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MAY MONTH RBI NEWS 2026

Source- AffairsCloud [now Career cloud]

✅RBI Eases Rules for Small NBFCs, Grants Exemptions from July 1, 2026
NBFCs that do not avail of public funds and do not have a customer interface and have an asset size of less than Rs 1,000 crore (Crs) from the requirement of registration with the RBI.
• These entities will be classified as ‘Unregistered Type I NBFCs’, while all other NBFCs will be categorised as ‘Type II NBFCs’.
—given a one-time window to apply for deregistration by December 31, 2026
—The deregistration application is to be made through the RBI’s PRAVAAH portal.

✅RBI Allows Banks to Implement Suo Motu Loan Resolution in Calamities — effect from 1 July 2026.
—allowed banks and non-bank lenders to implement
—recommendation of the State Level Bankers’ Committee (SLBC).

✅RBI Imposes Penalties on YES Bank, Hinduja Housing Finance
Rs 33.60 lakh including Rs 31.80 lakh (YES Bank) and Rs 1.80 Lakh (Hinduja HousingFinance) for KYC non compliance.

✅RBI Cancels Licence of Mumbai-based Sarvodaya Co-operative Bank
under Sections 22(4) and 56 of the Banking Regulation Act, 1949.
—> due to Inadequate capital and poor earning prospects.

✅RBI Removes Prior Approval Requirement for Banks’ Outward Remittance Tie-ups with Fintechs (non bank entities)

✅RBI Amends Directions on Investment Fluctuation Reserves for Various Bank Categories
(IFR): It is a reserve created by banks out of their profits to absorb losses from mark-to-market (MTM) valuation changes in investments, to maintain to protect themselves against depreciation in the value of their investment portfolios.]
— » the requirement of IFR has been discontinued because the existing capital and risk management norms already provide adequate protection against investment risks.
—» applicable to Commercial banks (CB) and foreign banks (FB) only

✅RBI Imposes Regulatory Restrictions on Nagar Sahakari Bank, Caps Withdrawals at Rs 10,000 -for a period of six months
—> Etawah(Uttar Pradesh, UP)-based co-operative bank
—> restrictions due to deteriorating financial conditions and supervisory concerns.
—> No fresh deposits, loans, or borrowings without RBI approval
⚠️restrictions imposed on the bank should not be construed as cancellation of the banking licence.

✅RBI Cancels Licence of Yashwant Co-operative Bank in Maharashtra
Reason: Poor financial health, inadequate capital, and regulatory violations.

✅RBI Declared Rs 2.87 lakh Crore Dividend to GoI for FY26
—»higher than last year’s transfer of Rs 2.69 lakh crore
—» during the 623rd meeting of the Central Board of Directors (CBoDs) of RBI, chaired by Dr. Sanjay Malhotra, Governor of RBI in Mumbai

✅RBI Imposes Monetary Penalties on —
City Union Bank Limited (CUB), Mintifi Finserve Private Limited, and Newa Investments Private Limited for non-compliance with various regulatory directions.
✓ Rs 10.10 lakh on City Union Bank
✓ Rs 3.10 lakh on Mintifi Finserve
✓ Rs 2.70 lakh on Newa Investments.

✅RBI amends directions for UCBs, RCBs director cooling-off period — a mandatory three-year cooling-off period for directors who complete 10 years of continuous tenure on the board. — with immediate effect.
—» As per the latest amendment, directors completing a continuous tenure of 10 years on the board of a UCB, StCB or CCB will be eligible for re-appointment to the same bank’s board only after undergoing a minimum cooling-off period of 3 years.
Restrictions: During the 3 year cooling off period, the former director shall not be associated with the
same bank in any capacity or manner other than as a member or customer

✅RBI Sets up Expert Committee to Examine role of Quantum Tech in FinTech — to prepare a roadmap for making India’s financial ecosystem secure against future quantum-related cyber threats.
The committee has been formed under the initiative called Quantum Secure and Adaptive Financial Ecosystem (Q-SAFE).
eight-member expert panel under the leadership of Dr Anil Prabhakar,professor, at the Department of Electrical Engineering, IIT Madras. — Convener.

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🔆—« MAY Month SEBI News 2026 »—🔆

🔰SEBI Operationalises ‘PaRRVA Framework’ For Transparency & Investor Protection - ‘Past Risk and Return Verification Agency (PaRRVA) framework’ to Verify performance claims of intermediaries & finfluencers.
└--«« Recognition from : CARE rating as a verificaton body
└─«« PaRRVA Data Centre (PDC): NSE
PaRRVA is India’s first ,independently validate performance claims made by regulated intermediaries and unregistered finfluencers.

