⊙°•𝗩𝗜𝗣 𝗣𝗮𝘀𝘀- 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗕𝗲𝗲𝘀 🏦

• Launch Date: 1 July 2020

• Ministry: Ministry of MSME

• Purpose: MSMEs (Micro, Small & Medium Enterprises) ki online registration ke liye official portal.

• Replaced: Udyog Aadhaar Memorandum (UAM)

• Registration Name: Udyam Registration

• Registration Type: Completely Online, Paperless & Self-Declaration based

• Registration Fee: FREE

• Main Requirements:
Aadhaar Number - PAN- GSTIN (where applicable)

• Registration ke baad milta hai:

Udyam Registration Number (URN)
Udyam Registration Certificate
Dynamic QR Code

• One Enterprise = One Udyam Registration

• Manufacturing aur Service activities ek hi registration me add ki ja sakti hain.

• Portal integrated with:

Aadhaar
PAN
GST
Income Tax Database

• MSME classification automatically investment aur turnover data ke basis par hoti hai.

• Benefits:

Bank loans tak easier access
CGTMSE collateral-free loan benefits
Government tenders me preference
MSME schemes ka benefit
Subsidy aur incentives

• Delayed Payment Protection:

Buyer ko MSME ka payment maximum 45 days me karna hota hai.
Complaint ke liye MSME Samadhaan Portal available hai.

• Udyam Assist Platform (UAP):

Informal Micro Enterprises ko formal economy me lane ke liye.
UAP registered units ko Micro Enterprise maana jata hai.

🔥6❤3

1.13K views14:16

⊙°•𝗩𝗜𝗣 𝗣𝗮𝘀𝘀- 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗕𝗲𝗲𝘀 🏦

Derivatives (डेरिवेटिव्स) – Hinglish (Short & Exam-Oriented)

Derivatives = Aise financial contracts jinki value kisi dusre asset (Underlying Asset) ki value par depend karti hai.

Simple Definition:
"Derivative ki apni independent value nahi hoti. Iski value underlying asset ke price ke hisaab se badalti ya ghatati hai."

Underlying Asset ho sakta hai:
• Shares (Stocks) • Bonds • Gold, Silver
• Crude Oil • Currency (USD/INR)
• Interest Rate • Commodity
• Market Index (e.g., NIFTY 50)

Example:
Agar Gold ka price ₹1,00,000 se ₹1,10,000 ho jata hai, to Gold derivative ki value bhi uske hisaab se change hogi.

Main Purpose:

• Hedging = Risk se bachna
• Speculation = Price movement se profit kamana
• Arbitrage =

 Price difference ka fayda uthana

Main Types of Derivatives:

1. Forward – Private agreement, customized, OTC.
2. Futures – Standardized contract, exchange par trade hota hai.
3. Options – Right milta hai, obligation nahi.
4. Swaps – Cash flows ya interest rates exchange karna.

Exam One-Liners:
• Derivative = Value derived from an underlying asset.
• Futures & Options (F&O) are the most commonly traded derivatives.
• Derivatives are used for hedging, speculation, and arbitrage.
• Exchange-traded derivatives are generally safer than OTC derivatives because of clearing mechanisms.
• In India, equity derivatives are regulated by Securities and Exchange Board of India.

🌹Derivative = "Dependent Contract"

Yaad rakho:
Underlying Asset ↑ → Derivative Value generally ↑
Underlying Asset ↓ → Derivative Value generally ↓ (contract type ke hisaab se profit/loss change ho sakta hai).

❤1

867 views08:49

About

Blog

Apps

Platform