🇿🇦 Altvest Capital Adds Bitcoin to Its Treasury

South African investment firm Altvest Capital Ltd. has made its first Bitcoin (BTC) investment as part of its treasury strategy to boost financial resilience and preserve shareholder value.

🔍 Why Bitcoin?
Unlike others diversifying across digital assets, Altvest is going all in on BTC, stating that many cryptocurrencies "do not align with its investment philosophy."

🚀 Following the Playbook of Giants
Altvest joins MicroStrategy (478,740 BTC) and Metaplanet (2,100 BTC) in holding Bitcoin as a treasury reserve. CEO Warren Wheatley explains:

"Bitcoin is the only truly decentralized, scarce, and globally recognized digital asset. It protects against economic instability and currency depreciation."

💡 More companies are shifting reserves into Bitcoin, recognizing its role in financial stability. Want to integrate crypto payments or treasury management into your business?

🔍 Who Runs the RWA Ecosystem? Breaking Down the Key Players

RWA isn’t just some magic button that turns real estate and commodities into tradable tokens. Behind every tokenized asset is a complex system of players making it all work. So, who’s actually running the show?

🏗 1. Asset Issuers – The Builders

These are the companies (or individuals) that tokenize real-world assets—whether it’s real estate, gold, fine art, or even government bonds. They handle:

✅ Selecting and verifying the asset
✅ Ensuring compliance with legal frameworks
✅ Minting asset-backed tokens on blockchain

Think RealT (real estate), Centrifuge (business loans), and Ondo Finance (tokenized bonds).

📊 2. Tokenization Platforms – The Enablers

Not every business knows how to put assets on blockchain—that’s where tokenization platforms come in. These platforms provide the tech infrastructure to digitize, fractionalize, and manage tokenized assets.

🔹 Propy – Real estate tokenization and blockchain-powered transactions
🔹 RedSwan – Focused on commercial real estate investment
🔹 Tokeny – Helps institutions tokenize everything from real estate to corporate debt

These platforms ensure that tokenized assets can actually be bought, sold, and traded seamlessly.

🏦 3. Investors – The Fuel of the Ecosystem

Let’s be honest — without buyers, tokenized assets are just blockchain experiments. Investors in RWA fall into three camps:

💰 Retail investors – Regular people buying fractional shares of real estate, commodities, or collectibles
🏛 Institutional investors – Hedge funds and asset managers looking for exposure to real-world assets via blockchain
👨‍💼 DeFi participants – People using tokenized assets as collateral for loans or staking in decentralized finance

The biggest draw? Lower barriers to entry, global access, and liquidity that traditional assets just don’t have.

🔎 4. Regulators & Auditors – The Gatekeepers

Hate them or love them, regulations are coming for RWA — and honestly, that’s a good thing. Without compliance, tokenized assets could turn into the Wild West of crypto. That’s why platforms work with:

⚖️ Regulatory bodies – SEC, FCA, and others defining legal frameworks
🕵️ Auditors – Firms like Chainalysis ensure asset-backed tokens are legit
📜 Legal service providers – Making sure smart contracts are legally enforceable

No one wants to buy a tokenized house only to find out they don’t actually own it.

🔗 5. Secondary Markets – Where the Magic Happens

A big selling point of RWA is liquidity — unlike traditional assets, you can trade tokenized real estate or commodities just like crypto. That’s why secondary markets matter.

📍 Where RWA tokens trade:
🔹 DeFi protocols – Aave, MakerDAO (using RWA as collateral)
🔹 NFT marketplaces – Some assets are represented as NFTs (e.g., art, collectibles)
🔹 Centralized exchanges – Some CEXs are beginning to list RWA-backed tokens

This is where tokenized assets break free from slow, bureaucratic traditional markets.

💡 Do you think RWA will replace traditional investment markets, or is it just another crypto experiment? 👇

🚀 2025 Crypto Trends: What’s Next?

Some of 2024’s hottest crypto trends are set to dominate in 2025. Experts highlight meme coins, AI-blockchain integration, and real-world asset (RWA) tokenization as the key narratives shaping the market.

🔥 Meme Coins: Still Driving Market Hype

Despite fluctuations, meme coins remain a major force. Platforms like Pump.fun launched 3M+ tokens, generating $187M in revenue. While the hype is real, scams are too—nearly ⅓ of investors lost money in meme-related frauds. As the bull market heats up, so do the risks.

