✍️ Important update: The ICICI EMI cancellation trick is officially over, effective immediately starting 1st May 2025.
From now on, any EMI converted on or after 1st May will incur a 3% foreclosure fee plus GST, along with one month’s advance interest.
However, EMIs that were converted before 1st May can still be cancelled without any charges.
Source: https://www.icicibank.com/personal-banking/cards/credit-card/low-interest-emi-products/instant-emi/terms-and-condition
From now on, any EMI converted on or after 1st May will incur a 3% foreclosure fee plus GST, along with one month’s advance interest.
However, EMIs that were converted before 1st May can still be cancelled without any charges.
Source: https://www.icicibank.com/personal-banking/cards/credit-card/low-interest-emi-products/instant-emi/terms-and-condition
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👍2
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