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โœ…Smart Points: โœจ


โ€ข ๐Ÿ‡ฎ๐Ÿ‡ณ India โ€“ to chair โ€œNinth Session of Intergovernmental Group of Experts (IGE) on Consumer Protection Law and Policyโ€

โ€ข ๐Ÿ› Organised by โ€“ United Nations Trade & Development (UNCTAD), at Palais des Nations in Geneva, Switzerland. ๐Ÿ‡จ๐Ÿ‡ญ
โ€ข ๐Ÿค India will be represented by โ€“ Nidhi Khare (Secretary, DCA).
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โœ…PayGlocal, Indiaโ€™s cross-border payments platform launched Google Pay Card Payments

โ€” on its International Payment Gateway, enabling Indian merchants to access over one billion customers across more than 90 countries through a single integration.

โœ…Andhra Pradesh (AP)โ€™s Kakinada Cooperative Town Bank,

โ€” an Urban Cooperative Bank (UCB), secured Tier-III status under the Reserve Bank of India (RBI) norms after its total deposits surpassed the Rs 2,000 crore mark with zero net NPAs.
โ€” Following this, the bank has become the 2nd-largest among the 46 UCBs in the state,

โœ…Punjab & Sind Bank Launches New Digital Initiatives on 119th Foundation Day

โ€” New Vision & Mission Statement: Introduced to reinforce the bankโ€™s commitment to customer-centric banking, innovation, sustainable growth, and operational excellence
โ€” Navjyoti Mobile App: Launched an in-house Human Resources (HR) application to streamline employee services, improve internal communication, and enhance workforce efficiency.
โ€” PSB Bharat Connect Account: Launched a specialised savings account for Central and State Government employees, offering customised banking benefits and digital banking services.
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โœ…Securities and Exchange Board of India (SEBI) constituted an Expert Working Group (EWG) ๐Ÿ“œ

โ€” chaired by former Whole-Time Member (WTM) Ananta Barua at New Delhi, Delhi, to review the regulatory framework for debenture trustees under the SEBI (Debenture Trustees) Regulations, 1993. ๐Ÿ›
โ€” The group will examine stakeholder representations and net-worth norms, and recommend measures to simplify, rationalise, and strengthen the regulatory framework ๐Ÿ“Š

โœ…SBI Life Partners with IIT Bombay to Build Indigenous AI-Powered Cyber Defence Systems for Insurance ๐Ÿ›ก

โ€” to establish the โ€˜Bharat AI & Cyber Innovation Hub for Insuranceโ€™ ๐Ÿค–, a joint research and innovation centre aimed to build Indiaโ€™s own deep-technology defence systems for the insurance sector.

โœ…BoB Partners with Japanโ€™s Mizuho Bank ๐Ÿฆ

โ€” to Enhance Collaboration in Mergers and Acquisitions (M&A) financing ๐Ÿค

โœ…National Payments Corporation of India (NPCI) collaborated with HSBC India, JP Morgan Payments ๐Ÿ’ณ

โ€” to enable real-time Foreign Exchange (FX) settlement for cross-border Unified Payments Interface (UPI) transactions. ๐Ÿ’ฑ
โ€” ยป HSBC India will act as the banking partner, facilitating real-time FX rates via direct Application Programme Interface (API) integration. ๐Ÿ”—
โ€” ยป JP Morgan Payments, that will support real-time FX conversion and settlement across multiple currencies. ๐ŸŒ
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โœ…ADB Approves USD 182.89 Million Loan to Upgrade Karnataka Public Schools ๐Ÿซ๐Ÿ‡ฎ๐Ÿ‡ณ

โ€” to strengthen the public school system by establishing 500 integrated school clusters ๐Ÿ—, benefiting over 1 million students ๐ŸŽ“ from pre-primary to secondary levels.
โ€” approved the loan under the "Strengthening Karnataka Public Schools Program." ๐Ÿ“œ

โœ…Razorpay Partners with NBBL to Launch Banking Connect Mobile-First NetBanking Solution ๐Ÿ“ฑ๐Ÿ’ณ

โ€” The platform modernises NetBanking through unified multi-bank integration, Quick Response (QR)-based and intent-driven payment flows ๐Ÿ”„, enhancing payment efficiency and user experience.

