⊙°•𝗩𝗜𝗣 𝗣𝗮𝘀𝘀- 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗕𝗲𝗲𝘀 🏦

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Descriptive toh pre k baad hi shuru karenge
August me.
Abhi bas apna reading + typing ko improve karo.
Ye dono hi jruri hain

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⊙°•𝗩𝗜𝗣 𝗣𝗮𝘀𝘀- 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗕𝗲𝗲𝘀 🏦

⛈idhar ho rhi barish ✨🫧⛈

Uttarakhand🌚🌝🌸

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⊙°•𝗩𝗜𝗣 𝗣𝗮𝘀𝘀- 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗕𝗲𝗲𝘀 🏦

2026

—January ❌
—February ❌
—March ❌
—April ❌
—May❌
—June❌

🥲✅✅✅

🕹From July : dedicated Pre Preparation
🕹From August: Back to Back exams.

Focus areas should be:: 📍

-- BE STRATEGIC 📌
-- CA Revision (specially from March) 📖
-- you need more focus this time when people will be confused.🤔
-- Filter weaknesses and strengths. 🔎

So Start from Now : 🤳uninstall whatsapp, telegram and block🚫 your ex, next, and crush.
Padhlo re, saal nikal jayega pata bhi nahi chal pata dukh hi dukh hai jeevan me😭😭

@bankingmainsbees20 🌸 🐝

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⊙°•𝗩𝗜𝗣 𝗣𝗮𝘀𝘀- 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗕𝗲𝗲𝘀 🏦

📢 IBPS PO WINDOW NOTIFICATION OUT SOON

🫆Available in the official website.

https://www.ibps.in/index.php/window-notification-for-crp-po-mts-xvi/

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⊙°•𝗩𝗜𝗣 𝗣𝗮𝘀𝘀- 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗕𝗲𝗲𝘀 🏦

🔺Mains Pattern Changed

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⊙°•𝗩𝗜𝗣 𝗣𝗮𝘀𝘀- 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗕𝗲𝗲𝘀 🏦

1 saal english ko dia
Last me usi me number aadhe kar diye🤣🤣🤣

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⊙°•𝗩𝗜𝗣 𝗣𝗮𝘀𝘀- 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗕𝗲𝗲𝘀 🏦

▫️IBPS PO Mains Pattern Changed
Some Major Changes ::-

✅ Total objective questions increased from 145 to 170.

✅ General Awareness section increased to 50 questions and now explicitly includes Digital Awareness.

✅ English questions increased from 35 to 40.

✅ Data Analysis questions increased from 35 to 40.

✅ Total marks remain 225 (200 objective + 25 descriptive).

▫️IBPS PO APPLY LINK 🖇️
https://ibpsreg.ibps.in/crppoxvijun26

▫️SBI PO APPLY LINK 🖇️
https://ibpsreg.ibps.in/sbipojun26/

▫️IBPS SO APPLY LINK 🖇️
https://ibpsreg.ibps.in/crpspxvimy26/

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⊙°•𝗩𝗜𝗣 𝗣𝗮𝘀𝘀- 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗕𝗲𝗲𝘀 🏦

🤳Aaj se CA revision chalu

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⊙°•𝗩𝗜𝗣 𝗣𝗮𝘀𝘀- 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗕𝗲𝗲𝘀 🏦

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⊙°•𝗩𝗜𝗣 𝗣𝗮𝘀𝘀- 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗕𝗲𝗲𝘀 🏦

Digital Awareness add hua hai IBPS PO Mains GA me ek subtopic. ✅
Padhte jana

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⊙°•𝗩𝗜𝗣 𝗣𝗮𝘀𝘀- 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗕𝗲𝗲𝘀 🏦

a- UPI 123 Pay b- UPI X c- Hello UPI d- UPI Circle e- UPI Say

UPI (Unified Payments Interface) – Complete Exam Ready Notes (Updated till June 2026) 🇮🇳

✔️Developed by: NPCI
✔️Regulated by: RBI
✔️Launch: 11 April 2016
✔️Built on: IMPS Infrastructure

PSP (Payment Service Provider= Ye banks hote hain jo UPI services provide karte hain.

