Based and Daily Poor Pilled

I've gone on record in a few places saying it's easier to afford a house as a minimum wage worker in a poor area than it is to afford a home as a 6-figure earner in the urban landscape.

Of course, there's good reasons for some folks not to move to poor areas. But a lot of people, I think, just don't understand how much easier it is and don't move to an affordable area because they think funding and work would be more difficult to find, and that this would make life harder, rather than for more principled reasons.

Here's a bit of analysis I wrote before; it's regarding a viral $769k house in Redwood, CA:

Going back to this and doing some math. Let's assume 20% down payment.

If you live in an area where you can get a home for $60k, and you have a credit score of 700, you'll be making payments (including fees and taxes) of about $450 a month. This means you or your family's income needs to be a bit over $1.6k a month, about $19k a year.

Now let's talk about the $769k house. You'd need to put down $154k, which could have just flat out bought 2+ houses in the prior town. Then, you'll need to pay about $5,500 a month. To afford that, your income needs to be almost $20k a month, almost $236k a year. That's more than 12x the required income.

...

It's much easier to afford a house as a janitor in a small white town than it is to do so as a 6-figure salaryman in Redwood City.

Based Yooper content:

The heiarchy of least reliable to most reliable sources of information

1.Left wing Jewish media
2.Mainstream Jewish media
3.Establishment conservative media
4.Jew for jew media
5.Wikipedia
6. Encyclopedias and other general  knowledge sources of information
7. Specific academic works
8. The 1911 Encyclopedia Britannica
9. Dreams
10. Racist group chats

Shots fired at Minnesota

"I have been told by both natives and outsiders that Minnesota Nice is more an expression used to make people think Minnesotans are nice and welcoming, but in reality, it is anything other than that. In fact, most have told me that many native Minnesotans are more likely to be “friendly” to a person's face and then talk badly about them as soon as they walk away.

One lady told me that she was beginning to think being flipped-off in traffic around the Twin Cities was the “Minnesota state salute” due to how often she received this particular hand gesture.

I have also been informed by many native Minnesotans that the term Minnesota Nice is, more or less, used in jest, by both natives and newcomers, to describe what both groups know to be sarcasm. In other words, it's kind of like the Midwestern version of people from New York saying that New Yorkers are known for their friendliness, politeness, or eagerness to help tourists. We all know those things aren't true and most of us would get a good laugh at the notion of such descriptions being used to describe New Yorkers with any degree of seriousness."

He just keeps going. This is now an anti-Minnesota channel.

"Also through my research on the topic of Minnesota Nice, I learned that newcomers to the state tend to have a harder time fitting in or making new friends there than anywhere else they have ever been. One lady said that she had been there for over two-years without so much as being invited inside the home of any of her neighbors.

A simple Google search will turn up numerous online articles substantiating my claims of Minnesota Nice being more sarcasm than genuine kindness. The fact that Google provides no links at all on the subject of Yoopers being unfriendly further verifies my claims of Yooper hospitality and generosity being authentic."

I've had three people try to give me TVs.... Apparently that's just normal Yooper behavior. Fascinating.

"Tony was working under the hood of his SUV when I walked over to introduce myself and see if he needed a hand with anything. I'm not a mechanic but I know enough to be a decent helper. As it turned out, he didn't need help with what he was doing, but he was happy to shake my hand and meet his new neighbor.

Within the first few minutes of talking with Tony, he mentioned something he had recently seen on TV and asked if I happened to see it. I informed him that we didn't even own a TV. He quickly offered me one of his. I asked how much he wanted for it and was shocked to hear that he was giving it to me for free. Hearing this, I assumed there must be something wrong with it, or maybe it was just really small and that was his reason for being so quick to just give it away. I was pleasantly surprised to see it was actually quite large and worked just fine. As he said, it's not a plasma screen, but it works. And I certainly couldn't beat the price.

When his wife, who was talking with Raylynn at the moment, overheard bits and pieces of our conversation, she asked which TV he was giving us. Tony told her the one he was referring to and she quickly reminded him that they actually had two TVs they could spare. Both were collecting dust in their basement at the time. Minutes later Tony and I were each carrying a TV from their place to ours."

Now he's going sheet Wyoming and South Dakota. Brutal.

"I spent nearly every spare minute researching the perfect U.P. town in which to move my family. Rather than being bitter about our opportunities out West, we chose instead to look at it a little more optimistically. When one door closes, another one opens. Wyoming and South Dakota were not where we were destined to live. Looking back, we are thankful for that because we now know it was a blessing in disguise."