Key India Stack DPI Platforms:
Aadhaar: Biometric-based digital identity platform (UIDAI) for authentication.
Unified Payments Interface (UPI): Real-time, interoperable digital payment system.
DigiLocker: Cloud-based document wallet for storing and sharing verified digital documents.
eSign / eSign Desk: Aadhaar-linked electronic signature service for verifying documents.
e-KYC: Paperless, instant identity verification.
API Setu: A platform enabling secure, standardized data exchange between government systems.
Account Aggregator (AA) Framework: Consent-based, secure sharing of financial data.
Data Empowerment and Protection Architecture (DEPA): A framework ensuring citizens control their data, used in financial and health contexts.
Additional::::
CoWIN: End-to-end management of vaccination services.
UMANG: A unified platform for accessing government services via mobile/web.
DIKSHA: National platform for school education and teacher training.
Government e-Marketplace (GeM): Portal for public procurement of goods and services.
eSanjeevani: National telemedicine service.
BHASHINI: AI-powered, real-time language translation platform.
U-WIN: Digital platform for immunization management.
PM GatiShakti: GIS-based mapping for infrastructure planning.
POSHAN Tracker: Nutritional monitoring system.
Skill India Digital Hub (SIDH): Digital platform for training and skill development.
National Non-Communicable Diseases (NCD) Platform: Digital screening and management system.
CBDC (Digital Rupee): Central Bank Digital Currency for digital transactions.
These platforms are designed to enhance accessibility to services, foster financial inclusion, and promote efficient, transparent governance
1. Centralized Payment System
A single integrated platform that processes and settles digital payment transactions.
Managed under central authority/regulator to ensure security, efficiency, and uniform standards.
Enables real-time or near real-time settlement of funds between banks and users.
Examples in India include systems like RTGS, NEFT, and UPI.
Benefits: faster settlement, reduced operational risk, better monitoring of transactions, improved financial inclusion.
2. Payment Aggregator (PA)
A third-party service provider that enables merchants to accept digital payments without creating their own payment infrastructure.
Collects payments from customers and settles them with merchants after processing.
Requires authorization from the banking regulator and must follow capital, security, and KYC norms.
Handles onboarding of merchants, compliance, dispute resolution, and settlement.
Examples: companies that allow online stores to accept cards, UPI, wallets, etc., through one integration.
3. Payment Gateway
A technology interface that securely transfers payment information from the customer to the acquiring bank or payment processor.
Performs encryption, authentication, and authorization of transactions.
Does not hold customer funds (unlike a payment aggregator).
Used in e-commerce websites, apps, and online services.
Ensures secure and quick processing of debit card, credit card, net banking, and UPI payments.
โค2
Targets jinhone send kiye hain unhe access de dia gaya hai
This rule has only one purpose: Discipline ๐ฏ
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Kabil banna hai ... Sirf khilone jaisi pyari gudiya nahi๐
โค13
revision k liye badhiya hai na?
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๐ดHierarchy in SBI
Clerical Cadre (Entry Level)
Junior Associate (JA) โ Customer Support & Sales (Entry-level clerical position)
Senior Associate
Special Associate
Chief Associate
Officer Cadre (Management Grades)
Junior Associates can become officers through internal examinations (JMG-I) or promotions.
Junior Management Grade Scale-I (JMGS-I): Assistant Manager / Probationary Officer (PO)
Middle Management Grade Scale-II (MMGS-II): Deputy Manager
Middle Management Grade Scale-III (MMGS-III): Manager / Senior Manager
Senior Management Grade Scale-IV (SMGS-IV): Chief Manager
Senior Management Grade Scale-V (SMGS-V): Assistant General Manager (AGM)
Top Management Grade (Executive Level)
Top Management Grade Scale-VI (TMGS-VI): Deputy General Manager (DGM)
Top Management Grade Scale-VII (TMGS-VII): General Manager (GM)
Chief General Manager (CGM) (Scale-VIII)
Deputy Managing Director (DMD)
Managing Director (MD)
Chairman
โค4
maa rool
maa gamla
tu fool
๐คฃ15
galti se bees chat group delete kr dia hai
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ANTIDOT to DISCONTENT
We live in an age of quick fixes and instant solutions. Surrounded by every imaginable gadget and an environment of abundance, we still feel a sense of lack, a strong feeling that something is missing in our lives. We complain about the traffic, the weather, our work, our families, even the food on our plates. If the internet is slow, we sigh; if someone disagrees, we react harshly. For every event and incident that we did not anticipate, we complain.
Every complaint, no matter how small, steals peace from the heart and joy from the moment. Complaints turn our attention towards what is missing instead of what is available to us. And the lack that we focus on grows. Attitude of
gratitude reverses this flow. It lifts the heart from scarcity to abundance, from discontent to acceptance, from tension to trust. When gratitude enters, complaints fade away. Gratitude is about recognising that life itself is a gift. Every morning, before the phone lights up, before the rush of messages and tasks begins, pause for a few moments of awareness.
Feel the breath flowing through you. You did not earn it; it is given.
The sun has risen again, the earth is turning, heart is beating โ
each a quiet miracle.
Begin the day with a simple prayer: โThank Youโ.
Those two words can transform the hours that follow.
๐๐๐ป๐ป๐ป๐ป๐ป๐ป๐ป๐ป๐ปโ๏ธโ๏ธ๐ฑ๐ฑ๐ฑ๐ฟ๐ฟ
โคโ๐ฅ11โค1๐1
The Confidence I Need In Life ๐ || Atif Aslam Funny Concept || #shotsโฆ
aaj jo log rehearsal nahi kar rahe
Exam k din aisi karne wale hain๐ฅฒ๐ฅฒ
๐คฃ๐คฃ๐คฃ๐คฃ๐คฃ๐๐๐๐
Exam k din aisi karne wale hain๐ฅฒ๐ฅฒ
๐คฃ8๐1๐ญ1
eeeeeeeeeeeiiiiiieeeeeiiiieeeeee๐ฌ๐ฌ๐ฌ๐ฌ๐ฌ๐ฌ
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February
โ ๏ธ 2 months have been finished. You know everything you did. ๐Don't waste your time. You have just four months.
March - 31 days๐ดTOTAL - 122 DAYS
April - 30 days
May - 31 days
June - 30 days
You can prepare for exam in these remaining months with focus.
From July : dedicated Pre Preparation
From August: Back to Back exams.
So Start from Now : Share your daily to do.
@bankingmainsbees20
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Forget the past
Aaj karo jo haath me hai
Happy new month March :)
Aaj karo jo haath me hai
Happy new month March :)
โค10
For any doubts and Study -
@BankingMainsBees20
@BankingMainsBees20