#NEWS
American miners control a record share of the Bitcoin hashrate

Despite falling profitability, weather outages, and a boom in AI infrastructure, public US mining companies continue to strengthen their position in the Bitcoin network 💪
According to J.P. Morgan, at the beginning of 2026, American public miners controlled 42.6% of the global hashrate—nearly a historical high 📊
For comparison:
January 2022—14.8%
2023—more than 24%
2024—approximately 31%
mid-2025—approximately 38%
The trend is clear: the US is becoming the center of global mining 🌎
📉 But profitability is falling
Meanwhile, the economics of mining are deteriorating. The hash rate (revenue per unit of hashrate) has almost halved—
from ~$70 to just over $35 per petahash ⚖️
This is a serious blow to operators' margins.
🤖 Are miners moving to AI?
Some companies have begun diversifying their businesses and developing data centers for high-performance computing.
For example, the American company Bitfarms announced that it is no longer focusing exclusively on BTC mining and is developing infrastructure for artificial intelligence tasks.
This reflects a new trend:
mining capacity can be used not only for blockchain but also for AI projects 🧠
📌 Summary
The US is strengthening its hash rate leadership, even in the face of declining profitability.
But the industry is gradually changing—mining is increasingly becoming part of a broader computing power ecosystem.

▶️This is James | This is Serj

#NEWS
Bitcoin mining difficulty rebounded by 15% after winter storms in the US

The Bitcoin network is gaining momentum again 🚀
According to CoinWarz data as of February 20, mining difficulty increased by approximately 15% to 144.4 trillion, completely reversing February's 11% drop.

📉 That decline was the sharpest since China's mining ban in 2021.

❄️ What happened?

At the end of January, powerful winter storms in the US disrupted power grids. Miners were forced to temporarily shut down their equipment.

The largest mining pool by hashrate, Foundry USA, has reduced its computing power almost in half:
from ~400 EH/s to 198 EH/s ⚡️

After power was restored, the hashrate returned, and with it, network difficulty increased.

🧮 Why does difficulty change at all?

🔹 Hashrate = total network computing power
🔹 Difficulty is recalculated every 2016 blocks (~every 2 weeks)
🔹 The goal is to keep the average block time around 10 minutes.

When miners return to work → the hashrate increases → the network automatically increases difficulty.

📈 This increases network security
📉 But at the same time, it increases miners' costs.

💰 Paradox: miners profited from the storm

Downtime is not always a loss.

Many American companies are participating in demand response programs:
they can temporarily halt mining operations and sell electricity back to the grid at peak prices. 🔌

For example, LM Funding America redirected capacity to the grid during Storm Fern and earned more than 25% of its usual quarterly revenue from energy programs in one weekend.

Equipment manufacturer Canaan Inc. also reported the participation of its American capacities in reducing grid load.

🇺🇸 The United States is the main mining hub

Following the ban in China in 2021, the United States has become the world leader in Bitcoin mining.

Large capacities are concentrated in the following states:

Texas

Georgia

According to the Cambridge Centre for Alternative Finance, the United States accounts for more than a third of the global hashrate.

🤖 A little analysis

History repeats itself:
when mining is concentrated in one country, weather or political events can dramatically impact the entire network.

After the Chinese ban, the hashrate "moved" to the US, but it didn't become more distributed—it simply changed geography.

Today, a single strong storm can shake the global infrastructure more than government decisions 🌍

And another interesting point:
miners are increasingly acting as balancers for energy systems.

The only question is 🤔
if a new crisis arises, which will be more profitable:
⚡️ selling electricity
or ⛏️ supporting the network?

📌 The fact remains: the difficulty recovery to 144.4 trillion confirms that the Bitcoin network has returned to normal operation.

But the resilience of the infrastructure remains an open question.

