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๐ŸŒธ https://t.me/Bankingmainsbees20 ๐ŸŒธ
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Miniratna CPSE eligibility criteria (Short Notes) ๐Ÿ“:

Common Conditions ๐Ÿ—

๐Ÿ“ˆ Profitability: Profit for 3 consecutive years.
๐Ÿ’ฐ Net Worth: Must be positive.
๐Ÿšซ Defaults: No default on government loans/interest.
๐Ÿ› Dependence: No reliance on government budgetary support.

Category-I ๐Ÿฅ‡
๐Ÿ’ต Pre-tax Profit: โ‚น30 crore+ in at least 1 of the 3 years.
๐Ÿ”„ Turnover: Average annual turnover of โ‚น120 crore+.
๐Ÿ”“ Autonomy: Capital spending up to โ‚น500 crore (or net worth, whichever is lower).</blockquote>

Category-II ๐Ÿฅˆ
๐Ÿ’ต Pre-tax Profit: โ‚น20 crore+ in at least 1 of the 3 years.
๐Ÿ”„ Turnover: Average annual turnover of โ‚น80 crore+.
๐Ÿ”“ Autonomy: Capital spending up to โ‚น300 crore (or 50% of net worth, whichever is lower).
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Govt raised procurement price of onions for Price Stabilisation Buffer by WHAT PERCENTAGE to โ‚น2,125 per quintal, w.e.f. July 4, 2026 ?
Anonymous Quiz
8%
11%
71%
13%
16%
15%
4%
17%
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๐Ÿ“ข โ€œNamo Swachhata Abhiyanโ€ & โ€œAmritpan Abhiyanโ€

โ€ข ๐ŸŒฟ Bhupendra Patel โ€“ launched statewide โ€œNamo Swachhata Abhiyanโ€ & โ€œAmritpan Abhiyanโ€ from Civil Hospital campus in Gandhinagar.

โ€ข ๐Ÿฅ Health & Family Welfare Departmentโ€™s โ€˜Namo Swachhata Abhiyanโ€™ โ€“ comprises a 7-day statewide cleanliness drive.
โ€” > > >
The drive involves removing old furniture, obsolete medical equipment and unnecessary records, along with repairing broken tiles, doors, windows, electrical fittings, fans and leaking taps at Civil Hospitals, Primary Health Centres and Community Health Centres.


โ€ข ๐Ÿ‘ถ โ€˜Amritpan Abhiyanโ€™ โ€“ focuses on safeguarding maternal & child health.

โ€ข ๐Ÿ“„ They jointly released โ€œAmritpan Abhiyan Guidelinesโ€ & an accompanying flip chart during launch event.

โ€ข ๐Ÿ‡ฎ๐Ÿ‡ณ Gujarat: Capital โ€“ Gandhinagar | CM โ€“ Bhupendra Patel | Governor โ€“ Acharya Dev Vrat.
National Affairs Done for week 1 of JULY 2026 ๐ŸŽ‰๐ŸŽŠ๐Ÿฅณ
tumne kar dikhaya

now revise again for better revision
https://t.me/VIPpasswithYOU/6760
โคโ€๐Ÿ”ฅ8โค1
โœ…Overview of Union Minister Piyush Goyalโ€™s Visit to UK from June 25 to 27, 2026 โ€”
โ””--visit to London, the United Kingdom (UK)
โ””--implementation of the historic India-UK Comprehensive Economic and Trade Agreement (CETA).
โ””--Piyush Goyal was honoured with the Special award for Exceptional Leadership in Elevating India-UK Relations.
โ””-- during 10th anniversary of India Global Forum (IGF)โ€™s UK-India Awards 2026 ceremony held in London.
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โœ…IN Participates in 30th Edition of Maritime Exercise โ€˜RIMPAC โ€™ in Hawaii, USA

โ€”-ยป Theme for 30th edition: โ€œPartners: Integrated and Preparedโ€.

