Wealth Academy Guide
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πŸ“– Official Stellar Guide Channel
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Forwarded from Kath O
HOW TO USE BANXA TO DEPOSIT USDC INTO YOUR LOBSTR WALLET
The following steps will help guide on how to use Banxa service.
1 Go to your lobstr homescreen and tap on home. Locate + sign on top right and you will be shown Add Asset page.
2 Scroll down and locate USDC (center.io) and add trustline.
3 Open up USDC trustline and select Deposit USDC.
4 Select Banxa from the list shown.
5 You will now be shown Banxa homescreen. Fill in the amount of USD dollars you would like to use for purchase. A minimum of $30 is required.
6 Your wallet address field should be already filled with your stellar address. Selected blockchain should be Stellar (XLM).
7 Payment methods accepted are Apple Pay, Visa/MasterCard, and Google Pay.
8 Select your payment method and click on Create Order when ready.
9 You will need to go through Banxa verification process. Once you have completed those steps they will send a 4 digit code to verify your account.
10 Enter the 4 digit code and you will see a blue arrow as confirmation your account is verified.
11 Complete all fields for Payment details. Tap on Submit payment when ready
12 USD will be deposited into your USDC trustline. You can now convert USDC into XLM.
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Forwarded from Kath O
HOW TO USE MONEYGRAM TO BUY XLM
MoneyGram is a USDC deposit option that charges no fees. If you are in another country your money will need to be converted to USDC first.
1 Go to Lobstr’s main page and tap on Deposit. Select Buy & Exchange.
2
Select Cash in with MoneyGram. Read through info and tap continue when ready.
3
Select your cash-in country and amount of USDC to deposit. Tap next when ready.
4
Search for nearest payment location and select one.
5 Read through the transaction details and click confirm when ready.
6
Confirm at the location their MoneyGram interface is working.
7
Fill in personal information and tap next when ready. Your name and date of birth must match your ID that you will present.
8 Select ID type and fill in all information. Click next.
9
Review transaction summary and click submit when ready.
10
Next screen will show thank you message. Click on ok.
11
Go to the register and tell the cashier you would like to complete a MoneyGram transaction. Provide ID and reference number for their verification process.
12
Tap OK on pin pad to confirm transaction. Hand the employee the cash
you are depositing and collect your receipt.
13 Go to Lobstr’s home page and tap on transactions. Verify that USDC deposited into your wallet. You can now swap or trade USDC for XLM.
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Forwarded from LeGo
HOW TO USE COINDISCO TO BUY XLM