▶️This is James | This is Serj

#NEWS
Missouri wants to create a Bitcoin reserve and require BTC to be held for at least 5 years

The US state of Missouri is proposing to establish a Bitcoin strategic reserve 🟠💰
According to bill HB 2080, the asset is planned to be held for at least 5 years, and the fund itself will be funded by donations.
The document was submitted to the 103rd State General Assembly.
📌 What is being proposed?
The initiative proposes the creation of a separate fund—the Bitcoin Strategic Reserve Fund—which will:
🔹 be replenished through donations, grants, and bequests in BTC
🔹 be managed by the state treasurer
🔹 be used strictly for its intended purpose
Essentially, this is a long-term model for Bitcoin accumulation at the state level. 🔐 Key Storage Conditions
The bill establishes clear rules:
✔️ Minimum storage period: 5 years from the date of receipt of BTC
✔️ After the expiration of the period, the asset can be sold, transferred, or converted
✔️ Mandatory use of cold storage for security
✔️ Regular audits and public reports
✔️ Prohibition of transactions with foreign and suspicious entities
✔️ Possibility of engaging specialized crypto companies to protect assets
Furthermore, the Treasury will publish reports every two years, disclosing the size of the reserve, its market value, and potential risks. 📊
A mechanism for accepting donations and publicly acknowledging major donors is also provided. 💼 Additional Powers
The document grants the Treasurer the right to:
🔹 Invest public funds in cryptoassets
🔹 Buy and hold digital currencies
🔹 Consider accepting cryptocurrency for the payment of taxes, fines, and fees (subject to agency approval)
🇺🇸 This is part of a broader trend
Missouri isn't the only state considering crypto reserves.
For example, in January 2026, Florida introduced SB 1038, a bill authored by Senator Joe Gruters, allowing the state to buy, hold, and sell cryptoassets.
At the federal level, Senator Cynthia Lummis is actively promoting the discussion. She previously stated that a strategic bitcoin reserve could be launched "at any time," but the process is being held up by legislative bureaucracy.
📈 The topic of state bitcoin reserves is gradually moving from the realm of fantasy to the realm of real legislation.

▶️This is James | This is Serj

#NEWS
Coinbase Launches Stock Trading for All US Users

Cryptocurrency exchange Coinbase has officially opened stock and ETF trading to all US customers. Following a pilot phase in December 2025, the service launched in full 🚀.

Users now have access to over 8,000 stocks and ETFs.

24/5 and Commission-Free

Trading is available 24 hours a day, 5 days a week.
The company claims no commissions, increasing competition with major US brokers. 💼

💵 Dollars or Stablecoins?

One of its key features is the ability to trade not only in dollars but also in USD Coin (USDC).

This effectively creates a bridge between the crypto infrastructure and the traditional stock market 🌉
Users can freely transfer capital between digital assets and traditional securities in a single interface.

📊 Fractional Shares – Lower Entry Barriers

Coinbase supports the purchase of fractional shares, allowing you to invest even small amounts.

Now you don't have to buy a full share of an expensive company – you can buy a fraction of it. This makes the market more accessible to retail investors 📈

🏦 Crypto Exchange or Fintech Ecosystem?

The launch of fractional shares is a strategic step for Coinbase to become a universal financial platform.

The company is gradually expanding beyond just a crypto exchange and building an ecosystem that integrates:
— cryptocurrencies
— stablecoins
— traditional stocks and ETFs

If the model proves successful, it could increase competition between crypto platforms and traditional brokers and accelerate the integration of blockchain into traditional finance 🔗

▶️This is James | This is Serj

#NEWS
Britons have just one month to reopen: crypto ETNs will no longer be allowed in ISAs

Starting April 6, the start of the new tax year, investors in the UK will no longer be able to add crypto ETNs to their tax-advantaged ISAs. This was reported by the Financial Times.

📌 What's changing?

The UK tax office, HMRC, is reclassifying crypto ETNs.

They will now only be accepted in IFISAs (Innovative Finance ISAs), not in traditional stocks and securities ISAs.

The problem is that:
👉 IFISAs are a niche product
👉 They are almost never offered by major investment platforms
👉 None of the 57 licensed ISA platforms plan to support crypto ETNs

In effect, investors are losing access to tax protection.

💰 Why is this important?

ISAs allow you to invest up to £20,000 per year without tax on income or capital gains.

