โ ADB Approves USD 182.89 Million Loan to Upgrade Karnataka Public Schools ๐ซ๐ฎ๐ณ
โ to strengthen the public school system by establishing 500 integrated school clusters ๐, benefiting over 1 million students ๐ from pre-primary to secondary levels.
โ approved the loan under the "Strengthening Karnataka Public Schools Program." ๐
โ Razorpay Partners with NBBL to Launch Banking Connect Mobile-First NetBanking Solution ๐ฑ๐ณ
โ The platform modernises NetBanking through unified multi-bank integration, Quick Response (QR)-based and intent-driven payment flows ๐, enhancing payment efficiency and user experience.
โ IRDAI Grants Health Insurance Licence to Prudential HCL Joint Venture ๐ฅ๐ค
โ the 8th standalone health insurer in India ๐ฎ๐ณ.
โ granted during the IRDAI's 136th meeting.
โ ADB Approves USD 230 Million Loan for Chennai Water Supply & Sanitation Modernisation ๐ง๐ฟ
โ aligned with Atal Mission for Rejuvenation and Urban Transformation (AMRUT) 2.0 and the Urban Challenge Fund ๐
โ introduction of a comprehensive ring-main water distribution system, making Chennai the first Indian city to implement this model ๐ง๐ฎ๐ณ
โ includes construction of 170 Kilometer (Km) of pipelines ๐ , upgradation of 7 water pumping stations, modernisation of 38 sewer pumping stations, and use of performance-based contracts.
โ Paytm Europe Payments S.A. ๐ช๐บ๐ณ, the European arm of One97 Communications (Paytm),
โยป secured a Payment Institution (PI) licence ๐ from Luxembourg's financial regulator Commission de Surveillance du Secteur Financier (CSSF) and registered it on the official list of payment institutions
โยป to offer regulated payment services across the European Economic Area (EEA). ๐
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โ Reserve Bank of India (RBI) imposed a combined monetary penalty of Rs 66.7 lakh on Bank of Baroda(BoB) and General Insurance Corporation of India (GIC) Housing Finance
โยป for non-compliance with regulatory directions, including Know Your Customer (KYC) norms and lending guidelines. ๐ฆ๐
โยป GIC = Rs. 3.1 Lakh ๐ธ
โยป BoB = Rs. 63.6 lakh ๐ธ
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Smart Points: ๐
โข Mintage World โ launched 200-page coffee table book โStamps, Coins, and Banknotes ๐ช Issued During the Premiership of Shri Narendra Modiโ documenting commemorative stamps, coins & currency notes issued during 2014-2019.
โข Mintage World โ worldโs 1st ๐ online museum for coins, stamps & banknotes ๐
โข The project is the brainchild of โ Sushilkumar Agrawal (Founder & CEO of Mintage World) ๐ค
โข Next volume โ planned around Sept 17, 2026 ๐
โข Coins are minted at SPMCIL mints โ Mumbai, Hyderabad, Kolkata, Noida ๐ญ
- Currency notes are printed at โ Nasik, Dewas (GoI-SPMCIL) & Mysuru, Salboni (RBI-BRBNMPL) ๐จ
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12 lakh+ registration for SBI PO 2026
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Vacancy 1500๐
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Mujhe baar baar shak hota hai
Kahin modi ji highest civilian award ko pehle hi khareed ke toh nahi rakh lete๐ตโ๐ซ
Itna badha toh kuchh ukhada bhi nahi hai unhone
Kahin modi ji highest civilian award ko pehle hi khareed ke toh nahi rakh lete๐ตโ๐ซ
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What is the Host city of 1st-ever World Yogasana Championship?
Anonymous Quiz
15%
Hyderabad
56%
Ahmedabad
9%
Surat
20%
Gandinagar
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Venezuelaโs President = Delcy Eloรญna Rodrรญguez Gรณmez
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โยฐโข๐ฉ๐๐ฃ ๐ฃ๐ฎ๐๐- ๐๐ฎ๐ป๐ธ๐ถ๐ป๐ด ๐๐ฒ๐ฒ๐ ๐ฆ
๐ Countries in news: MAY 2026 ๐ฐ โ
Trinidad & Tobago (T&T): ๐น๐น Prime Minister (PM) - Kamla-Persad Bissessar ๐คต Capital - Port of Spain ๐ Currency - Trinidad and Tobago Dollar (TTD) ๐ด โ
Jamaica: ๐ฏ๐ฒ Prime Minister (PM) โ Andrew Michael Holness ๐คต Capital โ Kingstonโฆ
.venezuela , nepal, france , slovakia,
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PM and President jointly laid the foundation stone of Indiaโs first commercialscale Coal-to-Ammonium Nitrate Project at
Anonymous Quiz
29%
Mayurbhanj
50%
Lakhanpur
21%
Chandipur
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In which of the following states GoI has decided to organise the awarenesss programme under the banner of ''PM KISAN Utasav Diwas''?