🤖 AI + Blockchain = Innovation & Risk

AI is set to revolutionize DeFi, trading, and on-chain automation. Experts predict AI-driven investment DAOs, smart contract execution, and enhanced fraud detection. But with opportunity comes risk—AI’s role in Web3 security and ethics is a growing concern.

🌍 DeFi Growth: A Key Market Force

DeFi saw massive expansion in 2024, with Total Value Locked (TVL) rising 75.1% to $94.9B. Unique active wallets grew by 532%, reaching 7M users, accounting for 32% of the dApp market. The DeFi yield market surged 148.6%, hitting $9.1B in TVL, while stablecoin market capitalization reached $161.1B, the highest in two years.

📢 2025 will bring new opportunities and challenges. Which trends is your business ready to leverage?

🚨 Bitcoin Price Drops — What’s Next? 📉

Bitcoin has taken a 25% dip from its all-time high, and analysts warn it could fall further. What does this mean for investors? 🤔

📌 Experts weigh in on the price plunge
📌 Market predictions & potential risks

Read the latest insights from out team here:
🔗 TechRound
🔗 Crypto.News

Stay ahead of the market with B2BINPAY! 🚀

This is not financial advice. Always do your own research before making investment decisions.

📰 Crypto Highlights of the Week

1️⃣ DekaBank Enters Crypto Services
DekaBank (AUM $377B) launches cryptocurrency services, providing institutional clients with access to digital asset trading.

2️⃣ Rezolve AI Plans $1B Bitcoin Purchase
Rezolve AI announces plans to acquire $1 billion worth of Bitcoin, signaling strong institutional interest in BTC.

3️⃣ Ondo Finance Joins Mastercard’s Multi-Token Network
Ondo Finance integrates with Mastercard’s Multi-Token Network, advancing tokenized asset adoption.

4️⃣ Starknet v0.13.4 Goes Live on Testnet
The latest Starknet update, v0.13.4, has been deployed on the testnet, enhancing the Layer 2 network.

5️⃣ Ethereum Foundation Appoints New Co-Executive Directors
Xiao-Wei Wang and Tomasz Stańczak have been named as co-executive directors of the Ethereum Foundation.

6️⃣ Vietnam to Draft Crypto Regulations by March
Vietnam is preparing a legal framework for digital assets, with new regulations expected to be drafted this month.

7️⃣ Trump Moves Forward with Crypto Reserve Strategy
Donald Trump is advancing efforts to establish a crypto strategic reserve, including XRP, SOL, and ADA.

8️⃣ Remixpoint Increases Bitcoin Holdings
Japanese company Remixpoint adds 39.37 BTC, bringing its total Bitcoin holdings to 575.89 BTC.

9️⃣ Ronaldinho Launches STAR10 Token on BNB Chain
Brazilian football legend Ronaldinho has launched his own cryptocurrency, STAR10, on the BNB Chain.

📌 Stay Updated with B2BINPAY 🚀

#B2BINPAYNews

📚 Blockchain: A Beginner's Guide 🚀

In our last post, we covered Proof-of-Work (PoW) and its role in blockchain security. Now, let’s take a closer look at miners—the key players in PoW networks like Bitcoin.

💡 What is a Miner?
A miner is a specialized computer (or a group of computers) that solves complex cryptographic puzzles to validate transactions and add new blocks to the blockchain. This process is called mining and ensures the network remains secure and decentralized.

⚙️ How Does Mining Work?
1️⃣ Transaction Collection – Miners gather pending transactions from the network.
2️⃣ Solving the Puzzle – Using high computational power, miners compete to solve a mathematical problem (hash function).
3️⃣ Block Validation – The first miner to find the correct solution broadcasts it to the network for verification.
4️⃣ Reward System – Once verified, the miner receives a block reward (newly minted crypto) + transaction fees as an incentive.

🔥 Key Mining Components:

🔹 Hashrate – The speed at which a miner solves cryptographic puzzles.
🔹 Mining Hardware – From CPUs to ASICs, powerful machines are needed for efficiency.
🔹 Mining Pools – Groups of miners combine their power to increase their chances of earning
rewards.

