Target RBI Grade B 2025
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Updates about RBI Grade B, RBI Assistant and SEBI Grade A, NABARD Grade A, Grade B and Development Assistant Exams and latest news regarding important Economy, Banking and Finance developments.
Managed by Ex.Manager, Reserve Bank of India.
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In today’s world also, mastering #Excel, improving #English, and enhancing #communication skills can change your destiny. 🚀 These 3 skills alone can earn you a 3BHK in #Pune! 🏡💼

#SkillsMatter #CareerGrowth #LearningNeverStops #Success
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LIC AAO (GENERALIST)
Batch Starting Today 6pm
Enrollment link -https://www.ixambee.com/cart/95
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🚀 Bankers & Professionals – thinking about a career shift?
I regularly share 🎓 higher education opportunities on my Telegram channel. There are 10–15+ such options waiting for you!
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Last One Hour to Register

Don't Miss This Session - Register Today
Free Workshop on ARD for NABARD 2025: What NOT to Study! Aug 23, 8PM Register Now -   
https://www.ixambee.com/form/a86lhDnl5b4ac9Vf
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Join Now

Hi there,
 
Welcome! You are invited to join a meeting: NABARD Grade A/B 2025 Free Workshop on ARD for NABARD 2025: What NOT to Study!. 
 
You are invited to a Zoom meeting. 
When: Aug 23, 2025 08:00 PM India
 
Join in advance for this meeting:
https://zoom.us/meeting/register/iLPCqLNTTsa6oATvNCFQOA
 
After registering, you will receive a confirmation email containing information about joining the meeting.
Meeting Registration - Zoom
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#VedicMaths in #NCERT Textbooks!
Proud of India’s rich #heritage#Vedic #Mathematics
I studied all 16 Sutras during my school days.
Even today, as a #Math teacher, they continue to help me.
Here, I’m just illustrating the first two Sutras:
🔹 Ekadhikena Purvena – “One more than the previous one”
🔹 Nikhilam Navatashcaramam Dashatah –
Vedic Maths = Simplicity + Speed + Power 🚀

🌏 India’s Knowledge System blends mathematics, philosophy, astronomy, and logic—proving its timeless greatness in nurturing intellect, innovation, and holistic human progress.
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Pics form my Personal #Garden!
यह फूल पोर्टुलाका ग्रैन्डिफ़्लोरा (Portulaca grandiflora) है, जिसे हिंदी में आमतौर पर सदैवहार या सूरजमुखी फूल (कभी-कभी इसे नौ बजे का फूल / दस बजे का फूल भी कहा जाता है) 🌸

विशेषताएँ:
• खिलने का समय: सुबह जल्दी (7 बजे तक) इसकी कलियाँ बंद रहती हैं और लगभग 9–11 बजे धूप पड़ते ही फूल पूरी तरह खिल जाते हैं।
• रंग: चमकीले गुलाबी, लाल, पीले, नारंगी और सफेद रंगों में मिलते हैं।
• पत्तियाँ: छोटी, मोटी और रसीली होती हैं, जिनमें पानी संग्रहित रहता है।
• विकास: यह ज़मीन पर फैलने वाला पौधा है और गमलों या हैंगिंग बास्केट के लिए बहुत उपयुक्त है।
• देखभाल: इसे भरपूर धूप चाहिए, बहुत कम पानी में भी अच्छा चलता है और अच्छी जल निकासी वाली मिट्टी में बेहतर बढ़ता है।

मज़ेदार तथ्य: इसे “दस बजे का फूल” भी कहा जाता है क्योंकि धूप आने के बाद लगभग उसी समय यह खिलता है।
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Question Asked in today's UPSC GS 3 Paper, relevant for RBI and NABARD Exams.

Model Answer:

The Human Development Index (HDI) combines life expectancy, education levels, and per capita income to provide a broad measure of average achievements.

The Inequality-adjusted Human Development Index (IHDI) goes further by factoring in inequality in distribution. Where inequality is high, IHDI values are significantly lower than HDI.

India’s Current Status (HDR 2025)
As per the UNDP Human Development Report 2025 – “A Matter of Choice: People and Possibilities in the Age of AI”, India’s HDI in 2023 was 0.685 (Rank 130/193), placing it in the medium human development category.
When adjusted for inequality, India’s IHDI falls to 0.475, reflecting a 30.7% reduction—one of the highest losses in the Asia-Pacific region.

What the Gap Shows:

This sharp drop reveals that health and education inequality have improved somewhat, but income and gender disparities remain severe.
For example, low female labour force participation and uneven access to basic services continue to drag India’s IHDI down.

Why HDI Alone is Misleading:

HDI reflects only averages, masking regional and social inequalities.
For instance, Kerala’s HDI (~0.78) is far above Bihar’s (<0.58), yet this contrast is hidden in the national HDI score.

Why IHDI Matters More:

The IHDI is a better indicator of inclusive growth, as it shows the real level of human development people actually experience.
It helps policymakers identify who is left behind and target interventions—through schemes like Ayushman Bharat (healthcare), PM Jan Dhan Yojana (financial inclusion), and Beti Bachao Beti Padhao (gender equity).

Conclusion:

While HDI measures progress in broad terms, the IHDI captures the depth of inequality, making it a superior and more realistic tool for guiding policies toward equitable development in India 【UNDP, Human Development Report 2025】.
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Feedback of a Banker having 10+ years of Experience in PSB.

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2-3 Years before I was talking to one big Investor, he privately told me that in Indian Stock Market there is 90% insider trading (these people are making big money) and 10% real trading (common people)!
Top Mutual Fund Managers have secret/private information!
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