Tech Office : Updates & Tech News ~1
UPI charges may be introduced soon as UPI operational costs are increasing, and the government is reducing UPI subsidies.
Upcoming UPI Charges: All You Need to Know
The government is considering introducing charges for UPI (Unified Payments Interface) transactions, particularly for larger merchants. Here's a detailed breakdown:
1. Merchant Discount Rate (MDR):
- MDR is a fee paid by merchants to banks for processing digital transactions.
- Currently, all UPI transactions are free for merchants, but the government proposes to apply MDR for merchants with an annual turnover exceeding ₹40 lakh.
2. Proposed Tiered Model:
- Larger businesses would face higher charges.
- Smaller merchants are expected to remain exempt from these fees.
3. Why the Move?:
- To sustain the growing UPI ecosystem and reduce reliance on government subsidies.
- The UPI platform has seen immense growth, recording over 16 billion transactions in February 2025.
4. Incentives for Small Transactions:
- A new government scheme encourages low-value UPI transactions (below ₹2,000).
- Banks and payment providers are incentivized to keep these transactions free for consumers, fostering digital payments among small businesses.
### The Dual Approach
- Charging Larger Merchants: Ensures that larger players contribute to the ecosystem's maintenance.
- Incentivizing Small Transactions: Protects affordability for small businesses and consumers.
The government is considering introducing charges for UPI (Unified Payments Interface) transactions, particularly for larger merchants. Here's a detailed breakdown:
1. Merchant Discount Rate (MDR):
- MDR is a fee paid by merchants to banks for processing digital transactions.
- Currently, all UPI transactions are free for merchants, but the government proposes to apply MDR for merchants with an annual turnover exceeding ₹40 lakh.
2. Proposed Tiered Model:
- Larger businesses would face higher charges.
- Smaller merchants are expected to remain exempt from these fees.
3. Why the Move?:
- To sustain the growing UPI ecosystem and reduce reliance on government subsidies.
- The UPI platform has seen immense growth, recording over 16 billion transactions in February 2025.
4. Incentives for Small Transactions:
- A new government scheme encourages low-value UPI transactions (below ₹2,000).
- Banks and payment providers are incentivized to keep these transactions free for consumers, fostering digital payments among small businesses.
### The Dual Approach
- Charging Larger Merchants: Ensures that larger players contribute to the ecosystem's maintenance.
- Incentivizing Small Transactions: Protects affordability for small businesses and consumers.
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HyperOS 2.2 System launcher update Review, Set New Widgets in Redmi, Xiaomi Phones
🔥🔥 Watch this video until the end to understand everything.
Video link
☄️https://youtu.be/JQ715rmEJt4
☄️https://youtu.be/JQ715rmEJt4
Download Files📂/Link🔗
https://t.me/TechOfficeUpdate/12088
How to set china widgets on system launcher
https://youtu.be/2Tr7BK7n3Fw
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Video link
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☄️https://youtu.be/JQ715rmEJt4
Download Files📂/Link🔗
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How to set china widgets on system launcher
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India has chosen 8 Responsible AI projects under the Safe and Trusted AI Pillar of the IndiaAI Mission:
1.Machine Unlearning(IIT Jodhpur): Enhances data privacy/security in generative foundation models.
2.Synthetic Data Generation(IIT Roorkee): Creates methods to mitigate dataset bias.
3.AI Bias Mitigation(NIT Raipur): Addresses bias in healthcare systems.
4.Explainable AI Framework(DIAT Pune & Mindgraph Tech): Develops frameworks for security applications.
5.Privacy-Enhancing Tools(IIT Delhi, IIIT Delhi, IIT Dharwad, TEC): Builds robust privacy-preserving models.
6.AI Ethical Certification Framework(IIIT Delhi & TEC): Assesses AI fairness.
7.AI Algorithm Auditing Tool(Civic Data Labs): Launches "ParakhAI" for auditing algorithms.
8.AI Governance Testing Framework (Amrita Vishwa Vidyapeetham & TEC): Creates "Track-LLM" for LLM transparency.
A 2nd Expression of Interest (EoI) invites proposals for watermarking, ethical AI frameworks, stress testing tools, and deepfake detection.
1.Machine Unlearning(IIT Jodhpur): Enhances data privacy/security in generative foundation models.
2.Synthetic Data Generation(IIT Roorkee): Creates methods to mitigate dataset bias.
3.AI Bias Mitigation(NIT Raipur): Addresses bias in healthcare systems.
4.Explainable AI Framework(DIAT Pune & Mindgraph Tech): Develops frameworks for security applications.
5.Privacy-Enhancing Tools(IIT Delhi, IIIT Delhi, IIT Dharwad, TEC): Builds robust privacy-preserving models.
6.AI Ethical Certification Framework(IIIT Delhi & TEC): Assesses AI fairness.
7.AI Algorithm Auditing Tool(Civic Data Labs): Launches "ParakhAI" for auditing algorithms.
8.AI Governance Testing Framework (Amrita Vishwa Vidyapeetham & TEC): Creates "Track-LLM" for LLM transparency.
A 2nd Expression of Interest (EoI) invites proposals for watermarking, ethical AI frameworks, stress testing tools, and deepfake detection.
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Pixel 10 Series:
🔳 Tensor G5 (TSMC)
🎮 Imagination Technologies GPU
🎮 Removed ARM Mali GPU ❌
#Google #Pixel10 #Pixel10Pro
🔳 Tensor G5 (TSMC)
🎮 Imagination Technologies GPU
🎮 Removed ARM Mali GPU ❌
#Google #Pixel10 #Pixel10Pro
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Vivo Y300 Pro+ Launching on 31st march in china 🇨🇳
Specifications:
🔳 Snapdragon 7s Gen 3
🔋 7320mAh
🤳 32mp selfie
📷 50MP
🔌 90w Charging
🍭 Android 15 / OriginOS 5
🌈 Colours
Blue, Pink ,Black
⚖️<200g
📏<8mm
Its iQOO Z10 for india 🇮🇳
#vivoY300ProPlus #iQOOZ10
Specifications:
🔳 Snapdragon 7s Gen 3
🔋 7320mAh
🤳 32mp selfie
📷 50MP
🔌 90w Charging
🍭 Android 15 / OriginOS 5
🌈 Colours
Blue, Pink ,Black
⚖️<200g
📏<8mm
Its iQOO Z10 for india 🇮🇳
#vivoY300ProPlus #iQOOZ10
Elite HyperOS Lite v1.14 Review Ft Poco F6 | HyperOS 2.0.102 Elite Edition for Poco F6
🔥🔥 Watch this video until the end to understand everything.
Video link
☄️https://youtu.be/xpFqZAtNbLg
☄️https://youtu.be/xpFqZAtNbLg
Download Files📂/Link🔗
Credit- HassanMirza01
Installation guide for this video
https://youtu.be/3IEOGizRZY0
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🔥🔥 Watch this video until the end to understand everything.
Video link
☄️https://youtu.be/xpFqZAtNbLg
☄️https://youtu.be/xpFqZAtNbLg
Download Files📂/Link🔗
Credit- HassanMirza01
Installation guide for this video
https://youtu.be/3IEOGizRZY0
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Tech Office 🚦 Tech Office Backup1
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Maje kro ab sab kisi ka help nhi ho payega because kisi ne report kr diya bt unlock channel ko, can't post any information about that 😂😂😂
Help krna bhi logo ko pasand nhi h aaj ke time me😂😂
Now no help in DM
Help krna bhi logo ko pasand nhi h aaj ke time me😂😂
Now no help in DM
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