⚠️ Challenges of Mining:
🔺 High electricity consumption 💡
🔺 Expensive mining equipment 💰
🔺 Increasing difficulty over time 📈

With Bitcoin halvings reducing block rewards and energy concerns rising, will mining remain sustainable in the long run? Let’s discuss! 👇

🚀 Check out podcast with our CEO 🎙️

Our CEO, Artur Azizov, took part in this episode of BlockTalks, sharing his insights on the entrepreneurial journey in crypto. From challenges to opportunities, he dives into what it takes to build in the blockchain space.

🎧 Listen now: Spotify

✨Public Companies Control Just 5.8% of Crypto—What This Means for Businesses

Despite crypto’s massive $3.45 trillion market cap, publicly traded blockchain companies only account for 5.8% of it.

This means that the vast majority of crypto’s value remains in the hands of private companies, decentralized networks, and individual investors—offering a unique opportunity for businesses looking to integrate digital assets.💰

Why Crypto Still Belongs to Businesses, Not Just Public Companies

🔹 Public Markets Lag Behind Innovation
With only 46 blockchain companies listed on major exchanges and most focused on mining, the true crypto economy is happening off Wall Street. Companies that embrace crypto now get first-mover advantages before the big players fully step in.

🔹 Direct Crypto Holdings Beat Stock Exposure
Investing in blockchain stocks means betting on third-party companies profiting from crypto. Holding Bitcoin, stablecoins, or using crypto for payments (like B2BINPAY) means businesses keep control over their own assets, avoiding corporate risk.

What’s Next?

Public companies will eventually increase their stake in crypto, but the biggest opportunities still belong to businesses that integrate crypto today — not years down the line.

#B2BINPAYEd

📢 Look Closely at the Left Shoulder… 👀⚽️

See it? If Nico Williams isn’t flying down the wing, you’ll spot your most reliable business partner—B2BINPAY!

📍 Filmed at San Mamés – La Catedral, our latest video with Athletic Club proves that crypto payments should be as fast, secure, and reliable as the Lions on the pitch. Just like Athletic, we don’t cut corners—we play with heart, tradition, and precision! 🦁🔴⚪️

🔥 Meet our crypto dream team:
⚡️ Nico Williams – The Speedster → Like our Swap feature, unstoppable & seamless.
🛡 Aitor Paredes – The Iron Wall → Like our wallets, solid & secure.
🧤 Julen Agirrezabala – Safe Hands → Like our payments, fast & reliable.

B2BINPAY—because every business deserves a champion.

📺 Watch here!

💬Tell us—If crypto payments were a football tactic, would they be a tiki-taka or a counterattack?👇

📰 Crypto Highlights of the Week

1️⃣ Reddit Founder Eyes TikTok on Blockchain
Reddit co-founder is exploring the possibility of acquiring TikTok and migrating it to blockchain technology.

2️⃣ Ethereum Developers Activate Pectra Upgrade
The Ethereum development team has successfully activated the Pectra upgrade on the Sepolia testnet.

3️⃣ BioNexus Gene Labs Adds Ethereum to Reserves
The Board of Directors of BioNexus Gene Labs has approved the purchase of ETH as part of its treasury reserves.

4️⃣ Foundation Capital Raises $600M for Crypto Fund
Foundation Capital secures $600 million for its latest crypto investment fund.

5️⃣ Dubai’s Emirates NBD Bank Enters Crypto Trading
Emirates NBD, owned by the Dubai government, is launching cryptocurrency trading via its Liv X platform.

6️⃣ Indian District Uses Avalanche for Land Registry
An Indian district administration is implementing Avalanche blockchain for digital land registry.

7️⃣ ECB President: Digital Euro More Relevant Than Ever
The European Central Bank’s president reaffirms the importance of the digital euro.

8️⃣ China & Middle East Explore BTC Acquisition Strategy
Reports indicate China and Middle Eastern nations are evaluating a strategic approach to Bitcoin purchases.

9️⃣ Alchemy Pay Gains Swiss VQF Regulatory Status
Alchemy Pay is now officially recognized as a self-regulated organization (SRO) under Switzerland’s VQF framework.

🔟 US Regulators Approve Banks’ Participation in Crypto
A major regulatory update allows banks in the United States to engage in the cryptocurrency market.