โœ…India & Saudi Arabia Sign MoU to Strengthen Cooperation in Water Resources

โ€”-ยป during the inaugural Saudi Water Week held in Jeddah, Saudi Arabia.

โœ…Overview of PM Narendra Modi Visit to Seychelles From June 27 to 29, 2026

โ€”ยป invitation of Dr. Patrick Herminie, President of Seychelles
โ€”ยป PM Narendra Modi was honoured with the honorary โ€œGuardian of the Blue Horizonโ€ โ€” for leadership in environmental conservation and sustainable development.
โ€” ยป attended the Golden Jubilee celebrations of the National Day of Seychelles-  as the Guest of Honour, in Victoria, Mahe.
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โœ…Japan PM Sanae Takaichiโ€™s Visit to India

โ€”ยป for 16th India-Japan Annual Summit  at the invitation of PM Narendra Modi.
โ€”ยป โ€œJapan-India Joint Economic Forumโ€, hosted by the Japan External Trade Organisation (JETROin New Delhi, Delhi.
โ€”ยป inauguration of Maruti Suzukiโ€™s  4th vehicle manufacturing facility at Kharkhoda (in Haryana).
โ€”โ€”-ยป 4th India-Japan 2+2 Ministerial meeting in Tokyo (by the end of 2026)

โœ…Sustainable Development Report 2026 : 11th Edition

1st Finland
2nd Sweden
3rd Denmark
94th INDIA โ€” India 
secured its highest-ever rank of 94th.
โ€”-ยป Only 33.3% of SDG targets are expected to be achieved by 2030, showing uneven progress.
โ€”ยป India faces challenges in 13 of 17 SDGs.
Progress in : SDG 7 (electricity access) and SDG 9 (digital connectivity).
โ€”>Report titled "Implementing Sustainable Development: 2030 and Beyond".
โš  Only 16% of SDG targets are projected to be achieved by 2030.
SDGs https://t.me/VIPpasswithYOU/6520
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โœ… International Telecommunication Union (ITU) ๐Ÿ“ก, a United Nations (UN)-backed agency ๐ŸŒ, launched the Artificial Intelligence (AI) for Good Global Commission ๐Ÿค–

โ€”ยป 44 founding members ๐Ÿ‘ฅ, in Geneva, Switzerland ๐Ÿ‡จ๐Ÿ‡ญ
โ€”ยป to strengthen global AI governance, inclusion, and innovation frameworks ๐Ÿ›ก.
โ€”ยป Mukesh Ambani (CMD) of Reliance Industries ๐Ÿ’ผ;
โ€”ยป Sunil Bharti Mittal ๐Ÿ‘”, Founder and Chairman of Bharti Enterprises Limited;
โ€”ยป Lakshmi N. Mittal ๐Ÿ‘”, Executive Chairman of ArcelorMittal S.A. ๐Ÿญ

โœ… India and Mali ๐Ÿ‡ฎ๐Ÿ‡ณ๐Ÿ‡ฒ๐Ÿ‡ฑ launched the inaugural Indiaโ€“Mali Forum for the Promotion of Exports in Bamako, Mali ๐Ÿ›

โ€”-ยป under the theme โ€œReinforcing Trade and Strategic Partnershipsโ€ ๐Ÿค.
โ€”ยป Prime Minister (PM) of Mali = Major General Abdoulaye Maรฏga ๐Ÿ‡ฒ๐Ÿ‡ฑ.

