Forwarded from ABC ABC
5_6078038220363270529.pdf
93.9 KB
Congratulations SBI PO Result Declared 💐💐💐
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Result-of-Preliminary-Exam-AAO-Generalist-2023.pdf
1 MB
Congratulations 7754 Candidates Qualified 💐💐
100323-Junior Associates-mains-2022-RESULT-15 FORMAT.pdf
91.4 KB
SBI Clerk Mains Result is Out, Congratulations 💐💐💐💐💐
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Poll on today's result
LIC AAO
SBI CLERK SBI PO
LIC AAO
SBI CLERK SBI PO
Anonymous Poll
8%
LIC
4%
SBI CLERK
6%
SBI PO
2%
LIC AND SBI PO
1%
LIC AND SBI CLERK
2%
SBI PO AND SBI CLERK
8%
ALL THREE
73%
POLL CHECK
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📌Silicon Valley Bank Collapse Explained in Bro code. 🥹 Even a 15 year old can understand.
Characters - SVB, Fed, Bro (Startup)
✅ Between 1994 till 2021
Bro: Who are you bro?
SVB: I am your friend.
Bro: Will you lend me money? I am a tech startup.
SVB: Offcourse, Kitna Chahiye?
Bro: Tu bhai hain mera🥹 When everyone rejected me tune support Kiya.
SVB: Thenks!
✅ In 2021
Bro: I have some money leftover from fundings, can I deposit?
SVB: Unasked Bro anytime 🙈
Now, Bro Started depositing money at SVB at 0%. So much that deposits at SVB are way above than loans granted.
SVB now forced to buy zero rated long term security (MBS - Jaane de naa, Tu bhavnao ko samajh)
✅ In 2022
Fed: I increased the rates to 1%. Ting ting tiding!
SVB: Whatever! 🙄
Bro: Yeah Whatever! I am with u SVB😘
.
.
.
.
Fed: I increase the rates again to 1.5%. Dhan Ta Dha!
SVB: Whatever! 🙄🙄
Bro: Yeah Whatever. 😐
.
.
.
.
Fed: I increase the rates to 2.5%. Hehehe😂
SVB: Whatever! 🙄
Bro: 😒😒😒🤐
WhatsApp University: How dare you?
Fed: Shutup bro, this is not Adani fiasco. Just F*ckoff.
.
.
.
.
Fed: I increase the rates to 3%. 😎
SVB: Whatever! 🙄
Bro: 🤒🤕🤧 Bro, gimme my deposits back! I will invest in zero risk fed bonds at 3%.
SVB: I trusted you bro, the zero rated bonds I have purchased from your deposits are trading less than my cost now.
Bro: Whatever! 🙄 Gimme my money back!
SVB: Tu mera bhai tha naa bro?
Bro: Baap bada na bhaiyaa sabse bada Rupaiya bro 🥱
SVB: OK bro! Deta main teko.
FED: 🤣🤣🤣
SVB: I sold my investments at $1.8Bn loss just to pay you back bro! (Stock plummet after this)
Bro: Whatever🙄
Other Bros: Hey SVB, We want out money back too.
SVB: 🥵🤢🤢💔 waaat!
Other Bros: Yes😐 our new bhai is Fed now.
This saga continued entire day yesterday, the demand to return deposits were so so crazy that California authorities shut the bank. The SVB collapsed in 4 hours!
It is in control of FDIC now, who will sell assets and deposits to repay lenders and customers.
The #svb didn't collapse due to bad lending practices but bad Asset Liability Management. Its because of "Whatever! 🙄". They failed to act when they should have.
Its not right to compare it with Lehman or Enron. Its more on the likes of LTCM collapse. Its classic case of bank run.
Had they given some time by the depositors, SVB could have survived.
Follow me (Parth) for more such content.
Subscribe to The Valuation School YT channel for premium content on Investment Banking Prep and financial modelling. (link in comments)
#finance #investmentbanking #venturecapital
Characters - SVB, Fed, Bro (Startup)
✅ Between 1994 till 2021
Bro: Who are you bro?
SVB: I am your friend.
Bro: Will you lend me money? I am a tech startup.
SVB: Offcourse, Kitna Chahiye?
Bro: Tu bhai hain mera🥹 When everyone rejected me tune support Kiya.
SVB: Thenks!
✅ In 2021
Bro: I have some money leftover from fundings, can I deposit?
SVB: Unasked Bro anytime 🙈
Now, Bro Started depositing money at SVB at 0%. So much that deposits at SVB are way above than loans granted.
SVB now forced to buy zero rated long term security (MBS - Jaane de naa, Tu bhavnao ko samajh)
✅ In 2022
Fed: I increased the rates to 1%. Ting ting tiding!
SVB: Whatever! 🙄
Bro: Yeah Whatever! I am with u SVB😘
.
.
.
.
Fed: I increase the rates again to 1.5%. Dhan Ta Dha!
SVB: Whatever! 🙄🙄
Bro: Yeah Whatever. 😐
.
.
.
.
Fed: I increase the rates to 2.5%. Hehehe😂
SVB: Whatever! 🙄
Bro: 😒😒😒🤐
WhatsApp University: How dare you?
Fed: Shutup bro, this is not Adani fiasco. Just F*ckoff.
.
.
.
.
Fed: I increase the rates to 3%. 😎
SVB: Whatever! 🙄
Bro: 🤒🤕🤧 Bro, gimme my deposits back! I will invest in zero risk fed bonds at 3%.
SVB: I trusted you bro, the zero rated bonds I have purchased from your deposits are trading less than my cost now.
Bro: Whatever! 🙄 Gimme my money back!
SVB: Tu mera bhai tha naa bro?
Bro: Baap bada na bhaiyaa sabse bada Rupaiya bro 🥱
SVB: OK bro! Deta main teko.
FED: 🤣🤣🤣
SVB: I sold my investments at $1.8Bn loss just to pay you back bro! (Stock plummet after this)
Bro: Whatever🙄
Other Bros: Hey SVB, We want out money back too.
SVB: 🥵🤢🤢💔 waaat!
Other Bros: Yes😐 our new bhai is Fed now.
This saga continued entire day yesterday, the demand to return deposits were so so crazy that California authorities shut the bank. The SVB collapsed in 4 hours!
It is in control of FDIC now, who will sell assets and deposits to repay lenders and customers.
The #svb didn't collapse due to bad lending practices but bad Asset Liability Management. Its because of "Whatever! 🙄". They failed to act when they should have.
Its not right to compare it with Lehman or Enron. Its more on the likes of LTCM collapse. Its classic case of bank run.
Had they given some time by the depositors, SVB could have survived.
Follow me (Parth) for more such content.
Subscribe to The Valuation School YT channel for premium content on Investment Banking Prep and financial modelling. (link in comments)
#finance #investmentbanking #venturecapital
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