📌 Stay Updated with B2BINPAY 🚀
#B2BINPAYNews

📚 Blockchain: A Beginner’s Guide 🚀

Last time, we explored Proof-of-Work (PoW) and mining – but did you know there’s another way blockchains validate transactions? Enter Proof-of-Stake (PoS)!

💡 What is Proof-of-Stake (PoS)?
Instead of miners solving puzzles, PoS networks rely on validators who stake their cryptocurrency to confirm transactions and add new blocks. This method is more energy-efficient and scalable than PoW.

⚙️ How Does PoS Work?

1️⃣ Staking – Users lock up a certain amount of crypto (e.g., ETH) to become validators.
2️⃣ Validation – Validators are randomly chosen to propose and verify new blocks.
3️⃣ Rewards & Penalties – Honest validators earn staking rewards, while malicious ones risk losing their stake (slashing).

🔥 Key Benefits of PoS:

✅ Lower energy consumption
✅ Faster transaction processing
✅ Greater decentralization opportunities

⚠️ Challenges of PoS:

🔺 High staking requirements (Ethereum requires 32 ETH!)
🔺 Risk of centralization (Large validators can dominate)
🔺 Security concerns (Newer than PoW, still evolving)

🔍 PoW vs. PoS – Which is Better?
Both models have pros and cons, but PoS is gaining traction as Ethereum and other major networks adopt it. Will PoS replace PoW completely, or will they coexist? 🤔

Let’s discuss in the comments! 👇

🐶 Meme Coins: Is There a Comeback on the Horizon?

The hype around meme coins has faded after rug pulls and failed launches, but the sector might still recover before the bull market ends.

📉 What Went Wrong?
Political meme tokens like TRUMP and LIBRA drained liquidity from the market, while the LIBRA pump & dump scandal caused a 90% drop in new meme coin launches and a 72% decline in trading volume. As a result, the total market cap of meme coins fell from $124B in December 2024 to $54B in March 2025.

📈 Can Meme Coins Survive?
Meme coins have always been “seasonal”, but some, like DOGE, SHIB, and BONK, have survived multiple market cycles. The key to longevity lies in strong communities and viral engagement—without it, most meme coins are likely to fail.

🔮 What’s Next?
Some predict liquidity will shift from meme coins to DeFi, NFTs, and Real World Assets (RWA), while others see AI-driven meme coins leading the next hype wave.

💰 Current Market Capitalization of Top Meme Coins

Dogecoin (DOGE): $14.42B
Shiba Inu (SHIB): $7.97B
Pepe (PEPE): $4.37B
Bonk (BONK): $1.59B
Official Trump (TRUMP): $1.0B

💡 Will meme coins make a comeback, or is the era of “funny money” over?

Let us know your thoughts! 👇

🔥 2025: The Year Crypto Goes Full Throttle 🔥

It’s the year crypto takes over finance. Here’s what’s coming, whether the world is ready or not:

💰 Tokenization = $5 Trillion Market
Real-world assets are going digital. Fractional ownership turns once-illiquid investments into 24/7 tradable assets. Real estate, bonds, equities — everything is up for grabs. The US, EU, and Asia will dominate, while tokenized securities listings skyrocket 200%.

📜 Regulations Are Finally Here
The crypto industry has waited long enough. In 2025, 80%+ of global markets will have clear regulations, paving the way for massive institutional entry. Compliance tools? Automated. Legal ambiguities? Gone. Institutional money? Pouring in.

🏦 Big Money Moves In
By 2025, institutions will control 70%+ of tokenized markets, with stablecoin and digital asset trading soaring past $5T annually. Real-time blockchain settlements will save them $10B+ a year — and they know it.

🔗 Cross-Chain Is the Future
Blockchain silos? Dead. Interoperability will dominate, doubling trading volumes and enabling $1T+ in wrapped assets to flow seamlessly across networks. If you’re still stuck on single-chain solutions, you’re already behind.

🚀 DeFi’s Next Power Move
Institutional DeFi adoption is tripling as secondary markets explode past $500B a year. Liquidity pools? $80B+ and growing. Smart contracts are automating everything from dividends to governance. Traditional finance is getting a wake-up call.

Drop a 🔥 if 2025 is your year!

