โŠ™ยฐโ€ข๐—ฉ๐—œ๐—ฃ ๐—ฃ๐—ฎ๐˜€๐˜€- ๐—•๐—ฎ๐—ป๐—ธ๐—ถ๐—ป๐—ด ๐—•๐—ฒ๐—ฒ๐˜€ ๐Ÿฆ
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๐ŸŒธ https://t.me/Bankingmainsbees20 ๐ŸŒธ
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โœ…ADB Approves USD 182.89 Million Loan to Upgrade Karnataka Public Schools ๐Ÿซ๐Ÿ‡ฎ๐Ÿ‡ณ

โ€” to strengthen the public school system by establishing 500 integrated school clusters ๐Ÿ—, benefiting over 1 million students ๐ŸŽ“ from pre-primary to secondary levels.
โ€” approved the loan under the "Strengthening Karnataka Public Schools Program." ๐Ÿ“œ

โœ…Razorpay Partners with NBBL to Launch Banking Connect Mobile-First NetBanking Solution ๐Ÿ“ฑ๐Ÿ’ณ

โ€” The platform modernises NetBanking through unified multi-bank integration, Quick Response (QR)-based and intent-driven payment flows ๐Ÿ”„, enhancing payment efficiency and user experience.

โœ…IRDAI Grants Health Insurance Licence to Prudential HCL Joint Venture ๐Ÿฅ๐Ÿค

โ€” the 8th standalone health insurer in India ๐Ÿ‡ฎ๐Ÿ‡ณ.
โ€” granted during the IRDAI's 136th meeting.

โœ…ADB Approves USD 230 Million Loan for Chennai Water Supply & Sanitation Modernisation ๐Ÿ’ง๐Ÿšฟ

โ€” aligned with Atal Mission for Rejuvenation and Urban Transformation (AMRUT) 2.0 and the Urban Challenge Fund ๐Ÿ™
โ€” introduction of a comprehensive ring-main water distribution system, making Chennai the first Indian city to implement this model ๐Ÿ’ง๐Ÿ‡ฎ๐Ÿ‡ณ
โ€” includes construction of 170 Kilometer (Km) of pipelines ๐Ÿ› , upgradation of 7 water pumping stations, modernisation of 38 sewer pumping stations, and use of performance-based contracts.

โœ…Paytm Europe Payments S.A. ๐Ÿ‡ช๐Ÿ‡บ๐Ÿ’ณ, the European arm of One97 Communications (Paytm),

โ€”ยป secured a Payment Institution (PI) licence ๐Ÿ“œ from Luxembourg's financial regulator Commission de Surveillance du Secteur Financier (CSSF) and registered it on the official list of payment institutions
โ€”ยป to offer regulated payment services across the European Economic Area (EEA). ๐ŸŒ
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โœ…Reserve Bank of India (RBI)  imposed a combined monetary penalty of  Rs 66.7 lakh  on  Bank of Baroda(BoB)  and  General Insurance Corporation of India  (GIC) Housing Finance

 โ€”ยป for non-compliance with regulatory directions, including Know Your Customer (KYC) norms and lending guidelines. ๐Ÿฆ๐Ÿ“‰
โ€”ยป GIC = Rs. 3.1 Lakh ๐Ÿ’ธ
โ€”ยป BoB = Rs. 63.6 lakh ๐Ÿ’ธ
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Smart Points: ๐Ÿ“š

โ€ข Mintage World โ€“ launched 200-page coffee table book โ€œStamps, Coins, and Banknotes ๐Ÿช™ Issued During the Premiership of Shri Narendra Modiโ€ documenting commemorative stamps, coins & currency notes issued during 2014-2019.

โ€ข Mintage World โ€“ worldโ€™s 1st ๐ŸŒ online museum for coins, stamps & banknotes ๐Ÿ›

โ€ข The project is the brainchild of โ€“ Sushilkumar Agrawal (Founder & CEO of Mintage World) ๐Ÿค

โ€ข Next volume โ€“ planned around Sept 17, 2026 ๐Ÿ—“

โ€ข Coins are minted at SPMCIL mints โ€“ Mumbai, Hyderabad, Kolkata, Noida ๐Ÿญ
- Currency notes are printed at โ€“ Nasik, Dewas (GoI-SPMCIL) & Mysuru, Salboni (RBI-BRBNMPL) ๐Ÿ–จ
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Mujhe baar baar shak hota hai
Kahin modi ji highest civilian award ko pehle hi khareed ke toh nahi rakh lete๐Ÿ˜ตโ€๐Ÿ’ซ
Itna badha toh kuchh ukhada bhi nahi hai unhone
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PM and President jointly laid the foundation stone of Indiaโ€™s first commercialscale Coal-to-Ammonium Nitrate Project at
Anonymous Quiz
29%
Mayurbhanj
50%
Lakhanpur
21%
Chandipur
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In which of the following states GoI has decided to organise the awarenesss programme under the banner of ''PM KISAN Utasav Diwas''?
Anonymous Quiz
9%
Bihar
45%
Uttar Pradesh
20%
Odisha
22%
West Bengal
4%
Meghalaya
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โœ…โœ…โœ…RBI Annual Report 2025-26: RBIโ€™s Balance Sheet for FY26 Expands by 20.6%,
from Rs 76.25 lakh Cr to Rs 91.97 lakh crores
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Fraud Amount: The amount involved in fraud cases reported by the banking sector shot up by 46% to Rs 48,021 Cr during FY26 as against Rs 32,803 Cr in the previous year.
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In the TReDS platform , which of the following companies are eligible ?
a. Indian company incorporated in India
b. Indian domestic business incorporated in Foreign c. Foreign company incorporated in India
Anonymous Quiz
4%
a
7%
b
7%
c
43%
ab
10%
bc
29%
All
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Credit derivatives are financial contracts that allow investors to transfer the risk of a borrower defaulting to a third party. They act essentially like an insurance policy; the buyer pays a premium to shift the risk, while the seller assumes the default risk in exchange for that fee.
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COOLING OFF โ€”ยป

Cooling-off period ek aisa fixed time hota hai jismein aap kisi contract, deal ya decision se bina kisi penalty ke peeche hat sakte hain. Yeh impulsive (jaldbaazi) decisions ko sudharne ka mauka deta hai.


Short Definitions


* Consumer Purchases: Door-to-door ya online shopping ke baad mila 14-30 days ka time, jismein aap product return karke full refund le sakte hain.

* Financial Services: Loan, insurance ya pension lene ke baad mila 7-14 days ka window, jismein aap bina nuksan ke policy cancel kar sakte hain.

* Employment & Labor: Strike (hadtal) par jaane se pehle company aur union ko mila compulsory time, taaki dono shanti se baat karke mamla suljha sakein.

* Divorce: Mutual divorce file karne ke baad court ka diya gaya 6 mahine tak ka waiting time, taaki couple agar chahe toh reconciliation (dobara sath aana) par soch sake.


HOW DOES IT WORK??


* No Penalty: Is time ke andar contract todne par koi fine nahi lagta.

* Working Days: Isme shifts ya weekends count nahi hote, sirf business days gine jaate hain.

* Deadline:
Ek baar yeh period khatam ho gaya, toh contract legally binding ho jata hai (phir aap peeche nahi hat sakte).
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