There are two main formats:

Cash ISA (similar to deposits)

Stocks & Shares ISA (stocks and exchange-traded instruments)

The Financial Conduct Authority's decision to allow retail investors access to crypto-ETNs was previously considered a major step forward for the UK crypto market.

Now, this progress is being partially reversed.

⚖️ What about existing ETNs?

If crypto-ETNs are already in an ISA, you won't be forced to sell them. This is done to avoid market turbulence.

HMRC explained the restriction by the "innovative nature" of the instrument and the fact that the market is still developing. They promise to review the decision.

🌍 Risk of being left behind?

Compared to the US and Europe, where crypto ETPs are actively integrating into traditional investment products, the UK risks appearing less flexible.

According to the Financial Times, Fidelity believes this approach calls into question the government's commitment to providing regulated access to digital assets.

📉 Bottom line: UK investors have just one month to take advantage of the current rules.

▶️This is James | This is Serj

#NEWS
Visa and Stripe are launching a global offensive of stablecoin cards

Payment industry giants Visa and Stripe are preparing a major expansion of cards that work directly with stablecoins.

If all goes according to plan, crypto will finally move beyond the investment niche into everyday payments. 🚀

🔎 What is this product?

We're talking about payment cards that allow you to spend stablecoins (digital assets pegged to the dollar and other fiat currencies) directly, without having to convert them into traditional currencies.

This means:
✔️ Lower fees
✔️ Faster transactions
✔️ Easier international transfers
✔️ Less dependence on intermediary banks

In essence, digital dollars are starting to work just like regular money in a wallet 💵

🌐 Scale – 100+ countries

The companies plan to take the product global. This includes:

• Availability in over 100 countries
• Integration through existing and new partners
• Simplified international payments
• Expanded financial access in underbanked regions

For many users, this may be their first real contact with crypto infrastructure in their everyday lives.

📈 Why is this important for the crypto market?

Stablecoins have already proven their practicality:
• low volatility
• convenience of cross-border transfers
• high settlement speed

Now, global infrastructure is added to this.

If Visa cards and the Stripe ecosystem begin to support such solutions en masse, this could become a powerful driver of adoption.

👤 What will users get?

🔹 The ability to pay with stablecoins in stores and online
🔹 Fast international transfers with low fees
🔹 Closer integration of crypto wallets with fintech services
🔹 An alternative to banking

🏦 How does this change the financial landscape?

This step could lead to:

• a reduction in the role of traditional intermediary banks
• cheaper cross-border transfers
• the emergence of new services around digital currencies
• accelerated mass adoption of crypto assets

But regulators will also have to adapt—the rules of the game in the global financial system are gradually changing ⚖️

💡 If scaling truly reaches 100+ countries, it could be a turning point for the entire industry.

Crypto is no longer just an investment tool—it's increasingly becoming a part of the everyday economy.

▶️This is James | This is Serj

#NEWS
Western Union enters the stablecoin market: launches USDPT on the Solana network

Global payments industry major Western Union is teaming up with fintech platform Crossmint to launch a new stablecoin, USDPT.

The digital coin will be pegged to the US dollar and will appear on the Solana blockchain.

🪙 What is known about the new stablecoin

USDPT will be part of Western Union's new digital asset ecosystem, which will combine blockchain technology with the company's global money transfer network.

The main idea is to link cryptocurrency transfers and real cash.

🌐 How it will work

After launch, users will be able to:

🔹 send digital dollars via blockchain
🔹 store funds in USDPT stablecoin
🔹 cash out in local currency through the Western Union network

And we are talking about more than 360,000 delivery points around the world 🌎

⚡️ Fast transfers via Solana

The project infrastructure will be provided by Crossmint.

The company integrates USDPT into its APIs for:

• crypto wallets
• payment services
• fintech applications

Thanks to this, transfers will be able to take place almost instantly within the Solana network, and funds will be stored in a dollar stablecoin.

💬 What project participants say

Crossmint co-founder Rodrigo Fernandez Touza noted that stablecoins are increasingly becoming the basis of international cash flows, especially for corporate payments.

Western Union also believes that the new infrastructure will combine digital assets and one of the world's largest cash payments networks.