🚀 Our CPO’s Opinion Featured in CCN! 📢

Our CPO, Vitaliy Shtyrkin, shared his expert insights on stablecoins in a recent article by CCN, a leading Tier-1 media outlet! 📰

🔍 Key Takeaways:
💰 USDT activity has hit a 6-month high despite declining trading volumes.
📊 This could signal an upcoming market reversal.
⚡️ Historically, increased stablecoin activity has preceded bullish trends.

📖 Read the full article here: CCN

🔥 Private RPCs: What They Are & Why You Need Them 🔥

In the blockchain world, interacting with the network is impossible without the right tools. One of the most critical? RPC (Remote Procedure Call).

🔹 What is RPC?
Simply put, RPC is a technology that allows one program to communicate with another on a remote server as if it were running locally. In blockchain, RPCs let you:

✅ Send transactions
✅ Retrieve block data
✅ Interact with smart contracts

But today, we’re focusing on private RPCs—custom, closed-endpoints that give you unrestricted blockchain access.

💡 Why Use Private RPCs?

🔸 Faster & more reliable than public versions
🔸 Censorship-resistant
🔸 Direct mempool access (crucial for MEV, arbitrage, front-running)
🔸 Enhanced privacy
🔸 No request limits

🚀 How to Get Private RPCs?
Rent from a provider – The easiest option. Just purchase access from a reliable platform and customize it to your needs.
Deploy your own node – Offers maximum control but requires deep technical knowledge. If you’re new to this, expect a steep learning curve.

💡Private RPCs give you an edge in speed, security, and privacy. Want the benefits without the hassle?

B2BINPAY provides secure, high-performance blockchain infrastructure so you don’t have to worry about a thing.

📰 Crypto Highlights of the Week

1️⃣Singapore Exchange Launches BTC Futures
Singapore Exchange is planning to introduce perpetual Bitcoin futures.

2️⃣Thailand Approves USDT
Thailand’s financial regulator has officially approved Tether (USDT) for use.

3️⃣ Pakistan Adopts Blockchain for Remittances
The Pakistani government is exploring blockchain for facilitating international money transfers.

4️⃣ MGX Abu Dhabi Invests $2B in Binance
MGX, an Abu Dhabi-based firm, has invested $2 billion in Binance.

5️⃣Deutsche Bank: BTC as “Digital Gold”
Deutsche Bank considers Bitcoin similar to gold, stating that U.S. strategic reserves could set global standards.

6️⃣ Ripple Secures Dubai License
Ripple has received a license in Dubai and will offer crypto payment services in the UAE.

7️⃣ Aave Labs Pushes Institutional DeFi
Aave Labs has unveiled Horizon, an initiative focused on institutional adoption of decentralized finance (DeFi).

8️⃣ Brazil Eyes Crypto for BRICS Trade
Brazil is considering cryptocurrency as a payment option for trade within BRICS nations.

9️⃣ Binance Supports Small Token Launches
Binance has introduced the Binance Wallet Exclusive TGE to support token launches for small and emerging projects.

📌 Stay Updated with B2BINPAY 🚀

#B2BINPAYNews

🚀 B2BINPAY Wraps Up Money Expo Mexico 2025 & Gears Up for iFX EXPO LATAM! 🇲🇽

Money Expo Mexico 2025 was a blast! 🎉 We had an incredible time showcasing our crypto payment solutions, connecting with industry leaders, and delivering key insights on institutional liquidity. A huge thank you to everyone who visited us at Booth #11! 💙

But we’re not stopping here! 🔥 B2BINPAY is excited to announce our participation in iFX EXPO LATAM 2025 – the leading B2B fintech event in Latin America!

📅 When? April 9-10, 2025
📍 Where? WORLD TRADE CENTER, Mexico City
🔹 Find us at Booth #22

Get ready for more innovation, networking, and exclusive insights into the future of crypto payments for e-commerce, brokers, and financial institutions.

Stay tuned for more details! 🚀

📚 Blockchain: A Beginner’s Guide – Layer 2 Scaling Solutions 🚀

Last time, we explored Proof-of-Stake (PoS) – but even PoS blockchains like Ethereum still struggle with high fees and network congestion. How do we fix this? Layer 2 solutions!