💠Eligibility Criteria:

└── CRA: Minimum 15 years of operation, Rs.100 crore net worth, ratings for 250+ issuers, and an investor grievance redressal system with Online Dispute Resolution (ODR).
└──PDC: Minimum 15 years of operation, Rs.200 crore net worth, nationwide terminals, and an investor grievance redressal system including ODR.


🔰SEBI Sets Up ‘Cyber-suraksha.ai’ Task Force to Tackle AI Driven Cyber Threats
└──to evaluate cybersecurity risks arising from advanced Artificial Intelligence (AI) tools and strengthen cyber resilience.
└──will comprise representatives from Market Infrastructure Institutions (MIIs), Qualified Registrar and Transfer Agents (QRTAs), Regulated Entities (REs) and other stakeholders.

🔰SEBI Proposes ‘GARUDA Mechanism’ to Speed Up AIF Scheme Launches
└──titled ‘Green-Channel: Alternative Investment Funds (AIF) Rollout Upon Document Acknowledgement (GARUDA) mechanism’ to accelerate the launch and approval process of AIF schemes in India.
—— >> Waiting Period Reduced:
├───For Non-Accredited investors [AI]– 10 working days (old – 30 working days),
└──--AI and Angel fund investors – fundraising immediately after filing documents with the regulator.

🔰The SEBI, a market regulator was constituted as a

non-statutory body on April 12,1988 through a resolution of the Government of India (GoI) and was established as a statutory body in 1992.
Chairman – Tuhin Kanta Pandey
Headquarters – Mumbai, Maharashtra

🔆—« MAY 2026 - Agreements & MoUs Signed »—🔆

❇️Jio Payments Bank Partners with Ezeepay [ Business Correspondent (BC)] to Expand Banking Access and last-mile digital banking services across rural and semi-urban India.
└──SERVICES :: Cash withdrawal, deposits & digital banking services through BC merchants.

❇️RBI & ECB Signed MoU to Boost Central Banking Cooperation During BIS meetings (Basel, Switzerland)

❇️Delhi Metro Rail Corporation (DMRC) has partnered with Airtel Payments Bank to launch
co-branded RuPay ‘On-The-Go’ National Common Mobility Cards (NCMC) for seamless digital payments
and metro travel across India.
└─Technology: Open-loop NCMC └─Variants: Debit Card and PPI-MTS
└──» cards are made using 99% recycled plastic to reduce carbon footprint.

❇️Mahindra & Mahindra (M&M) signed a (MoU) with DBS Bank, to launch India’s 1st sustainability-linked dealer financing scheme in the automotive sector. [Green financing based = ESG]
└─ dealers that meet defined criteria on ESG parameters, alongside sales targets, will get commercial benefits on loans used to buy passenger and commercial vehicles from the manufacturer.

❇️SEBI-Backed NISM Signs MoU with Indian Institute of Corporate Affairs [IICA] to Boost ESG, Capital Markets and Governance — in the presence of Tuhin Kanta Pandey, Chairman of SEBI in Mumbai.
└─ Key Initiatives: Certification courses, executive education & training programmes.

⚠️National Institute of Securities Markets (NISM):
In 2006, the Securities and Exchange Board of India (SEBI) established NISM as a public trust to carry out a wide range of capacity building activities at various levels to enhance the quality standards in securities markets.
Director- Sashi Krishnan
Headquarters- Mumbai, Maharashtra

❇️WBGB & Canara HSBC Life Insurance Partner to Strengthen Rural Insurance Coverage in West Bengal.
└─ Canara HSBC Life Insurance will use WBGB’s network of 960 branches across the state, to offer its insurance products.
└─ Canara HSBC Life Insurance—JV—Canara Bank and HSBC Insurance (Asia Pacific) Holdings Limited.

❇️Japan’s DBJ partners HDFC Capital [ one of India’s largest real estate private equity funds] to invest in housing projects across India — with a total targeted corpus of USD 1 billion.
└─Investment Vehicle: HDFC Capital Development of Real Estate Affordable and Mid-Income Fund (H-DREAM Fund)

Main Affairscloud pdfs se ye sb details bana rhi, bina ek news skip kiye

No use of AI
This is self organized.

🔆—« MAY Month BANKING News 2026 »—🔆

✅NPCI Bharat BillPay Limited (NBBL), a subsidiary of NPCI, partnered with fintech firm Juspay Technologies Private Limited, to launch a unified switch and software development kit (SDK) for its Banking Connect platform across India 🇮🇳, aimed at enhancing the net banking experience 💳.

✅IPPB Launches Zero-Balance SHG Savings Account to Empower Women-Led Self Help Groups 🚺💰
Maximum balance: Rs. 2 lakh, Zero balance, zero charges, Quarterly interest payout 📈
✓ Features: Zero balance, free transactions, digital onboarding, and a free monthly statement 📱.

