cities are expensive for unrelated reasons , the problem with villages is availability of well paying work

I've got a good post about this. But short of it is that things are so much better priced that you can afford to live much easier on even a min wage salary.

I've gone on record in a few places saying it's easier to afford a house as a minimum wage worker in a poor area than it is to afford a home as a 6-figure earner in the urban landscape.

Of course, there's good reasons for some folks not to move to poor areas. But a lot of people, I think, just don't understand how much easier it is and don't move to an affordable area because they think funding and work would be more difficult to find, and that this would make life harder, rather than for more principled reasons.

Here's a bit of analysis I wrote before; it's regarding a viral $769k house in Redwood, CA:

Going back to this and doing some math. Let's assume 20% down payment.

If you live in an area where you can get a home for $60k, and you have a credit score of 700, you'll be making payments (including fees and taxes) of about $450 a month. This means you or your family's income needs to be a bit over $1.6k a month, about $19k a year.

Now let's talk about the $769k house. You'd need to put down $154k, which could have just flat out bought 2+ houses in the prior town. Then, you'll need to pay about $5,500 a month. To afford that, your income needs to be almost $20k a month, almost $236k a year. That's more than 12x the required income.

...

It's much easier to afford a house as a janitor in a small white town than it is to do so as a 6-figure salaryman in Redwood City.

The following one is also relevant here

Spoke with a young lady today who's a Walmart cashier in a small, poor town. Her and her fiance are 18 and 19, respectively. Both work at Walmart. They saved up money for 3 months and used it as the down payment for a house, where they now live.

Tanvir deserves a bullet for even thinking something like this.

But on the other hand, his ex employee makes more money in a month than my family does in a whole year, and that's somehow not enough?

Someone find out who this ex employee is so we can poor pill him.

Edit: was pointed out by smart poor in chat that it's Taka, not dollars. This account is run by someone with the retard syndrome who somehow missed this

Based and poor pilled

Is the video backwards?

No

Are breaking heart emojis the new Daily Poor trend?! Find out next time

Please, for the love of all that is holy and good, nobody remind her that Upstate NY exists.

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