Target RBI Grade B 2025
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Updates about RBI Grade B, RBI Assistant and SEBI Grade A, NABARD Grade A, Grade B and Development Assistant Exams and latest news regarding important Economy, Banking and Finance developments.
Managed by Ex.Manager, Reserve Bank of India.
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Forwarded from Sonali Kothiyal
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This time RBI Grade B Shift 1 GA is like easiest of all Banking Exams!

Nabard Phase 1 GA is the most difficult GA!
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Ahmednagar District Central Cooperative Bank (for Maharashtra Students) Clerk Recruitment.
Around 8-10 such recruitments are already published.
Salary is less but instead of sitting at home from year it’s better to take experience and learn banking.
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Nostro, Vostro And Loro Account In The Banking Sector : Simplified

🟦 Nostro Account [viz Our Account With You]

Nostro account is a bank account, that a bank holds in a foreign country’s currency at another bank in that country. This type of account is used by banks to facilitate foreign exchange transactions & to hold funds that belong to their customers who have accounts in foreign currencies.

To understand better, XYZ Bank in US wants to conduct biz in India & needs to hold Indian Rupee, it can open a NOSTRO account with Bank ABC in India. Bank XYZ can then use the NOSTRO account to facilitate transactions in Indian Rupee without having to convert the US dollar into INR every time it needs to make a transaction.

In the same way, if a customer of Bank XYZ wants to send money to a recipient in India, Bank XYZ can use the funds in its NOSTRO account with Bank ABC to complete the transaction. The customer’s account will be debited in US Dollars, but the recipient in India will receive INR. Nostro accounts are one of the ways that banks manage their foreign currency exposure & facilitate international transactions for their customers.

🟦 Vostro Account [viz Your Account With Us]

Vostro account is a type of bank account that is held by a foreign bank at a domestic bank in the domestic bank’s currency.

To understand better, XYZ Bank in India wants to conduct business with Bank ABC in Australia and needs to hold Australian dollars, Bank XYZ can open a VOSTRO account with Bank ABC. Bank ABC would hold the Australian dollars on behalf of Bank XYZ and Bank XYZ could use the Vostro account to facilitate transactions in Australian dollars without having to convert INR into Australian dollars every time it needs to make a transaction.

🟦 Loro Account [ viz Their Account With Us]

Loro account is the opposite, which means an account that one bank holds with another or third-party banks.

When the two banks have Nostro Account with a third bank, then in this scenario Nostro Account of one bank with third bank would be a Loro Account for another bank. For Example, if Bank of Japan and Bank of India have Nostro Accounts in Bank of America. And if Bank of India need to pay $ to Bank of Japan then he will ask to Bank of America to Debit its Nostro Account and credit the Loro Account of Bank of Japan. (From G Gurnani’s LinkedIn)
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💥💥💥💥💥With Simple Graduation Degree, No Percentage Criteria, with QRE GA study for 4-6 months, one can get Rs.1 lakh monthly salary job.

These days more than 50% IIT and IIM Graduates are also not getting such salaries.

This is the best option for not so well financial sound people.

There are 1000s of people who are criticising bank jobs but remember there are lakh+ people who are doing these jobs and have got life time financial stability.

All jobs have pressure, you have recently saw SEBI issue, in RBI also some issues are there and similarly in IAS IPS IRS and in Private IT Consulting jobs. Nothing is easy.

Easiest thing is to do nothing, sitting at home and giving Gaali to all on Social Media🙂!

See your financial condition and then take actions, don’t listen to anyone, and if you have guts and talent then don’t join any govt job and do business and aim to earn Rs.1 lakh per day just like me (some will say it’s not easy, correct it’s not for those who say this)!
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सरकारी जॉब
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बिज़नेस
यूट्यूबर
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बस टाइमपास मत करो!🙏
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Can we expect such debates in India in the near future?
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Sir has given the updated info about the expected Phase 1 Date of IRDAI from 17th November to 10th October.
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