✅Ministry of Finance (MoF) notified amendments to the Foreign Exchange Management (Non-debt Instruments) (Second Amendment) Rules, 2026, allowing 100% Foreign Direct Investment (FDI) in Indian insurance companies and insurance intermediaries via the automatic route, subject to regulatory approval and compliance with the Insurance Act, 1938 🏦.

Exception: Retains FDI in LIC at 20%. ⚠️

✅Asian Development Bank (ADB) launched a USD 70 billion initiative to expand energy and digital infrastructure across Asia-Pacific by 2035 ⚡️🌏, enhancing connectivity, power trade, broadband access, and regional resilience 🌐.
• It was announced during its 59th Annual Meeting held in Samarkand, Uzbekistan. 🇺🇿
✓ Initiative 1: Pan-Asia Power Grid (USD 50 Billion) 🔌
✓ Initiative 2: Asia-Pacific Digital Highway (USD 20 Billion) 🛣
✅ADB Launches New Financing Partnership Facility To Strengthen Asia’s Critical Mineral Supply Chains - Japan (USD 20 million); the UK (USD 1.6 million) 💎.

ADB—MASATO kanda - manila-philippines -1966 🇵🇭

✅AU SFB Launches Four New Credit Cards with Travel and Lifestyle Benefits ✈️💳
└─AU Ananta, AU Laksya, AU Tejas, AU Prathama
TARGET: Affluent users, Gen Z, salaried professionals, first-time credit users 🎯

AU SFB - 1st in principle approval from RBI for UCB = HQ: Jaipur

🏢

✅CTBC Bank Becomes 1st Taiwanese Bank to Open Branch at GIFT City, Gujarat 🏦🇹🇼

✅IDFC FIRST Bank Launches Business Multiplier Metal Credit Card for Founders & Entrepreneurs 🚀

✅ICICI Bank and Visa Launch India’s First USD-Denominated Debit Card for NRIs at GIFT City💰
Operates on: Visa Infinite Platform

✅Assam CM Himanta Biswa Sarma Inaugurates India’s 1st AI-powered Phygital Bank Branch in Guwahati
—» branch of Slice Small Finance Bank (Slice SFB)

✅Bajaj General Insurance Limited (BGIL) launched ‘My Health Care Plan Edge+’ (MHCP EDGE+), a next-generation health indemnity insurance plan offering coverage from Rs 5 lakh to Rs 5 crore, aims to reduce out-of-pocket healthcare expenses by providing flexible, customisable, and long-term health protection solutions.

✅NCDEX Launches India’s First Weather Derivatives Contract “RAINMUMBAI”
Co-developer: IIT-Bombay

✅ZikZuk Technologies Receives RBI Approval to Operate as PPI Issuer
— Payment and Settlement Systems Act (PSSA), 2007.

✅Skydo, a leading cross-border payments platform, secured the in-principle approval to operate as Payment Service Provider (PSP) in the International Financial Service Centre (IFSC) at Gujarat International Finance Tec-City (GIFT City) in Gandhinagar, Gujarat. PA-CB licence.

✅AIIB Rolls Out USD 10 Billion Relief Shield for Conflict-Hit Nations
Duration: 2 years
✓ Purpose: Support countries affected by the ongoing Middle East conflict.

AIIB - Beijing (China) - 2015.

✅(LIC) announced the launch of two new joint life insurance savings plans ‘LIC’s New Jeevan Sathi Single Premium’ and ‘LIC’s New Jeevan Sathi Limited
Premium’, available from June 2026.

✅One Mobikwik Systems Secures RBI Approval for offline PA Licence Expansion - Payment Aggregator-Physical (PA-P) licence.

✅BoB Launches Biometric & UIDAI Face Authentication, UPI Services on bob इ Pay — Platform: bob इ Pay

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🔆—« MAY Month FINANCE News 2026 »—🔆

🛑Tata AIA Life Insurance Launches ‘Shubh Health Criti’: Unit-Linked Health Fund Plan with 30-year premium guarantee
—A unit-linked life insurance plan (ULIP) in India designed to build a market-linked health fund for long-term medical needs.
— coverage for over 60 critical illnesses and available to individuals aged 18–65 years.

🛑NSE Launches Electronic Gold Receipts to Enhance Transparency in Gold Market — with approval from the Securities and Exchange Board of India (SEBI)
✔️ No GST until conversion to physical gold
✓ Participants: Jewellers, refiners, traders, institutions & retail investors.

🛑Department of Financial Services (DFS), under the Ministry of Finance (MoF), approved Viability Plan 2.0 to institutionalize performance monitoring and strengthen governance reforms for Regional Rural Banks (RRBs).
Extended from FY26 to FY28. For 3 years.