According to company representatives, thanks to this, customers will be able to receive money in more than 200 countries.

🚀 Why is this important

This project could be a serious step towards the mass introduction of crypto-payments:

✅ connection of cryptocurrencies and cash
✅ instant cross-border transfers
✅ access to finance even without a bank account
✅ integration of cryptoinfrastructure into traditional payment networks

If the launch is successful, USDPT could become one of the first stablecoins directly linked to the global offline payout network.

📊 It seems that large financial companies are increasingly integrating blockchain - and the stablecoin market is becoming a key part of the new financial infrastructure.

▶️This is James | This is Serj

#NEWS
Florida has effectively equated stablecoins with regular money

The Florida State Senate unanimously supported a bill regulating the use of stablecoins at the state level. This is one of the first such laws in the United States. 🇺🇸

The bill has now been sent to the governor for signature. He has 30 days to approve the law.

📜 What will change

If the law comes into force, stablecoins will be regulated almost identically to traditional money.

Key rules:

💰 AML requirements also apply to cryptocurrencies
🏦 Issuers must comply with the same rules as banks
📄 Issuing stablecoins without a license is prohibited

This means the digital dollar market is becoming a full-fledged part of the financial system.

🚫 No license required

Companies issuing stablecoins will be required to obtain regulatory approval.

If an issuer is located in another US state, they must notify the local regulator, the Florida Office of Financial Regulation, before commencing operations in Florida.

⚖️ Stablecoins are not securities

An important point of the law: payment stablecoins are not considered securities.

However, they will be subject to the supervision of:

🏛 the state regulator — Florida Office of Financial Regulation
🏦 the federal banking regulator — Office of the Comptroller of the Currency

💸 Interest on stablecoins is questionable

The law also introduces a restriction:
issuers will not be able to pay income to stablecoin holders if such payments are prohibited by federal regulations.

🇺🇸 Part of a larger crypto reform

This law emerged after the passage of the federal GENIUS Act, which established the basic rules for issuing stablecoins in the country.

Meanwhile, another bill, the CLARITY Act, aimed at regulating the crypto market, is being debated in Congress.

However, its progress has been slowed by disputes with the banking sector.

📊 Bottom Line:
The US is gradually creating a comprehensive legal framework for stablecoins.

If this trend continues, such assets could become an official part of the financial infrastructure, almost on par with fiat currencies. 💵🚀

▶️This is James | This is Serj

#NEWS
Coinbase and Kraken Expand Trading Options for Crypto Traders

Major crypto exchanges continue to add new instruments. This time, updates came from Coinbase, Kraken, and even the Nasdaq exchange.

⚡️ Coinbase Futures for Europe

The Coinbase platform has opened access to regulated futures for Advanced service users in 26 European countries.

Traders can now trade contracts on:

• Bitcoin
• Ethereum
• Solana
• Stock indices

📊 The platform offers two contract formats:

1️⃣ Long-term – up to 5 years with daily settlements.
2️⃣ Futures – with monthly or quarterly expirations.

💹 Trading conditions:

Leverage up to 10x for Bitcoin, Ethereum, and indices

Up to 5x for other assets

Commission from 0.02% per contract

🏦 Nasdaq and Kraken launch tokenized shares

In parallel, Nasdaq has agreed with Kraken to create a platform for the issuance and trading of tokenized shares.

According to The Wall Street Journal, the project is planned to launch in early 2027.

📑 Token holders will receive the same rights as ordinary shareholders:

• dividends
• voting rights
• participation in corporate decisions

Blockchain will automate payouts and speed up settlements.

🌍 Who will have access to digital shares?

The platform is primarily aimed at users outside the US, particularly in Europe.

Kraken's role is to act as a partner in distributing tokenized securities to its clients.

🔗 Another partnership

Nasdaq is also collaborating with the Centurion platform, owned by Boerse Stuttgart Group.

This solution aims to unify European infrastructures for settling digital assets.

🚀 It appears that traditional financial markets and the crypto industry are moving ever more rapidly toward each other—from cryptocurrency futures to tokenized stocks.