Steps to Use Coindisco on LOBSTR:
1 Access the Widget: Open the LOBSTR app, go to the menu, and select "Buy" or "Deposit" (depending on the specific LOBSTR version, it is typically under Menu > Buy Crypto).
2 Select Asset & Amount: Choose the cryptocurrency you wish to purchase, your fiat currency, and enter the amount.
3 Payment & Confirmation: Select your preferred payment method, review the details in the Coindisco widget, and confirm.
4 Automatic Swapping: When purchasing Stellar-based assets, the service typically buys USDC, sends it to a smart contract, swaps it for your token, and deposits the final asset into your wallet.
5 Non-Stellar Assets: For assets outside the Stellar network (e.g., BTC, ETH), you must provide an external wallet address for the funds to be sent to.
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Forwarded from Kath O
HOW TO USE A COINFLIP ATM To Buy XLM
*
CoinFlip ATM are CASH ONLY
1
Do a search in your browser for a Coinflip ATM near you.
2 Select XLM as the digital asset you are purchasing. There will be a $2.49 flat fee included.
3 Read thru the terms and tap on I agree when ready.
4 Select how much XLM you would like to purchase; either up to $900 or more than $900(ID will be required for this option).
5 Enter your phone number to receive one-time SMS passcode.
6 Enter the 5 digit code and click on βœ… to continue.
7 Read thru required disclosures and click continue when ready.
8 Enter payment tag. This can be any number you like and tap βœ… when ready.
9 Verify your tag number and tap confirm.
10 Go to Lobstr’s homepage and select receive to find your stellar address QR code. Scan your stellar wallet address face down on the scanner.
11 Insert cash to purchase XLM. Next screen shows amount of XLM tokens you will be receiving. Tap on buy when ready.
12 Next screen shows transaction details and a receipt will be sent to your phone.
13 Go to Lobstr’s homepage and tap Transactions. Select Received to view XLM deposited into your wallet.
Contact Coinflip ATM support if there is a delay and they will verify details of your transaction.
FEES ASSOCIATED WITH COINFLIP ATM
1
There is a 15.99% transaction fee for purchasing XLM. This fee is added to the market price.
2 There is also a flat fee of $2.49. This fee covers the cost the blockchain charges for processing the transaction.
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Forwarded from Kath O
How to use CoinMe ATM to purchase XLM.
CoinMe ATM is partnered with Coinstar. The following steps will help guide on how to use a CoinMe ATM.
1 Dowload CoinMe app onto your mobile device and create your account.
2 A 5 digit verification code will be sent to your phone. Enter the code and your account will be approved to send, receive, and buy with cash you up to $999 a day/ $10,000 a month.
3 CoinMe will require a 6 digit passcode.
4 Coinstar machines are available at over 40,000k locations. Do a browser search to find one located near you.
5 Select Bitcoin & Crypto on Coinstar’s homescreen. Tap on Stellar option.
6 The following screen will highlight three scam scenarios. Click on I understand, Continue when ready.
7 Read through all information on the next screen and tap on I Understand when ready.
8 Next screen lists terms and conditions. Tap on Accept when ready.
9 Next screen will ask for your phone number. A mobile verification code will be sent to your phone. After entering code, select continue.
10 You will now be prompted to start adding your bills into the machine. Verify the exchange rate, cash insetted, and total XLM purchased. Tap on Buy when ready.
11 A receipt will now print. Your XLM will be sent to your CoinMe account.
12 Login into your lobstr wallet and copy your stellar address.
13 Login into your CoinMe app and verify the amount of XLM you purchased.
14 Locate Stellar(XLM) listed in your CoinMe account. Tap on send.
15 Paste your lobstr wallet address in the send field. Tap on continue.
16 Next screen requires you to enter the dollar amount you wish to send.
17 Verify information on next screen and select continue when ready.
18 A 5 digit CoinMe validation code will be sent to your phone. Enter the code.
19 Next screen will verify that your XLM was sent to your lobstr wallet (usually within 5 minutes).
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Forwarded from Kath O
Sending xlm from
Uphold to lobstr
-go to your lobstr homescreen.
- select Home
-next screen select Receive
-Bottom left corner is copy button. Press on it to copy
-Go to your Uphold wallet and click From and choose the asset listed under My Accounts that you wish to withdraw from. Select XLM
-Next, click on To. Select Stellar Network.
-Select the amount you wish to transfer.
* it is recommended to start with a minimum amount to send until the process is something you are comfortable doing.
Withdraw XLM to XLM wallet
-paste your stellar address in the field
-Tap on confirm when ready.
-Review the details of this transaction.
Make sure to fill in memo field if required. When ready, tap on confirm withdraw.
-Uphold will ask the Reason for Transaction. Select sending funds to a non custodial wallet.
-Tap on Next and your transaction will now be processed.
-Go into your Lobstr wallet to verify your XLM has been deposited.
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Forwarded from Kath O
SENDING XLM FROM COINBASE TO LOBSTR
1
Go to your homepage in Lobstr and tap receive. Copy your stellar address.
2 Go to your homepage in Coinbase and tap send. In πŸ” bar type in XLM.
3 Paste your stellar address in bar. There is no memo needed for this transaction. Tap continue.
4 Select how many XLM tokens you will send. Verify the amounts and tap send now when ready.
5 Coinbase will send you a 7 digit verification code that you must enter. Once verified tap send.
6 Next screen will show done and your transaction is now completed.
7 Go to Lobstr homepage and select transactions. View received to verify your XLM have been deposited into your wallet.
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Forwarded from Kath O
SENDING XLM FROM CRYPTO.COM TO LOBSTR

