Engagements 💍🖖🌚🌝🤳🤣- JUNE 2026

Bajaj Finserve + IIT Bombay = ‘Bajaj Finserv Intelligence’.

ADB + Standard Chartered Bank = risk-sharing arrangements covering both (USD) and (INR) transactions.

YES Bank + Northern Arc Capital = to expand formal credit access, digital lending, and investment opportunities.

ADB + Schoolnet India Limited = USD 10 million (Mn) financing package = to scale up digital learning infrastructure in 30,000
government schools.

Axis Bank Ltd. + BITS Pilani = establish the Axis BankBITS Industry Research, Technology and Innovation Park at BITS Pilani’s Hyderabad Campus in Hyderabad, Telangana.

PNB + Zaggle Prepaid Ocean services = ‘PNB-Zaggle Co-branded Twin Credit Cards’ = access to both Visa and RuPay .

NSE + Bharat Metal Exchange = to promote the development and adoption of nonferrous metal derivatives in India.

IFC + Global Investors = USD 105 Million = Hygenco Green Energies Private Limited to accelerate green hydrogen development in India

IFC + Sify Infinit spaces Ltd [SISL] = pledged USD 371 million = to support the development of Artificial Intelligence (AI)-ready, energy-efficient Data Centre (DC) infrastructure in India.
—» Sify will develop two next-generation Data Centres in Navi Mumbai (Maharashtra) and Chennai (Tamil Nadu, TN).

1. Account Aggregator (AA) - data share karne wala

Account Aggregator ek Reserve Bank of India (RBI) se regulated system hai jo aapke alag-alag financial data (jaise bank statements, mutual funds, insurance) ko ek jagah se dusri jagah bina kisi paper ya PDF ke, digital tarike se share karne mein madad karta hai.

Yeh kya kaam karta hai?:
Maan lijiye aapko loan chahiye. Pehle aapko bank ko pichle 6 mahine ka bank statement PDF download karke dena padta tha. Lekin AA ke aane se, aap sirf ek OTP (consent) dekar apne bank se loan dene wale bank tak apna data secure tarike se bhej sakte hain.

Khas baat (Data Blind): Account Aggregator sirf ek postman ki tarah kaam karta hai. Yeh aapka data bhejta zaroor hai, lekin yeh khud aapke data ko na toh dekh sakta hai aur na hi store kar sakta hai (kyunki data fully encrypted hota hai).
Examples: ⁠CAMSfinserv, Anumati (Perfios), OneMoney.

2. Payment Aggregator (PA) - paisa handle karne wala

Payment Aggregator ek aisi service ya platform hai jo online ya offline businesses (merchants) ko unke customers se paisa (digital payments) accept karne mein madad karta hai.

Yeh kya kaam karta hai?:
Agar aap kisi website (jaise Zomato ya Myntra) se shopping karte hain, toh checkout ke waqt aapko UPI, Credit Card, Debit Card, aur Net Banking jaise bohot saare options dikhte hain. Website ke owner ko har ek bank ke paas alag-alag nahi jana padta. Payment Aggregator unhe ek single platform de deta hai jahan se saare banks aur wallets ka paisa collect ho jata hai.

Paisa kaise aata hai?: Customer jo paisa pay karta hai, woh pehle Payment Aggregator ke ek Escrow (Nodal) account mein jata hai. Wahan se aggregator apna commission kaat kar paisa merchant ke bank account mein transfer (settle) kar deta hai.
Examples: Razorpay, Cashfree, Stripe, Paytm Payment Services.

Mujhe english se jyada hindi me smjh ata , mostly logo ko hindi me hi smjh ata, so i made in hinglish format

Revise 🌚🌝

edited and added some more

1. TPAP kya hai? (Third-Party Application Provider)

Full Form: Third-Party Application Provider.

Koshish/Kaam: Yeh woh companies hoti hain jo aam janta (users) ke liye UPI apps banati hain. Inka kaam sirf ek behtareen aur aasan screen (User Interface) dena hai jahan aap QR code scan kar sakein ya paise bhej sakein.

—» Inke paas khud ka banking license nahi hota, isliye yeh seedhe UPI ke main network se nahi jud sakti. Inhein kisi bank (PSP) ke sath dosti (partner) karni padti hai.

Examples: ⁠Google Pay, ⁠PhonePe, Amazon Pay, aur Paytm.

2. PSP kya hai? (Payment Service Provider)

Full Form: Payment Service Provider.

—» Yeh vaise toh banks hote hain jinhein NPCI (National Payments Corporation of India) se seedhe UPI network se judne ki izazat milti hai.

—» Yeh pichhe ka asli engine hain. Jab aap kisi TPAP app par "Pay" dabate hain, toh transaction ko check karna, aapke account se paise katna, aur use aage bhejna isi PSP bank ka kaam hota hai.

Examples: SBI, HDFC Bank, ICICI Bank, Axis Bank.

—vietnam Deal = USD60Mn = BrahMos
—Sangri La dialogue in Singapore.
—ASI + Denmark = Underwater survey in karaikal, puducherry.
— Indonesia = $630Mn — $200 exclusively for BrahMos

yellow wali lines padho tb smjho ge