💡 What is Layer 2?
Layer 2 (L2) refers to secondary networks built on top of blockchains like Ethereum or Bitcoin to improve scalability, speed, and cost-efficiency without compromising security.

⚙️ How Do Layer 2 Solutions Work?
Instead of processing every transaction directly on the main blockchain (Layer 1), L2 solutions handle transactions off-chain and then periodically submit data back to Layer 1. This reduces congestion and fees while maintaining decentralization and security.

Here’s how different L2 approaches achieve this:

1️⃣ Rollups – Bundling Transactions for Efficiency
Rollups process transactions off-chain and periodically submit a compressed proof back to the main blockchain. This allows thousands of transactions to be processed in one batch, significantly reducing gas fees.
🔸 Optimistic Rollups – Assume all transactions are valid unless challenged. If fraud is detected, incorrect transactions can be reversed through a dispute process. Example: Arbitrum, Optimism
🔹 ZK-Rollups (Zero-Knowledge Rollups) – Use cryptographic proofs (zero-knowledge proofs) to validate transactions without revealing transaction details, making them faster and more private. Example: zkSync, StarkNet

2️⃣ State Channels – Instant Transactions Between Users
State channels allow two or more parties to conduct multiple transactions off-chain and only submit the final result to the blockchain. Think of it like running a tab at a bar – instead of paying for each drink separately, you settle the bill at the end.
✅ Super-fast & low fees
⚠️ Requires users to lock funds in a smart contract
Example: Bitcoin’s Lightning Network, Ethereum’s Raiden Network

3️⃣ Sidechains – Independent Blockchains with Bridges
Sidechains are separate blockchains that run in parallel with Layer 1 but remain connected via a bridge. They can have their own consensus mechanisms (like PoS) and offer cheaper transactions while still benefiting from Layer 1’s security.
✅ Custom rules & lower costs
⚠️ Less decentralized than rollups
Example: Polygon (MATIC), Ronin (for Axie Infinity)

🔥 Why Does Layer 2 Matter?
✅ Scalability – Process thousands of transactions per second
✅ Lower Costs – Reduce gas fees dramatically
✅ Faster Transactions – No need to wait for Layer 1 confirmations
✅ Better User Experience – Smoother dApps and DeFi interactions

⚖️ The Future of Layer 2
With Ethereum 2.0 and Bitcoin’s Lightning Network gaining traction, Layer 2 is becoming essential for blockchain adoption. But will Layer 2 solutions replace Layer 1 congestion completely, or will we always need both? 🤔

Let’s discuss in the comments! 👇

📊 Stablecoin Market Cap Surpasses Ethereum – What Does It Mean for Crypto? 💰

The total stablecoin market cap has reached $236 billion, overtaking Ethereum ($230 billion). This is a major signal: demand for stable digital assets is growing, and their role in the crypto economy is becoming increasingly significant.

🔆 Stablecoin Market Leaders
🔸 USDT (Tether) — $143.3 billion (60.6% market share)
🔸 USDC (Circle) — $58.4 billion (24.7%)
Most USDT is issued on Ethereum ($75.9 billion), but Tron ($63.7 billion) is catching up fast. Solana is also strengthening its position ($2 billion).

🏆 USDC’s Growth & Solana’s Expansion
Despite lagging behind USDT, USDC has surged by 32% in total supply.
Solana is also gaining momentum:
✅ Stablecoins on Solana have grown from $5B to $11.8B
✅ USDC dominates with $9.2B, mirroring its dominance in the Base network (92% of total supply).

📉 Is a Massive "Buy the Dip" Coming?
Santiment analysts recorded a sharp increase in USDT activity – on March 11, stablecoin transfers hit a 6-month high.
🔹 Surging stablecoin activity during price drops often signals traders preparing for new buy opportunities.

Additional insights:

💰 Large USDC transfers to Coinbase ($700M+) suggest whales may be gearing up for strong buying pressure.
❗️ On March 31, Binance will delist USDT and other non-MiCA-compliant stablecoins, which could impact liquidity in the EU market.

🔮 Market Ready for a Big Move?
The rising stablecoin market cap and increased transaction activity indicate that a market recovery may be on the horizon. If traders are accumulating dry powder, a potential crypto rally might be just around the corner. 🚀

💬 Do you think a new bull run is coming? 👇