PM Vishwakarma
PM Vishwakarma: Central Sector Scheme launched on 17 Sept 2023 (Vishwakarma Jayanti); nodal ministry- Ministry of MSME; covers 18 traditional trades.
Benefits: Skill upgradation + Rs. 15,000 toolkit incentive + digital transaction incentive + marketing support + collateral-free enterprise loans.
Credit structure: Rs. 1 lakh (1st tranche, 18 months) + Rs. 2 lakh (2nd tranche, 30 months) at 5% concessional interest; second tranche after repayment of first.
Eligibility: Artisan/craftsperson working with hands and tools, minimum age 18 years; benefit generally restricted to one member per family.
Beneficiary should not have availed similar credit under PMEGP, PM SVANidhi or MUDRA in the preceding 5 years.
Vishwakarma 2.0 (2026): proposed launch on 17 September 2026 with focus on enhanced credit access + stronger market linkages; higher loan amount proposed.
#CA2026
#SCHEME
PM Vishwakarma: Central Sector Scheme launched on 17 Sept 2023 (Vishwakarma Jayanti); nodal ministry- Ministry of MSME; covers 18 traditional trades.
Benefits: Skill upgradation + Rs. 15,000 toolkit incentive + digital transaction incentive + marketing support + collateral-free enterprise loans.
Credit structure:
Eligibility: Artisan/craftsperson working with hands and tools, minimum age 18 years; benefit generally restricted to one member per family.
Beneficiary should not have availed similar credit under PMEGP, PM SVANidhi or MUDRA in the preceding 5 years.
Vishwakarma 2.0 (2026): proposed launch on 17 September 2026 with focus on enhanced credit access + stronger market linkages; higher loan amount proposed.
#CA2026
#SCHEME
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Climate Change & Infrastructure
-Climate resilience gap: Europe’s transport systems were designed for a cooler climate; rising temperatures expose the limits of infrastructure built on historical climate assumptions.
-Heat–infrastructure nexus: Extreme heat can buckle railway tracks, expand overhead power lines, crack/melt roads and overheat trains, disrupting mobility and economic activity.
-Adaptation deficit: Retrofitting old infrastructure is technically difficult and financially costly- climate adaptation must therefore become integral to infrastructure planning, not an afterthought.
-Economic dimension: Climate change creates a double burden- repairing existing assets while investing in climate-resilient new infrastructure, increasing public expenditure.
-Nature of solution: Shift from reactive repairs to climate-proof design- heat-resistant road materials, reflective/white railway tracks, air-conditioned rolling stock and infrastructure designed for wider temperature ranges.
#ESSAY
-Climate resilience gap: Europe’s transport systems were designed for a cooler climate; rising temperatures expose the limits of infrastructure built on historical climate assumptions.
-Heat–infrastructure nexus: Extreme heat can buckle railway tracks, expand overhead power lines, crack/melt roads and overheat trains, disrupting mobility and economic activity.
-Adaptation deficit: Retrofitting old infrastructure is technically difficult and financially costly- climate adaptation must therefore become integral to infrastructure planning, not an afterthought.
-Economic dimension: Climate change creates a double burden- repairing existing assets while investing in climate-resilient new infrastructure, increasing public expenditure.
-Nature of solution: Shift from reactive repairs to climate-proof design- heat-resistant road materials, reflective/white railway tracks, air-conditioned rolling stock and infrastructure designed for wider temperature ranges.
#ESSAY