Target RBI Grade B 2025
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Updates about RBI Grade B, RBI Assistant and SEBI Grade A, NABARD Grade A, Grade B and Development Assistant Exams and latest news regarding important Economy, Banking and Finance developments.
Managed by Ex.Manager, Reserve Bank of India.
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Hi there, You are invited to a Zoom meeting. When: Jan 27, 2025 06:15 PM India Register in advance for this meeting: https://zoom.us/meeting/register/dIg93-O-Tz63b4Rweh8jIA After registering, you will receive a confirmation email containing information about joining the meeting.
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DeepSeek is a Chinese AI startup that has developed an advanced large-language model, rivaling Western counterparts like OpenAIโ€™s ChatGPT, but at a fraction of the cost.

Impact on Nvidiaโ€™s Stock:
โ€ข Market Reaction: Following DeepSeekโ€™s announcement, Nvidiaโ€™s stock plunged by 11.5%, closing at $126.05.
โ€ข Cost Efficiency Concerns: DeepSeek trained its AI model for just $5.6 million, significantly less than the hundreds of millions spent by U.S. companies, raising questions about the necessity of Nvidiaโ€™s expensive chips.

Potential Threat to OpenAI:
โ€ข Competitive Pressure: DeepSeekโ€™s efficient model development could intensify competition in the AI sector, potentially challenging OpenAIโ€™s market position.

This development underscores the rapidly evolving dynamics in AI technology and the global market.
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The Nifty 50 is experiencing its longest streak of monthly losses in over 23 years, indicating significant market volatility and investor caution. This trend may reflect broader economic concerns and has implications for investment strategies and economic forecasts in India.
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RBI announces measures to manage liquidity conditions:

On a review of current liquidity and financial conditions, the ๐‘๐ž๐ฌ๐ž๐ซ๐ฏ๐ž ๐๐š๐ง๐ค has decided to conduct the following operations to inject liquidity into the banking system:

๐Ž๐Œ๐Ž purchase auctions of ๐†๐จ๐ฏ๐ž๐ซ๐ง๐ฆ๐ž๐ง๐ญ ๐จ๐Ÿ ๐ˆ๐ง๐๐ข๐š ๐’๐ž๐œ๐ฎ๐ซ๐ข๐ญ๐ข๐ž๐ฌ for an aggregate amount of โ‚น60,000 crore in three tranches of โ‚น20,000 crore each to be held on January 30, 2025, February 13, 2025, and February 20, 2025.

56-day ๐•๐š๐ซ๐ข๐š๐›๐ฅ๐ž ๐‘๐š๐ญ๐ž ๐‘๐ž๐ฉ๐จ (๐•๐‘๐‘) auction for a notified amount of โ‚น50,000 crore to be held on February 7, 2025.

USD/INR ๐๐ฎ๐ฒ/๐’๐ž๐ฅ๐ฅ ๐’๐ฐ๐š๐ฉ ๐€๐ฎ๐œ๐ญ๐ข๐จ๐ง of USD 5 billion for a tenor of six months to be held on January 31, 2025.

2. Detailed instructions for each operation shall be issued separately.

3. The Reserve Bank will continue to monitor evolving liquidity and market conditions and take measures as appropriate to ensure orderly liquidity conditions.
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Press for ๐Ÿ‘ Yes and Press ๐Ÿ™ for No!
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Why China is leader in a technology?

โœ… Indian Students often prioritize long-term U.S. residency for higher earning potential and career opportunities in tech giants like Google/Microsoft.

โœ… Chinese Students increasingly return home, driven by nationalism, state-backed incentives, and Chinaโ€™s booming tech sector (e.g., AI, semiconductors).

Key Drivers:

๐Ÿ”น For India:
Limited domestic opportunities + strong U.S. diaspora networks.

๐Ÿ”น For China:
Serve the Motherland campaigns + restrictions on sensitive fields in the U.S.
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#Nvidia lost about $534 billion in market capitalization Monday, which would be by far the single greatest one-day value wipeout of any company in #history, exceeding the $279 billion market cap lost by none other than Nvidia on Sept. 3, 2024 (Metaโ€™s $251 billion loss Feb. 3, 2022 is the third-biggest daily loss).
#China #DeepSeek #OpenAI #Microsoft #Google
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Forwarded from Sonali Kothiyal
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I travelled to London by British Airways two times, first try to get a good job (or business), and then you can achieve all your all dreams!
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About Liang Wenfeng CEO DeepSeek AI:

1. Visionary Leader: Liang Wenfeng, CEO of DeepSeek AI, left Wall Street in 2019 to democratize AI, aiming to make it accessible beyond elites.

2. Early Success: Founded Huanfang Quantitative, an AI hedge fund, and later High-Flyer (manages $8B AUM), leveraging predictive algorithms.

3. Bold Moves: Acquired 10,000 Nvidia H800 chips (2021) and launched DeepSeek (2023) with a lean team focused on efficiency.

4. Talent Acquisition: Hired top PhDs from Peking, Tsinghua, and Beihang universities, offering salaries rivaling tech giants like ByteDance.

5. Cost Efficiency: Developed AI models (V3, R1) rivaling OpenAI at ~1/20th the cost ($6M vs. OpenAIโ€™s $600M+).

6. Open-Source Innovation: DeepSeek R1 is open-source, fully discloses reasoning steps, and costs <$4/million tokens vs. OpenAIโ€™s $100+.

7. Transparency: Published groundbreaking methods in a paper co-authored by 200+ researchers, fostering industry-wide innovation.

8. Defying Limits: Overcame US export restrictions by optimizing GPU usage and developing novel training techniques.

9. Mission-Driven: Rejected a $10B acquisition offer, stating DeepSeek is a โ€œmissionโ€ to democratize AI.

10. Impact: Demonstrated Chinese AI talentโ€™s global rise (38% of top U.S. AI talent is Chinese) and redefined cost benchmarks in AI development.
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The Income Tax Department has started sending this message to all the tax payers who have claimed deductions for donation to political party u/s 80GGC in the last 2 years and emphasizing on filing an updated Return.

This is very interesting.

In my opinion the following things might be there in the departmentโ€™s mind:

1. Firstly Majority of these donations are fake and made by Salaried Individuals. Therefore the department is playing a mind game to scare them to file an updated return and take 25% or 50% additional tax u/s 140B along with Interest.

2. Secondly I feel this is also a deterrent for not making such fake donations for the current FY 2024-25 as majority of tax payers do this in the last 2 months of the FY.

3. Thirdly the department will check later the donors of which political party will file maximum updated return so that those political parties can be taken under scanner.
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UPI Transactions Growth:

Volume Growth:
21x*m increase (from ~44k lakh to ~932k lakh).
Value Growth:

16.5x increase (from ~โ‚น7.9L crore to ~โ‚น130.2L crore).

Significance:
Reflects explosive adoption of UPI in India, driven by digital payment penetration and trust in the system.
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