Anonymous Quiz
9%
Bihar
45%
Uttar Pradesh
20%
Odisha
22%
West Bengal
4%
Meghalaya
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VivaTech 2026 Technology Summit held in
Anonymous Quiz
13%
Paris
38%
New York
48%
Evian-lesBains
2%
None
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โ โ โ RBI Annual Report 2025-26: RBIโs Balance Sheet for FY26 Expands by 20.6%,
from Rs 76.25 lakh Cr to Rs 91.97 lakh crores
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Fraud Amount: The amount involved in fraud cases reported by the banking sector shot up by 46% to Rs 48,021 Cr during FY26 as against Rs 32,803 Cr in the previous year.
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In the TReDS platform , which of the following companies are eligible ?
a. Indian company incorporated in India
b. Indian domestic business incorporated in Foreign c. Foreign company incorporated in India
a. Indian company incorporated in India
b. Indian domestic business incorporated in Foreign c. Foreign company incorporated in India
Anonymous Quiz
4%
a
7%
b
7%
c
43%
ab
10%
bc
29%
All
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Credit derivatives are financial contracts that allow investors to transfer the risk of a borrower defaulting to a third party. They act essentially like an insurance policy; the buyer pays a premium to shift the risk, while the seller assumes the default risk in exchange for that fee.
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COOLING OFF โยป
Cooling-off period ek aisa fixed time hota hai jismein aap kisi contract, deal ya decision se bina kisi penalty ke peeche hat sakte hain. Yeh impulsive (jaldbaazi) decisions ko sudharne ka mauka deta hai.
* Consumer Purchases: Door-to-door ya online shopping ke baad mila 14-30 days ka time, jismein aap product return karke full refund le sakte hain.
* Financial Services: Loan, insurance ya pension lene ke baad mila 7-14 days ka window, jismein aap bina nuksan ke policy cancel kar sakte hain.
* Employment & Labor: Strike (hadtal) par jaane se pehle company aur union ko mila compulsory time, taaki dono shanti se baat karke mamla suljha sakein.
* Divorce: Mutual divorce file karne ke baad court ka diya gaya 6 mahine tak ka waiting time, taaki couple agar chahe toh reconciliation (dobara sath aana) par soch sake.
* No Penalty: Is time ke andar contract todne par koi fine nahi lagta.
* Working Days: Isme shifts ya weekends count nahi hote, sirf business days gine jaate hain.
* Deadline: Ek baar yeh period khatam ho gaya, toh contract legally binding ho jata hai (phir aap peeche nahi hat sakte).
Cooling-off period ek aisa fixed time hota hai jismein aap kisi contract, deal ya decision se bina kisi penalty ke peeche hat sakte hain. Yeh impulsive (jaldbaazi) decisions ko sudharne ka mauka deta hai.
Short Definitions
* Consumer Purchases: Door-to-door ya online shopping ke baad mila 14-30 days ka time, jismein aap product return karke full refund le sakte hain.
* Financial Services: Loan, insurance ya pension lene ke baad mila 7-14 days ka window, jismein aap bina nuksan ke policy cancel kar sakte hain.
* Employment & Labor: Strike (hadtal) par jaane se pehle company aur union ko mila compulsory time, taaki dono shanti se baat karke mamla suljha sakein.
* Divorce: Mutual divorce file karne ke baad court ka diya gaya 6 mahine tak ka waiting time, taaki couple agar chahe toh reconciliation (dobara sath aana) par soch sake.
HOW DOES IT WORK??
* No Penalty: Is time ke andar contract todne par koi fine nahi lagta.
* Working Days: Isme shifts ya weekends count nahi hote, sirf business days gine jaate hain.
* Deadline: Ek baar yeh period khatam ho gaya, toh contract legally binding ho jata hai (phir aap peeche nahi hat sakte).
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