โœ…IRDAI Grants Health Insurance Licence to Prudential HCL Joint Venture ๐Ÿฅ๐Ÿค

โ€” the 8th standalone health insurer in India ๐Ÿ‡ฎ๐Ÿ‡ณ.
โ€” granted during the IRDAI's 136th meeting.

โœ…ADB Approves USD 230 Million Loan for Chennai Water Supply & Sanitation Modernisation ๐Ÿ’ง๐Ÿšฟ

โ€” aligned with Atal Mission for Rejuvenation and Urban Transformation (AMRUT) 2.0 and the Urban Challenge Fund ๐Ÿ™
โ€” introduction of a comprehensive ring-main water distribution system, making Chennai the first Indian city to implement this model ๐Ÿ’ง๐Ÿ‡ฎ๐Ÿ‡ณ
โ€” includes construction of 170 Kilometer (Km) of pipelines ๐Ÿ› , upgradation of 7 water pumping stations, modernisation of 38 sewer pumping stations, and use of performance-based contracts.

โœ…Paytm Europe Payments S.A. ๐Ÿ‡ช๐Ÿ‡บ๐Ÿ’ณ, the European arm of One97 Communications (Paytm),

โ€”ยป secured a Payment Institution (PI) licence ๐Ÿ“œ from Luxembourg's financial regulator Commission de Surveillance du Secteur Financier (CSSF) and registered it on the official list of payment institutions
โ€”ยป to offer regulated payment services across the European Economic Area (EEA). ๐ŸŒ
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โœ…Reserve Bank of India (RBI)  imposed a combined monetary penalty of  Rs 66.7 lakh  on  Bank of Baroda(BoB)  and  General Insurance Corporation of India  (GIC) Housing Finance

 โ€”ยป for non-compliance with regulatory directions, including Know Your Customer (KYC) norms and lending guidelines. ๐Ÿฆ๐Ÿ“‰
โ€”ยป GIC = Rs. 3.1 Lakh ๐Ÿ’ธ
โ€”ยป BoB = Rs. 63.6 lakh ๐Ÿ’ธ
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Smart Points: ๐Ÿ“š

โ€ข Mintage World โ€“ launched 200-page coffee table book โ€œStamps, Coins, and Banknotes ๐Ÿช™ Issued During the Premiership of Shri Narendra Modiโ€ documenting commemorative stamps, coins & currency notes issued during 2014-2019.

โ€ข Mintage World โ€“ worldโ€™s 1st ๐ŸŒ online museum for coins, stamps & banknotes ๐Ÿ›

โ€ข The project is the brainchild of โ€“ Sushilkumar Agrawal (Founder & CEO of Mintage World) ๐Ÿค

โ€ข Next volume โ€“ planned around Sept 17, 2026 ๐Ÿ—“

โ€ข Coins are minted at SPMCIL mints โ€“ Mumbai, Hyderabad, Kolkata, Noida ๐Ÿญ
- Currency notes are printed at โ€“ Nasik, Dewas (GoI-SPMCIL) & Mysuru, Salboni (RBI-BRBNMPL) ๐Ÿ–จ
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Mujhe baar baar shak hota hai
Kahin modi ji highest civilian award ko pehle hi khareed ke toh nahi rakh lete๐Ÿ˜ตโ€๐Ÿ’ซ
Itna badha toh kuchh ukhada bhi nahi hai unhone
๐Ÿ’ฏ23๐Ÿคฃ19๐Ÿ™ˆ2๐Ÿ˜1๐Ÿฆ„1๐Ÿ˜Ž1
PM and President jointly laid the foundation stone of Indiaโ€™s first commercialscale Coal-to-Ammonium Nitrate Project at
Anonymous Quiz
29%
Mayurbhanj
50%
Lakhanpur
21%
Chandipur
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In which of the following states GoI has decided to organise the awarenesss programme under the banner of ''PM KISAN Utasav Diwas''?
Anonymous Quiz
9%
Bihar
45%
Uttar Pradesh
20%
Odisha
22%
West Bengal
4%
Meghalaya
๐ŸŒš1๐Ÿคฃ1