โœ… Global Citizen Solutions (GCS) ๐ŸŒ released the 5th annual edition of the Global Passport Index (GPI) ๐Ÿ›‚

Among 197 -
1. Sweden ๐Ÿ‡ธ๐Ÿ‡ช
2. Switzerland ๐Ÿ‡จ๐Ÿ‡ญ
3. Finland ๐Ÿ‡ซ๐Ÿ‡ฎ
4. Germany ๐Ÿ‡ฉ๐Ÿ‡ช
5. Netherlands ๐Ÿ‡ณ๐Ÿ‡ฑ
125th โ€” INDIA ๐Ÿ‡ฎ๐Ÿ‡ณ
โ€” with a composite score of 45.1 (highest in 5 years).
โค4๐Ÿคฃ1
โ€ข India launched โ€œOperation Amistadโ€ in response to devastating earthquakes in Venezuela ๐Ÿ‡ฎ๐Ÿ‡ณ๐Ÿ‡ป๐Ÿ‡ช

โ€”ยป โ€˜Amistadโ€™ is the Spanish word for โ€˜friendshipโ€™ ๐Ÿค
โ€”ยป 41-member medical contingent from 60 Para Field Hospital, ๐Ÿฅ
โ€”ยป from Hindon Air Force Station aboard 2 Indian Air Force C17 Globemaster aircraft โœˆ๏ธ
โ€”ยป transported a โ€˜BHISHM (Bharat Health Initiative for Sahyog Hita & Maitri)โ€™ Cube ๐Ÿ“ฆ
โ€”ยป a state of emergency has been declared by the Acting President of Venezuela, Delcy Rodrรญguez ๐Ÿ‡ป๐Ÿ‡ช
โ€”-ยปยป Venezuela was Indiaโ€™s third-largest supplier of crude oil in May 2026. ๐Ÿ›ข
โ€”ยป The US has pledged $150 million in emergency aid. ๐Ÿ’ฐ๐Ÿ‡บ๐Ÿ‡ธ
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โœ…Smart Points: โœจ


โ€ข ๐Ÿ‡ฎ๐Ÿ‡ณ India โ€“ to chair โ€œNinth Session of Intergovernmental Group of Experts (IGE) on Consumer Protection Law and Policyโ€

โ€ข ๐Ÿ› Organised by โ€“ United Nations Trade & Development (UNCTAD), at Palais des Nations in Geneva, Switzerland. ๐Ÿ‡จ๐Ÿ‡ญ
โ€ข ๐Ÿค India will be represented by โ€“ Nidhi Khare (Secretary, DCA).
โค2๐Ÿคฃ1
โœ…PayGlocal, Indiaโ€™s cross-border payments platform launched Google Pay Card Payments

โ€” on its International Payment Gateway, enabling Indian merchants to access over one billion customers across more than 90 countries through a single integration.

โœ…Andhra Pradesh (AP)โ€™s Kakinada Cooperative Town Bank,

โ€” an Urban Cooperative Bank (UCB), secured Tier-III status under the Reserve Bank of India (RBI) norms after its total deposits surpassed the Rs 2,000 crore mark with zero net NPAs.
โ€” Following this, the bank has become the 2nd-largest among the 46 UCBs in the state,

โœ…Punjab & Sind Bank Launches New Digital Initiatives on 119th Foundation Day

โ€” New Vision & Mission Statement: Introduced to reinforce the bankโ€™s commitment to customer-centric banking, innovation, sustainable growth, and operational excellence
โ€” Navjyoti Mobile App: Launched an in-house Human Resources (HR) application to streamline employee services, improve internal communication, and enhance workforce efficiency.
โ€” PSB Bharat Connect Account: Launched a specialised savings account for Central and State Government employees, offering customised banking benefits and digital banking services.
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โœ…Securities and Exchange Board of India (SEBI) constituted an Expert Working Group (EWG) ๐Ÿ“œ

โ€” chaired by former Whole-Time Member (WTM) Ananta Barua at New Delhi, Delhi, to review the regulatory framework for debenture trustees under the SEBI (Debenture Trustees) Regulations, 1993. ๐Ÿ›
โ€” The group will examine stakeholder representations and net-worth norms, and recommend measures to simplify, rationalise, and strengthen the regulatory framework ๐Ÿ“Š

โœ…SBI Life Partners with IIT Bombay to Build Indigenous AI-Powered Cyber Defence Systems for Insurance ๐Ÿ›ก

โ€” to establish the โ€˜Bharat AI & Cyber Innovation Hub for Insuranceโ€™ ๐Ÿค–, a joint research and innovation centre aimed to build Indiaโ€™s own deep-technology defence systems for the insurance sector.

