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RBI Grade B Phase 2 isn’t just about knowledge it’s about how brilliantly you connect the dots. My SPELT framework helps link Social, Political, Economic, Legal, Technological, Ethical and Time based dimensions with SDGs, Preamble and key reports. Use references from Budget, RBI speeches and national indices. Remember: English Paper = 70% language, 30% content; ESI & FM = 70% content, 30% language. Master the balance.