1
Go to Lobstr Homepage and Select Receive
2
Tap on Copy on bottom left corner
3
Your Stellar Address is now successfully copied
4
Open up your Crypto.Com account
5
Go to Wallet and select Transfer
6
Select Withdraw
7
Select Crypto
8
Select External Wallet
9
Select Stellar XLM
10
Paste your Lobstr Stellar Address
11
Enter the amount of XLM to send Lobstr-No memo is required
12
Review the transaction and select send when ready
13
Confirm the deposit by going into your Lobstr Wallet and review Received Transactions

* Highly recommended to begin with sending small amounts of XLM until you become comfortable.
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πŸ‘› Funding your Lobstr Wallet 🦞


βœ… πŸ…°οΈeginners πŸ…°οΈuide | Fast track to Lobstr
Getting your feet wet on Stellar Network
Adding Assets | 5 Methods

πŸ€‘ Lobstr transacts on the Application Layer

πŸ₯΅ Hot vs Cold Wallets πŸ₯Ά

✈️ On/Off Ramps:
MoonPay | Guide
Paypal | Guide
Venmo | Guide
BANXA | Guide
Moneygram | Guide
Coindisco | Guide

🏧 ATMs:
Coinflip ATM | Guide
Coinme ATM | Guide

πŸ’± Exchanges:
Uphold | Guide
Coinbase | Guide
Crypto | Guide

🦞 Lobstr Direct:
Open lobstr ~> Home ~> Deposit
\ Buy Crypto, Curated on/off Ramps
-| Google Pay, Credit/Debit Card,
/ Venmo,
Revolut Pay, Paypal, Moonpay
\ Top-up via Bank Transfers
/ Setup your Bank account Directly via Moonpay
\ Swap from another chain to Stellar
/ Swap Providers, NEAR Intents, Changelly
| Instant Top-up for 4.99 | One time purchase

πŸ”Ί Most on/off ramps and exchanges require a Memo or destination tag when transacting across chains.
\ Be sure to include memo if required
⚠️ What are Memos ❓
( Failure to include memo id / destination tag, could result in loss of funds )

If you are on exchanges
/ Now is the time to move off them πŸ’―

πŸ›‘ Scammer Tactic Resource πŸŽ“
Never give your Secret Keys or Passphrases out to ANYONE ever!
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πŸ…°οΈπŸ…°οΈπŸ…°οΈπŸ…°οΈ πŸ€– | Quick reference guide

πŸ…°οΈll bots are programmed code for Telegram platform.
- Aims to tie telegram user ids with Wallet holding ids.
- Aims to help track accumulated dividends
- Allows a medium source to manage payout structures.
Check company channels for Bot use-case details

πŸ…°οΈxample setup
As an example we will use FutureAsset.
( FutureAsset is not a real asset Just an example )

FutureAsset has a payout structure with 10 other assets.
- First step would be to setup your trust line and purchase your desired level of payout
- Add all assets associated with the payout structure.
10 extra in this example
Details will be on ICO/Bot setup related posts.
- Start a message with the Bot from company channel
| Some bots have a Start button. If not simply type /Start and enter
- Generally you will see a menu of options.
Click on option for 'Add Wallet' / 'Wallet'
- Enter in your FurtureAsset Public Holding Wallet address.
| Some bots ask for a name of wallet being setup
( Display only not Fed. Address )
| You will receive a confirmation message
| From this point forward you should be able to view any balances
( Some transactions take time to update across platforms )
- Some bots have the ability to setup multiple wallets. You will need to take the
'Set wallet' function to switch back and forth.
- Some bots have Airdrop/Get Dividends function | Frequency based drops.
- Some dividends are automatic. Refer to channel for details.
- Some bots require a cool down period for first distribution
(Typically 24hrs, but depends on the project)
- Now your all setup. βœ”οΈ

Not all bots are the same.

