Read more here: https://twitter.com/cardstack/status/1439877229014519818

To resolve the overwhelming issue of which dApp to use, Cardstack is currently developing a consolidated workflow system called Card Flow. https://medium.com/cardstack/making-web-3-0-usable-part-1-e4351003a478#35bb

Here's what we've been up to recently: https://medium.com/cardstack/sep-22-inside-cardstack-this-week-a419e15603b

We have spent considerable time developing our tools on the mobile front because the world is veering toward a mobile majority. We want to make the Web 3.0 experience seamless. https://medium.com/cardstack/making-web-3-0-usable-part-2-32788be88565#1a9e

Everybody has a camera, and making transactions through already-established QR-ready platforms is so much easier than engaging with any other mode of payment.

NFTs, representing digital collectibles, introduced people to the idea of “Obtainable Exclusivity”. Want in? You have to be early or be willing to spend big if you’re late.

Our new blog post dives into the infinite utility of NFTs in culture & commerce. https://medium.com/cardstack/beyond-nfts-as-collectibles-58f067c5c76b

Transactions on Web 3.0 still remain unclear to many. Many newcomers distrust Ethereum and Bitcoin because of the volatility surrounding the crypto market. https://medium.com/cardstack/making-web-3-0-usable-part-2-32788be88565#47a9

#CardstackUpdates

We have completed the end-to-end protocol testing on the allocation and delivery of prepaid cards based on Apple Pay transactions.

Read more here: https://twitter.com/cardstack/status/1442739213837889537

The cryptosphere needs a stable, globalized currency value if it is to take off. The Card Pay network will enable easy transactions where conversion occurs to and from neutrality.