☢️ Viability Plan 2.0 is based on 30 performance parameters under four pillars to improve financial performance and strengthen monitoring mechanisms of RRBs

🛑Viyona Fintech Secures NPCI Certification for UPI, IMPS & IBMB Payment Infrastructure
Certified Services: UPI Acquirer, UPI Issuer, IMPS & IBMB integration
Interoperable Mobile Banking (IBMB)
Immediate Payment Service (IMPS)

🛑Fintech Jumpp Receives IRDAI Approval for Insurance Distribution through its Artificial
Intelligence (AI)-powered platform.
Jumpp, operated by Finvasia Group, received Corporate Agency and Insurance Self Network Platform (ISNP) licences
Banking Partner: YES Bank.

🛑Fintech Firm Decentro Becomes 1st PA to Secure PSP Licence at GIFT City -
will operate cross-border payment services from GIFT City.
Payment Service Provider (PSP)

🔆—« MAY Month ECONOMY & BUSINESS News 2026 »—🔆

✔️Paras Defence Partners Complus, JV Micronics For Anechoic Chamber Projects

✔️S&P Global 📉 lowers India’s GDP forecast to 6.6% for FY27 [skip]

✔️(SBI) 📊 released its latest Ecowrap Research report —Projects India’s Q4FY26 Growth at 7.2%

✔️Moody’s 📉Lowers India’s GDP Growth Forecast to 6% for CY26

✔️Morgan Stanley 📈 Raises India’s GDP Growth Forecast to 6.7% for FY27

✔️Morgan Stanley:
Chairman and Chief Executive Officer (CEO) – Ted Pick
Headquarters- New York, (USA)🇺🇸
Established- 1935

✔️L&T 🤝 Partners with France’s Exail to Develop Unmanned Mine Countermeasure Systems 🚢

✔️Google and Blackstone 🚀 Launch USD 5 Billion AI Cloud Venture with TPU Infrastructure — committing an initial USD 5 billion equity investment 💰
Tensor Processing Units (TPUs)
Target: 500 MW computing capacity target by 2027 💻

✔️(UNDESA) 📄 released the report, ‘World Economic Situation and Prospects 2026’ Lowers India’s GDP Forecast to 6.4% for FY27

United Nations Department of Economic & Social Affairs (UN-DESA):
Secretary-General – Li Junhua
HQ– New York, (USA)🇺🇸
Established-1948

✔️Tata Power–Bhutan's Druk Green Ink Pact for Clean Energy Framework ⚡️ aimed at developing 5,000 Megawatt (MW) clean energy capacity in Bhutan. 🇧🇹
Druk Green Power Corporation Limited (DGPC) & Tata Power Company Limited (TPCL)

✔️Nibe Group and Israel’s Elbit Systems signed a Joint Venture (JV) 🇮🇱 to set up advanced energetic materials and propellant manufacturing facilities in India. — aligns with the Government of India (GoI)’s ‘Make in India’ and ‘Atmanirbhar Bharat’ 🇮🇳

✔️Taiwan Overtakes India To Become World’s 5th Largest Stock Market 📈🇹🇼
Ranking: USA; China; Japan; Hong Kong; Taiwan; India; South Korea

✔️TCS Signs Multi-million Dollar Deal with Sweden’s SKF for AI-led Manufacturing Business 🇸🇪

✔️Tata Consultancy Services (TCS) became the first Global Systems Integrator (GSI) partner with Mistral AI 🇫🇷, a prominent French artificial intelligence startup, to deliver advanced enterprise generative Artificial Intelligence (GenAI) solutions for global clients across industries. 🤖

Still I'm from Germany. And sometimes they send me to, Amsterdam, norway, italy.

When will i get my original citizenship?

MAY MONTH State News - One liners 2026

— EXAM BOOSTERS

🐝🌸 Bihar – USD 500 million World Bank loan for Bihar Urban Transformation Programme.

🐝🌸 Chhattisgarh – ₹200 crore 'Adarsh Shahar Samriddhi Yojana'.

🐝🌸 Karnataka – India's first AI-powered multilingual 'Namma 112' emergency system.

🐝🌸 Karnataka – India's first portal for monitoring NSQ medicines and NDPS drugs.

🐝🌸 Maharashtra – AI Policy 2026 targets ₹10,000 crore investment and 1.5 lakh jobs by 2031.

🐝🌸 Mizoram – 'Khuarel' app for real-time disaster response.

🐝🌸 Nagaland – '100 Days Ayushman Student Coverage Mission' for students.

🐝🌸 West Bengal – Annapurna Yojana for women aged 25–60 years.

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