πŸ…°οΈome bots require a setup.
- All payout dividend related functions tracked via bot.

πŸ…°οΈome are display only right now.
- Example Liquidity tracking

πŸ…°οΈome bots are for support only.
- All support related issues tracked via bot.

❗️ Always confirm via channels for
Bot related Changes / Updates ❗️

Bot tips:
\ How to restart your bot
- Top right three dots will give you option to clear history.
- Then run /start should be global command to restart the bots
* Bot restarts are typically required after an update.

βž• When in πŸ”€oubt reach out to πŸ”€upport for confirmation 🌹

➑️ Official Sources:
➑️ @WASGuide
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πŸ…°οΈπŸ…°οΈπŸ…°οΈπŸ…°οΈ πŸ…°οΈπŸ…°οΈπŸ…°οΈπŸ…°οΈπŸ…°οΈ | Lobstr Warnings ⚠️


πŸ…°οΈed πŸ…°οΈriangle's are just application flags
- These appear when a certain number of scam reports are done on an asset/domain.

πŸ…°οΈere in lies the πŸ…°οΈhallenge. 🧐
- Anyone can make these reports.
Its just a simple click of a button.
No proof is needed to make these type claims.
The flagging system in Lobstr is automatic
Triggered by number of reports
- Unfortunately there's a group of people out there that doesn't want to see QFS succeed. πŸ‘Ž

πŸ…°οΈood πŸ…°οΈews:
It wont be much longer and the fog of war will be lifted.
- These flags will be cleaned up with Events and Regulations.

πŸ’¬ Welcome to Information Warfare
Armour UP | πŸ›‘
βš”οΈ Its a Battle Field for your Mind! 🧠

➑️ Official Sources:
➑️ @WASGuide
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☯️Managing Your Investing Portfolio πŸ…°οΈπŸ…°οΈπŸ…°οΈπŸ…°οΈ.

➑️Join the WhipLash and Wealth Academy Project Channels for each investment you've made and stay updated with new posts.

➑️Join the Bots, Support Chats, and follow the prompts to stay updated and complete any necessary steps.

➑️Make sure to add all required trustlines on LOBSTR for each project to receive airdrops.

➑️In your LOBSTR wallet, go to Menu > Transactions > Received to track the airdrops you're receiving from each individual project.

➑️To stay organized and keep track of your investments, you can create folders on Telegram to group individual project channels. Follow the instructions below.

➑️Create Folders on Telegram◀️

1. Click on Telegram Settings.
2. Chat folders
3. Create a Folder
4. Choose a Name your Folder for Your Portfolio Folder
5. Add Bots, Support Channels and Project Channels.
6. Press Create.


To add new channels to a folder later, press and hold the channel in your Telegram "All Chats" list. Then, select "Add to Folder" and choose the appropriate folder.

πŸ“–Stellar Guide:
@WASGuide

➑️Our Partners:
@WhipLash347
@Tironianae
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πŸ…°οΈtellar's πŸ…°οΈetwork

πŸ…°οΈxpert πŸ…°οΈuide

Getting your feet wet with Stellar.Expert

Stellar Expert πŸ€“
Ledger explorer & analytics platform for Stellar Network πŸ€‘

- Asset Statistics | Markets
- 24h Ledger Statistics (Current Ledger Sequence)
- Ledger Performance (Live Stream)
- Assets on the Ledger
- Accounts (viewable via GString/domain/Issuer id)
- New Assets and Trust lines
- Liquidity Pools
- Data Exports
- Developer Blog | API Docs