โœ…BoB Partners with Japanโ€™s Mizuho Bank ๐Ÿฆ

โ€” to Enhance Collaboration in Mergers and Acquisitions (M&A) financing ๐Ÿค

โœ…National Payments Corporation of India (NPCI) collaborated with HSBC India, JP Morgan Payments ๐Ÿ’ณ

โ€” to enable real-time Foreign Exchange (FX) settlement for cross-border Unified Payments Interface (UPI) transactions. ๐Ÿ’ฑ
โ€” ยป HSBC India will act as the banking partner, facilitating real-time FX rates via direct Application Programme Interface (API) integration. ๐Ÿ”—
โ€” ยป JP Morgan Payments, that will support real-time FX conversion and settlement across multiple currencies. ๐ŸŒ
โค1๐Ÿ”ฅ1๐Ÿคฃ1
โœ…ADB Approves USD 182.89 Million Loan to Upgrade Karnataka Public Schools ๐Ÿซ๐Ÿ‡ฎ๐Ÿ‡ณ

โ€” to strengthen the public school system by establishing 500 integrated school clusters ๐Ÿ—, benefiting over 1 million students ๐ŸŽ“ from pre-primary to secondary levels.
โ€” approved the loan under the "Strengthening Karnataka Public Schools Program." ๐Ÿ“œ

โœ…Razorpay Partners with NBBL to Launch Banking Connect Mobile-First NetBanking Solution ๐Ÿ“ฑ๐Ÿ’ณ

โ€” The platform modernises NetBanking through unified multi-bank integration, Quick Response (QR)-based and intent-driven payment flows ๐Ÿ”„, enhancing payment efficiency and user experience.

โœ…IRDAI Grants Health Insurance Licence to Prudential HCL Joint Venture ๐Ÿฅ๐Ÿค

โ€” the 8th standalone health insurer in India ๐Ÿ‡ฎ๐Ÿ‡ณ.
โ€” granted during the IRDAI's 136th meeting.

โœ…ADB Approves USD 230 Million Loan for Chennai Water Supply & Sanitation Modernisation ๐Ÿ’ง๐Ÿšฟ

โ€” aligned with Atal Mission for Rejuvenation and Urban Transformation (AMRUT) 2.0 and the Urban Challenge Fund ๐Ÿ™
โ€” introduction of a comprehensive ring-main water distribution system, making Chennai the first Indian city to implement this model ๐Ÿ’ง๐Ÿ‡ฎ๐Ÿ‡ณ
โ€” includes construction of 170 Kilometer (Km) of pipelines ๐Ÿ› , upgradation of 7 water pumping stations, modernisation of 38 sewer pumping stations, and use of performance-based contracts.

โœ…Paytm Europe Payments S.A. ๐Ÿ‡ช๐Ÿ‡บ๐Ÿ’ณ, the European arm of One97 Communications (Paytm),

โ€”ยป secured a Payment Institution (PI) licence ๐Ÿ“œ from Luxembourg's financial regulator Commission de Surveillance du Secteur Financier (CSSF) and registered it on the official list of payment institutions
โ€”ยป to offer regulated payment services across the European Economic Area (EEA). ๐ŸŒ
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โœ…Reserve Bank of India (RBI)  imposed a combined monetary penalty of  Rs 66.7 lakh  on  Bank of Baroda(BoB)  and  General Insurance Corporation of India  (GIC) Housing Finance

 โ€”ยป for non-compliance with regulatory directions, including Know Your Customer (KYC) norms and lending guidelines. ๐Ÿฆ๐Ÿ“‰
โ€”ยป GIC = Rs. 3.1 Lakh ๐Ÿ’ธ
โ€”ยป BoB = Rs. 63.6 lakh ๐Ÿ’ธ
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