aur lo panga merse
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Telecommunications in India is regulated by two primary entities: the โ Telecom Regulatory Authority of India (TRAI) and the Department of Telecommunications (DoT). ๐ฎ๐ณ๐ก
While TRAI is the independent statutory regulator (established by the โ TRAI Act, 1997), it does not handle everything. ๐
The division of power is as follows: โ๏ธ
โ Telecom Regulatory Authority of India (TRAI): It operates as a statutory bodyโnot a self-regulatory organization (SRO)โtasked with protecting consumer interests, ensuring fair competition, and fixing tariffs, quality of service benchmarks, and broadcasting regulations. ๐ฅ๐
Department of Telecommunications (DoT): As a government department under the โ Ministry of Communications, the DoT is the sole licensor. It holds the actual licensing power, handles spectrum assignments, and executes broader telecommunications policies. ๐ข๐ก
If a dispute arises between a service provider and a consumer or licensor, that is handled by a separate adjudicatory body called the โ Telecommunications Dispute Settlement and Appellate Tribunal (TDSAT).โ๏ธ๐
Department of Telecommunications (DoT)
Headquarters: Sanchar Bhawan, New Delhi
Parent Authority: Functions as a department under the Ministry of Communications, Government of India
Telecom Regulatory Authority of India (TRAI)
Headquarters: Mahanagar Doorsanchar Bhawan (near Zakir Hussain College), New Delhi
Parent Authority: Functions as an independent statutory body established under the TRAI Act, 1997 (reporting directly to the Parliament of India via the Ministry of Communications)
Telecommunications Dispute Settlement and Appellate Tribunal (TDSAT)
Headquarters: Samrat Hotel, Chanakyapuri, New Delhi
Parent Authority: Functions as a statutory judicial tribunal under the Ministry of Communications
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India's Rank in Global Passport Index ? Has its score improved or declined from the previous years ?
Anonymous Quiz
15%
124 ,D
50%
125, D
22%
124 , I
13%
125 , I
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โยฐโข๐ฉ๐๐ฃ ๐ฃ๐ฎ๐๐- ๐๐ฎ๐ป๐ธ๐ถ๐ป๐ด ๐๐ฒ๐ฒ๐ ๐ฆ
India's Rank in Global Passport Index ? Has its score improved or declined from the previous years ?
๐๐dimag lagate toh hain par glat jagah
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I used Incognito mode, vrna ni ho rah tha๐คง
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ye praactice karlo, yt aur pdf se, badhiya po pre me decent scores pakke
Source https://t.me/careerdefinerbykaushikmohanty/4604
Source https://t.me/careerdefinerbykaushikmohanty/4604
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aaj din me na soi na, toh aaj no GA ๐
matti tel burn nahi hoga aaj
kal se petrol aag lagayenge raat ko GA me๐คฃ
Burn the midnight Matti tel / Petrol from UAE as deal hui thi toh RBL bank me RBI ne dostana dikhakar le 74% investment ka Approval de dia
'''kaho kuchh-๐''' โ'''๐-kaale ho par smart bhi bahut ho''
matti tel burn nahi hoga aaj
kal se petrol aag lagayenge raat ko GA me๐คฃ
Burn the midnight Matti tel / Petrol from UAE as deal hui thi toh RBL bank me RBI ne dostana dikhakar le 74% investment ka Approval de dia
'''kaho kuchh-๐''' โ'''๐-kaale ho par smart bhi bahut ho''
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Bihar me Urban infrastructure development k liye 500Mn USD ka loan kisne State govt ko provide kia tha?
Anonymous Quiz
56%
Asian Development Bank (ADB)
24%
World Bank
11%
DSB Bank
10%
International Development Association (IDA)
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tukka marlo, jitna marna ho๐คฃ
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โ๏ธLive Mock Updates | 8th July
โช๏ธSBI PO โ Oliveboard
โช๏ธSBI PO โ Testbook
โช๏ธSBI PO โ Guidely
โช๏ธIBPS PO โ Practice Mock
โช๏ธSBI PO โ Oliveboard
โช๏ธSBI PO โ Testbook
โช๏ธSBI PO โ Guidely
โช๏ธIBPS PO โ Practice Mock
๐ฆ Writing Off (Loan Write-off) โ Banking & Finance โ๏ธ
๐ค Writing Off kya hota hai? โโ- ยปยปยปยป
Writing Off ka matlab hai bank apni books (accounts) se loan ko hata deta hai, kyunki usse lagta hai ki ab us loan ki recovery hona bahut mushkil hai.
โ ๏ธ Important:
โ Write-off ka matlab loan maaf (waive) karna nahi hota.
โ Bank baad me bhi recovery ki koshish karta rehta hai.
๐ Easy Example
๐ค Rahul ne bank se โน5 lakh ka loan liya.
Kai saal tak EMI nahi di.
Recovery ke baad bhi paisa nahi mila.
Bank ne us loan ko Write-off kar diya.
๐ Ab bank ke balance sheet me wo loan Asset nahi dikhega.
๐ Lekin agar Rahul ke paas future me paisa aaye, to bank usse recovery fir bhi karega.
โ Bank Write-off kyun karta hai?
๐ผ 1. Balance Sheet Clean rakhne ke liye
NPA (Bad Loans) kam dikhte hain.
Financial statements zyada realistic lagti hain.
๐ 2. Actual Profit/Loss dikhane ke liye
Fake assets ko books me rakhne ka fayda nahi.
๐ฆ 3. RBI Accounting Norms Follow karne ke liye
Purane doubtful loans ko write-off karna padta hai.
โ๏ธ 4. Tax Benefit
Kuch cases me bank ko tax deduction ka benefit mil sakta hai.
โ Advantages
โจ Balance Sheet Clean hoti hai.
๐ Financial Health better dikhti hai.
๐ฆ Management ko actual position pata chalti hai.
๐ฐ Tax benefit mil sakta hai.
๐ Recovery process fir bhi continue rehti hai.
โ Disadvantages
๐ธ Bank ko accounting loss show karna padta hai.
๐ Log galat samajh lete hain ki loan maaf ho gaya.
๐ Agar recovery na ho to bank ka profit impact hota hai.
โ ๏ธ Large write-offs public criticism ka reason ban sakte hain.
๐ซ Write-off vs Waiver (Exam Favourite)
โ๏ธ Write-off
๐ Loan Waiver
Sirf accounting entry
Loan completely maaf
Recovery continue rehti hai
Recovery band ho jaati hai
Loan legally exist karta hai
Borrower ki liability khatam
Mostly banks karte hain
Usually Government announce karti hai
๐ฏ Exam Trick (1 Line)
๐ก "Write-off = Books se hatao, Recovery chalao." ๐โก๏ธ๐ฐ
๐ก "Waiver = Loan maaf, Recovery khatam." ๐โ
Yaad Rakho:
โ Write-off โ Loan Waiver
Write-off sirf accounting treatment hai, loan cancellation nahi. ๐จ
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Where is Kamrajar port situated?
Anonymous Quiz
15%
Chennai
66%
Thoothukudi
14%
Vellore
6%
Coimbatore
Highest rubber producing state in India ?
Anonymous Quiz
18%
Karnataka
36%
Kerala
20%
Jharkhand
14%
Tamil Nadu
12%
Andhra Pradesh
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