πŸ“Ž How to find transaction
How to find transaction:

- Navigate to stellar expert | https://stellar.expert
- Copy your GString (Public Address, Starts with a 'G')
Enter it into the search box on main page. πŸ”
- On 'History' tab you will see Transactions made on your wallet.
At the top there a button βž• Add filter
( Example filter types:
Asset, Account, Date Time, Operation Type, etc )
After filtering your transactions and finding the line item.
- Click on the timestamp link
( example: 2024-07-17 11:11:17 UTC )

New window displays all the transnational data available on the network.
- This is the receipt of the transaction on the network. ✍️
- This data is super helpful for developers to troubleshoot.


Expert Tips 🧐
Stellar Expert Tips

Account Balances:
- Shows Currently setup Trust lines on wallet
- Shows Liquidity Pools / Market Shares
- Lists out current held amounts / Est. Value ratio

Balance History:
This chart you can view holding history on each asset you've held.
- Filter by Asset name to view
- Use date filter to see when changes occurred.
- Helps with troubleshooting / Date finding

Active Offers:
You can view all active offers you have currently open on the network.
- Open orders take 0.5 XLM until filled or canceled.

Pending Claimable Balances:
- View All claimable balances


➑️ Official Sources:
➑️ @WASGuide
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What are πŸ…°οΈπŸ…°οΈπŸ…°οΈπŸ…°οΈπŸ…°οΈ?

Memos give you the ability to communicate a message with money. Sometimes memos are crucial. Learn when you need to include one to prevent loss of lumens.

➑️Memo Purpose◀️

⚑️Memos expand the possibilities of what can be built on Stellar. They can enable relative anonymity, trigger specific secondary actions after a payment, and streamline operations for users and businesses alike.

❀️Memos are not required to send a transaction unless specifically noted by the recipient (i.e. most exchanges).


➑️ Official Sources:
➑️ @WASGuide
➑️ @Whiplash347
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Why Exchanges Require πŸ…°οΈπŸ…°οΈπŸ…°οΈπŸ…°οΈπŸ…°οΈ

⚑️Exchanges must monitor transactions on each account associated with their exchange. If they had one Stellar account for each lumen holder on their platform, this would increase their costs and minimum balances, which would in turn increase their fees and minimum balances for users.

βœ…By using one or a few accounts and differentiating user’s balances based on unique memos, exchanges can reduce fees and the minimum balance.

‼️Forgetting to include the correct memo in transfers into exchanges can result in a loss of your lumens. Be careful!


➑️ Official Sources:
➑️ @WASGuide
➑️ @Whiplash347
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πŸ…°οΈtellar πŸ…°οΈssets - Official assets on Stellar may have multiple copies or similar versions. Always verify the Domain/Issuer/Holders Number before adding any asset to your wallet.

Native Stellar Lumens
XLM | Medium of Exchange for Stellar's Network

Asset Name: XLM
*Required to transact
"Lumens are the native digital currency of the Stellar Network built to act as a medium of exchange between other assets."

Lobstr Asset: {Auto setup on Stellar Wallets}
Soroban Contract
Domain: stellar.org


USD
Asset Name: USDC

Lobstr Asset: https://lobstr.co/assets/USDC:GA5ZSEJYB37JRC5AVCIA5MOP4RHTM335X2KGX3IHOJAPP5RE34K4KZVN
Issuer id: GA5ZSEJYB37JRC5AVCIA5MOP4RHTM335X2KGX3IHOJAPP5RE34K4KZVN`
Domain: centre.io


XRP
Asset Name: XRP
"The XRP token issued by fchain.io is pegged 1:1 to the native Ripple network token. With the XRP token, you can exchange it with other tokens on the Stellar network."