▶️This is James | This is Serj

#NEWS
Kraken Launches Rewards System for Tokenized Stock Traders

The xStocks tokenized stocks platform, affiliated with the Kraken crypto exchange, is preparing to launch a new user rewards program.

The initiative, called xPoints, will allow participants to earn points for activity in the tokenized stock ecosystem.

💡 How to Earn xPoints

Points will be awarded for various actions on the platform:

📊 Trading tokenized US stocks
💧 Providing Liquidity
🔗 Using assets in Decentralized Finance applications

The system will track user activity on supported platforms and integrations within the ecosystem.

🎁 Why Points Are Important

In the crypto industry, such programs are often used to incentivize early adopters.

The following scenario often occurs:

1️⃣ Users accumulate points
2️⃣ The platform launches its own token
3️⃣ Points are converted into governance tokens or other rewards

While the xStocks tokenized stocks platform has not yet announced a token launch, the program may be preparing for a future launch.

📊 The tokenized stock market is growing rapidly

The tokenized asset sector is currently experiencing rapid development.

According to RWA.xyz real world assets analytics:

💰 The volume of locked funds in this category has exceeded $1 billion
📈 The market has grown approximately threefold in just six months

The xStocks tokenized stocks platform itself reports that in the eight months since its launch:

💸 Transaction volume has exceeded $25 billion
🌐 Trading has expanded to several blockchain networks

🏦 Interest in traditional finance

Traditional exchanges are also starting to actively consider tokenized stocks.

For example, Nasdaq recently announced a partnership with Kraken to distribute tokenized versions of stocks to investors outside the US.

This is part of a larger movement to integrate blockchain infrastructure into traditional capital markets.

🚀 Conclusion

Tokenized stocks are gradually becoming a bridge between the crypto market and traditional finance.

And the launch of programs like xPoints could accelerate the influx of users and liquidity into this rapidly growing sector. 📊💰

▶️This is James | This is Serj

#NEWS
Income-yielding stablecoins are rapidly taking over the crypto market

A new trend is gaining momentum in the crypto market: yield-yielding stablecoins. According to Messari analysts, these assets are growing tens of times faster than regular stablecoins. 🚀

Over the past six months, their market capitalization has grown approximately 15 times faster than the overall stablecoin market.

💡 Why are investors paying attention to these assets?

The main reason for their popularity is simple:

👉 They remain pegged to the dollar
👉 while generating passive income.

Thus, yield-yielding stablecoins are becoming a unique alternative to bank deposits and money market funds, but within the crypto industry.

📊 Which projects are growing the fastest?

Analysts have identified several tokens as market leaders:

🔹 Circle's USYC
Capitalization growth: +198%

🔹 Paxos's Global Dollar
Growth: +169%

🔹 TRON DAO's USDD
Growth: +114%

🔹 Ondo Finance's USDY
Growth: +91%

📉 But the overall market is growing much more slowly.

For comparison:

The total stablecoin market capitalization increased by approximately 9% over the same period.

This shows that yield models are now becoming the main driver of the sector's development.

⚖️ Regulators have not yet decided.

Discussions are ongoing in the United States about how to regulate stablecoin yields.

Lawmakers in Washington, D.C., have not yet reached a consensus on this issue.

📌 Main Trend

According to Messari analysts, such assets are gradually beginning to perform functions similar to traditional financial instruments.

More and more investors are using them as:

💰 Cryptocurrency deposits
📈 A source of passive income
🏦 An alternative to cash funds

⚡️ A new class of crypto assets is essentially emerging—a hybrid between a stablecoin and a financial income instrument.

▶️This is James | This is Serj

#NEWS
The Strait of Hormuz is under threat: could the dollar falter?

Geopolitics is once again influencing finance—and this time, it's serious.
Bridgewater Associates founder Ray Dalio warned that the situation around the Strait of Hormuz could hit the dollar's position 💵

🚨 What's the risk?

According to Dalio, if the US fails to control the key shipping route, it will be a sign of weakness:

📉 A decline in confidence in the dollar

🌐 A weakening of US global influence

💣 The risk of losing reserve currency status

👉 He even compared the current situation to crises that led to the collapse of entire empires.