TPAP (Third Party App Provider)= Ye khud bank nahi hote. Ye PSP Bank ke through UPI provide karte hain.
Examples:: PhonePe, Google Pay, Paytm, Amazon Pay, BHIM

UPI ID (VPA) : Virtual Payment Address

✔️ Account number share nahi karna padta.
✔️ IFSC ki zarurat nahi.
✔️ Privacy maintain hoti hai.

UPI PIN

4 ya 6 digit secret PIN.
Payment authorize karta hai.
Sirf debit transactions ke liye use hota hai.
Kisi ke saath share nahi karna.

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⊙°•𝗩𝗜𝗣 𝗣𝗮𝘀𝘀- 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗕𝗲𝗲𝘀 🏦

UPI Products (Most Important)

UPI P2P = Person to Person
Friend ko ₹500 bhejna.

UPI P2M = Person to Merchant
Shopkeeper ko QR scan karke payment.

QR Payments
Static QR = Amount manually enter karna hota hai.
Dynamic QR = Amount already generated hota hai.

Collect Request = Receiver payment request bhejta hai.
Aap approve karte ho.
Money deduct ho jata hai.

UPI AutoPay = Recurring automatic payment.

IPO Mandate
IPO apply karte waqt amount account me block hota hai.
Shares allot hue →Money deduct.
Shares nahi mile →Money unblock.

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⊙°•𝗩𝗜𝗣 𝗣𝗮𝘀𝘀- 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗕𝗲𝗲𝘀 🏦

International UPI

Purpose: Foreign countries me Indian UPI use karna 🌍🇮🇳

Benefits: Indian tourists ✈️, NRIs, Businesses 💼, Cross-border payments 💸

Countries (till June 2026) =10 countries 📅

🇸🇬 Singapore
🇦🇪 UAE
🇫🇷 France
🇧🇹 Bhutan
🇳🇵 Nepal
🇱🇰 Sri Lanka
🇲🇺 Mauritius
🇹🇹 Trinidad & Tobago
🇵🇪 Peru
🇳🇦 Namibia
🇬🇷 Greece (10th country to accept UPI in June 2026) 🎉

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⊙°•𝗩𝗜𝗣 𝗣𝗮𝘀𝘀- 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗕𝗲𝗲𝘀 🏦

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979 views12:31

⊙°•𝗩𝗜𝗣 𝗣𝗮𝘀𝘀- 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗕𝗲𝗲𝘀 🏦

✅UPI Modes and features - quick Notes

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⊙°•𝗩𝗜𝗣 𝗣𝗮𝘀𝘀- 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗕𝗲𝗲𝘀 🏦

Credit Line On UPI —

"Bank ya financial institution dwara pehle se approve ki gayi ek borrowing limit, jisme se zarurat ke hisaab se paise use kiye ja sakte hain."

Maan lo bank ne tumhe ₹1,00,000 ki Credit Line approve kar di.
Aaj tumhe sirf ₹20,000 ki zarurat hai → tum ₹20,000 use karte ho.
Baaki ₹80,000 baad me jab zarurat ho tab use kar sakte ho.
Interest sirf us amount par lagega jo tumne use kiya hai (terms ke hisaab se).
UPI me Credit Line kya hoti hai?
Credit Line on UPI ka matlab hai:
Bank tumhare liye ek pre-approved credit limit rakhta hai.
Jab tum UPI se payment karte ho, paise tumhare savings account se nahi katte.
Payment us approved credit limit se hoti hai.
Baad me tum bank ko woh amount repay karte ho.
Example
Savings Account Balance = ₹2,000
Credit Line = ₹50,000
Tumne UPI se ₹8,000 ka payment kiya.
➡️ ₹8,000 tumhare account se nahi katega.
➡️ Ye bank ki Credit Line se pay hoga.
➡️ Baad me tum bank ko ₹8,000 (aur agar applicable ho to interest) wapas karoge.