Lobstr Asset: https://lobstr.co/assets/XRP:GBXRPL45NPHCVMFFAYZVUVFFVKSIZ362ZXFP7I2ETNQ3QKZMFLPRDTD5
Issuer id: GBXRPL45NPHCVMFFAYZVUVFFVKSIZ362ZXFP7I2ETNQ3QKZMFLPRDTD5
Domain: fchain.io


BTC
Asset Name: BTC
"Stellarport promises to purchase each BTC token from any holder for the value of 1 Bitcoin"

Lobstr Asset: https://lobstr.co/assets/BTC:GBVOL67TMUQBGL4TZYNMY3ZQ5WGQYFPFD5VJRWXR72VA33VFNL225PL5
Issuer id: GBVOL67TMUQBGL4TZYNMY3ZQ5WGQYFPFD5VJRWXR72VA33VFNL225PL5
Domain: stellarport.io


ETH
Asset Name: ETH
"Stellarport promises to purchase each ETH token from any holder for the value of 1 Ether"

Lobstr Asset: https://lobstr.co/assets/ETH:GBVOL67TMUQBGL4TZYNMY3ZQ5WGQYFPFD5VJRWXR72VA33VFNL225PL5
Issuer id: GBVOL67TMUQBGL4TZYNMY3ZQ5WGQYFPFD5VJRWXR72VA33VFNL225PL5
Domain: stellarport.io


SHX
Asset Name: SHX
"Stronghold’s expanding payments ecosystem uses the SHx token as a building block with a real-world purpose."

Lobstr Asset: https://lobstr.co/assets/SHX:GDSTRSHXHGJ7ZIVRBXEYE5Q74XUVCUSEKEBR7UCHEUUEK72N7I7KJ6JH
Issuer id: GDSTRSHXHGJ7ZIVRBXEYE5Q74XUVCUSEKEBR7UCHEUUEK72N7I7KJ6JH
Domain: stronghold.co


πŸ…°οΈeginners πŸ…°οΈuide | Fast track to Lobstr
➑️ https://t.me/WASGuide/5

πŸ“–Stellar Guide:
@WASGuide
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πŸ…°οΈπŸ…°οΈπŸ…°οΈπŸ…°οΈπŸ…°οΈπŸ…°οΈπŸ…°οΈπŸ…°οΈ

πŸ…°οΈπŸ…°οΈπŸ…°οΈπŸ…°οΈπŸ…°οΈπŸ…°οΈπŸ…°οΈ


β€œThe Best Offense is a Good Defense”

➑️Scammers are counting on investors NOT being aware of their playbook. Learning how scammers operate is crucial to protecting yourself from falling into their traps.

➑️Learning to recognize their tactics gives you the ability to be proactive, taking the fight to them by shutting down their attacks before they even begin.

The Following Examples will show how scammers have been operating:

πŸ”’ Scammers ALWAYS pretend to be admins and send direct messages offering to β€œHELP”.

‼️The Admin Team will NEVER DM first. This guardrail is in place to protect all members.

If you receive an unsolicited DM, BLOCK, REPORT, and DELETE it immediately.

πŸ”’Scammers prey on investors through direct messages by escalating FUD (fear, uncertainty, and doubt). They exploit confusion and guide investors to sites where they claim assets will be β€œSAFE”

‼️THESE ARE SCAM SITES‼️

These websites ask investors to enter their Secret Key, allowing Scammers to gain access to their wallets, attach a vault, lock them out, and off-ramp all their assets. You can prevent this by using discernment.


πŸ”’Scammers are always monitoring groups. When a member announces they are new, scammers will pounce and offer to help via DM.

We recommend asking any questions in the chat. If you need 1-on-1 assistance, ask in the chat if you can DM an admin.

If approved, YOU should send the DM to one of the admins in the group.

πŸ…°οΈeing able to recognize these scammers will help you protect your wallet and counter any attacks they attempt.

Credits:

@Kat_O936
@OR1ON_TH3_L1ON

πŸ“–Stellar Guide:
@WASGuide

➑️Our Partners:
@WhipLash347
@Tironianae
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