🛢 Why is the Strait of Hormuz so important?

The Strait of Hormuz is one of the world's main energy routes:

Approximately 20% of the world's oil passes through it.

Any blockage = a shock to the markets.

📊 Moreover, a scenario is being discussed in which oil payments could be made in yuan—and this would directly challenge the dollar.

🧠 What other experts say

Balaji Srinivasan believes the consequences could be even more widespread:

the end of the petrodollar era ⛽️

the transition to a multipolar world 🌏

rebuilding the global financial system

📉 Pressure on the economy is already growing

Mark Zandi, chief economist at Moody's Analytics, warns:

the risk of a recession is already around 50% 📊

rising energy prices are increasing the pressure

historically, fuel price spikes often lead to crises

💡 What does this mean

📍 Local conflict → global consequences
📍 Energy directly affects currencies
📍 Confidence in the dollar depends not only on economics but also on geopolitics

💭 Conclusion:
The situation around the Strait of Hormuz is not just a regional conflict. This is a potential trigger for a restructuring of the global financial system ⚖️

▶️This is James | This is Serj

#NEWS
New reshuffle in the crypto rankings: American Bitcoin overtakes Galaxy Digital

The market for corporate BTC holders has seen an unexpected turn 👇

American Bitcoin has overtaken Galaxy Digital in terms of the number of bitcoins on its balance sheet 🔥

📊 Who holds how much?

🟢 American Bitcoin — 6,899 BTC (~$491 million)

🔵 Galaxy Digital — 6,894 BTC

👉 The gap is minimal — just 5 BTC 😮
Any purchase or new mining could change the positions again.

🚀 Why American Bitcoin is growing

The company is actively strengthening its position:

⛏️ purchased 11,298 ASIC miners

⚡️ increases its capacity by approximately +12%

📈 accelerates BTC accumulation through mining

👉 This provides a stable influx of new coins

👤 Who is behind Project

American Bitcoin is a subsidiary of Hut 8

Co-founder: Eric Trump

🔄 What about Galaxy?

Galaxy Digital isn't giving up either:

🇺🇸 has completely moved to the US

📈 Traded on the Nasdaq under the ticker GLXY

👉 Competition is only intensifying

🧠 What does this mean?

📌 Corporations continue to actively accumulate BTC
📌 Mining remains an important source of reserve growth
📌 Leadership can change literally every day

⚠️ Important:
The crypto market remains high-risk - always conduct your own research (DYOR) before investing

💡 Conclusion:
Even giants are separated by a few BTC - the battle for positions in the crypto rankings is becoming increasingly fierce 💥

▶️This is James | This is Serj

#NEWS
Ledger Strengthens Its IPO Position: New CFO and US Expansion

Ledger is taking a major step toward going public 👇

👉 New CFO appointed
👉 New York office opened
👉 Increasing focus on institutional clients

👤 Who has become CFO

John Andrews, a former Circle executive, has been appointed CFO 💼

🧠 Over 20 years of experience in finance

📊 Responsible for capital markets and investor relations

🏦 Experience at the company behind stablecoins

👉 A clear signal: Ledger is preparing to handle big money

🇺🇸 New New York office

📍 The US is becoming a priority market

💰 Multi-million dollar investments

🏢 Corporate outreach center

👥 Active hiring Specialists

🎯 Target: Banks, Funds, and Asset Managers

🚀 Preparing for an IPO

Ledger is actively preparing for its IPO 📈

💼 Partners:

Goldman Sachs

Jefferies

Barclays

💰 The company's valuation could exceed $4 billion

🔐 Why demand is growing

📊 Interest in secure storage is growing:

📈 Rising number of hacks

🪙 More institutional investment

🏦 The transition of traditional finance to crypto

👉 Security is becoming a critical factor

🧩 What Ledger is doing now

The company has long since moved beyond "just wallets" 👇

🔒 Hardware wallets

🏢 Business solutions

📊 Asset management tools

⚙️ Bank-level infrastructure

📌 8+ have already been sold million devices worldwide

⚠️ Not without its challenges

The company's history includes incidents:

📉 Data leak in 2020

⚠️ Vulnerability in DeFi integrations in 2023

👉 But the market still trusts the brand

🌍 General Trend

Crypto companies are heading back to the stock market:

📊 BitGo has already held an IPO

🧾 Securitize is preparing

⏸️ Kraken is currently on hold

🧠 Conclusion

📌 Ledger is betting on institutions
📌 The US is becoming a key market
📌 The IPO could be one of the largest in the crypto sector

💡 Bottom line:
Crypto infrastructure is gradually becoming part of traditional finance – and Ledger wants to be at the center of this process

▶️This is James | This is Serj

#NEWS
Stocks are catching up with Bitcoin's decline: who's leading whom?

It looks like the market is starting to confirm an important idea 👇
👉 Bitcoin may be a leading indicator for stocks

📊 What happened earlier
₿ BTC fell from ~$90,000 to ~$60,000
📈 Meanwhile, the S&P 500 and Nasdaq held on to their highs

🤔 Everyone was waiting:
Will crypto recover or will stocks "catch up" with the decline?

📉 And here's the answer...

Stock markets are already falling:

📊 Nasdaq → hitting new lows
📉 S&P 500 → also under pressure

👉 Stocks are starting to follow BTC's path

⚠️ Why markets are down

Key factors:

⛽️ rising commodity prices
📈 jump in bond yields
🏦 changing rate expectations

📌 US 10-year yield ≈ 4.4%

👉 money is moving away from risk

💡 How it works

When yields rise:

💸 loans become more expensive
🏢 it's harder for businesses to develop
📉 stocks become less attractive

👉 risk-off begins

🧠 BTC as an indicator

Interesting point:

crypto Trades 24/7
Reacts more quickly to fear 😱

👉 Therefore, it often falls before the stock market

📌 Traders have long used BTC as a "risk barometer"

📉 What analysts are saying

Mike McGlone notes:

👉 Bitcoin's decline could be the beginning of a broader decline

₿ What's happening with Bitcoin now
📊 Range: $65K – $75K
💰 Current price ≈ $68K
😨 Options - a surge in fear (demand for protection)

👉 The market is still tense

🧠 Bottom Line

📌 BTC has already shown weakness before everyone else
📌 Now stocks are catching up
📌 More volatility may lie ahead

⚡️ Key takeaway:
If Bitcoin falls first, it's often a signal for the entire market

▶️This is James | This is Serj

#NEWS
The end of the petrodollar? A new world order could be starting right now

A new report from Deutsche Bank hints at a major turning point 👇
👉 The conflict with Iran could be the beginning of the end of the petrodollar era

🛢 How things used to work

📜 After the 1970s:

Oil was sold for dollars
💵
Countries accumulated dollar reserves
Money returned to the US economy

👉 This is the petrodollar system

⚠️ Why the system began to crack

Even before the conflict, there were signs:

🇺🇸 The US has become less dependent on Middle Eastern oil
🇨🇳 China has become the main buyer
💴 Yuan settlements are increasingly discussed
🔗 Alternatives to SWIFT are emerging

📌 Example: the mBridge project – payments without the dollar

💥 What has changed Conflict

The war has increased pressure on all fronts:

🛡 The US's "protective umbrella" is in question
🚢 Oil logistics are no longer being addressed by the US alone
💱 Iran is discussing paying for oil in yuan

👉 Sounds like the beginning of a petro-yuan 😳

🏦 But the dollar is not giving up

There are also strengths:

🇺🇸 The US could become the largest oil supplier
💵 The dollar remains the reserve currency
🌍 Many countries are still tied to the USD

👉 Total collapse - not tomorrow

⚖️ Possible scenario

The world could split:

🌏 Asia → yuan settlements
🌎 West → the dollar remains

👉 Instead of one system, there are two parallel systems

⚡️ The main threat

The most unexpected risk:

🌱 Abandoning oil In principle

Renewable energy development
Nuclear energy
Local independence

👉 If oil loses its value, the petrodollar loses its basis

🧠 Historical context

📉 Changing currencies isn't quick

👉 The transition from the pound to the dollar took about 30 years

🔍 Important point

The technologies are already ready:

⚡️ Transactions outside SWIFT → seconds instead of days
📈 Growth of yuan settlements
🔗 New financial infrastructure is already operational
🧠 Summary

📌 Pressure on the dollar is increasing
📌 The world is moving toward a multicurrency system
📌 Oil no longer guarantees dominance

⚡️ Main idea:
We may be living in a moment when the rules of the global economy are being rewritten

▶️This is James | This is Serj

#NEWS
X Strengthens Its Crypto Focus with a New Key Hire

X (formerly Twitter) continues to move toward finance and crypto 🔥
👉 and is making a serious bet on product design

👨‍💻 Who's Joined

The new head of design is
👉 Benji Taylor

📌 He will oversee design across:

X (social network)
xAI
SpaceX

👉 Sounds like preparation for something big 👀

🧠 Why this matters

Taylor isn't just a designer:

🏗 Founded the Family crypto wallet
💰 Worked at Aave Labs
🔗 Was a designer at Base
🏦 Associated with Coinbase

👉 So he has real experience in DeFi and Web3, not just UI

💬 What X is saying

Management clearly wanted him Get:

👉 Product Director
Nikita Bir
has been following his work for years and considers his products top-notch 💯

💳 Where it's all heading

X is actively building a fintech ecosystem:

📌 Launching soon: X Money

According to
Elon Musk

the platform will offer:

💸 P2P transfers
🏦 Bank deposits
💳 Debit cards
🎁 Cashback
📈 Up to 6% return on balance

👉 Launch expected as early as April

🔥 What does this mean

📊 X is gradually turning into:

👉 A WeChat-style super app, but with crypto

And the new hire is a clear signal:
💡 The focus is not just on payments, but on Web3 integration

⚡️ Bottom Line

X is strengthening its team with people from crypto industry and is preparing to launch next-level financial services.

👉 If the trend continues,
we could see one of the most powerful fintech platforms on the market.

▶️This is James | This is Serj

#NEWS
The US is tightening regulations for crypto ATMs

The state of 👉 New Hampshire is taking a step toward tighter regulation of the crypto industry 👇

The Senate has approved a bill that restricts the operation of crypto ATMs 💳🪙

🚫 What will change?

📌 Key innovations:

💵 Deposit limit – up to $2,000 per day
🧾 Mandatory receipts with details and fees
⚠️ Fraud warnings on the screen and case

👉 Previously, limits of up to $15,000 were proposed – these have been significantly reduced.

🔄 User protection

If you have been scammed:

⏳ You can request a full refund within 30 days.

💡 An extension to 90 days, as in other states, is being discussed.

💸 Problem Commissions

📊 Interesting point:

🏧 Crypto ATM fees are up to 30% 😳
🌐 Online platforms - around 1.5%

👉 The difference is huge, and this is what scammers often exploit.

🕵️ Why are restrictions being introduced?

📉 The reason is the rise in fraud.

According to the
👉 FBI:

💰 Losses by 2025: $333.5 million
📈 A 33% increase year-on-year
👵 Who is at risk?

📊 The statistics are alarming:

👴 85% of victims are 60+
📉 They account for 71% of all losses.

👉 Scammers often pretend to be:

government employees
technical support
business partners

and direct victims directly to Crypto ATM

📍 On-Site Situation

In the City
👉 Manchester:

⚠️ 66 Fraud Cases
🏧 22 Devices in Total
💸 Average Damage: $17,000
👤 Average Age: 73
🌎 Overall Trend

📌 24 US states have already introduced restrictions, including:

Maine
Vermont
Connecticut
Rhode Island

👉 Crypto ATM Regulation Is Increasing Nationwide

⚡️ Summary

🔒 Crypto ATMs Are Increasingly Coming Under Control

👉 The Main Goal Is to Protect Users, Especially the Elderly

🔥 Conclusion:
Crypto Remains Free, but Access Points Are Being Increasingly Regulated

▶️This is James | This is Serj